• search-icon
  • hamburger-icon

Travel Insurance

Travel Insurance for the Philippines

alt

Key Features

The Real Ace in your Travel Pack

Coverage Highlights

Comprehensive travel protection under a single plan
  • Design your own plan

A truly modular plan that offers you flexibility to curate coverage suited for you and your family

  • Wide Sum insured options

Choose adequate sum insured that suits your budget

  • Pre- Existing (PEDs) covered

Medical expenses upto USD 3000 for emergeny medical care of pre existing diseases

  • Truly Cashless

Worldwide cashless hospitalisation

  • Ease of buying

No medical health check up required to purchase the policy

  • Discounts

Upto 10% discount depending upon the number of people travelling

  • Extension of medical coverage post policy expiry

If hospitalised within the policy period, treatment can be continued upto a maximum of 75 days beyond policy expiry

  • 24x7 support

Enjoy round the clock support to travel worryfree

  • Direct Discount

Enjoy 5% direct discount by purchasing online

  • From reimbursements to fixed payouts

Some coverages reimburse actual expenses while others provide a pre-fixed amount

  • One trip or many? We have got you covered

A Single-Trip Policy covers just one trip, perfect for occasional travelers. A Multi-Trip Annual Policy covers unlimited trips within a year, ideal for frequent travelers. If you travel often, save time and money with an annual plan. Choose what fits your travel needs

Additonal Coverage

What else can your get?
  • Trip Delay Delight

Pays an agreed amount in case the flight gets delayed beyong the defined period

  • Track-a- Baggage

Opting this service helps you keep track of your luggage during your trip, giving you peace of mind. If your bags go missing, the service helps locate and return them to you quickly

  • Extended Pet Stay

Covers expenses for your pet’s extended stay at a boarding facility due to unforeseen travel delays

  • Weather Guarantees

Offers compensation for costs due to trip disruptions caused by extreme weather conditions

  • Note

Please read policy wordings for detailed coverage

Importance of Travel Insurance When Visiting the Philippines 

Travel insurance for the Philippines is essential for protecting yourself against unexpected events while exploring this tropical paradise. It provides coverage for medical emergencies, trip cancellations, lost baggage, and more. With Bajaj Allianz Travel Insurance, you can travel with peace of mind, knowing you’re covered for various eventualities. Ensure your travel plans are secure and enjoy your trip with complete confidence.

Why You Need Travel Insurance for the Philippines 

Travel insurance for the Philippines is vital to safeguard against unforeseen circumstances during your trip. The Philippines offers beautiful beaches, islands, and adventure activities, but unexpected situations such as flight cancellations, medical emergencies, or theft can occur.
Bajaj Allianz Travel Insurance helps cover medical expenses, trip interruptions, and lost luggage, ensuring that you don’t have to worry about the unexpected. Whether you are hiking in the mountains or relaxing on the beach, having the right coverage ensures a stress-free holiday. Additionally, with Bajaj Allianz Travel Insurance, you get round-the-clock support, giving you peace of mind as you explore the Philippines.

Key Features of Bajaj Allianz Travel Insurance Plans

 Bajaj Allianz Travel Insurance offers comprehensive coverage that ensures a secure and smooth journey. The key features include:

●      Medical Coverage: Coverage for medical expenses, including hospitalisation and emergency medical evacuation.

●      Trip Cancellation: Reimbursement for pre-paid travel costs if your trip is cancelled due to unforeseen circumstances.

●      Lost Baggage: Protection for lost, damaged, or stolen baggage.

●      24/7 Assistance: Access to emergency assistance services worldwide.

●      Travel Delay Coverage: Compensation for delays in travel due to unforeseen reasons.

These features make Bajaj Allianz Travel Insurance a reliable option for a secure travel experience in the Philippines.

