Buy Car Insurance for Tata Tigor EV

The Tata Tigor EV is a bold step into the future of electric vehicles in India. Tata Motors, with its extensive legacy, has designed a car that combines modern technology, style, and functionality. Powered by the innovative Ziptron EV powertrain technology, the Tigor EV offers an impressive driving range and is equipped with high-tech features that make it a desirable option for those looking to make the switch to electric.

As you look forward to this new journey with the Tata Tigor EV, it’s important to consider the protection of your investment. Having the right car insurance is crucial, as electric vehicles (EVs) like the Tata Tigor EV require a specific kind of coverage to safeguard against potential damages, accidents, or theft.

Tata Tigor EV Insurance Cost: Understanding Premiums

When it comes to Tata Tigor EV insurance cost, the premium cost is determined by several factors, such as the Insured Declared Value (IDV), your claim history, and the add-ons you choose. The IDV represents the maximum amount your insurer will pay in case of a total loss, like irreparable damage or theft. The IDV is calculated based on factors such as the make, model, and current market value of your vehicle, taking into account its depreciation.

To ensure you get the most accurate IDV for your Tata Tigor EV, Bajaj Allianz General Insurance Company provides an easy-to-use IDV calculator that helps you calculate the value accurately.

Additionally, if you have installed aftermarket accessories, their value will be added to the IDV, impacting your premium.

Overview of Tata Tigor EV Model: Features & Specifications

The Tata Tigor EV is an exciting addition to the Indian electric vehicle market, offering a blend of style, performance, and affordability. Here’s a quick overview of the key features of the Tata Tigor EV:

✓      Driving Range: 315 km per charge

✓      Maximum Torque: 170 Nm

✓      Power Output: 73.75 bhp

✓      Boot Space: 316 litres

✓      Kerb Weight: 1235 kg

✓      Variants Available: XE, XM, XZ Plus, XZ Plus Dual Tone

✓      Price Range: INR 12.49 lakh to INR 13.64 lakh (ex-showroom)

With its cutting-edge Ziptron technology, the Tigor EV offers a smooth, efficient, and environmentally friendly ride.

Tata Tigor EV Insurance: What You Need to Know

While purchasing insurance for your Tata Tigor EV, it’s essential to ensure that the policy you choose meets your needs. Since electric vehicles are still new in the market, the cost of repairs and parts replacement can be higher than conventional vehicles. Having the right insurance coverage ensures that you are financially protected in case of unexpected events.

Bajaj Allianz General Insurance Company offers a comprehensive car insurance policy that not only covers damages to your vehicle but also provides personal accident cover, third-party liability, and protection against natural and man-made calamities.

Things Covered and Not Covered Under Tata Tigor EV Insurance

Before purchasing your Tata Tigor EV insurance, it’s crucial to understand what is covered and what isn’t. Bajaj Allianz General Insurance Company offers extensive coverage, but some exclusions apply. Here’s what you can expect:

Inclusions

●      Natural Calamities: Damages from events like floods, earthquakes, and cyclones.

●      Third-Party Liabilities: If your car causes harm to third-party property or individuals, your insurance will cover the costs.

●      Accidents and Vandalism: Coverage for damages caused by accidents or malicious acts like vandalism and riots.

Exclusions

●      Racing and Illegal Activities: If the car is used for racing or illegal activities, coverage will be void.

●      Damage Outside Geographical Limits: If your car is damaged outside the specified area in your policy, Bajaj Allianz General Insurance Company won’t cover the costs.

●      Driving Without a Valid License: Accidents or damages occurring while the vehicle is being driven without a valid driving license.

●      Driving Under the Influence: Any damage caused when the driver is under the influence of alcohol or drugs.

●      War or Nuclear Risks: Loss or damage due to war, nuclear risks, or similar perils.

●      Regular Wear and Tear: Damage due to regular wear and tear, mechanical failures, or breakdowns is not covered.

Tata Tigor EV Insurance: Add-ons

Adding extra coverage to your Tata Tigor EV insurance can help protect you from additional risks. Bajaj Allianz General Insurance Company offers several add-ons that can significantly enhance your insurance policy. Some popular options include:

Zero Depreciation Cover

This ensures that you receive the full claim amount without any deductions for depreciation on parts.

Roadside Assistance Cover

Provides help in case your car breaks down, offering services like towing, emergency repairs, and more.

Engine Protect Cover 

Covers damages to the engine caused by water ingress, oil leakage, or other issues.

Key Replacement Cover 

Covers the cost of replacing lost or stolen car keys.

Passenger Cover

Provides personal accident coverage for passengers in case of an accident.

Consumables Expenses Cover

This covers the cost of consumables like oil, coolant, and brake fluids, which are not typically covered by a standard policy.

These add-ons allow you to tailor your comprehensive car insurance to meet your specific needs. However, keep in mind that adding these covers will increase the premium but also provide additional benefits.

How to Buy/Renew Tata Tigor EV Insurance Online?

Gone are the days when insurance required physical visits to branches. Bajaj Allianz General Insurance Company allows you to conveniently buy or renew your Tata Tigor EV insurance online. Here’s how you can do it:

•   1.   Visit the official Bajaj Allianz General Insurance Company’s website and navigate to the car insurance section.
•   2.    Enter your vehicle’s registration number and click on ‘Get Price’ for a new policy or ‘Renew’ for an existing one.
•   3.   Provide basic details and get an instant quote sent to your registered contact number or email.
•   4.   Select your desired IDV and choose from a list of add-ons, such as Zero Depreciation and Roadside Assistance, to customise your policy.
•   5.   Make the payment via available online payment methods, and receive a soft copy of your policy.

Why Choose Bajaj Allianz General Insurance Company for Your Tata Tigor EV Insurance

While searching for the best car insurance for your Tata Tigor EV, it’s essential to choose a provider that offers comprehensive coverage with a variety of add-ons. Bajaj Allianz General Insurance Company is a trusted name that offers extensive comprehensive car insurance policies for EV owners. Comprehensive coverage ensures that you're protected not only against accidents but also against damages caused by natural disasters, theft, riots, or vandalism.

Bajaj Allianz General Insurance Company’s car insurance stands out for several reasons:

Comprehensive Coverage 

Protection against a range of accidents, natural calamities, and third-party liabilities.

Add-ons for Extra Protection 

Customisable add-ons like Zero Depreciation, Roadside Assistance, and more to enhance your policy.

Easy Renewal and Claims 

With Bajaj Allianz General Insurance Company, renewing or purchasing your car insurance online is a seamless process.

Extensive Network of Garages 

With over 7200+ cashless garages across India, you can get your Tata Tigor EV repaired without paying from your pocket.

Quick and Hassle-Free Claims 

We boast a claim settlement ratio of 98%+, ensuring your claims are processed quickly and efficiently.

Legacy of Trust 

With extensive years of experience, Bajaj Allianz General Insurance Company has built a reputation for offering reliable and customer-centric insurance products.

Customisable Coverage 

We offer the flexibility to tailor your car insurance with multiple add-ons, ensuring comprehensive protection for your Tata Tigor EV.

Get Car Insurance for Your Tata Tigor EV

When it comes to securing your Tata Tigor EV, Bajaj Allianz General Insurance Company offers comprehensive, flexible, and customer-friendly insurance solutions. With a wide range of add-ons, competitive premiums, and a fast claim settlement process, Bajaj Allianz General Insurance Company ensures your Tata Tigor EV stays protected, allowing you to enjoy peace of mind while on the road.

If you need further assistance with your Tata Tigor EV insurance or have questions about coverage options, Bajaj Allianz General Insurance Company is just a click away!