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Motor Insurance
Road trips, commutes, or quick errands—protection that follows you everywhere
Coverage Highlights
Get comprehensive coverage for your carPremium
Starting from INR 2094*
Cashless Garages
7,200+ network garages for hassle free services
Own Damage Cover
Covers damage to your car due to accidents, fire, theft and natural calamities
Third Party Liability
Unlimited liability for third party bodily injuries and INR 7.5 lacs for third party property damage
Personal Accident Cover
Starting from INR 15 Lacs
No Claim Bonus
Up to 50%
Optional Covers
Wide range of Add Ons
On The Spot Claim Settlement
You can instantly register your car insurance claim from the accident spot and get it settled within minutes through our Caringly Yours App
24x7 Spot Assistance
Get 24x7 roadside assistance, ensuring help is always just a call away, no matter when or where your car breaks down
Inclusions
What’s covered?Third Party Liability for Bodily Injury & Death (Unlimited Cover)
If an accident is caused by your car and you are liable to compensate for any injury or death of others then we will pay the exact amount as by court.
Third Party Liability for Property Damage (up to INR 7.5 lacs)
If an accident is caused by your car and you are liable to compensate for any damage to property of others then we will pay amount upto the SI limit
Accidents
Damages and losses that arise out of accidents and collisions
Natural or Man-Made Disasters
Damages and losses to car by events like floods, cyclones, earthquakes, riots or vandalism
Fire Damage
Damages and losses if your car catches fire or explodes
Theft
Financial losses when your car is stolen
In Transit Damage
If your car is damaged while being transported, this covers the repair costs
Personal Accident
Coverage if your car accident results in death or disability of car owner
Add-On Covers
Multiple Add-Ons which you can buy with your car insurance policy to enhance your coverage
Exclusions
What’s not covered?Intentional Damage
Any damage caused to the car intentionally
Depreciation
Normal wear and tear of the car due to usage and depreciation in value is not covered
Mechanical or Electrical Breakdown
If your car suffers an electrical or mechanical breakdown, the cost of repairs would not be covered
Illegal Activities
Any type of illegal activity such as driving without a license, under the influence of alcohol and/or drugs, or using the car for criminal activity
Geographic Limits
Your insurance policy is only valid within India. If your vehicle meets with an accident outside the country, your claim will be rejected.
War-related Damages
Losses caused by war or nuclear risks are not covered
Overloading the Vehicle
If you exceed the weight or passenger limit specified for your car, leading to an accident.
Unauthorised Vehicle Modifications
If you modify your vehicle(electrical components or other illegal modifications), your policy may become invalid.
Racing or Speed Tests
If you participate in racing, speed tests, or illegal stunts and damage your car, your claim will be denied
Note
Please read policy wording for detailed exclusions
Additional Covers
What else can you get?24x7 Road Side Assistance
Provides immediate roadside help for emergencies like flat tyres, towing, fuel assistance and more
Consumable Expenses
Coverage for consumables items like grease, lubricants, engine oil, oil filter, brake oil, etc
Zero Depreciation Cover
Every year the value of a car depreciates but with zero depreciation cover, there are no depreciation cuts even when you make a claim, and you get the entire amount in your hands
Pay As You Consume
If you drive less then you can pay less by selecting number of kilometers driven in a year and thus saving on your insurance premium
No Claim Bonus Protector
Protects your No Claim Bonus even if you make a claim ensuring you get discount on your premium
Tyre Safeguard
This add-on cover can be fruitful if your car's tyre or tube gets damaged due to an accident. Tyre secure cover provides coverage for replacement expenses of tyres and tubes of the insured vehicle
Conveyance Benefit
If your car is in the garage for repairs, this cover will pay for money spent on cabs for your daily commute
Engine Protector
Covers financial losses incurred due to damage to your car engine
Return to Invoice (RTI) Cover
Recover invoice value of your car back in case of theft or total loss
Hyundai, the South Korean manufacturer, with its operations in India that commenced in 1996 has always been a significant contributor to the Indian automotive scene. From its very first major product launch in 1998, the Hyundai Santro, it revolutionised the Indian car market. Ever since, new models that have rolled out from the manufacturer’s factory have always found love and admiration from Indian auto enthusiasts. One such model that launched back in July 2015 is Hyundai Creta.