Benefits You Deserve

alttext

1 Lac+ Cashless Hospitals

Worldwide access to quality healthcare at network hospitals

alttext

24/7 support

Ensuring peace of mind wherever you roam

alttext

Around 190+ Countries Covered

Comprehensive cover to secure your journey worldwide.

Benefits of Buying a Travel Insurance Philippines Policy

Buying a travel insurance policy for the Philippines offers several benefits. It provides financial protection in case of emergencies, helping you avoid unexpected out-of-pocket expenses. Key benefits include:

●      Emergency Medical Assistance: Coverage for medical emergencies and hospitalisation.

●      Trip Cancellation: Reimbursement for non-refundable costs in case of trip cancellations.

●      Coverage for Delays and Missed Connections: Compensation for travel disruptions.

●      Theft or Loss of Belongings: Protection against theft or loss of valuables.

●      Emergency Evacuation: Assistance with evacuation in case of natural disasters or political unrest.

With Bajaj Allianz Travel Insurance, these benefits help you stay safe and secure while travelling in the Philippines.

Why Do You Need Travel Insurance for the Philippines from India?

If you're travelling from India to the Philippines, having travel insurance is essential to safeguard against emergencies during your trip. From unexpected medical situations to flight delays or cancellations, this travel insurance offers comprehensive protection. As the Philippines is known for its adventure tourism, such as diving, hiking and water sports, having insurance ensures you're covered for any accidents or injuries. Bajaj Allianz Travel Insurance also provides assistance with lost baggage and emergency evacuation, ensuring peace of mind while you're away from home.

Types of Travel Insurance Plans Available

There are various types of travel insurance plans available for trips to the Philippines. These include:

●      Single Trip Insurance: Covers a single trip with all-inclusive coverage for the duration of your stay.

●      Annual Multi-Trip Insurance: Ideal for frequent travellers, offering coverage for multiple trips within a year.

●      Family Travel Insurance: Covers all members of the family, ensuring safety and protection during family vacations.

●      Adventure Travel Insurance: Offers specialised coverage for activities like trekking, scuba diving, and more.

Bajaj Allianz Travel Insurance offers all of these options, giving you the flexibility to choose the plan that best suits your travel needs.

Coverage Details and Benefits

Travel insurance for the Philippines offers a wide range of coverage options. Key coverage areas include:

●      Medical and Emergency Expenses: Protection for hospitalisation, treatment, and medical evacuation in case of an emergency.

●      Trip Cancellations and Interruptions: Reimbursement for non-refundable expenses in the event of cancellations or trip disruptions.

●      Baggage Loss or Delay: Compensation for lost or delayed baggage, ensuring you're not left in a difficult situation.

●      Personal Liability: Protection against third-party claims arising from accidents during your trip.

●      Flight Delays and Missed Connections: Financial assistance for delays or missed connections.

How to Choose the Right Travel Insurance Plan

When choosing travel insurance for the Philippines, consider the following factors:

●      Coverage Type: Ensure that the plan covers medical emergencies, cancellations, and theft.

●      Duration of Travel: Choose between single-trip or annual plans, depending on how often you travel.

●      Adventure Activities: If you plan on engaging in adventure sports, look for a policy that covers these activities.

●      Plan Customisation: Select a policy that offers flexibility with add-ons like trip interruption or baggage loss.

Bajaj Allianz Travel Insurance offers customised plans that can be tailored to your specific travel needs, ensuring you get the right protection for your trip to the Philippines.

Philippines Visa and Entry Information

To visit the Philippines, Indian citizens require a valid passport and a visa. The visa process can be completed through the Philippine Embassy or Consulate. The visa requirements may vary depending on the purpose of your visit, so it’s important to check the specific documentation required. For a hassle-free trip, ensure you have adequate travel insurance, such as Bajaj Allianz Travel Insurance, which covers medical emergencies and trip cancellations during your stay in the Philippines.

