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Motor Insurance
Electric Bike Insurance That Powers Your Peace of Mind
Coverage Highlights
Get comprehensive coverage for your electric bikeCare for your Electric Bike
Round-the-clock assistance for your electric Bike with 11 Roadside Assistance Services
On-site Charging, Pickup & Drop
A convenient service offering electric bike charging at the user's location, combined with vehicle pickup and drop-off. Enhances user experience by saving time and effort
Dedicated EV Helpline with SOS
A specialized service providing 24/7 support for electric bike users, including emergency assistance, towing-out of energy, breakdown, accidental and much more
Comprehensive Protection
Electric bike insurance offers financial cover for damages to your electric bike. Depending on the policy type, it can protect against third-party damages or damages to your bike or yourself. Comprehensive policies are recommended, providing extensive protection and various add-ons, such as personal accident cover. This cover offers financial support in case of an unfortunate incident
Drive Legal, Stay Safe
Avoid hefty fines and legal troubles—Third-Party liability Insurance is mandatory under the Motor Vehicles Act, ensuring financial protection against damages to others on the road
Customizable Add-ons
Choice of add ons to enhance your EV bike insurance coverage
Note
*TP EV Bike Insurance Premiums starting at ₹457
Inclusions
What’s covered?Third Party Liability for Bodily Injury & Death (Unlimited Cover)
If an accident is caused by your electric bike and you are liable to compensate for any injury or death of others then we will pay the exact amount as by court. This cover is mandatory by law.
Third Party Liability for Property Damage (Limited)
If an accident is caused by your bike and you are liable to compensate for any damage to property of others then we will pay amount up to the SI limit. This cover is mandatory by law.
Own Damage Cover
Protects your electric bike against accidental damages, fire, theft, and natural calamities like floods or earthquakes. This ensures financial relief for repair costs or vehicle replacement, helping you get back on the road without worries
In Transit Damage
If your electric bike is damaged while being transported, this covers the repair costs
Personal Accident
Coverage if your electric bike accident results in death or disability of car owner. This helps provide security for you and your family in case of unfortunate events on the road
No-Claim Bonus (NCB)
This bonus is a discount offered by insurance companies for not making any claims during the previous policy period. The NCB applies from the second year onwards and can reduce your premium by upto 50%, based on consistent claim-free renewals. It rewards careful driving and helps lower overall insurance cost
Note
Please read policy wordings for detailed inclusions
Exclusions
What’s not covered?Depreciation
Normal wear and tear of the electric bike due to usage and depreciation in value is not covered
Intentional Damage
Any damage caused to the electric bike intentionally
Damages due to Failure
The damages due to electrical or mechanical failure are not covered
Illegal Activities
Any type of illegal activity such as driving without a license, under the influence of alcohol and/or drugs, or using the electric bike for criminal activityAny type of illegal activity such as driving without a license, under the influence of alcohol and/or drugs, or using the electric Vehicle for criminal activity
Geographic Limits
Your insurance policy is only valid within India. If your vehicle meets with an accident outside the country, your claim will be rejected
War-related Damages
Losses caused by war or nuclear risks are not covered
Overloading the Vehicle
If you exceed the weight or passenger limit specified for your electric bike , leading to an accident.
Note
Please read policy wording for detailed exclusions
Additional Covers
What else can you get?Motor Protector Cover for Electric Cars
The motor is essential to your electric bike, but standard e-car insurance policies often don't cover its repairs. A motor protector cover is an add-on that helps with necessary repairs, saving you from hefty expenses. With this cover, the insurance company handles motor repair costs, ensuring your EV remains in top condition without financial strain
Zero Depreciation Cover
This add-on helps cover depreciation, which is typically excluded from standard EV insurance policies. With this add-on, your claim amount won't deduct the depreciation on components during reimbursement
Consumables Cover
This ensures the replacement of necessary fluids and components is worry-free, as your electric bike policy covers these expenses, enhancing your vehicle's overall performance
Note
Please read policy wording for detailed exclusions
Compare Insurance Plans Made for You
Feature |
Third Party Liabilty Cover |
Own Damage Cover |
Comprehensive Cover |
---|---|---|---|
Overview | Covers legal liabilities arising due to body injury or property damage to others due to your bike. It is mandatory by law. | Covers expenses arising out of damage to your bike. | Full fedged cover comprising of Third Party Liability cover and Own Damage covers |
Policy Period | 1/2/3 years | 1 Year | 1/2/3 years |
Third Party Liability for Injury, Death & Property Damage | Yes | No | Yes |
Accidents & Collisions | No | Yes | Yes |
Natural or Man-Made Disasters | No | Yes | Yes |
Fire Damage | No | Yes | Yes |
Theft | No | Yes | Yes |
Compulsory Personal Accident | Yes | Yes | Yes |
No Claim Bonus | No | Yes | Yes |
Add-on: Zero Depreciation Cover | No | Yes | Yes |
Get instant access to your policy details with a single click.
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Step-by-Step Guide
How To Buy
0
Download the Caringly Yours app from App stores or click "Get Quote"
1
Register or log in to your account.
2
Enter your bike details
3
You will be redirected to the bike Insurance Page.
