1
Claim Assistance
Get In Touch
 
How to Apply for Private Car Insurance Online
DEC 28, 2018

How to Apply for Private Car Insurance Online?

Bajaj Allianz Motor Insurance

In India, having a car insurance policy is mandatory. It is compulsory to at least have a third party liability insurance for your car, which can safeguard you from any legal liabilities arising out of an accident caused by your car which causes damage to third parties (people/property).

Recently IRDAI (Insurance Regulatory and Development Authority of India) announced some changes in this TP cover. You can check out the details of the same in our article - "Know the Latest Changes in the Compulsory Personal Accident Cover".

An important point to note here is that the TP cover provides coverage only for the legal liabilities towards third parties (people/property) and the death or permanent disability of the owner/driver. However, other incidents such as damage to your car due to natural perils or activities such as theft, burglary,and accident can be covered by a comprehensive car insurance policy.

Getting a comprehensive car insurance policy

There are three ways to get a car insurance plan:

  • Offline with the help of an agent
  • Offline by visiting the branch office of the insurance company nearest to you
  • Online by visiting the official website of the insurance company

Apply for Private Car Insurance Online

To apply for car insurance online, you can follow the steps mentioned below:

  • Visit the official website of various insurance companies and compare the features, benefits, coverages & the premium rates of the car insurance plans offered by each of them.
  • On Bajaj Allianz's website, you can use our free insurance calculator to generate a quote for your car insurance premium. You can also retrieve this quote at your leisure whenever you need it.
  • Once you finalize the insurance company, you need to duly fill in the proposal form, which can be obtained online.
  • You will be required to provide the following details for purchasing the car insurance policy online:
    • Your name and contact number
    • Information about your car such as its make, model, sub-type, engine number, chassis number, CC, fuel type, manufacturing year, registration date and registration city.
    • You can also opt for add-on covers, which suit your requirements.
  • You can then check the IDV (Insured's Declared Value) and select the duration of your OD (Own Damage) cover. The TP (Third Party) cover is applicable for 3 years, as per the new rules of IRDAI.
  • You can also choose the voluntary deductible.
  • After submitting all the details. You should check your final premium amount and make the payment.
  • Once the payment is done, you will receive the softcopy of your policy document on your registered mail ID.
  • Also, a hardcopy of the policy document will be sent to your official communication address.

Buying a car insurance policy online is more convenient in today's world, as it takes less time and provides a whole lot of information about car insurance at your fingertips.

Tags : Bajaj Allianz Two Wheeler Insurance Components of helmet Dangers of riding without helmet

Disclaimer

I hereby authorize Bajaj Allianz General Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back at a convenient time. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) under either Fully or Partially Blocked category, any call made or SMS sent in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business. Furthermore, I understand that these calls will be recorded & monitored for quality & training purposes, and may be made available to me if required.

Please enter valid quote reference ID

  • Select
    Please select
  • Please write your comment

Getting In Touch With Us Is Easy

  • Customer Login

    Go
  • Partner Login

    Go
  • Employee Login

    Go