• search-icon
  • hamburger-icon

Motor Insurance

Buy/Renew Yamaha Bike Insurance

alt

Premium Starts At ₹538*

Road trips, commutes, or quick errands—protection that follows you everywhere

Coverage Highlights

Get comprehensive coverage for your bike
  • Cashless Garages

7,200+ network garages for hassle free services

  • Own Damage Cover

Covers damage to your bike due to accidents, fire, theft and natural calamities

  • Third Party Liability

Unlimited liability for third party bodily injuries and INR 1 lac for third party property damage

  • Personal Accident Cover

Starting from INR 15 Lacs

  • No Claim Bonus

Up to 50%

  • Optional Covers

Wide range of Add Ons

  • On The Spot Claim Settlement

You can instantly register your bike insurance claim from the accident spot and get it settled within minutes through our Caringly Yours App

  • 24x7 Spot Assistance

Get 24x7 roadside assistance, ensuring help is always just a call away, no matter when or where your car breaks down

  • Note

Two-Wheeler TP Insurance Premiums starting at INR 538

Inclusions

What’s covered?
  • Third Party Liability for Bodily Injury & Death (Unlimited Cover)

If an accident is caused by your bike and you are liable to compensate for any injury or death of others then we will pay the exact amount as by court.

  • Third Party Liability for Property Damage (up to INR 1 lac)

If an accident is caused by your bike and you are liable to compensate for any damage to property of others then we will pay amount upto the SI limit

  • Accidents

Damages and losses that arise out of accidents and collisions

  • Natural or Man-Made Disasters

Damages and losses to bike by events like floods, cyclones, earthquakes, riots or vandalism

  • Fire Damage

Damages and losses if your bike catches fire or explodes

  • Theft

Financial losses when your bike is stolen

  • In Transit Damage

If your bike is damaged while being transported, this covers the repair costs

  • Personal Accident

Coverage if your bike accident results in death or disability of bike owner

  • Add-On Covers

Multiple Add-Ons which you can buy with your bike insurance policy to enhance your coverage

Exclusions

What’s not covered?
  • Intentional Damage

Any damage caused to the bike intentionally

  • Depreciation

Normal wear and tear of the bike due to usage and depreciation in value is not covered

  • Mechanical or Electrical Breakdown

If your bike suffers an electrical or mechanical breakdown, the cost of repairs would not be covered

  • Illegal Activities

Any type of illegal activity such as driving without a license, under the influence of alcohol and/or drugs, or using the car for criminal activity

  • Geographic Limits

Your insurance policy is only valid within India. If your vehicle meets with an accident outside the country, your claim will be rejected.

  • War-related Damages

Losses caused by war or nuclear risks are not covered

  • Overloading the Vehicle

If you exceed the weight or passenger limit specified for your bike, leading to an accident.

  • Unauthorised Vehicle Modifications

If you modify your vehicle(electrical components or other illegal modifications), your policy may become invalid.

  • Racing or Speed Tests

If you participate in racing, speed tests, or illegal stunts and damage your bike, your claim will be denied

  • Note

Please read policy wording for detailed exclusions

Additional Covers

What else can you get?
  • 24x7 Road Side Assistance

Provides immediate roadside help for emergencies like flat tyres, towing, fuel assistance and more

  • Consumable Expenses

Coverage for consumables items like grease, lubricants, engine oil, oil filter, brake oil, etc

  • Zero Depreciation Cover

Every year the value of a bike depreciates but with zero depreciation cover, there are no depreciation cuts even when you make a claim, and you get the entire amount in your hands

  • No Claim Bonus Protector

Protects your No Claim Bonus even if you make a claim ensuring you get discount on your premium

  • Tyre Safeguard

This add-on cover can be fruitful if your car's tyre or tube gets damaged due to an accident. Tyre secure cover provides coverage for replacement expenses of tyres and tubes of the insured vehicle

  • Conveyance Benefit

If your car is in the garage for repairs, this cover will pay for money spent on cabs for your daily commute

  • Engine Protector

Covers financial losses incurred due to damage to your car engine

  • Return to Invoice (RTI) Cover

Recover invoice value of your bike back in case of theft or total loss

Protect Your Ride with Yamaha Bike Insurance

Yamaha is a two-wheeler manufacturing company based in Japan. Founded in 1955, Yamaha started as a regional player, before foraying into international racing competitions such as the Moto GP. This helped them establish themselves on a global level. Yamaha entered the Indian market in 1985 and has managed to build its success story, ever since.

