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Motor Insurance
Road trips, commutes, or quick errands—protection that follows you everywhere
Coverage Highlights
Get comprehensive coverage for your carPremium
Starting from INR 2094*
Cashless Garages
7,200+ network garages for hassle free services
Own Damage Cover
Covers damage to your car due to accidents, fire, theft and natural calamities
Third Party Liability
Unlimited liability for third party bodily injuries and INR 7.5 lacs for third party property damage
Personal Accident Cover
Starting from INR 15 Lacs
No Claim Bonus
Up to 50%
Optional Covers
Wide range of Add Ons
On The Spot Claim Settlement
You can instantly register your car insurance claim from the accident spot and get it settled within minutes through our Caringly Yours App
24x7 Spot Assistance
Get 24x7 roadside assistance, ensuring help is always just a call away, no matter when or where your car breaks down
Inclusions
What’s covered?Third Party Liability for Bodily Injury & Death (Unlimited Cover)
If an accident is caused by your car and you are liable to compensate for any injury or death of others then we will pay the exact amount as by court.
Third Party Liability for Property Damage (up to INR 7.5 lacs)
If an accident is caused by your car and you are liable to compensate for any damage to property of others then we will pay amount upto the SI limit
Accidents
Damages and losses that arise out of accidents and collisions
Natural or Man-Made Disasters
Damages and losses to car by events like floods, cyclones, earthquakes, riots or vandalism
Fire Damage
Damages and losses if your car catches fire or explodes
Theft
Financial losses when your car is stolen
In Transit Damage
If your car is damaged while being transported, this covers the repair costs
Personal Accident
Coverage if your car accident results in death or disability of car owner
Add-On Covers
Multiple Add-Ons which you can buy with your car insurance policy to enhance your coverage
Exclusions
What’s not covered?Intentional Damage
Any damage caused to the car intentionally
Depreciation
Normal wear and tear of the car due to usage and depreciation in value is not covered
Mechanical or Electrical Breakdown
If your car suffers an electrical or mechanical breakdown, the cost of repairs would not be covered
Illegal Activities
Any type of illegal activity such as driving without a license, under the influence of alcohol and/or drugs, or using the car for criminal activity
Geographic Limits
Your insurance policy is only valid within India. If your vehicle meets with an accident outside the country, your claim will be rejected.
War-related Damages
Losses caused by war or nuclear risks are not covered
Overloading the Vehicle
If you exceed the weight or passenger limit specified for your car, leading to an accident.
Unauthorised Vehicle Modifications
If you modify your vehicle(electrical components or other illegal modifications), your policy may become invalid.
Racing or Speed Tests
If you participate in racing, speed tests, or illegal stunts and damage your car, your claim will be denied
Note
Please read policy wording for detailed exclusions
Additional Covers
What else can you get?24x7 Road Side Assistance
Provides immediate roadside help for emergencies like flat tyres, towing, fuel assistance and more
Consumable Expenses
Coverage for consumables items like grease, lubricants, engine oil, oil filter, brake oil, etc
Zero Depreciation Cover
Every year the value of a car depreciates but with zero depreciation cover, there are no depreciation cuts even when you make a claim, and you get the entire amount in your hands
Pay As You Consume
If you drive less then you can pay less by selecting number of kilometers driven in a year and thus saving on your insurance premium
No Claim Bonus Protector
Protects your No Claim Bonus even if you make a claim ensuring you get discount on your premium
Tyre Safeguard
This add-on cover can be fruitful if your car's tyre or tube gets damaged due to an accident. Tyre secure cover provides coverage for replacement expenses of tyres and tubes of the insured vehicle
Conveyance Benefit
If your car is in the garage for repairs, this cover will pay for money spent on cabs for your daily commute
Engine Protector
Covers financial losses incurred due to damage to your car engine
Return to Invoice (RTI) Cover
Recover invoice value of your car back in case of theft or total loss
Renault is a reputed and well-established manufacturer of cars. Renault cars are known for their unique designs, the superior quality of materials used, and for offering intelligent features at cost-effective price points within their category.
Presently, Renault offers 3 types of cars: KWID, Triber, and Kiger. With a hatchback, an SUV, and a MUV, as its offerings, Renault has something to cater to different types of car owners.
