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Motor Insurance
Road trips, commutes, or quick errands—protection that follows you everywhere
Coverage Highlights
Get comprehensive coverage for your bikeCashless Garages
7,200+ network garages for hassle free services
Own Damage Cover
Covers damage to your bike due to accidents, fire, theft and natural calamities
Third Party Liability
Unlimited liability for third party bodily injuries and INR 1 lac for third party property damage
Personal Accident Cover
Starting from INR 15 Lacs
No Claim Bonus
Up to 50%
Optional Covers
Wide range of Add Ons
On The Spot Claim Settlement
You can instantly register your bike insurance claim from the accident spot and get it settled within minutes through our Caringly Yours App
24x7 Spot Assistance
Get 24x7 roadside assistance, ensuring help is always just a call away, no matter when or where your car breaks down
Note
Two-Wheeler TP Insurance Premiums starting at INR 538
Inclusions
What’s covered?Third Party Liability for Bodily Injury & Death (Unlimited Cover)
If an accident is caused by your bike and you are liable to compensate for any injury or death of others then we will pay the exact amount as by court.
Third Party Liability for Property Damage (up to INR 1 lac)
If an accident is caused by your bike and you are liable to compensate for any damage to property of others then we will pay amount upto the SI limit
Accidents
Damages and losses that arise out of accidents and collisions
Natural or Man-Made Disasters
Damages and losses to bike by events like floods, cyclones, earthquakes, riots or vandalism
Fire Damage
Damages and losses if your bike catches fire or explodes
Theft
Financial losses when your bike is stolen
In Transit Damage
If your bike is damaged while being transported, this covers the repair costs
Personal Accident
Coverage if your bike accident results in death or disability of bike owner
Add-On Covers
Multiple Add-Ons which you can buy with your bike insurance policy to enhance your coverage
Exclusions
What’s not covered?Intentional Damage
Any damage caused to the bike intentionally
Depreciation
Normal wear and tear of the bike due to usage and depreciation in value is not covered
Mechanical or Electrical Breakdown
If your bike suffers an electrical or mechanical breakdown, the cost of repairs would not be covered
Illegal Activities
Any type of illegal activity such as driving without a license, under the influence of alcohol and/or drugs, or using the car for criminal activity
Geographic Limits
Your insurance policy is only valid within India. If your vehicle meets with an accident outside the country, your claim will be rejected.
War-related Damages
Losses caused by war or nuclear risks are not covered
Overloading the Vehicle
If you exceed the weight or passenger limit specified for your bike, leading to an accident.
Unauthorised Vehicle Modifications
If you modify your vehicle(electrical components or other illegal modifications), your policy may become invalid.
Racing or Speed Tests
If you participate in racing, speed tests, or illegal stunts and damage your bike, your claim will be denied
Note
Please read policy wording for detailed exclusions
Additional Covers
What else can you get?24x7 Road Side Assistance
Provides immediate roadside help for emergencies like flat tyres, towing, fuel assistance and more
Consumable Expenses
Coverage for consumables items like grease, lubricants, engine oil, oil filter, brake oil, etc
Zero Depreciation Cover
Every year the value of a bike depreciates but with zero depreciation cover, there are no depreciation cuts even when you make a claim, and you get the entire amount in your hands
No Claim Bonus Protector
Protects your No Claim Bonus even if you make a claim ensuring you get discount on your premium
Tyre Safeguard
This add-on cover can be fruitful if your car's tyre or tube gets damaged due to an accident. Tyre secure cover provides coverage for replacement expenses of tyres and tubes of the insured vehicle
Conveyance Benefit
If your car is in the garage for repairs, this cover will pay for money spent on cabs for your daily commute
Engine Protector
Covers financial losses incurred due to damage to your car engine
Return to Invoice (RTI) Cover
Recover invoice value of your bike back in case of theft or total loss
Yamaha is a two-wheeler manufacturing company based in Japan. Founded in 1955, Yamaha started as a regional player, before foraying into international racing competitions such as the Moto GP. This helped them establish themselves on a global level. Yamaha entered the Indian market in 1985 and has managed to build its success story, ever since.
As a brand that is associated with speed and comfort, Yamaha bikes come packed with features such as:
Even though a Yamaha bike might be affordable, getting it repaired after an accident can be expensive. Having a Yamaha bike insurance policy pays for the damages instead of you having to pay for them. It is not just the bike, which is covered by the policy, but you, as a policyholder, are also financially covered.
There are various add-on covers available with Yamaha bike insurance policies in India. Some of the common add-ons include:
Note that the availability and cost of add-ons may vary depending on the insurance provider and the specific policy you choose.
If you are looking to purchase a brand-new Yamaha bike, there is a range of options for you to choose from. FZ, R15, Ray-Z and Fascino are some of the models that Yamaha offers.