As a brand that is associated with speed and comfort, Yamaha bikes come packed with features such as:

  • Traction control
  • Bluetooth connectivity for phones
  • Footrest for pillion rider
  • Digital display
  • Wide-grip tyres

Even though a Yamaha bike might be affordable, getting it repaired after an accident can be expensive. Having a Yamaha bike insurance policy pays for the damages instead of you having to pay for them. It is not just the bike, which is covered by the policy, but you, as a policyholder, are also financially covered.

Benefits You Deserve

alttext

Reliable Customer Support

We have a dedicated call centre and chat support taking care of all your needs

alttext

7200+ Cashless garages

Wide network of cashless garages for hassle free service

alttext

On the Spot Claim Settlement

Register claim on accident spot and get it settled within minute on our app

Add-on covers for your Yamaha Bike

There are various add-on covers available with Yamaha bike insurance policies in India. Some of the common add-ons include:

  • Zero Depreciation Cover

    This add-on cover ensures that you receive the full claim amount without any deduction for depreciation on the value of the parts replaced.
  • Roadside Assistance Cover

    This add-on cover provides assistance in case of a breakdown or accident on the road.
  • Personal Accident Cover for Pillion Rider

    This add-on covers the medical expenses for any injuries sustained by the pillion rider in an accident.
  • Engine Protect Cover

    This add-on cover protects the engine of your Yamaha bike against damages caused due to water ingression or oil leaks.
  • Consumables Cover

    This add-on cover provides coverage for the expenses incurred on the consumables like nuts and bolts, engine oil, etc. that need replacement during repairs.
  • NCB Protect Cover

    This add-on cover ensures that your No Claim Bonus (NCB) is protected even if you make a claim during the policy period.
  • Key Protect Cover:

    This add-on covers the expenses incurred for the repair or replacement of your Yamaha bike's keys in case of loss or damage.

Note that the availability and cost of add-ons may vary depending on the insurance provider and the specific policy you choose.

Types of Insurance policies for Yamaha Bikes

If you are looking to purchase a brand-new Yamaha bike, there is a range of options for you to choose from. FZ, R15, Ray-Z and Fascino are some of the models that Yamaha offers.

When it comes to insuring your Yamaha bike, there are mainly two types of insurance policies available - third-party insurance and comprehensive insurance.

Third-Party Insurance for Yamaha:

This is the most basic and mandatory type of insurance policy that you need to have in order to legally ride your Yamaha bike on Indian roads. Third-party insurance for Yamaha covers damages or injuries caused to third-party vehicles, property or individuals in case of an accident. This means if you accidentally hit another vehicle or person, your third-party bike insurance policy will cover the damages or medical expenses for the third party involved in the accident..

Comprehensive Insurance for Yamaha:

A Comprehensive insurance policy for Yamaha is a more extensive and all-inclusive policy that covers third-party damages as well as damages to your own bike. In addition to covering third-party damages, a comprehensive Yamaha insurance policy also covers damages caused due to natural disasters like floods, earthquakes, etc. and man-made disasters like theft, riots, etc. It also provides personal accident cover for the rider of the Yamaha bike.

In summary, while third-party insurance for Yamaha is the basic and mandatory insurance policy that you need to have to legally ride your bike on Indian roads, a comprehensive insurance policy provides better coverage and protection for your Yamaha bike against a wider range of risks and damages.

At-A-Glance

Compare Insurance Plans Made for You

Feature
alt

Third Party Liabilty Cover

Own Damage Cover

Comprehensive Cover

Comprehensive Cover with Add-ons

Overview Covers legal liabilities arising due to body injury or property damage to others due to your bike. It is mandatory by law. Covers expenses arising out of damage to your bike. Full fedged cover comprising of Third Party Liability cover and Own Damage covers Enhance coverage by opting for various Add-ons over and above the comprehensive cover
Policy Period 1/2/3 years 1 Year 1/2/3/5 years 1/2/3/5 years
Third Party Liability for Injury, Death & Property Damage Yes No Yes Yes
Accidents & Collisions No Yes Yes Yes
Natural or Man-Made Disasters No Yes Yes Yes
Fire Damage No Yes Yes Yes
Theft No Yes Yes Yes
Compulsory Personal Accident Yes Yes Yes Yes
No Claim Bonus No Yes Yes Yes
Add-on: Zero Depreciation Cover No Yes No Yes
Add-on: Lock & Key Replacement No Yes No Yes
Add-on: 24x7 Roadside Assistance No Yes No Yes
Add-on: Consumables Cover No Yes No Yes
Explore more add-ons No 25+ Add On's 25+ Add On's 25+ Add On's

Download Policy Document

Get instant access to your policy details with a single click.

Expand Your Coverage Today!

Named Driver Cover

Tooltip text

Exclusive Savings: Special discounts for named drivers.