Documents Required to Travel to Philippines

To travel to the Philippines, Indian citizens need a valid passport, visa, flight booking, and proof of accommodation. Depending on the nature of your visit, you may also need to provide financial documents or an invitation letter. Ensure you have all necessary documents to avoid any issues during your journey.

Tips to Buy the Best Travel Insurance for Philippines from India 

When purchasing travel insurance for the Philippines from India, consider these tips:

●      Evaluate Coverage: Make sure the policy covers medical emergencies, Trip cancellations, lost baggage, and other risks.

●      Compare Plans: Shop around and compare different insurance policies to find the best coverage at the best price.

●      Check for Add-Ons: Look for additional coverage options for activities like water sports or trekking.

●      Reputation and Reviews: Choose a reputable provider like Bajaj Allianz Travel Insurance, known for excellent customer service and reliable claims support.

Step-by-Step Guide

To make sure that we are always listening to our customers

How to Buy

  • 0

    Download the Caringly Yours Mobile App and use your login credentials

  • 1

    Select the travel insurance option by providing necessary details

  • 2

    Allow the application to process your information & get quotes

  • 3

    Choose the plan aligning with your travel itinerary & include add-ons

  • 4

    Finalise the plan selection and complete the payment process

  • 5

    Insurance policy & receipt will be promptly delivered to your email ID

How to Extend

  • 0

    Please reach out to us for policy extensions

  • 1

    Phone +91 020 66026666

  • 2

    Fax +91 020 66026667

Cashless Claim

  • 0

    Applicable for overseas hospitalization expenses exceeding USD 500

  • 1

    Submit documents online for verification.

  • 2

    Upon verification Payment Guarantee to be released to the hospital

  • 3

    Please complete necessary formalities by providing missing information

Reimbursement

  • 0

    On complete documentation receipt, reimbursement takes approx. 10 days

  • 1

    Submit original copies (paid receipts only) at BAGIC HAT

  • 2

    Post scrutiny, receive payment within 10 working days

  • 3

    Submit incomplete documents to our document recovery team in 45 days

  • 4

    Policy deductible will be applicable as per policy copy

Step-by-Step Guide to Purchasing Travel Insurance

To purchase travel insurance for the Philippines, follow these simple steps:

● Select the Coverage Type: Choose between single-trip, multi-trip, or family insurance based on your needs.

● Provide Travel Details: Enter your travel dates, destinations, and activities.

● Compare Plans: Review different insurance plans and choose the one that offers the best coverage for your trip.

● Make the Payment: Pay for the policy online using secure payment options.

● Receive Confirmation: Get your policy documents via email and keep them handy during your travels.

With Bajaj Allianz Travel Insurance, you can ensure that you're fully covered for your trip to the Philippines.

Philippine Visa Application Centres in India

The Philippine visa application centres in India are located in major cities like Delhi, Mumbai, Chennai, and Kolkata. You can visit these centres to submit your visa application and required documents. It’s advisable to apply for your visa well in advance of your travel dates to avoid last-minute stress.

Philippines Trip: Safety and Precautionary Measures to Be Undertaken

When travelling to the Philippines, it’s important to follow safety guidelines to ensure a smooth trip. Always keep your belongings secure, avoid secluded areas, and stay updated on local news. Register with the Indian embassy for added security. Bajaj Allianz Travel Insurance ensures that you are protected from emergencies, including medical issues or unexpected trip cancellations.

Covid-19 Specific Safety Guidelines

When travelling to the Philippines, adhere to the Covid-19 guidelines issued by the government. This includes wearing masks in public spaces, maintaining social distancing, and following local protocols.

Indian Embassy in the Philippines

The Indian Embassy in the Philippines provides consular services and support to Indian citizens in the country. It is advisable to register with the embassy upon arrival for safety and assistance in case of emergencies.

Major International Airports in the Philippines

The Philippines is served by several international airports, including Ninoy Aquino International Airport (NAIA) in Manila, Mactan-Cebu International Airport, and Clark International Airport. These airports offer flights to and from various global destinations, providing easy access for international travellers.