When it comes to insuring your Yamaha bike, there are mainly two types of insurance policies available - third-party insurance and comprehensive insurance.
This is the most basic and mandatory type of insurance policy that you need to have in order to legally ride your Yamaha bike on Indian roads. Third-party insurance for Yamaha covers damages or injuries caused to third-party vehicles, property or individuals in case of an accident. This means if you accidentally hit another vehicle or person, your third-party bike insurance policy will cover the damages or medical expenses for the third party involved in the accident..
A Comprehensive insurance policy for Yamaha is a more extensive and all-inclusive policy that covers third-party damages as well as damages to your own bike. In addition to covering third-party damages, a comprehensive Yamaha insurance policy also covers damages caused due to natural disasters like floods, earthquakes, etc. and man-made disasters like theft, riots, etc. It also provides personal accident cover for the rider of the Yamaha bike.
In summary, while third-party insurance for Yamaha is the basic and mandatory insurance policy that you need to have to legally ride your bike on Indian roads, a comprehensive insurance policy provides better coverage and protection for your Yamaha bike against a wider range of risks and damages.
Compare Insurance Plans Made for You
Feature |
Third Party Liabilty Cover |
Own Damage Cover |
Comprehensive Cover |
Comprehensive Cover with Add-ons |
---|---|---|---|---|
Overview | Covers legal liabilities arising due to body injury or property damage to others due to your bike. It is mandatory by law. | Covers expenses arising out of damage to your bike. | Full fedged cover comprising of Third Party Liability cover and Own Damage covers | Enhance coverage by opting for various Add-ons over and above the comprehensive cover |
Policy Period | 1/2/3 years | 1 Year | 1/2/3/5 years | 1/2/3/5 years |
Third Party Liability for Injury, Death & Property Damage | Yes | No | Yes | Yes |
Accidents & Collisions | No | Yes | Yes | Yes |
Natural or Man-Made Disasters | No | Yes | Yes | Yes |
Fire Damage | No | Yes | Yes | Yes |
Theft | No | Yes | Yes | Yes |
Compulsory Personal Accident | Yes | Yes | Yes | Yes |
No Claim Bonus | No | Yes | Yes | Yes |
Add-on: Zero Depreciation Cover | No | Yes | No | Yes |
Add-on: Lock & Key Replacement | No | Yes | No | Yes |
Add-on: 24x7 Roadside Assistance | No | Yes | No | Yes |
Add-on: Consumables Cover | No | Yes | No | Yes |
Explore more add-ons | No | 25+ Add On's | 25+ Add On's | 25+ Add On's |
Get instant access to your policy details with a single click.
Step-by-Step Guide
How To Buy
0
Download the Caringly Yours app from App stores or click "Get Quote"
1
Register or log in to your account.
2
Enter your bike details
3
You will be redirected to the bike Insurance Page.
4
Ensure to check your No Claim Discount
5
Choose right Insured Declared Value(IDV) that reflects your bike value
6
Evaluate Covers, Add Ons, Optional Covers and Exclusions
7
Select a plan from the recommended options, or customize your own plan
8
Review the premium and other coverage details
9
Proceed with the payment using your preferred method
10
Receive confirmation of your purchased policy via email and SMS
How To Renew
0
Login to the app
1
Enter your current policy details
2
Review and update coverage if required
3
Check for renewal offers
4
Add or remove riders
5
Confirm details and proceed
6
Complete renewal payment online
7
Receive instant confirmation for your policy renewal
How to Claim
0
Download our Caringly Yours App on Android or iOS
1
Register or login to use Motor On the spot claim for a smooth process
2
Enter your policy and accident details (location, date, time)
3
Save and click Register to file your claim
4
Receive an SMS with your claim registration number
5
Fill in the digital claim form and submit NEFT details
6
Upload photos of damaged parts as instructed
7
Upload your RC and driving license
8
Receive an SMS with the proposed claim amount
9
Use the SMS link to agree/disagree with the claim amount
10
Agree to receive the amount in your bank account
11
Track your claim status using the Insurance Wallet App
Know More
0
For any further queries, please reach out to us
1
Toll Free: For Sales: 1800-209-0144
2
Email ID: bagichelp@bajajallianz.co.in
Buying Yamaha bike insurance online is a simple and convenient process. Follow these steps:
Start by researching and comparing different insurance plans offered by various insurance companies. Look for plans that offer the coverage you need and compare the premiums and features of each plan.
Once you have compared the plans, choose an insurance company that offers the best coverage at an affordable premium.
Visit the website of the insurance company you have selected.
Fill in your bike details, such as the make and model of your Yamaha two-wheeler, year of manufacture, registration number, and your personal details such as name, address, and contact number.
Select the type of coverage you want for your Yamaha bike. You can opt for either third-party insurance or comprehensive insurance.
