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Motor Insurance
Road trips, commutes, or quick errands—protection that follows you everywhere
Coverage Highlights
Get comprehensive coverage for your bikeCashless Garages
7,200+ network garages for hassle free services
Own Damage Cover
Covers damage to your bike due to accidents, fire, theft and natural calamities
Third Party Liability
Unlimited liability for third party bodily injuries and INR 1 lac for third party property damage
Personal Accident Cover
Starting from INR 15 Lacs
No Claim Bonus
Up to 50%
Optional Covers
Wide range of Add Ons
On The Spot Claim Settlement
You can instantly register your bike insurance claim from the accident spot and get it settled within minutes through our Caringly Yours App
24x7 Spot Assistance
Get 24x7 roadside assistance, ensuring help is always just a call away, no matter when or where your car breaks down
Note
Two-Wheeler TP Insurance Premiums starting at INR 538
Inclusions
What’s covered?Third Party Liability for Bodily Injury & Death (Unlimited Cover)
If an accident is caused by your bike and you are liable to compensate for any injury or death of others then we will pay the exact amount as by court.
Third Party Liability for Property Damage (up to INR 1 lac)
If an accident is caused by your bike and you are liable to compensate for any damage to property of others then we will pay amount upto the SI limit
Accidents
Damages and losses that arise out of accidents and collisions
Natural or Man-Made Disasters
Damages and losses to bike by events like floods, cyclones, earthquakes, riots or vandalism
Fire Damage
Damages and losses if your bike catches fire or explodes
Theft
Financial losses when your bike is stolen
In Transit Damage
If your bike is damaged while being transported, this covers the repair costs
Personal Accident
Coverage if your bike accident results in death or disability of bike owner
Add-On Covers
Multiple Add-Ons which you can buy with your bike insurance policy to enhance your coverage
Exclusions
What’s not covered?Intentional Damage
Any damage caused to the bike intentionally
Depreciation
Normal wear and tear of the bike due to usage and depreciation in value is not covered
Mechanical or Electrical Breakdown
If your bike suffers an electrical or mechanical breakdown, the cost of repairs would not be covered
Illegal Activities
Any type of illegal activity such as driving without a license, under the influence of alcohol and/or drugs, or using the car for criminal activity
Geographic Limits
Your insurance policy is only valid within India. If your vehicle meets with an accident outside the country, your claim will be rejected.
War-related Damages
Losses caused by war or nuclear risks are not covered
Overloading the Vehicle
If you exceed the weight or passenger limit specified for your bike, leading to an accident.
Unauthorised Vehicle Modifications
If you modify your vehicle(electrical components or other illegal modifications), your policy may become invalid.
Racing or Speed Tests
If you participate in racing, speed tests, or illegal stunts and damage your bike, your claim will be denied
Note
Please read policy wording for detailed exclusions
Additional Covers
What else can you get?24x7 Road Side Assistance
Provides immediate roadside help for emergencies like flat tyres, towing, fuel assistance and more
Consumable Expenses
Coverage for consumables items like grease, lubricants, engine oil, oil filter, brake oil, etc
Zero Depreciation Cover
Every year the value of a bike depreciates but with zero depreciation cover, there are no depreciation cuts even when you make a claim, and you get the entire amount in your hands
No Claim Bonus Protector
Protects your No Claim Bonus even if you make a claim ensuring you get discount on your premium
Tyre Safeguard
This add-on cover can be fruitful if your car's tyre or tube gets damaged due to an accident. Tyre secure cover provides coverage for replacement expenses of tyres and tubes of the insured vehicle
Conveyance Benefit
If your car is in the garage for repairs, this cover will pay for money spent on cabs for your daily commute
Engine Protector
Covers financial losses incurred due to damage to your car engine
Return to Invoice (RTI) Cover
Recover invoice value of your bike back in case of theft or total loss
Compare Insurance Plans Made for You
Feature |
Third Party Liabilty Cover |
Own Damage Cover |
Comprehensive Cover |
Comprehensive Cover with Add-ons |
---|---|---|---|---|
Overview | Covers legal liabilities arising due to body injury or property damage to others due to your bike. It is mandatory by law. | Covers expenses arising out of damage to your bike. | Full fedged cover comprising of Third Party Liability cover and Own Damage covers | Enhance coverage by opting for various Add-ons over and above the comprehensive cover |
Policy Period | 1/2/3 years | 1 Year | 1/2/3/5 years | 1/2/3/5 years |
Third Party Liability for Injury, Death & Property Damage | Yes | No | Yes | Yes |
Accidents & Collisions | No | Yes | Yes | Yes |
Natural or Man-Made Disasters | No | Yes | Yes | Yes |
Fire Damage | No | Yes | Yes | Yes |
Theft | No | Yes | Yes | Yes |
Compulsory Personal Accident | Yes | Yes | Yes | Yes |
No Claim Bonus | No | Yes | Yes | Yes |
Add-on: Zero Depreciation Cover | No | Yes | No | Yes |
Add-on: Lock & Key Replacement | No | Yes | No | Yes |
Add-on: 24x7 Roadside Assistance | No | Yes | No | Yes |
Add-on: Consumables Cover | No | Yes | No | Yes |
Explore more add-ons | No | 25+ Add On's | 25+ Add On's | 25+ Add On's |
Get instant access to your policy details with a single click.
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Step-by-Step Guide
How To Buy
0
Download the Caringly Yours app from App stores or click "Get Quote"
1
Register or log in to your account.