Currency and Foreign Exchange

The official currency of the Philippines is the Philippine Peso (PHP). It’s advisable to exchange your currency in advance or withdraw cash from ATMs once you arrive. Many places also accept international credit cards. Ensure you’re covered for foreign exchange-related risks with Bajaj Allianz Travel Insurance, which includes protection against theft or loss of funds.

Things to Do in the Philippines

The Philippines is famous for its breathtaking beaches, crystal-clear waters, and vibrant nightlife, making it a top destination for travellers seeking both relaxation and adventure. Its many islands offer endless opportunities for island hopping, allowing tourists to explore hidden coves, pristine beaches, and stunning lagoons.
For diving enthusiasts, the Philippines is home to some of the world’s best dive spots, with rich marine biodiversity and vibrant coral reefs. Surfing is another popular activity, with renowned spots like Siargao attracting surfers from around the world. Beyond its natural beauty, the country also offers a wealth of cultural experiences, with opportunities to explore its rich history through landmarks, museums, and heritage sites.

Cities like Manila and Cebu are vibrant hubs, with bustling markets, restaurants, and nightlife that cater to all tastes. Whether you're looking to unwind on a beach, dive into crystal-clear waters, or immerse yourself in the country’s cultural heritage, the Philippines offers a wide variety of experiences for every type of traveller.

Philippines Tourist Places

The Philippines is a vibrant archipelago that offers a diverse range of tourist destinations, each appealing to different interests. For those seeking relaxation, the pristine beaches of Boracay stand out, known for its powdery white sands and crystal-clear waters. Visitors can enjoy various water sports, beach parties, and breathtaking sunsets.

For history enthusiasts, the Philippines is home to numerous historical landmarks, including the Basilica of San Sebastian in Manila, a stunning Gothic-style church known for its architectural beauty and historical significance.
Adventure seekers can explore natural wonders like Taal Volcano in Batangas, where they can hike, take a boat ride to the volcano island, and witness spectacular views. The country is also famous for its rich biodiversity, with destinations like Palawan offering the stunning Underground River and Coron’s crystal-clear lakes.

For those looking to immerse themselves in culture, Cebu offers a mix of historical sites, local cuisine, and beautiful beaches. Whether you’re into relaxing on the beach, exploring nature, or discovering history, the Philippines has something to offer every type of traveller, making it an ideal vacation destination for all kinds of tourists.

Best Time to Visit the Philippines

The best time to visit the Philippines is during the dry season, which lasts from November to April. During this period, the weather is warm and sunny, making it perfect for beach activities like swimming, snorkelling, and surfing. It’s also an ideal time for outdoor exploration, such as hiking to the country’s scenic volcanoes, exploring its lush jungles, or touring historic sites.

The dry season ensures minimal rainfall, offering clear skies and comfortable temperatures, especially in popular destinations like Boracay, Palawan, and Cebu. While it is the peak tourist season, the pleasant weather and vibrant atmosphere make it the most favourable time to experience all that the Philippines has to offer.

FAQ's

Are there any age restrictions for purchasing travel insurance?

Travel insurance policies often have age limits, with many providers offering coverage up to 65 or 70 years old. However, some insurers offer specialized plans for seniors or extended coverage for older travellers. It's important to check the terms and conditions of each insurer. You can opt for a trusted insurer like the Bajaj Allianz General Insurance that assists you throughout the process and is dependable for your trip to Philippines.

Is travel insurance required for the Philippines?

Travel insurance is not mandatory for entering the Philippines. However, it is strongly recommended, especially to cover medical expenses, trip cancellations, or other unexpected events.

Can I customize my travel insurance plan?

Yes, many travel insurance providers allow you to customize your plan. You can choose coverage options like trip cancellation, medical emergencies, lost luggage, and even adventure activities depending on your needs.