Check the available add-on covers and select the ones you need. Some of the popular add-on covers include zero depreciation, personal accident cover, pillion rider cover, etc. Your Yamaha insurance policy price may vary based on the number of add-ons that you have opted for.
Pay for the insurance policy online using a secure payment gateway.
Once the payment is successful, your Yamaha bike insurance policy will be issued and sent to your registered email ID.
If you wish to know the Yamaha insurance policy price, you can use a two-wheeler insurance calculator to get an estimated quote for your policy.
Renewing Yamaha insurance online is a convenient and hassle-free process. Here are the steps to renew Yamaha insurance online:
1. Visit the website of the insurance company that provided your current Yamaha insurance policy.
2 Navigate to the "Renewal" section of the website.
3. Enter the required details about your Yamaha bike, such as the registration number and the date of expiry of your current policy.
4. Choose the type of Yamaha insurance policy that you want to renew.
5. Review the policy details and check if any changes are required.
6. Select any add-on covers that you would like to include in your policy.
7. Pay the premium for your renewed policy online through a secure payment gateway.
8. Once the payment is successful, you will receive an acknowledgement of the renewal of your Yamaha insurance policy.
Make sure to renew your Yamaha insurance policy before the expiry date to avoid any penalties or issues in case of a claim. When you customize your policy during renewal, you might notice a difference in the Yamaha insurance renewal price. This could be due to the inclusion or exclusion of add-ons.
Depending on the type of policy, you can either file a reimbursement or cashless claim for your Yamaha bike insurance. Here are the steps that you can follow:
In case of an accident or damage to your bike, immediately inform your insurance provider. You can do this by calling the customer care number or visiting the website of your insurer.
You will be required to provide details of the accident or damage to your bike, policy number, registration number, and other relevant details.
If you opt for cashless claim, your insurance provider will provide you with a list of network garages where you can get your bike repaired without having to pay any amount. The insurer will directly settle the repair bills with the garage.
In case you opt for a reimbursement claim, you will have to get your bike repaired at a garage of your choice and pay for the repair bills. You can then submit the bills to your insurance provider along with other relevant documents.
In some cases, a survey of the bike may be required before the claim is processed. The surveyor appointed by the insurance company will assess the damage and provide a report.
Once the claim is approved, the insurer will settle the claim amount either through reimbursement or direct payment to the garage (in case of cashless claim).
It is important to note that the process for filing a reimbursement or cashless claim may vary depending on the insurance provider and the type of policy. It is advisable to thoroughly read the policy document and understand the claim process before purchasing the insurance.
The following are the documents that are typically required to file a Yamaha bike insurance claim in India:
· Copy of the insurance policy
· Copy of the registration certificate of the bike
· Copy of the driving license of the rider
· FIR (in case of theft or third-party damage)
· Medical certificate (in case of injury to the rider or pillion)
· Repair bills and payment receipts (in case of reimbursement claim)
· Cashless claim form (in case of cashless claim)
· Any other document that the insurance company may require for processing the claim
It is important to note that the exact list of required documents may vary based on the type of claim being filed and the specific requirements of the insurance company. It is always recommended to check with the insurer or refer to the policy document to ensure that all necessary documents are submitted for a smooth and hassle-free claim settlement process.
Quick Claim Settlement
The entire claim process was effortless. I received my claim amount quickly, and the service was top-notch. Thanks, Bajaj Allianz!
Sanjay Rana
Tamil Nadu
10th Jan 2021
Affordable Premiums & Great Coverage
Extensive coverage at an affordable premium. The added benefits like roadside assistance make this policy a great choice!
Diya Kapoor
Jharkhand
15th Dec 2024
Cashless Repairs Without Hassles
Got my car repaired at a network garage without any paperwork. The cashless facility is truly a lifesaver!
Abhishek Mishra
Punjab
5th Feb 2020
Easy and Transparent Purchase
The policy purchase process was smooth. Everything was clear, and I got extensive coverage at a reasonable price!
Neha Agarwal
Goa
25th Jan 2024
The premium of a bike insurance policy depends on several factors such as the bike's make and model, age of the bike, the purpose of usage, the engine capacity of the bike, the place of registration, and the type of insurance policy.
Yes, you can transfer the bike insurance policy to another person if you sell your bike. However, you need to inform the insurance company about the transfer and submit the necessary documents for the transfer.
The time taken to settle a bike insurance claim varies depending on the complexity of the claim and the insurance company's procedures. However, most insurance companies aim to settle claims within 30 days of receiving all the required documents.
The documents required for filing a bike insurance claim include the claim form, a copy of the bike's registration certificate, driving license, insurance policy document, FIR copy in case of theft or third-party damages, and repair bills and receipts.
No, you, generally, cannot file a claim for damages that occurred outside the geographical area covered by your insurance policy. Insurance policies are designed to cover specific risks within certain geographic boundaries, and these boundaries are typically specified in the policy.