The roads are filled with careless people and while you may be a careful driver, following all the traffic rules and taking all the necessary precautions, you never know when your beloved car or your very own safety may be at risk because of somebody else!
Imagine this - It is a sunny Sunday morning and you decide to take your family out for a drive. Everything is going well when suddenly while driving, a kitten comes out of absolutely nowhere and comes right in front of your car! While your attempts to save the kitten were successful, you managed to dent your beloved car. Your sunny Sunday just turned into a sorrowful one. The rest of drive has you preoccupied with thoughts over expenses and the costs of getting your car fixed.
This could happen to anyone, even the most experienced and careful driver.
This is why insuring your car is so important. Here is all you need to know about insuring your car from any unforeseen perils.
Your car insurance covers you against all financial losses which occur if your car gets damaged. However the cover is applicable only when the damages are caused either due to an accident or a natural calamity or even any other liability because of any thefts or accidents.
Let us try and understand car insurance in simpler terms.
There are two types of car insurance cover:
Apart from these two main covers, car insurance also provides a variety of additional features and covers - known as Add on Covers. These add on covers are easy to understand and safeguard the insurer from the little mishaps that keep on happening in day to day life. Some add on covers are:
Car insurance covers include add on covers like:
An add-on cover will not only cost you more but it will also increase your two wheeler insurance premium. Hence, to keep a tab on your premium amount, use car insurance premium calculator.
Purchasing the right car insurance policy for your vehicle is extremely important. It is a decision that needs to be well thought of before going ahead with it. To know more about car insurance and to choose the most suitable car insurance policy visit the Bajaj Allianz website today.
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