How does travel insurance handle COVID-19 related issues?

Most travel insurance policies now offer coverage for COVID-19-related incidents, such as trip cancellations, medical expenses, and quarantine costs. However, it's essential to confirm the details, as coverage may vary by provider and policy.

Is travel insurance mandatory for entering the Philippines?

Travel insurance is not a requirement for entry into the Philippines. However, some airlines or specific visa requirements may ask for proof of travel insurance. Always check the latest travel regulations before your trip.

Which travel policy is better—individual or family floater?

When travelling alone, individual travel plan can be a suitable policy. On the other hand, if you are travelling with your famiy then you may opt in for family floater policy.

Will I be able to issue more than one policy for the same trip?

No, you can opt one policy for the single journey. Please check with your insurance company for more details.

What’s the minimum and maximum age for buying a travel insurance for students

Students can buy a travel insurance policy between the age of 16-35 years as per the policy terms.

What if I want to cancel my travel insurance policy?

You can opt to cancel your plan before or after the policy starts, as outlined in the policy terms. Please note that cancellation rules may vary based on your coverage.

How do I make a claim on my travel insurance policy?

It is advisable to contact your insurance provider to discuss your claim. Please ensure you have your policy details, passport number, and any other relevant information readily available while submitting your claim.

What documents would I need to process my domestic travel insurance claim

Usually medical reports and their copies, receipts, invoices, FIRs, etc. are required for a domestic travel insurance claim. You can get more information from the customer care executive of your insurer.

What is the claim settlement process under the corporate travel insurance

You can register your claim in two ways—online and offline. For online claim settlement, visit the insurance provider's website to register your claim and upload the necessary documents. If you prefer offline claim settlement, you can register your claim by contacting the designated person.

Can I renew my travel insurance policy?

Some travel insurance policies may offer renewal options, but this is not always standard. Generally, travel insurance is designed for specific trip durations. It is best to check with your insurance provider to see if renewal is possible and under what conditions.

How can I extend my travel insurance plan?

Extending a travel insurance plan depends on the specific policy and provider. Some policies may allow extensions under certain circumstances, while others may require purchasing a new policy. Contacting your insurance provider directly is the best way to determine if an extension is possible or not.

What happens if my travel insurance expires?

If your travel insurance expires while you are still traveling, you will no longer have coverage for any medical emergencies, lost luggage, or other risk. This means you would be responsible for any expenses incurred during your travel after your policy expiration. It is recommended to ensure your travel insurance covers the entire duration of your

What is the validity period of travel insurance?

The validity period of travel insurance varies significantly. It is tied to the length of your trip, and policies are typically purchased for specific durations. These durations can range from a few days to several months, depending on the policy and provider. Always confirm the exact validity period with your insurance provider before your trip.
PromoBanner

Why juggle policies when one App can do it all?

Download Caringly Yours App!

What Our Customers Say

Simple Process

Straightforward online travel insurance quote and price. Easy to pay and buy

alt

Madanmohan Govindarajulu

Chennai

5

11th Apr 2019

Convenient

Very user-friendly and convenient. Appreciate the Bajaj Allianz team a lot.

alt

Payal Nayak

Pune

4.8

15th Mar 2019

Affordable

Very nice service with an affordable premium for travel insurance.

alt

Kinjal Boghara

Mumbai

4.5

5th Mar 2019

User Friendly

Quick, easy, and user-friendly process to buy travel insurance.

alt

Abhijeet Doiphode

Pune

4.5

6th Feb 2019

Customer Support

Very prompt and professional service. I am pleased with the customer service team at Bajaj Allianz.

alt

Ushaben Pipalia

Ahmedabad

5

31st Jan 2019

Quick Assistance

I am highly impressed by the efficiency of the Bajaj Allianz call centre executive who helped me with my travel insurance.

alt

Paromik Bhattacharyya

Kolkata

5

25th Dec 2018