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Travel Insurance This New Year
Mar 16, 2023

5 Reasons to Insure your New Year Travels with Travel Insurance

Travel helps to rejuvenate from mundane work lives. It not just provides a fresh perspective, but also helps to escape the realities of day-to-day struggle providing fresh vigour to tackle them upon your return. Further, it helps your mind by hitting the pause button on your busy schedules. Thus, the majority prefer to travel and explore destinations whenever time permits. When planning for trips, it is important that you have planned it down to every tiny detail. This way, you do not miss out on things to watch, places to visit, and even foods to try, especially if it is a foreign country, helping you soak up all the experiences you ever want to. While meticulous planning is an essential part of travel, most forget to secure it using a travel insurance policy. Travel insurance is a smart way to ensure any minor unexpected hiccups in your travel and even major inconveniences are tackled with ease. While most consider a travel insurance plan as an additional expense, it is always better to be safe than sorry. Thus, having the safety net of a travel insurance policy helps you travel stress-free; because you never know what might go wrong and when. With digitisation in the country, you can now buy travel insurance online from the convenience of your home. The best time to buy your travel insurance online is right after you book your flight tickets. Now that you know the importance of travel insurance plans, let’s look at the top five reasons to insure your upcoming travel with a suitable travel policy:

Protection against unexpected medical emergencies

Despite any amount of planning for your trip, medical emergencies occur at most inopportune times. This can bring not only mental stress, but also financial stress. At such times when you are away from home, finding the right medical facility can be an arduous task. That’s when an international travel insurance policy helps. Not only do you get mental support, but also financial support to tackle the medical exigency. * Moreover, the treatment cost outside the country is three to five times more expensive than in India. Thus, even a minor surgery may burn a hole in your wallet. Having international travel insurance ensures you get adequate medical coverage to tackle these unexpected situations on your trip. *

Acts like a friend in a foreign land

When you opt for a travel insurance policy it acts like a friend in a foreign land. With round-the-clock customer support for claim, it can help you bridge language as well as geographical barriers. Thus, no matter in which country you are, your travel insurance plan ensures mental peace even without an actual friend or family besides you. * Further, travel insurance benefits also include medical evacuation, admission to the nearest medical facility, or even replacing your lost travel documents such as your passport. The entire process is hassle-free for you, the policyholder, as your insurer works in tandem with the local authorities or medical facility to provide support. *

Coverage for personal liability

When you are in a foreign land, you may not know all the rules and regulations thoroughly. At such time, the damage to third-party or their property may bring personal liability for you. When you have a travel insurance policy, you get personal liability coverage where such events are covered ensuring your trip is not ruined. *

Tackle travel-related emergencies

During your travel, there are several risks other than medical emergencies. It can be by way of losing your passport, loss of baggage, missed flights or delays in flights leading to missing your connecting flight, and many more. The possibilities are endless. These situations which might seem a minor inconvenience when in your homeland are suddenly magnified because of no people to rely upon. Moreover, a different currency makes it further difficult to tackle it on your own. At such times, a travel insurance policy is what helps. It provides you with not just financial support, but also mental support. For instance, losing your passport, your only identification document, can make it difficult to return home. Thus, the backup of a travel insurance plan helps. *

Mandatory requirement

Finally, some countries mandatorily require all visitors to have travel insurance coverage. Thus, the best time to buy your travel insurance in India is right after finalising your flight tickets. You don’t want to be that person who has to return from the immigration counter at the airport because you do not have a travel insurance policy. Further, in some situations, visa applications may also get rejected due to the absence of a travel insurance policy. Thus, if you are visiting one such country that mandatorily requires travel insurance coverage, do not forget to buy. However, it is best to buy a travel plan irrespective of the legal mandate. * These reasons make it critical to purchase travel insurance online or offline for your next trip.   * Standard T&C Apply Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.

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