Monsoon is a delightful season and raindrops have been pouring in for some time now. When it comes to monsoon, we do not forget to carry an umbrella, or raincoat and also take good care of our health.
But, amidst all this, do you think we forget something that needs to be taken care of?
Have you ever thought of protecting your home?
If not, leave your worries to us. We have jotted down a few important tips that will help you to keep the home safe when it's raining cats and dogs outside.
These tips are not only limited to having a home insurance
policy. Of course, that is important and shouldn’t be overlooked.
Protect Your Home in This Rainy Season
Yes, we all love the smell of the rain, the first drops on the arid land announcing the beginning of the season. This is one aspect the other aspect is that heavy rains leading to moisture can dampen the walls of your most beloved possession.
These damp places may act as the breeding space for mold, mosquitoes, etc. which could make things even worse. Sounds like a nightmare?
Worry not! Regardless of whether you live in a mansion, rented flat, or apartment, you can easily follow these tips that will help you to minimize the water damage during the rainy season:
- Check the Leakages: Ensure to check for the fissures along the ceiling, walls, leaky taps, and pipes that never stop dripping. Regardless of the season, you are in, these need to be sorted. The damp swelling on the paint-coated walls that give a bloated effect is a sign of external pipes leakage and should be addressed.
- Unclog the Drainage: A clogged drainage is something that none of us would want at any point in time. The best thing to do is check the drainage from time to time. So in case, there is an issue it can be fixed well in advance and avoid further problems. Also, the drain mustn't clog and no debris be accumulated. Keep an eye out that there is no stagnant water and the drains are cleaner. Stagnant water gives space for the mosquitoes to breed and cause various health ailments. You can also look at sprinkling bleaching agents to keep away the rodents and keep away foul odor.
- Seal the Doors and Windows: Always ensure that the doors and windows of the homes are closely tight to prevent rainwater from entering the house. If required, you may consider installing rubber gaskets around the jab of the door. You could also seal the gaps between the windows, doors, or walls with foam sealants or silicone. It will help to prevent the water from entering the house.
- Protect the Furniture: Wood tend to absorb moisture and swell during the monsoon. Hence, it is suggested to coat the wooden flooring, furniture, doors, or windows with a protective wax coat or varnish. Besides, keep the wooden or leather furniture upholstered away from doors or windows exposed to rain directly.
- Look at Exposed Wiring: It’s a known fact that any unattended or open electrical wiring coming in contact with water may lead to life-threatening situations like short circuits and electric shock. Any homeowner or renter should check the electric wiring, switchboards, other sockets, and plug points from time to time. In case of any issue or help required, always consult and take the help of an electrician. Let the electrician check the fuse box and insulations. During monsoon, unplug the electrical appliances when not in use.
- Cover Open Spaces: In case of heavy rainfall, the water can enter the house easily from the balcony, terrace, or porch which may also lead to flooding. Hence, to prevent water from entering the house, make certain that permanent or temporary awnings or shades are installed. You can also look forward to having sliding doors or windows. Having these will also help to safeguard the outside furniture too.
- Do Not Avoid Cracks: Our houses specifically the roofs of it are always exposed to various climatic conditions and various other elements round-the-clock. If required, take a professional service and get the house inspected. A professional will identify the cracks or any other damage that may require repair.
Wrapping it Up
There are high chances that extremely heavy rainfall may lead to damaging your home or property. The repairing costs can easily put you in financial worry. Hence, it's always better to have insurance in place that covers the structure and content of the home. You can always look for home insurance quotes
online and select a plan that fulfills your needs.
Follow these handy tips throughout the year and be every season ready. Be mindful, use the tips, and keep the monsoon blues away from your cozy space.
*Standard T&C apply
Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.