Imagine a situation where your bike breaks down in the middle of the road while you were commuting to your workplace. After taking your vehicle to the nearest garage, you came to know that it will cost you around Rs. 10,000 to get the damaged part replaced.
During such a scenario, either you’ll have to pay for the repairment of your bike out of your own pocket or skip your scheduled errands for the day and visit the branch office of your insurer to file your two-wheeler insurance claim.
Taking any of the routes can be equally taxing for you, given that either you’ll have to bear the financial brunt or compromise with your work ethics. However, with Motor OTS facility - an advanced feature of motor insurance policy – you can instantly register and settle your claim from the accident spot.
What is Motor OTS feature?
Motor OTS or Motor On-The-Spot is an exclusive service offered by insurers like Bajaj Allianz which allows you to file and settle your two-wheeler insurance claim directly from the accident spot through your smartphone using the Insurance Wallet app. It means that in case of a mishap, all you have to do is register the insurance claim and upload the required documents online via a mobile application.
After verifying the documents submitted by you, the insurer will immediately transfer the proposed claim amount directly to your bank account. This will largely simplify the claim settlement process for two wheeler insurance and make it easier, faster, and convenient for you.
Benefits of Motor OTS
Apart from expediting the motor insurance claim settlement procedure for vehicle owners, here are some additional benefits of using the Motor OTS facility:
- You can register and settle claims instantly using your smartphone
- Document submission process is digital, time-saving, and paperless
- The claim amount will be transferred directly to your bank account via NEFT
- You will not incur any out-of-pocket expenses in case of minor damages to your bike
Hence, with Motor OTS feature of two-wheeler insurance, you can register and get your claims approved conveniently from anywhere in India through your smartphone.
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