Extended Coverage: Protects any car driven by you.

24x7 Spot Assistance

Tooltip text

Immediate Help: Round-the-clock roadside assistance.

Towing, fuel delivery, tyre repair and many more.

Eco Repairs

Tooltip text

Sustainable Solutions: Repairs using refurbished parts.

Cost-effective repairs with no depreciation on parts.

Ultimate car protection with the option of 22 covers

Towing, pick up and drop, fuel service, flat tyre and more.

Pay As You Consume

Tooltip text

Smart Savings: Pay less based on miles driven

Carry forward unconsumed kilometers to the next plan.

Step-by-Step Guide

To help you navigate your insurance journey

How To Buy

  • 0

    Download the Caringly Yours app from App stores or click "Get Quote"

  • 1

    Register or log in to your account.

  • 2

    Enter your bike details

  • 3

    You will be redirected to the bike Insurance Page.

  • 4

    Ensure to check your No Claim Discount

  • 5

    Choose right Insured Declared Value(IDV) that reflects your bike value

  • 6

    Evaluate Covers, Add Ons, Optional Covers and Exclusions

  • 7

    Select a plan from the recommended options, or customize your own plan

  • 8

    Review the premium and other coverage details

  • 9

    Proceed with the payment using your preferred method

  • 10

    Receive confirmation of your purchased policy via email and SMS

How To Renew

  • 0

    Login to the app

  • 1

    Enter your current policy details

  • 2

    Review and update coverage if required

  • 3

    Check for renewal offers

  • 4

    Add or remove riders

  • 5

    Confirm details and proceed

  • 6

    Complete renewal payment online

  • 7

    Receive instant confirmation for your policy renewal

How to Claim

  • 0

    Download our Caringly Yours App on Android or iOS

  • 1

    Register or login to use Motor On the spot claim for a smooth process

  • 2

    Enter your policy and accident details (location, date, time)

  • 3

    Save and click Register to file your claim

  • 4

    Receive an SMS with your claim registration number

  • 5

    Fill in the digital claim form and submit NEFT details

  • 6

    Upload photos of damaged parts as instructed

  • 7

    Upload your RC and driving license

  • 8

    Receive an SMS with the proposed claim amount

  • 9

    Use the SMS link to agree/disagree with the claim amount

  • 10

    Agree to receive the amount in your bank account

  • 11

    Track your claim status using the Insurance Wallet App

Know More

  • 0

    For any further queries, please reach out to us

  • 1

    Toll Free: For Sales: 1800-209-0144

  • 2

    Email ID: bagichelp@bajajallianz.co.in

How to Buy Bike Insurance Online for a Yamaha Two-Wheeler?

Buying Yamaha bike insurance online is a simple and convenient process. Follow these steps:

1. Research and Compare Insurance Plans:

Start by researching and comparing different insurance plans offered by various insurance companies. Look for plans that offer the coverage you need and compare the premiums and features of each plan.

2. Choose the Insurance Company:

Once you have compared the plans, choose an insurance company that offers the best coverage at an affordable premium.

3. Visit the Insurer's Website:

Visit the website of the insurance company you have selected.

4. Enter Your Bike Details:

Fill in your bike details, such as the make and model of your Yamaha two-wheeler, year of manufacture, registration number, and your personal details such as name, address, and contact number.

5. Choose the Coverage:

Select the type of coverage you want for your Yamaha bike. You can opt for either third-party insurance or comprehensive insurance.

6. Add-on Covers:

Check the available add-on covers and select the ones you need. Some of the popular add-on covers include zero depreciation, personal accident cover, pillion rider cover, etc. Your Yamaha insurance policy price may vary based on the number of add-ons that you have opted for.

7. Make Payment:

Pay for the insurance policy online using a secure payment gateway.

8. Policy Issuance:

Once the payment is successful, your Yamaha bike insurance policy will be issued and sent to your registered email ID.

If you wish to know the Yamaha insurance policy price, you can use a two-wheeler insurance calculator to get an estimated quote for your policy.

How to Renew Yamaha Insurance Online?

Renewing Yamaha insurance online is a convenient and hassle-free process. Here are the steps to renew Yamaha insurance online:

1. Visit the website of the insurance company that provided your current Yamaha insurance policy.

2 Navigate to the "Renewal" section of the website.

3. Enter the required details about your Yamaha bike, such as the registration number and the date of expiry of your current policy.

4. Choose the type of Yamaha insurance policy that you want to renew.

5. Review the policy details and check if any changes are required.

6. Select any add-on covers that you would like to include in your policy.

7. Pay the premium for your renewed policy online through a secure payment gateway.

8. Once the payment is successful, you will receive an acknowledgement of the renewal of your Yamaha insurance policy.

Make sure to renew your Yamaha insurance policy before the expiry date to avoid any penalties or issues in case of a claim. When you customize your policy during renewal, you might notice a difference in the Yamaha insurance renewal price. This could be due to the inclusion or exclusion of add-ons.