4
Ensure to check your No Claim Discount
5
Choose right Insured Declared Value(IDV) that reflects your bike value
6
Evaluate Covers, Add Ons, Optional Covers and Exclusions
7
Select a plan from the recommended options, or customize your own plan
8
Review the premium and other coverage details
9
Proceed with the payment using your preferred method
10
Receive confirmation of your purchased policy via email and SMS
How To Renew
0
Login to the app
1
Enter your current policy details
2
Review and update coverage if required
3
Check for renewal offers
4
Add or remove riders
5
Confirm details and proceed
6
Complete renewal payment online
7
Receive instant confirmation for your policy renewal
How to Claim
0
Download our Caringly Yours App on Android or iOS
1
Register or login to use Motor On the spot claim for a smooth process
2
Enter your policy and accident details (location, date, time)
3
Save and click Register to file your claim
4
Receive an SMS with your claim registration number
5
Fill in the digital claim form and submit NEFT details
6
Upload photos of damaged parts as instructed
7
Upload your RC and driving license
8
Receive an SMS with the proposed claim amount
9
Use the SMS link to agree/disagree with the claim amount
10
Agree to receive the amount in your bank account
11
Track your claim status using the Insurance Wallet App
Know More
0
For any further queries, please reach out to us
1
Phone +91 020 66026666
2
Fax +91 020 66026667
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Prompt Assistance
Thank you so much, Bajaj Allianz, for your quick and responsive action towards my claim process. I am shocked that my claim amount has been credited so quickly.
Vikram Singh
Delhi
21st May 2021
Claim Support
Super fast claim settlement! I initiated a claim for my car windscreen, which was broken due to a tree fall today, and it was settled within one hour. I appreciate the efforts of Omkar.
Deepak Bhanushali
Mumbai
18th May 2021
Quick Assistance
Thank you for helping me with just one tweet. You guys are really awesome. This is the fourth year I am continuing with you for car insurance. Keep it up!
Naveen Tyagi
Delhi
1st May 2021
Claim Support
I really appreciate the way I was treated concerning my claim. The customer service was both professional and friendly, which enhanced my confidence in Bajaj Allianz.
Pramod Chand Lakra
Jaipur
27th Jul 2020
Reliable Service
The vehicle was used by our Zonal Manager. We appreciate your timely and prompt action in getting the vehicle ready for use within a short span of time.
Siba Prasad Mohanty
Pune
26th Jul 2020
Diverse Options
A range of options to choose from." Being a perfectionist, I prefer the best of everything. I wanted my car insurance policy to be airtight as well.
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Download Caringly your's app!
Bajaj Chetak is a name that requires no introduction. The iconic scooter which rocked everyone’s hearts in the 80s and 90s was relaunched as an electric scooter by Bajaj Auto in 2020. Even though the design may have changed, the sentiments of millions, however, did not. The Bajaj Chetak makes for a great choice if you are looking to purchase your first electric scooter. You can find features such as:
If you wish to safeguard your brand-new Bajaj Chetak from any mishaps that can take place on the road, you should opt for insurance for e-scooter. The policy will provide financial coverage to your Bajaj Chetak from damages and also third-party liabilities. It also covers the loss of your e-scooter due to fire or calamities.
The type of plans you can buy for your Bajaj Chetak electric scooter can be divided into two main categories. These are
Of these, third-party liability insurance for Bajaj Chetak electric scooters is what protects you from financial liability if you were to get involved in a mishap and cause any damages to another person or their vehicle. This type of policy is mandatory for all vehicles in India as per the Motor Vehicles Act of 1988. So, whether you have an electric vehicle or a conventional fuel-based one, you are required to have at least third-party liability insurance, if that is the electric bike you have.
On the other hand, comprehensive insurance for Bajaj Chetak electric scooters is a more inclusive policy. Along with third-party liability coverage, comprehensive insurance for Bajaj Chetak electric scooters offers other coverage such as own-damage cover, personal accident cover, and more. While you may not be legally bound to get comprehensive Bajaj Chetak electric scooter insurance, it helps to have broader insurance coverage.
Remember that comprehensive Bajaj Chetak scooter insurance inclusions may vary based on what the insurance provider has to offer, as well as the details of the policy the policyholder may choose. If you have a Bajaj Chetak electric scooter, ensure that you go through the Bajaj Chetak insurance policy details.
Add-ons are how you can enhance your insurance for Bajaj Chetak electric scooter. Some of the common add-on covers include:
✓ Motor protection
✓ Outstation emergency
✓ Key protection
✓ Consumables
✓ Theft of, or damage to, personal belongings
Remember that if you purchase solely a third-party liability Bajaj Chetak insurance, you may not be able to include these add-ons in your plans. If you seek these additional covers for your Bajaj Chetak electric bike, you need to opt for a comprehensive Bajaj Chetak electric scooter insurance policy.
You can initiate the claims process for your electric bike insurance by opting for the many ways offered by the insurance provider.
Some of the common ways you can make a claim are:
✓ Dialling the toll-free number provided by the insurance provider
✓ Emailing them at their official support email id
✓ Raising a claim through their website
✓ Raising a claim through their app
For third-party Bajaj Chetak insurance, you can conduct the process through email channels dedicated to third-party liability claims.
The process of making insurance claims for your electric bike are similar to making claims for electric car insurance.
Here are a few reasons why you should opt for Bajaj Allianz General Insurance, for your Bajaj Chetak insurance, or any other electric vehicle insurance.
✓ Reasonably priced plans
✓ Host of add-ons
✓ Quick and hassle-free claims process
✓ Instant claim settlements