All vehicle owners must ensure to have a policy in place for legal compliance as well as financial coverage. Car insurance for Hyundai Creta is available in two categories – third-party car insurance and comprehensive car insurance.
A third-party plan offers coverage for liabilities that may become payable to a third person in the event of an accident or collision. It can be for the damages to their vehicle or property and even include injuries and death. Hence, for the Hyundai Creta insurance price you pay, a third-party plan ensures legal compliance. While it is a minimum requirement, it lacks any coverage for the damages to your car.
A comprehensive policy provides coverage for not just third-party liabilities, but also for the damages to your Hyundai Creta. Thus, a comprehensive plan overcomes the limitation of third-party car insurance to provide a broad insurance cover. Damages due to natural calamities, man-made events, theft, and fire are some examples of a comprehensive policy’s scope.
Moreover, a comprehensive plan also includes personal accident coverage. This allows you to claim compensation for the injuries faced by the owner-driver in case of an accident. However, if you already have a personal accident cover, you need not purchase it again with your four-wheeler insurance for Hyundai Creta.
● Hyundai Creta is available in seven variants to choose from based on your budget and feature preference.
● It is a five-seater compact SUV suitable for roads as well as no-roads.
● Three engine variants are available in automatic and manual transmission.
● The vehicle comes with six airbags, electronic stability control (ESC), vehicle stability management (VSM), hill-start assist control (HAC), all-wheel disc brakes and ISOFIX child seat anchors. Its safety net also includes a tyre pressure monitoring system (TPMS), rear parking camera and ABS with EBD.
● While these are some of the feature lists for Hyundai Creta, you, as an owner, must have car insurance at the time of its registration. It is one of the mandatory requirements laid down by The Motor Vehicles Act.
With an insurance plan, you can protect yourself from the financial loss that may arise. It can be due to an injury or damage to a third party in the event of an accident. Further, you can also safeguard your finances in case of damages to your car.
Let’s look at the benefits of buying car insurance online over the traditional offline process:
When buying four-wheeler insurance for your Hyundai Creta, you can compare and evaluate the benefits of multiple plans at once when you buy online. Offline comparison of multiple plans is tedious. A car insurance calculator is a handy tool that can be used to compare different policies and opt for the one fitting your requirements best. Moreover, a car insurance calculator can be used to compare the prices of policies while weighing the features offered by each insurance company.
Another advantage with online car insurance is how you do not require to fill out several lengthy forms auto-populated with a few inputs about the policyholder and the vehicle. Registration details of the vehicle, chassis number, engine number, name and address of the policyholder, the type of plan, and the nominee of your policy are some of these details that an insurer may ask for. Alternatively, offline plans will require you to fill in these details repeatedly at different places, making it an arduous task.
One of the most useful benefits of buying car insurance online is the convenience to buy and renew your policy from anywhere and at any time. You no longer need to reach out to your insurance agent or the insurance company’s branch office; instead, you can do it at your convenience. Moreover, online purchase ensures you receive the policy immediately in your inbox upon completing the payment.
With an online plan, it becomes easier to check the insurance company’s credibility. You can look for testimonials by policyholders and even read forums where reviews are posted by buyers of several insurance companies. This way, having genuine feedback about the insurance company becomes easier.
Add-ons are optional policy coverage you can purchase with your comprehensive car insurance policy. These covers are not part of the standard comprehensive car coverage, but in addition to the existing cover. Add-ons come in handy to overcome the limitation of coverage of the standard comprehensive car insurance plan.
Here’s a list of add-ons that can be bought:
● Zero Depreciation Cover
● Engine Protector Cover
● 24/7 Spot Assistance Cover
● Key And Lock Replacement Cover
● Consumable Expenses Cover
● Personal Baggage Cover
● Conveyance Benefit
These add-ons can increase the Honda car insurance price, but they may prove to be worth it in the long run.