The Motor Vehicles Act of 1988 makes it mandatory for every car plying on Indian roads to have minimum third-party car insurance coverage. You can also opt for comprehensive car insurance if you wish to. By buying car insurance online, you enjoy the following benefits:
There is no paperwork involved in buying a Renault car insurance policy online. All you have to do is enter details, such as your car registration number, engine number, chassis details, personal information, and so on, in an online form and submit it digitally as well.
When you buy Renault car insurance online, you save time as well as energy since the policy is issued soon after the payment has been made. The entire process may not take more than a few minutes. .
Thanks to online tools such as the car insurance calculator, you can compare plans and generate quotes in a matter of seconds. Gauging the insurer’s reputation and credibility is also easier due to the extensive information easily available online.
Compare Insurance Plans Made for You
Feature |
Third Party Liabilty Cover |
Own Damage Cover |
Comprehensive Cover |
Comprehensive Cover with Add-ons |
---|---|---|---|---|
Overview | Covers legal liabilities arising due to body injury or property damage to others due to your car. It is mandatory by law. | Covers expenses arising out of damage to your car. | Full fedged cover comprising of Third Party Liability cover and Own Damage covers | Enhance coverage by opting for various Add-ons over and above the comprehensive cover |
Policy Period | 1 or 3 years | 1 Year | 1 and 3 years | 1 and 3 years |
Third Party Liability for Injury, Death & Property Damage | Yes | No | Yes | Yes |
Accidents & Collisions | No | Yes | Yes | Yes |
Natural or Man-Made Disasters | No | Yes | Yes | Yes |
Fire Damage | No | Yes | Yes | Yes |
Theft | No | Yes | Yes | Yes |
Compulsory Personal Accident | Yes | Yes | Yes | Yes |
Add-on: No Claim Bonus | No | No | No | Yes |
Add-on: Zero Depreciation Cover | No | No | No | Yes |
Add-on: Lock & Key Replacement | No | No | No | Yes |
Add-on: 24x7 Roadside Assistance | No | No | No | Yes |
Add-on: Consumables Cover | No | No | No | Yes |
Explore more add-ons | No | Up to 27 Add Ons | Up to 27 Add Ons | Up to 27 Add Ons |
Broadly, there are two types of car insurance plans that you can buy for your Renault car. These are:
Third-party car insurance is mandatory as per prevalent laws and is meant to protect the policyholder against third-party liabilities that could arise as a result of accidents. It provides compensation to the third party in case of injuries, death, or damage to their vehicle/property.
Comprehensive car insurance for your Renault will not only cover third-party liabilities but also provide coverage against natural calamities, man-made disasters, fire, and theft, amongst other things. Renault car insurance price for comprehensive coverage will be higher due to the more extensive coverage provided under this plan.
Get instant access to your policy details with a single click.
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Each car launched by Renault has its share of unique features, summarised in the following lines:
Elegant, sporty design meets comfort and efficiency in this entry-level hatchback. Enhanced safety technology, high ground clearance, a LED digital instrument cluster, and a large touchscreen media NAV are only some of the KWID’s fascinating features.
This 7-seater MUV offers high-tech safety features, spacious seating with 625-litre boot space, efficient fuel performance, and much more, packed inside a chic dual-tone colour package.
Sporty, smart, and stylish, the Kiger has won multiple awards for its design, state-of-the-art technology, uncompromising safety features, and dynamic performance, amongst other exciting elements.
Whether you have got KWID, Triber, or Kiger on your mind, one thing you cannot compromise on with a Renault car is the right car insurance policy.
Raising a Renault insurance claim involves submitting essential documents to the insurer. Here are the key documents you will need:
Claim Form: Get the claim form from your provider and complete it by signing.
Policy Document: Document of your Renault car policy.
Vehicle Registration Certificate (RC): A copy of the RC book is needed.
Driver's License: A valid driver’s license copy.
First Information Report (FIR): It is important to file the first report (FIR) to have your claims or Renault insurance.
Review Coverage Annually: A repair cost quotation from the concerned person for things like a garage.
Medical Reports: A medical report of injuries is needed.
Original Bills and Receipts: For any expenses incurred during repairs.
Several factors influence the premium of your Renault car insurance:
Car Model and Variant: Different models have different insurance based on their variants.
