1
Claim Assistance
Get In Touch

 

Passenger Cover

 

Passenger Cover in Your Two-Wheeler Insurance Policy - Explained

A comprehensive two-wheeler insurance policy will provide adequate coverage for a slew of expenses. However, some leading insurers also offer specially designed add-on covers – passenger cover, zero-depreciation cover, accessories cover, and the likes -- to enhance basic coverage and make it even more valuable for you.

Besides, there are other add-ons that you can avail by shelling out a nominally higher premium. These riders are particularly helpful, considering they serve to supplement original policy coverage at a relatively low cost.

This article delves into the value-added passenger cover and how it can prove beneficial for you. Read on to know more:

Consider this example – You are riding a two-wheeler with your friend as pillion. In the event of an accident, your comprehensive two-wheeler insurance policy would provide you complete coverage. But what about your friend?

Passenger cover: Explained

Unlike a collision involving your car, a two-wheeler accident can prove fatal, for both the rider as well as the one riding pillion. Both lives would be equally vulnerable in case the two-wheeler meets with an accident and turns turtle. While the vanilla two-wheeler insurance policy covers the rider for damages resulting from death or disability, it is not designed to attend to the pillion.

This is where a passenger cover is immensely beneficial, considering it seeks to provide accidental cover against death or disability (complete or partial) of the co-passenger. 

In a nutshell

What is it? Who is covered? Which policy can it be integrated with? What is the compensation?
Passenger cover for the pillion Co-passenger (The one riding pillion) This is an add-on cover; hence optional for both comprehensive two-wheeler insurance and third-party liability policy Compensation will be decided according to sum insured

In conclusion

Buying a passenger cover as an add-on can be of great help, considering it seeks to cover the pillion rider on top of the coverage that’s provided by the traditional two-wheeler insurance policy.

Click here for more details on Two Wheeler Insurance Plans

Disclaimer

I hereby authorize Bajaj Allianz General Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back at a convenient time. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) under either Fully or Partially Blocked category, any call made or SMS sent in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business. Furthermore, I understand that these calls will be recorded & monitored for quality & training purposes, and may be made available to me if required.

Please enter valid quote reference ID

  • Select
    Please select
  • Please write your comment

Getting In Touch With Us Is Easy

  • Customer Login

    Go
  • Partner Login

    Go
  • Employee Login

    Go