Buy/Renew Hero Bike Insurance Policy Online

Whether you are looking for efficient scooters or high-performance bikes, Hero MotoCorp has a range for you to choose from. They offer a wide selection that caters to various needs, be it performance, cost-efficiency, or style. With options like Splendor, Maestro, Xoom, and Xtreme, you can pick based on your personal preferences and priorities.

If you already own a Hero MotoCorp two-wheeler, remember that its maintenance and upkeep should be one of your priorities. One of the ways to keep it in the best possible condition is to ensure that any future costs, consequential of mishaps, are covered. For this, insurance can help. If you seek financial protection against damages to your bike, you should purchase a Hero insurance policy.

With Bajaj Allianz Hero Bike Insurance, you’re in command. A smooth ride awaits you, both on the road and in life. A comprehensive bike insurance policy will let you manage both accident-related risks and third-party liability with ease.

Types of Insurance Policies for Hero MotoCorp Bikes

Packed with amazing features, these bikes may make for an economical purchase. Easy to learn and fuel-efficient, they make a great mode of transport for you. When you are purchasing a bike from Hero MotoCorp, you should also go ahead and buy a two-wheeler insurance plan for the same.

When it comes to insuring your bikes, you can choose between two types of policies: third-party bike insurance and comprehensive bike insurance. For Hero MotoCorp two-wheelers, it is mandatory to have third-party bike insurance as per the Motor Vehicles Act of 1988. This insurance policy covers financial damages and injuries caused to a third-party vehicle or person, but it doesn't provide any coverage for own damages.

In contrast, Comprehensive insurance provides all-round coverage for own damages and third-party damages under a single policy. It covers losses or damages caused by natural and manmade disasters, fires, theft, and more. Additionally, you can enhance the coverage of your Hero insurance by adding on optional extras. The price of comprehensive two-wheeler insurance is slightly higher than third-party coverage alone and may increase further depending on the selected add-ons.

Features of Hero Bike Insurance

When it comes to Hero bike insurance, the features are designed to offer holistic coverage and peace of mind. Here’s what you can expect:

- Comprehensive Coverage

    Protects against third-party liabilities and own damages, covering accidents, theft, and natural or manmade disasters.

- Network Garages

    Enjoy cashless claim settlement at over 4000 network garages across India, ensuring minimal out-of-pocket expenses.

- Add-On Options

    Enhance your policy with add-ons like Zero Depreciation Cover, Roadside Assistance, and Personal Accident Cover for pillion riders.

- Long-Term Policies

    Opt for multi-year policies to reduce the hassle of yearly renewals and enjoy a consistent No Claim Bonus (NCB).

- Quick Renewals

    Renewing your Hero bike insurance online is fast and convenient, saving time and effort.

A well-rounded insurance policy ensures your Hero bike remains protected from unforeseen events, keeping you worry-free.

*Claims are subject to terms and conditions set forth under the motor insurance policy.

Benefits of Hero Bike Insurance

A long-term Bajaj Allianz Hero Bike insurance policy for your Hero bike gives you peace of mind for 3 years straight. Why? Because it’s one less thing on your to-do list.

• Bajaj Allianz Hero Bike Insurance is quick to buy and renew, saving time and effort.
• Cashless claim settlement at more than 4000 network garages all over India, exclusively for you.
• If you register a claim under your long-term two-wheeler policy, your NCB reduces, but does not become nil.

Need additional cover? We have customized solutions for all of them. Some of these add-ons include:

• Zero depreciation protection
• Personal accident cover for pillion riders
• Loss of accessories protection

We’re here for you long after the midnight oil burns out. In fact, when it comes to serving you our doors never close.

Transfer up to 50% of your NCB from your previous insurance provider to Bajaj Allianz. You’ve earned it!

Reasons to Buy Hero Bike Insurance

Here are some compelling reasons why every Hero bike owner should invest in insurance:

• Mandatory under the Motor Vehicles Act, 1988.
• Covers damages to third-party property or injuries.
• Protects your bike against theft, fire, and accidents.
• Offers peace of mind through comprehensive coverage.
• Enhances safety with optional add-ons.

Owning a Hero bike is a privilege, and an insurance policy ensures you meet legal requirements while protecting your ride.

Add-on covers for Hero Bikes

There are several add-ons available for Hero bikes that can enhance the coverage of your insurance policy. Here are some of the most common add-ons:

- Zero Depreciation Cover

    Zero-depreciation add-on ensures that the insurer will bear the cost of depreciation on bike parts at the time of claim settlement.

- Roadside Assistance

    This add-on provides 24X7 roadside assistance in case of breakdowns or other emergencies such as a flat tyre, empty fuel tank, and towing service.

- Personal Accident Cover for Pillion Rider

    This add-on provides coverage for pillion riders in case of accidents that result in death or permanent disability.

- Engine Protection Cover

    This add-on covers the damages caused to the bike engine due to accidents or natural disasters.

- Consumable Cover

    This add-on provides coverage for the replacement of consumables such as engine oil, nuts, bolts, etc., which are not covered under a regular insurance     policy.

Return to Invoice Cover

This add-on ensures that you receive the entire invoice value of the bike in case of total loss or theft of the vehicle.

The availability of these add-ons may vary depending on the insurance provider and the policy type. It is recommended to review the policy details and select the add-ons that suit your requirements.

How to Buy Hero Bike Insurance Online?

Purchasing Hero bike insurance online is a straightforward process. Follow these simple steps:

1. Visit the official website of Bajaj Allianz General Insurance Company
2. Enter your Hero bike’s details, including registration number, make, and model.
3. Choose between third-party and comprehensive Hero insurance policy options.
4. Customise your policy with suitable add-ons like Zero Depreciation or Engine Protection Cover.
5. Review the premium quote generated and proceed to payment.
6. Instantly receive your policy document via email.

With digital convenience, buying insurance is just a few clicks away, ensuring instant coverage for your prized Hero bike.

How to Renew Hero Insurance Online?

To renew your Hero insurance policy online, you can follow these steps:

• Visit the website of the insurer.
• Enter the details of your bike.
• Provide the details of your existing policy and any claims made during the previous policy period.
• A quote will be generated based on the information provided.
• If you want to customize your policy, you can do so.
• Once you receive a refreshed quote, you can renew your policy by making an online payment on the website.

While customizing your policy during renewal, you may notice a difference in the Hero insurance renewal price. This difference can be attributed to the inclusion or exclusion of add-ons.

How to Raise Hero Bike Insurance Claim Online?

Filing an insurance claim for your Hero bike has never been easier. Follow these steps to ensure a smooth claim process:

1. Notify Bajaj Allianz General Insurance Company immediately after an accident or damage.
2. File an FIR if required, especially in cases involving theft or third-party damages.
3. Submit necessary documents like your Hero insurance policy, bike registration certificate, and driver’s license.
4. Opt for cashless repairs at network garages or reimbursement for repairs at a non-network garage.
5. Complete the inspection process conducted by the surveyor assigned by the insurer.

Ensure your bike is back on the road without financial stress by getting the Hero bike insurance policy with Bajaj Allianz General Insurance Company.

*Claims are subject to terms and conditions set forth under the motor insurance policy.

Documents Required for Hero Bike Insurance Claim

To file an insurance claim, you will need to provide the following documents:

• A copy of your Hero bike insurance policy.
• A copy of your driver’s license.
• A copy of the First Information Report (FIR), if applicable.
• A copy of your Hero bike registration certificate.
• An estimate bill from a garage for the repair work needed.