What is Student Travel Insurance?
Specifically designed for the students who go abroad for their further studies, Student travel insurance covers a range of situations such as medical emergency or loss of passport. The cost of a foreign education including living expenses can be quite substantial. Student Travel Insurance protects your finances and provides peace of mind during an emergency.
Why is Student Travel Insurance important?
The upfront cost of tuition fees apart, the cost of living on campus or independently can run into lakhs of rupees annually. A medical emergency which requires prolonged hospitalization can put your budget under severe strain. On average, the cost of medical treatment in a Western country is multiples of comparable treatment in India.
Benefits of Student travel insurance:
Studying in a foreign country has many risks. Here are a few reasons why will you need student travel insurance:
✓ Covers you in case of medical expenses
✓ Covers you in case of loss of passport
✓ Covers your baggage loss expenses
✓ Provides accidental death benefit
✓ Provides sponsor protection
✓ Provides compassionate visit by family members
✓ Provides reimbursement in case of a fraudulent charge on your credit/ debit card
✓ Provides emergency accommodation in case of a natural disaster
✓ Provides bail amount in case of an arrest by the foreign police
✓ Provides compensation in case of study interruption
How to claim Student travel insurance?
✓ You will be required to contact your insurance provider and provide them the insurance number and other relevant details.
✓ In case you require any assistance during your trip you can get in touch with the insurance company.
✓ If in case it is not possible for you to contact your insurance provider (accident or sudden illness) then you should contact your insurance provider as soon as you can.
Many countries have made it mandatory for the international students to have Student Travel Insurance. However, Student Travel Insurance is essential for students travelling even otherwise.
Click here for more details on Travel Insurance Plans
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