One of the most cherished and beautiful moments of life is when a child is born. The birth of a little one brings along so much happiness and responsibility too. When a child is born we take care of so many things, right from the clothing, toys, feeding, and so forth.
But, have you ever thought about, buying health insurance for the newborn? Undoubtedly, in the times of COVID-19, the importance of health insurance has been understood to a great extent than ever. If you are going to be parents soon or have recently welcomed a child in your life it's important to consider buying medical insurance for the newborn.
You may also consider including the child in an existing family floater health insurance
plan. Read ahead, to know more about newborn health insurance plans.
Importance of Health Insurance for Newborn
If you have an individual health insurance plan, as the name suggests, it will cover only one individual. Today, insurance companies in India have come up with dedicated health insurance plans that offer cover to the apple of your eyes. In all likelihood, any infant who completed 90 days since the birth date will be provided a health cover*.
Having medical insurance
for the newborn will give you peace of mind and remain worry-free for any incurred medical expenses. These expenses may vary right from hospitalization, vaccination, or any other medical requirement. However, the features and benefits will vary from insurer to insurer.
So before you include your little one in the circle of protection, read the terms and conditions offered in the plan to make an informed decision.
*Standard T&C apply
What If I Don’t Have Health Insurance for Newborn?
Regardless of whether you have a child or not, having health insurance cover is important. A health insurance plan provides financial cover in case of any medical emergency or treatment. We all know that uncertainty does not come with prior notice.
Anyone who has no health insurance plan would end up paying hefty medical bills from their pockets. Or may have to use their savings. So, aside from the emotional stress of facing any sort of health complications during the delivery, would you want to worry about the costs? With infant health insurance, you can ensure that your child receives the best medical attention in the case hospitalization is required.
Wrapping it Up
In the life of parents, the birth of their little bundle of joy is something that is beyond any explanation. Parenthood is a beautiful phase and raising a child may sound easy, but it isn’t.
Secure the healthcare needs of your little one. Ensure that your child avails of the best medical care and treatment by choosing a comprehensive health insurance
Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.