 

How to File a Yamaha Insurance Claim?

Depending on the type of policy, you can either file a reimbursement or cashless claim for your Yamaha bike insurance. Here are the steps that you can follow:

1. Contact Your insurance Provider:

In case of an accident or damage to your bike, immediately inform your insurance provider. You can do this by calling the customer care number or visiting the website of your insurer.

2. Provide Necessary Details:

You will be required to provide details of the accident or damage to your bike, policy number, registration number, and other relevant details.

3. For Cashless Claim:

If you opt for cashless claim, your insurance provider will provide you with a list of network garages where you can get your bike repaired without having to pay any amount. The insurer will directly settle the repair bills with the garage.

4. For Reimbursement Claim:

In case you opt for a reimbursement claim, you will have to get your bike repaired at a garage of your choice and pay for the repair bills. You can then submit the bills to your insurance provider along with other relevant documents.

5. Survey of the Bike:

In some cases, a survey of the bike may be required before the claim is processed. The surveyor appointed by the insurance company will assess the damage and provide a report.

6. Claim Settlement:

Once the claim is approved, the insurer will settle the claim amount either through reimbursement or direct payment to the garage (in case of cashless claim).

It is important to note that the process for filing a reimbursement or cashless claim may vary depending on the insurance provider and the type of policy. It is advisable to thoroughly read the policy document and understand the claim process before purchasing the insurance.

 

Documents Required for Yamaha Bike Insurance Claim

The following are the documents that are typically required to file a Yamaha bike insurance claim in India:

· Copy of the insurance policy

· Copy of the registration certificate of the bike

· Copy of the driving license of the rider

· FIR (in case of theft or third-party damage)

· Medical certificate (in case of injury to the rider or pillion)

· Repair bills and payment receipts (in case of reimbursement claim)

· Cashless claim form (in case of cashless claim)

· Any other document that the insurance company may require for processing the claim

It is important to note that the exact list of required documents may vary based on the type of claim being filed and the specific requirements of the insurance company. It is always recommended to check with the insurer or refer to the policy document to ensure that all necessary documents are submitted for a smooth and hassle-free claim settlement process.

LoginUser

Create a Profile With Us to Unlock New Benefits

  • Customised plans that grow with you
  • Proactive coverage for future milestones
  • Expert advice tailored to your profile
Download App

What Our Customers Say

Quick Claim Settlement

The entire claim process was effortless. I received my claim amount quickly, and the service was top-notch. Thanks, Bajaj Allianz!

alt

Sanjay Rana

Tamil Nadu

4.9

10th Jan 2021

Affordable Premiums & Great Coverage

Extensive coverage at an affordable premium. The added benefits like roadside assistance make this policy a great choice!

alt

Diya Kapoor

Jharkhand

5.0

15th Dec 2024

Cashless Repairs Without Hassles

Got my car repaired at a network garage without any paperwork. The cashless facility is truly a lifesaver!

alt

Abhishek Mishra

Punjab

4.8

5th Feb 2020

Easy and Transparent Purchase

The policy purchase process was smooth. Everything was clear, and I got extensive coverage at a reasonable price!

alt

Neha Agarwal

Goa

4.7

25th Jan 2024

FAQ's

What factors affect the premium of a bike insurance policy?

The premium of a bike insurance policy depends on several factors such as the bike's make and model, age of the bike, the purpose of usage, the engine capacity of the bike, the place of registration, and the type of insurance policy.

Can I transfer my bike insurance policy to another person if I sell my bike?

Yes, you can transfer the bike insurance policy to another person if you sell your bike. However, you need to inform the insurance company about the transfer and submit the necessary documents for the transfer.

How long does it take to settle a bike insurance claim?

The time taken to settle a bike insurance claim varies depending on the complexity of the claim and the insurance company's procedures. However, most insurance companies aim to settle claims within 30 days of receiving all the required documents.

What documents are required for filing a bike insurance claim?

The documents required for filing a bike insurance claim include the claim form, a copy of the bike's registration certificate, driving license, insurance policy document, FIR copy in case of theft or third-party damages, and repair bills and receipts.

Can I file a claim for damages incurred outside the geographical area covered by my insurance policy?

No, you, generally, cannot file a claim for damages that occurred outside the geographical area covered by your insurance policy. Insurance policies are designed to cover specific risks within certain geographic boundaries, and these boundaries are typically specified in the policy.