Vehicle Age: New cars have high premiums and insurance costs, as they are more valuable and require more repairs.
Location: Premiums in urban areas can be higher based on the high traffic range and other circumstances.
Driver’s Profile: Drivers of a young age can have high premium insurance.
No-Claim Bonus (NCB): Consider it an add-on discount given to those who didn't claim their insurance during the active duration.
Add-Ons: Zero depreciation, engine protection, and roadside assistance hold a high premium but provide add-on services.
Step-by-Step Guide
How To Buy
0
Download the Caringly Yours app from App stores or click "Get Quote"
1
Register or log in to your account.
2
Enter your car details
3
You will be redirected to the Car Insurance Page.
4
Ensure to check your No Claim Discount
5
Choose right Insured Declared Value (IDV) that reflects your car value
6
Evaluate Covers, Add Ons, Optional Covers and Exclusions
7
Select a plan from the recommended options, or customize your own plan
8
Review the premium and other coverage details
9
Proceed with the payment using your preferred method
10
Receive confirmation of your purchased policy via email and SMS
How To Renew
0
Login to the app
1
Enter your current policy details
2
Review and update coverage if required
3
Check for renewal offers
4
Add or remove riders
5
Confirm details and proceed
6
Complete renewal payment online
7
Receive instant confirmation for your policy renewal
How to Claim
0
Download our Caringly Yours App on Android or iOS
1
Register or login to use Motor On the spot claim for a smooth process
2
Enter your policy and accident details (location, date, time)
3
Save and click Register to file your claim
4
Receive an SMS with your claim registration number
5
Fill in the digital claim form and submit NEFT details
6
Upload photos of damaged parts as instructed
7
Upload your RC and driving license
8
Receive an SMS with the proposed claim amount
9
Use the SMS link to agree/disagree with the claim amount
10
Agree to receive the amount in your bank account
11
Track your claim status using the Insurance Wallet App
Know More
0
For any further queries, please reach out to us
1
Phone +91 020 66026666
2
Fax +91 020 66026667
There are several benefits of buying Renault car insurance:
It is important to have third-party insurance, as it is obliged to be done under the Motor Vehicle Act.
This provides a security net of financial safety from any unfortunate incident, such as theft, damage, or accident.
Ensure your safety from financial strain by covering repair works.
Saves you from financial liability coming from a third party, injuries, death, or any damage.
Knowing that you have secured a financial plan for yourself gives you mental peace while driving.
Diverse more policies for different needs
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Health Claim by Direct Click
Personal Accident policy
Global Personal Guard Policy
Claim Motor On The Spot
Two-Wheeler Long Term Policy
24x7 Roadside/Spot assistance
Caringly Yours (Motor Insurance)
Travel Insurance Claim
Cashless Claim
24x7 Missed Facility
Filing a Travel Insurance Claim
My Home–All Risk Policy
Home Insurance Claim process
Home Insurance Simplified
Home Insurance Cover
Prompt Assistance
Thank you so much, Bajaj Allianz, for your quick and responsive action towards my claim process. I am shocked that my claim amount has been credited so quickly.
Vikram Singh
Delhi
21st May 2021
Claim Support
Super fast claim settlement! I initiated a claim for my car windscreen, which was broken due to a tree fall today, and it was settled within one hour. I appreciate the efforts of Omkar.
Deepak Bhanushali
Mumbai
18th May 2021
Quick Assistance
Thank you for helping me with just one tweet. You guys are really awesome. This is the fourth year I am continuing with you for car insurance. Keep it up!
Naveen Tyagi
Delhi
1st May 2021
Claim Support
I really appreciate the way I was treated concerning my claim. The customer service was both professional and friendly, which enhanced my confidence in Bajaj Allianz.
Pramod Chand Lakra
Jaipur
27th Jul 2020
Reliable Service
The vehicle was used by our Zonal Manager. We appreciate your timely and prompt action in getting the vehicle ready for use within a short span of time.
Siba Prasad Mohanty
Pune
26th Jul 2020
Diverse Options
A range of options to choose from." Being a perfectionist, I prefer the best of everything. I wanted my car insurance policy to be airtight as well.
Rahul
Lucknow
26th Jul 2020
In most cases, newly added modifications are not covered under a comprehensive car insurance plan. You can inform your insurer of these modifications and check whether they can be insured by paying a higher Renault insurance price.
