COMPARE TWO WHEELER INSURANCE

With Bajaj Allianz, you can compare bike insurance following these simple steps. Here we go:

1) Enter details of your two-wheeler, including the model, make, variant and two-wheeler number

2) Keep the vehicle registration number and RTO location ready

3) Answer a few basic questions- Is there any ongoing Two Wheeler Insurance Policy? Has the policy expired? What is your geographical location and where would you want to drive your two-wheeler?

4) After you’ve done what is there to do, click on the Get Quote button, and use this quote to compare to other plans you may be considering

You can compare a wide range of Two Wheeler Insurance policies according to the criteria that’s the most crucial for you, zero down on one, pay online and get your Two Wheeler Insurance Policy instantly.

It is really as easy as it sounds!

Comparing bike insurance policies doesn’t begin and end with two-wheeler insurance premium comparison. In between, there are quite a few factors that you should base an online comparison on.

Here’s a checklist of that:

Shopping for Cheap Premiums? Know your cover first

When you compare Two Wheeler Insurance, be sure of the type of cover you need. While The Motor Vehicles Act warrants that every two-wheeler have the basic Third Party Liability Only Policy, in order to ply on Indian roads, a more comprehensive Two Wheeler Insurance Policy provides coverage to your two-wheeler from regular losses/damages (as a result of man’s actions or otherwise).

If you have your eyes trained only on low premium costs, you might have to settle with inappropriate or inadequate coverage. That’s the reason why you should ideally carry out a through comparison of the products and their specific features (including add-on covers) before finally moving ahead with one.

Consider Add-ons

Add-ons take your Two Wheeler Insurance Policy past the basic plan mark. However, amidst a slew of add-on benefits, know which ones might not add much value to your policy. Additional covers such as Roadside Assistance Cover, Zero Depreciation Cover, or the Engine Protection Cover for that matter, might be more beneficial than others.

Having said that, your insurance objectives, budget and driving habits should influence the add-on covers you opt for.

Be Familiar with the Insurer’s Claim Settlement History

Being savvy with your insurer’s history of claim settlement would give you a valuable insight into its efficiency when it comes to getting a claim approved. Look up reviews and grievances posted by customers on the insurer’s web portal. Moreover, you can also probe into their after-sales and customer services for absolute peace of mind.

Check for Deductibles

A compulsory deductible is a sum that you would have to pay from your own pocket at the time of a claim. A voluntary deductible, on the other hand, is an amount that you’ve consented to pay prior to claim settlement.

Should you choose a higher deductible value, you’d be charged a relatively low premium on your Two Wheeler Insurance Policy. However, this will certainly affect the total claim amount (from the insurer) that you’re eligible for.

Don’t skimp on factoring in these deductibles when you compare bike insurance policies.

Know all Inclusions and Exclusions

As the maxim goes, the devil lies in the details. And your Two Wheeler Insurance Policy isn’t an exception to the norm. Read up the policy wording carefully as that would tell you exactly what’s included and what’s not. This way, you’d know whether the policy is worth your money.

Sure, your insurance needs can be varied, but we are here to serve them all. Be it buying a Two Wheeler Insurance Policy or renewing it, our host of coverages and additional benefits has got you covered, 24x7.

• Extensive Coverage

  Fun fact! We found out that our coverage is directly proportional to your insurance needs More varied the needs, better is our coverage.

  Be it a fire or an earthquake, hurricane or typhoon (and every other natural calamity there is), our Two Wheeler Insurance Policy provides you elaborate coverage. No questions asked.

  Amidst burglary, theft, riot, accidents, damage-in-transit and every other unforeseeable man-made circumstance, we will offer extensive coverage, making sure you don’t have to bear the brunt of such damages.

  For the owner of the insured two-wheeler, we offer a Personal Accident Cover of Rs.1 lakh. Moreover, if you have a family member riding pillion with you, our coverage will take care of that as well.

  Should your insured vehicle be responsible for damages to third-party (bodily harm, death or damages to their property, for that matter), Bajaj Allianz Third Party Legal Liability Policy has got your back.

• Instant Policy Purchase and Renewal

  Want to compare bike insurance in a jiffy? Look no further. With Bajaj Allianz, you can now sift through a wide range of policies, purchase and renew our Two Wheeler Insurance Policy within minutes. All you have to do is click and let us do the rest.

• Easy Transfer of NCB

  No Claim Bonus (NCB) is your reward for having been a responsible driver (and not filing a claim) over the course of your Two Wheeler Insurance Policy. If you have a No Claim Bonus accumulated with your former insurer, you can transfer up to as much as 50% of that to us, absolutely hassle-free.

• Help is Always Round the Corner

  Got a query regarding claims at 12 in the night? Why worry, when you have round-the-clock help from our experts? Just reach out to us on our Toll-Free number and we will be ready with help, faster than the speed of sound (well, that’s figuratively, of course!).

• Easy Settlement of Cashless Claims

  Our extensive network of garages across the country is ever ready to listen to and settle your cashless claims, no matter what time of the day it is. Here, processes are fast, so that you don’t have to wait in the wings.