Whether you are looking for efficient scooters or high-performance bikes, Hero MotoCorp has a range for you to choose from. They offer a wide selection that caters to various needs, be it performance, cost-efficiency, or style. With options like Splendor, Maestro, Xoom, and Xtreme, you can pick based on your personal preferences and priorities.

If you already own a Hero MotoCorp two-wheeler, remember that its maintenance and upkeep should be one of your priorities. One of the ways to keep it in the best possible condition is to ensure that any future costs, consequential of mishaps, are covered. For this, insurance can help. If you seek financial protection against damages to your bike, you should purchase a Hero insurance policy.

With Bajaj Allianz Hero Bike Insurance, you’re in command. A smooth ride awaits you, both on the road and in life. A comprehensive bike insurance policy will let you manage both accident-related risks and third-party liability with ease.

Packed with amazing features, these bikes may make for an economical purchase. Easy to learn and fuel-efficient, they make a great mode of transport for you. When you are purchasing a bike from Hero MotoCorp, you should also go ahead and buy a two-wheeler insurance plan for the same.

When it comes to insuring your bikes, you can choose between two types of policies: third-party bike insurance and comprehensive bike insurance. For Hero MotoCorp two-wheelers, it is mandatory to have third-party bike insurance as per the Motor Vehicles Act of 1988. This insurance policy covers financial damages and injuries caused to a third-party vehicle or person, but it doesn't provide any coverage for own damages.

In contrast, Comprehensive insurance provides all-round coverage for own damages and third-party damages under a single policy. It covers losses or damages caused by natural and manmade disasters, fires, theft, and more. Additionally, you can enhance the coverage of your Hero insurance by adding on optional extras. The price of comprehensive two-wheeler insurance is slightly higher than third-party coverage alone and may increase further depending on the selected add-ons.

A long-term Bajaj Allianz Hero Bike insurance policy for your Hero bike gives you peace of mind for 3 years straight. Why? Because it’s one less thing on your to-do list.

• Bajaj Allianz Hero Bike Insurance is quick to buy and renew, saving time and effort.
• Cashless claim settlement at more than 4000 network garages all over India, exclusively for you.
• If you register a claim under your long-term two-wheeler policy, your NCB reduces, but does not become nil.

Need additional cover? We have customized solutions for all of them. Some of these add-ons include:

• Zero depreciation protection
• Personal accident cover for pillion riders
• Loss of accessories protection

We’re here for you long after the midnight oil burns out. In fact, when it comes to serving you our doors never close.

Transfer up to 50% of your NCB from your previous insurance provider to Bajaj Allianz. You’ve earned it!

There are several add-ons available for Hero bikes that can enhance the coverage of your insurance policy. Here are some of the most common add-ons:

Zero Depreciation Cover

Zero-depreciation add-on ensures that the insurer will bear the cost of depreciation on bike parts at the time of claim settlement.

Roadside Assistance

This add-on provides 24X7 roadside assistance in case of breakdowns or other emergencies such as a flat tyre, empty fuel tank, and towing service.

Personal Accident Cover for Pillion Rider

This add-on provides coverage for pillion riders in case of accidents that result in death or permanent disability.

Engine Protection Cover

This add-on covers the damages caused to the bike engine due to accidents or natural disasters.

Consumable Cover

This add-on provides coverage for the replacement of consumables such as engine oil, nuts, bolts, etc., which are not covered under a regular insurance policy.

Return to Invoice Cover

This add-on ensures that you receive the entire invoice value of the bike in case of total loss or theft of the vehicle.

The availability of these add-ons may vary depending on the insurance provider and the policy type. It is recommended to review the policy details and select the add-ons that suit your requirements.

To buy Hero insurance online, you can follow these simple steps:

1. Visit the website of the insurer of your choice.
2. Enter the details of your bike and other relevant information.
3. Choose the policy that suits your requirements.
4. Based on the policy type you select, you will be presented with a quote.
5. If you opt for a comprehensive Hero insurance policy, you can customize it with add-ons. Choose the add-ons that you need.
6. Complete the payment for your policy online through the website.

Following these steps will enable you to buy the policy quickly and easily. You can also use a two-wheeler insurance calculator to get an estimated quote for your Hero motorcycle insurance policy if you want to know the price.

To renew your Hero insurance policy online, you can follow these steps:

• Visit the website of the insurer.
• Enter the details of your bike.
• Provide the details of your existing policy and any claims made during the previous policy period.
• A quote will be generated based on the information provided.
• If you want to customize your policy, you can do so.
• Once you receive a refreshed quote, you can renew your policy by making an online payment on the website.

While customizing your policy during renewal, you may notice a difference in the Hero insurance renewal price. This difference can be attributed to the inclusion or exclusion of add-ons.

In case your Hero two-wheeler is damaged in an accident, it is important to file an insurance claim. The process to file a claim is as follows:

• If necessary, file an FIR.
• Have your vehicle surveyed by a surveyor sent by the insurer.
• You can get your bike repaired at a network garage, where the insurance company is billed directly by the garage and the payment is made by the company. This type of claim is referred to as a cashless claim.
• Alternatively, you can choose to have your bike repaired at a garage of your choice. The insurance company will reimburse you for the amount you paid for repairs. This type of claim is referred to as a reimbursement claim.

To file an insurance claim, you will need to provide the following documents:

• A copy of your Hero bike insurance policy.
• A copy of your driver’s license.
• A copy of the First Information Report (FIR), if applicable.
• A copy of your Hero bike registration certificate.
• An estimate bill from a garage for the repair work needed.