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Nov 30, 2023

24×7 Roadside Assistance: A Must-Have Motor Insurance Add-On

Whether you are on a long drive with loved ones or on another commute to or from work, having your car breakdown mid-way can be quite an inconvenience. Unless you are in a familiar location, have the right resources, and are facing a minor issue that can be fixed easily, dealing with a car breakdown can be complicated and time-consuming. So, what do you do when you are faced with such a situation? If you have opted for 24x7 Roadside Assistance cover with your comprehensive motor insurance policy, you may not have to worry about your car breakdown, irrespective of where you are in the country. What is 24x7 Roadside Assistance coverage? How can you get it for your car or bike? Is it costly? Here’s all you need to know about 24x7 Roadside Assistance.

What is 24x7 Roadside Assistance?

When you buy a vehicle, be it a two-wheeler or a four-wheeler, you are required to buy a third-party insurance plan along with it. This plan has to be renewed regularly to cover the vehicle throughout the duration of the policy. You can fortify the coverage further by opting for a comprehensive motor insurance policy. A comprehensive plan can be enhanced with add-on features. These are additional covers that offer special features for your vehicle. One such add-on is 24x7 Roadside Assistance coverage. This is commonly available with a comprehensive car insurance policy and may influence your premium amount to a certain degree. It is the type of cover that you may find useful if your car or bike were to ever break down on the road and you need help with the same. Using this cover, you may be able to claim breakdown assistance as a part of your policy. Thus, if your vehicle were to have a major breakdown, you may be able to get assistance for the same without having to worry about the cost.* Claims are subject to terms and conditions set forth under motor insurance policy.

Inclusions Of 24x7 Roadside Assistance

When you opt for roadside assistance coverage, you should be aware of what situations can this coverage prove useful in. Here is a look at some of the inclusions of this add-on cover.*

Flat Tyre

Dealing with a flat tyre can be quite a hassle. You may not always be fully prepared to deal with one or multiple punctured tyres. With a roadside assistance cover, your insurance provider may be able to arrange for the necessary help. That allows you to deal with your situation efficiently.*

Mechanical/electrical breakdown

Even if you know your vehicle well, it may not always be possible for you to deal with any electrical or mechanical failure that causes it to break down. Having to deal with this in an unfamiliar location can be especially bothersome if you do not know where to seek help. Fortunately, if you have a 24x7 roadside assistance cover, you may not have to look any further.*

Towing and Delivery

If for any reason, your car or bike needs towing, you can contact your insurance provider and claim your 24x7 car or bike roadside assistance cover. They may help you tow your vehicle to a mechanic or a network garage. *

Relaying urgent messages

If there is a need to get your message to your family members, loved ones, or anyone else on priority, your insurance provider may help you do that in times of need. This is an inclusion under the roadside assistance cover.*

Fuel assistance

Running out of fuel is another problem that you might not want to find yourself facing. But if you do, you can rely on your roadside assistance cover. If you get in touch with your insurance provider, they may be able to arrange up to 3 litters of fuel for you. Alternatively, they may also tow your vehicle to the nearest garage in case of immobilisation due to fuel contamination.* Claims are subject to terms and conditions set forth under motor insurance policy.

Should You Consider Buying 24x7 Roadside Assistance?

Whether you are a new vehicle owner or an experienced driver, it may help you to have this kind of cover to ensure that you have access to reliable assistance on the road when you need it.* Here are two key reasons why you may like to consider 24x7 roadside assistance cover.

You have an older vehicle

When your vehicle is new, it is less likely to give you much trouble. But if you own an older vehicle, it may be right for you to have this sort of coverage.

Distances travelled

Such coverage may be especially helpful when you are travelling longer distances and unknown locations. Getting help in such cases might be difficult. Thus, the coverage may be helpful. Any additional coverage under motor insurance comes at an extra cost. Thus, it is essential to consider whether you need to add-on coverage or not before you can make the purchase.   *Standard T&C Apply Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.

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