Claim Assistance
Get In Touch

Thank you for visiting our website.

For any assistance please call on 1800-209-0144

Third-Party Liability Under Two Wheeler Insurance

What is third party two wheeler insurance all about?

Zig-zagging on city roads on your new bike can be exciting. However, the Indian Motor Vehicles Act, 1988 mandates at least a Third-Party Two-wheeler Insurance policy before you take your mean machine out for the first time.

Third-Party Two-wheeler Insurance: What is it?

A Third-Party Two-wheeler Insurance policy, also known as liability only insurance, provides coverage for damages caused to a third-party. Simply put, it is a risk cover that would pay out damages (to third-party life or property) and legal liabilities in case your two-wheeler was responsible for it.

Key Advantages of Third-Party Two-wheeler Insurance

This type of policy has on offer the following advantages:

    ✓    Offers financial aid

It provides coverage for liabilities resulting from death or injury to a third-party as well as damages to third-party property.

    ✓    Affordable

It is economical vis-à-vis a comprehensive two wheeler insurance policy.

    ✓    Entails minimal paperwork

You can get this policy for yourself without a hassle, considering it doesn’t involve extensive paperwork.

    ✓    Offers peace of mind

You have complete peace of mind in circumstances that could otherwise have been a drain on your finances.

What is covered?

The circumstances wherein a two wheeler insurance third party policy would come into force have been stated below:

-    Death or bodily injury caused to a third-party

-    Damages caused to third-party property

How is it different from a comprehensive policy?

Criteria Third-Party Liability Only Policy Comprehensive Policy
What is it? This is mandatory and takes care of financial damages that you suffer as a result of bodily injury, death and property damage of a third-party Addition of OwnDamage Cover. It provides coverage for losses caused to your two-wheeler as well as death, injuries and property damage of a third-party
What is excluded? Damages caused to your own (insured) vehicle, damages as a result of riding without a helmet or driving in an inebriated state Damages resulting from wear and tear under normal conditions, electrical/mechanical breakdown
Which is more expensive? Comparatively less expensive More expensive because it combines both Third-Party and Own Damage premium
Which is better? Coverage is limited Coverage is extensive

Explore more Two Wheeler Insurance Features.

Share Your Details

Please select product
Please select


I hereby authorize Bajaj Allianz General Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back at a convenient time. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) under either Fully or Partially Blocked category, any call made or SMS sent in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business. Furthermore, I understand that these calls will be recorded & monitored for quality & training purposes, and may be made available to me if required.

Please enter valid quote reference ID

  • Select
    Please select
  • Please write your comment

Getting In Touch With Us Is Easy

  • Customer Login

    Customer Login

  • Partner login

    Partner Login

  • Employee login

    Employee Login