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Buy/Renew Bajaj Chetak Electric Scooter Insurance

Bajaj Chetak Electric Scooter Insurance

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Bajaj Chetak is a name that requires no introduction. The iconic scooter which rocked everyone’s hearts in the 80s and 90s was relaunched as an electric scooter by Bajaj Auto in 2020. Even though the design may have changed, the sentiments of millions, however, did not. The Bajaj Chetak makes for a great choice if you are looking to purchase your first electric scooter. You can find features such as:

 

  1. Front and under-seat storage
  2. USB charging port
  3. Digital display
  4. Reverse mode
  5. Daytime running lights

 

If you wish to safeguard your brand-new Bajaj Chetak from any mishaps that can take place on the road, you should opt for insurance for e-scooter. The policy will provide financial coverage to your Bajaj Chetak from damages and also third-party liabilities. It also covers the loss of your e-scooter due to fire or calamities.

Types of Plans for Bajaj Chetak Electric Scooters

The type of plans you can buy for your Bajaj Chetak electric scooter can be divided into two main categories. These are

Third-Party Liability Coverage

Of these, third-party liability insurance for Bajaj Chetak electric scooters is what protects you from financial liability if you were to get involved in a mishap and cause any damages to another person or their vehicle. This type of policy is mandatory for all vehicles in India as per the Motor Vehicles Act of 1988. So, whether you have an electric vehicle or a conventional fuel-based one, you are required to have at least third-party liability insurance, if that is the electric bike you have.

Comprehensive Insurance Coverage

On the other hand, comprehensive insurance for Bajaj Chetak electric scooters is a more inclusive policy. Along with third-party liability coverage, comprehensive insurance for Bajaj Chetak electric scooters offers other coverage such as own-damage cover, personal accident cover, and more. While you may not be legally bound to get comprehensive Bajaj Chetak electric scooter insurance, it helps to have broader insurance coverage.

Bajaj Chetak Electric Scooter Insurance – Inclusions & Exclusions

  • Inclusions

  • Exclusions

Damages or loss due to theft or robbery.

Damages due to natural disasters.

Any third-party liabilities incurred.

Damage to self when the scooter is involved in an accident.

Damages caused when the scooter is in transit by road, air, rail, or sea.

Any other coverage provided by the add-ons chosen.

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Routine wear and tear.

Damage caused if the driver was driving under the influence of any intoxicating substance.

Using the vehicle beyond its intended use.

Damages caused if the scooter was being used beyond the geographical limits.

If the scooter was used for illegal activities.

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Remember that comprehensive Bajaj Chetak scooter insurance inclusions may vary based on what the insurance provider has to offer, as well as the details of the policy the policyholder may choose. If you have a Bajaj Chetak electric scooter, ensure that you go through the Bajaj Chetak insurance policy details.

Add-ons for Bajaj Chetak Electric Scooter Insurance

Add-ons are how you can enhance your insurance for Bajaj Chetak electric scooter. Some of the common add-on covers include:

✓   Motor protection

✓   24X7 Roadside assistance

✓   Outstation emergency

✓   Key protection

✓   Consumables

✓   Theft of, or damage to, personal belongings

Remember that if you purchase solely a third-party liability Bajaj Chetak insurance, you may not be able to include these add-ons in your plans. If you seek these additional covers for your Bajaj Chetak electric bike, you need to opt for a comprehensive Bajaj Chetak electric scooter insurance policy.

How to File a Claim?

You can initiate the claims process for your electric bike insurance by opting for the many ways offered by the insurance provider.

Some of the common ways you can make a claim are:

✓  Dialling the toll-free number provided by the insurance provider

✓  Emailing them at their official support email id

✓  Raising a claim through their website

✓  Raising a claim through their app

For third-party Bajaj Chetak insurance, you can conduct the process through email channels dedicated to third-party liability claims.

The process of making insurance claims for your electric bike are similar to making claims for electric car insurance

Why Choose Bajaj Allianz for Bajaj Chetak Scooter Insurance?

Here are a few reasons why you should opt for Bajaj Allianz General Insurance, for your Bajaj Chetak insurance, or any other electric vehicle insurance.

✓  Reasonably priced plans

✓  Host of add-ons

✓  Quick and hassle-free claims process

✓  Instant claim settlements

Frequently Asked Questions

Is it necessary to have insurance for an e-scooter?

Yes, you are required to have at least third-party liability insurance for your electric scooter or bike, while comprehensive insurance can provide wider coverage.

What are the options for purchasing insurance for my Bajaj Chetak electric scooter?

You can purchase an insurance policy for your Bajaj Chetak electric scooter either online or offline.

What is the significance of having comprehensive coverage?

Having a comprehensive insurance plan offers greater coverage compared to a third-party policy. With comprehensive coverage, you can avail of coverage for damages to your vehicle as well as personal accident cover.

Disclaimer

I hereby authorize Bajaj Allianz General Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back at a convenient time. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) under either Fully or Partially Blocked category, any call made or SMS sent in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business. Furthermore, I understand that these calls will be recorded & monitored for quality & training purposes, and may be made available to me if required.

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