To understand what kind of coverage you need, you must review the risks that your car may be under. For instance, if you live in an area that is prone to floods, then comprehensive coverage is a must. Or, if you are likely to make claims multiple times, then a zero-dep add-on can be quite helpful as well.
No, one cannot opt for add-ons with third-party coverage. Add-ons can be purchased only with a comprehensive car insurance policy.
The quote given by a car insurance calculator is simply an estimate. It may give you an idea of what your final quote may be, which is determined based on multiple factors that are subjective. However, a car insurance calculator is a useful tool to get an understanding of Renault’s car insurance costs.
Yes, an online car insurance policy for your Renault car is as valid as a policy bought offline.
Download your Renault car insurance policy in simple steps; visit the Bajaj Allianz General Insurance Company’s website. Find the ‘Renew policy online’ tab and enter your policy details and car registration number. After the payment, you will get details of your download insurance via email.
You can find your Renault insurance details by using a car insurance calculator, available on the Bajaj Allianz General Insurance Company’s website. Fill in the details like registration number, model, and location to get detailed information.
The renewal process for your Renault car insurance is simple at your comfort, done online. You need to go to the Bajaj Allianz General Insurance Company’s website, review the coverage options, and make the payment. After the process, you will get a confirmation mail of your renewal process.
Yes, you can easily transfer your vehicle's insurance to the new owner. The usual procedure for transferring vehicle insurance policy between two owners requires the new owner of the vehicle to submit an application form to the insurance provider within about 14 days of the registration transfer.
The coverage for vehicle insurance can vary depending on the type of policy chosen. For instance, under third party insurance, you get coverage for third party liability, third party property damage, personal accident cover, etc. Similarly, comprehensive insurance covers own damage vehicle, theft, natural/manmade calamaties etc.
Investing in a comprehensive motor insurance is beneficial because it provides extensive coverage for your vehicle. There are certain add-ons for comprehensive motor insurance that can be added to give your vehicle an extra protection like damages for an accident, theft, natural disasters, damage to third party etc. as derived by the policy terms.
Third-Party Liability covers the legal liability one has to pay to the third party to whom damage is being caused. While opting for vehicle insurance, one has to choose between a comprehensive plan, which provides coverage for the policyholder and the third party, and a third-party policy, which provides coverage only for the third party.
"Third-Party Liability: Covers damages you cause to another person or their property. It's mandatory by law. Comprehensive: Covers third-party liability plus damages to your own vehicle due to accidents, theft, natural disasters, etc. as per the policy terms"
You may be able to transfer your no claims bonus when renewing your policy with us, but this depends on various factors. While renewing, you may be able to get new and better no claims bonus options and discounts.
Certainly, the no claim bonus feature in vehicle insurance can reduce the premium by a certain percentage each year if no claims are made. This feature has proven beneficial for long-term insurance policies with the same company.
Use our app, Caringly Yours, to initiate your insurance claim with an easy and hands-free experience.
Ideally, claims are supposed to be registered on the same day that damage occurs to the insured vehicle. It is highly appreciated to provide an immediate update to your vehicle insurance company. Please complete the claim application through our Caringly Yours app to claim your insurance in just a few easy steps.
It's the amount you have to pay out of pocket before your insurance coverage kicks in. A higher deductible usually means a lower premium.
Vehicle insurance premiums can change at renewal due to several factors, including depreciation, add-on covers, the type of model of your vehicle, and additional accessories. Consequently, the premium may increase or decrease each year.
No claim bonus is calculated at renewal based on the consecutive years the insured has not filed a claim. The discount percentage usually increases each year, following the policy terms.
The time gap between the policy expiration and the renewal of the policy is known as the break-in period. Your policy will remain inactive during this period. In case of a break-in, you are advised to renew your policy as soon as possible. You can complete the procedure online easily and your policy gets instantly activated.
Usually, vehicle inspection occurs when purchasing a new vehicle insurance policy or during renewal process. Additionally, an inspection may be required when you file a claim for any damages, there is a change in the policy type, new accessories or equipment are added to the vehicle, or there is a change in ownership.
Yes, you can switch providers at renewal. Compare quotes and coverage options to find the best deal.
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