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Nov 23, 2023

Monsoon Health Tips – How to Avoid Getting Sick this Monsoon?

The monsoon season is a welcome reprieve from scorching summers. However, it also presents a lot of health challenges. While rain showers rejuvenate our surroundings, they also led to higher humidity, stagnant water, and a thriving population of disease-carrying mosquitoes. Let’s explore the essential health tips to help you navigate the monsoon season's nuances. From simple dietary adjustments and hygiene practices to lifestyle changes, our aim is to equip you with straightforward advice to safeguard your well-being and that of your loved ones.

How To Remain Healthy During Monsoon

Boil Water Before Consumption

One of the primary concerns during the monsoon is waterborne or vector borne diseases caused by contaminated water. To prevent illnesses like cholera, typhoid, and gastroenteritis, it's crucial to boil drinking water. Boiling kills harmful microorganisms, making the water safe for consumption. Ensure that you also use purified or boiled water for cooking and brushing your teeth.

Properly Wash Vegetables And Fruits

Monsoon is a season when fruits and vegetables are in abundance, but they can also carry harmful bacteria and pathogens due to exposure to rainwater and soil. To avoid consuming contaminated produce, always wash them thoroughly under running water. You can also soak them in a mixture of water and vinegar to remove any pesticide residues.

Avoid Having Street Food

While street food is tempting, it's best to avoid it during the monsoon. The unhygienic conditions and inadequate storage of street food can lead to foodborne illnesses. If you must indulge, choose stalls that appear clean and busy, as this may indicate freshness and high turnover. However, it's always safer to opt for home-cooked or restaurant meals during this season.

Thoroughly Wash Your Hands And Feet

Rainwater can carry various germs and contaminants, making it essential to maintain personal hygiene. Ensure you wash your hands and feet thoroughly after being exposed to rainwater or mud. Use soap and clean water to prevent infections and skin-related issues.

The Importance of Health Insurance

Now that we've discussed essential monsoon health tips, let's shift our focus to the importance of health insurance, especially during the monsoon season.

Benefits of Health Insurance

Health insurance provides a safety net for your health-related expenses, ensuring that you receive proper medical care without worrying about the financial burden. Some of the key benefits of health insurance you should be aware of are: Financial Security: Health insurance cover a significant portion of your medical bills, including hospitalization, surgeries, and diagnostic tests. This financial support is invaluable during emergencies. Claims are subject to terms and conditions set forth under health insurance policy.* Cashless Treatment: Many health insurance plans offer cashless hospitalization, where you can receive treatment without paying upfront. The insurance provider settles the bill directly with the hospital. Claims are subject to terms and conditions set forth under health insurance policy.* Vector Borne Diseases: Coverage for vector-borne diseases, including mosquito-borne diseases like dengue and malaria is offered. These diseases are prevalent during the monsoon, making insurance coverage essential. Claims are subject to terms and conditions set forth under health insurance policy.* Variety of Coverage: There are various types of health insurance plans available to suit your specific needs. Individual plans, family floater policies, and critical illness covers provide comprehensive protection. Claims are subject to terms and conditions set forth under health insurance policy.* Medical Advice: Any consultation or advice from a Medical Practitioner including the issuance of any prescription or follow up prescription, constitutes as medical advice, and is covered in health insurance. Claims are subject to terms and conditions set forth under health insurance policy.*

Exclusions in Health Insurance

Exclusions are essentially situations not covered by health insurance. Here is a list of exclusions you should be aware of: Waiting Period - Any of the listed vector borne disease diagnosed within the first 15 days of the date of commencement of the Policy is excluded. If the Policy is opted after occurrence of any of the listed vector borne diseases, a 60-days waiting period shall be applicable for the specific ailment from date of previous admission. Hospitalisation Duration - Admission to hospital for less than 24 hours is not covered. Coverage region - Diagnosis and treatment outside India is not covered.


In conclusion, staying healthy during the monsoon is a combination of following simple yet effective hygiene practices like boiling water, washing fruits and vegetables, and avoiding street food. These measures can significantly reduce the risk of contracting waterborne and foodborne illnesses. Additionally, maintaining personal hygiene by washing hands and feet is crucial to prevent skin infections and other health issues. Furthermore, it's essential to understand the significance of health insurance, especially during the monsoon season. Health insurance provides financial security and ensures you have access to quality healthcare when you need it the most. With coverage for vector-borne diseases and various health insurance plans to choose from, you can protect your health and your finances. Claims are subject to terms and conditions set forth under health insurance policy.* * Standard T&C Apply Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.

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