2
Enter your bike details
3
You will be redirected to the bike Insurance Page.
4
Ensure to check your No Claim Discount
5
Choose right Insured Declared Value(IDV) that reflects your bike value
6
Evaluate Covers, Add Ons, Optional Covers and Exclusions
7
Select a plan from the recommended options, or customize your own plan
8
Review the premium and other coverage details
9
Proceed with the payment using your preferred method
10
Receive confirmation of your purchased policy via email and SMS
How To Renew
0
Login to the app
1
Enter your current policy details
2
Review and update coverage if required
3
Check for renewal offers
4
Add or remove riders
5
Confirm details and proceed
6
Complete renewal payment online
7
Receive instant confirmation for your policy renewal
How to Claim
0
Download our Caringly Yours App on Android or iOS
1
Register or login to use Motor On the spot claim for a smooth process
2
Enter your policy and accident details (location, date, time)
3
Save and click Register to file your claim
4
Receive an SMS with your claim registration number
5
Fill in the digital claim form and submit NEFT details
6
Upload photos of damaged parts as instructed
7
Upload your RC and driving license
8
Receive an SMS with the proposed claim amount
9
Use the SMS link to agree/disagree with the claim amount
10
Agree to receive the amount in your bank account
11
Track your claim status using the Insurance Wallet App
Know More
0
For any further queries, please reach out to us
1
Phone +91 020 66026666
2
Fax +91 020 66026667
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Be it a scooter or a bike that you are looking for, TVS Motor Company has a range to cater to your needs. Some of the stars of this show include Jupiter, Apache, Ronin, and Scooty. The company claims to be the third-largest manufacturer of two-wheelers in the country. It also operates in other regions such as the Middle East, Central & Latin America, and the Indian subcontinent.
Whether you already own a TVS two-wheeler or are planning to buy one, remember that its maintenance and upkeep should be one of your priorities. One of the ways to keep it in the best possible condition is to ensure that any future costs, or consequential mishaps, are covered. For this, insurance can help. If you seek financial protection against damages to your bike, you should purchase a TVS insurance policy.
Packed with amazing features, these bikes may make for an economical purchase. Easy to learn and fuel-efficient, they make a great mode of transport. When you are buying a TVS bike, you should also go ahead and ensure you buy a two-wheeler insurance policy.
Third-party bike insurance is the most basic type of insurance that is mandatory as per the Motor Vehicles Act, 1988. This type of insurance covers the legal liability of the policyholder in case of damages or injuries caused to a third-party person or property. In the event of an accident involving your TVS bike, if the accident results in damages or injuries to a third-party, the insurance policy will cover the cost of the damages and injuries up to the coverage limit of the policy. However, third-party bike insurance for TVS bikes does not cover damages to your own TVS bike.
Comprehensive two-wheeler insurance is an insurance policy that covers both third-party liabilities and damages to your own TVS bike. In addition to covering third-party liabilities, this type of insurance policy provides coverage for damages caused to your TVS bike due to accidents, natural disasters such as floods, earthquakes, etc., and man-made disasters such as riots, theft, fire, etc. It also offers personal accident cover for the policyholder in case of accidents resulting in death or disability. Comprehensive insurance for TVS bikes also allows for customizations with add-ons such as zero depreciation cover, pillion rider cover, engine protection cover, and more.
It is important to note that while third-party insurance is mandatory, a comprehensive two-wheeler insurance policy is recommended as it provides more extensive coverage and offers greater financial protection for your TVS bike.
It is important to go through the policy documents carefully to understand the inclusions and exclusions of the TVS insurance policy that you opt for. This will help you avoid any surprises during the claims process and ensure that you receive the maximum benefits from the policy in case of any unfortunate events.
There are several add-on covers available with TVS bike insurance policies that can enhance the protection offered by the basic insurance policy. Here are some of the most common add-ons:
This add-on protects the bike's engine and its parts against damages caused by waterlogging or oil leaks.
This add-on cover ensures that the depreciation value of the bike's parts is not taken into account at the time of claim settlement. This means that you will get a higher claim amount in case of any damages or repairs.
This add-on provides financial protection to the pillion rider in case of accidental injury or death.
This add-on provides 24x7 assistance in case of emergencies such as flat tyres, battery breakdowns, or accidents.
No Claim Bonus add-on protects your NCB in case of a claim, ensuring that you receive the full benefits of the accumulated bonus.
This add-on ensures that you receive the full invoice value of the bike in case of total loss or theft.
It is important to note that each add-on comes with an additional premium, and the cost varies depending on the coverage and the insurer. Therefore, it is essential to evaluate your requirements carefully before opting for any add-ons.
Buying bike insurance online for your TVS two-wheeler is a simple and convenient process. Here are the steps to follow:
It is important to compare the policies and premiums offered by different insurers before making a purchase. This can help you find the best policy that meets your requirements at an affordable price.
Renewing your TVS bike insurance online is a simple and quick process. Here are the steps to follow:
It is recommended to renew your TVS bike insurance before the expiry date of your current policy to avoid any lapse in coverage. You can also compare the premiums and features of different policies offered by other insurance providers before renewing your policy.
If you want to file a TVS insurance claim, you can follow these simple steps:
It is important to file the claim as soon as possible to avoid any delays or complications. Also, ensure that you have all the necessary documents and details ready before you file the claim to make the process smoother.
When filing a TVS bike insurance claim, you will typically be required to provide the following documents:
It is important to note that the exact documents required may vary depending on the circumstances of the claim, so it is best to check with the insurance provider for their specific requirements.