Critical illness, the term itself is daunting. But the sad reality of today's world is that more and more people are getting diagnosed with life-threatening diseases and are prey to critical illnesses. A critical illness policy is a beneficial policy in such grave times.
Cancer, Coronary Artery Bypass Surgery, First Heart Attack (Myocardial Infarction), Kidney Failure, Major Organ Transplant, Stroke, Aorta Graft Surgery, Primary Pulmonary Arterial Hypertension, Multiple Sclerosis with Persisting Symptoms and Permanent Paralysis of Limbs are few of the critical illnesses.
It is well known that the pre and post hospitalization expenses, as well as the treatment cost of these critical illnesses, are very high. The financial burden is too much and a proper critical illness insurance policy can ease out this burden.
This means that on the diagnosis of any of above-mentioned diseases (as per your policy document), the policyholder receives a lump sum of the sum insured. This can be used for medical care and any lifestyle changes.
Key Features of Critical Illness Policy:
Bajaj Allianz Critical Illness Insurance Policy has the following features:
Benefits of Critical Illness Policy:
Apart from the above-mentioned features, there are many benefits to purchasing a Critical Illness Policy.
Critical Illness Policy Inclusions:
Every health insurance company has its set of diseases that they cover under the critical illness insurance policy. Make sure to read the policy document carefully and talk to the authorized executive before going ahead with the investment. Nowadays, many insurance companies include free health checkups when you purchase critical illness cover as well.
Critical Illness Policy Exclusions:
Claim process for critical illness insurance is same as health insurance claim process.
It is always better to be safe than to regret later. Get in touch with our executives and safeguard yourself and your family against critical illnesses.
Looking for more details? Visit our website.
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