Documents Required to File a Claim Against Hyundai Creta Car Insurance
A valid signed copy of the claim form.
documentation confirming insurance policy.
Official document of registration certificate.
The licence of the individual driving at the time of the incident is required.
FIR copy in theft, accident, and huge damage.
A copy of the cost quotation for repair damages from a garage.
Attached are your medical reports and hospital bills for insurance claims.
Original bills and receipts are required for reimbursement claims.
Authentic pictures of your damaged car.
Claims are subject to terms and conditions set forth under the motor insurance policy.
There are various factors which can influence the premium for Hyundai Creta insurance :
This is an important factor, as old models cost less premiums, while new ones cost higher insurance premiums.
Higher risks and traffic-oriented areas hold high premiums.
The type of coverage you have defines your premium, as comprehensive features carry a higher premium than insurance for a third party only.
With a high IDV, the premium price also goes up.
An insurance claim comes with an NCB option, which means that if the individual did not claim any insurance during the period, they will get a bonus.
High premium for every add-on service.
Young and less experienced must pay high premiums.
Constant claims for insurance can cause high premiums.
The premium will be lower if the Hyundai Creta has advanced safety features.
Filing a Hyundai Creta insurance claim demands the mentioned paperwork, and premium charges vary depending on several factors. Comprehensive coverage provides excellent protection, but customising your policy to your specific needs and budget is important. Understanding these criteria guarantees a faster claim procedure and maximum financial security for your Hyundai Creta.
Compare Insurance Plans Made for You
Feature |
Third Party Liabilty Cover |
Own Damage Cover |
Comprehensive Cover |
Comprehensive Cover with Add-ons |
---|---|---|---|---|
Overview | Covers legal liabilities arising due to body injury or property damage to others due to your car. It is mandatory by law. | Covers expenses arising out of damage to your car. | Full fedged cover comprising of Third Party Liability cover and Own Damage covers | Enhance coverage by opting for various Add-ons over and above the comprehensive cover |
Policy Period | 1 or 3 years | 1 Year | 1 and 3 years | 1 and 3 years |
Third Party Liability for Injury, Death & Property Damage | Yes | No | Yes | Yes |
Accidents & Collisions | No | Yes | Yes | Yes |
Natural or Man-Made Disasters | No | Yes | Yes | Yes |
Fire Damage | No | Yes | Yes | Yes |
Theft | No | Yes | Yes | Yes |
Compulsory Personal Accident | Yes | Yes | Yes | Yes |
Add-on: No Claim Bonus | No | No | No | Yes |
Add-on: Zero Depreciation Cover | No | No | No | Yes |
Add-on: Lock & Key Replacement | No | No | No | Yes |
Add-on: 24x7 Roadside Assistance | No | No | No | Yes |
Add-on: Consumables Cover | No | No | No | Yes |
Explore more add-ons | No | Up to 27 Add Ons | Up to 27 Add Ons | Up to 27 Add Ons |
Step-by-Step Guide
How To Buy
0
Download the Caringly Yours app from App stores or click "Get Quote"
1
Register or log in to your account.
2
Enter your car details
3
You will be redirected to the Car Insurance Page.
4
Ensure to check your No Claim Discount
5
Choose right Insured Declared Value (IDV) that reflects your car value
6
Evaluate Covers, Add Ons, Optional Covers and Exclusions
7
Select a plan from the recommended options, or customize your own plan
8
Review the premium and other coverage details
9
Proceed with the payment using your preferred method
10
Receive confirmation of your purchased policy via email and SMS
How To Renew
0
Login to the app
1
Enter your current policy details
2
Review and update coverage if required
3
Check for renewal offers
4
Add or remove riders
5
Confirm details and proceed
6
Complete renewal payment online
7
Receive instant confirmation for your policy renewal
How to Claim
0
Download our Caringly Yours App on Android or iOS
1
Register or login to use Motor On the spot claim for a smooth process
2
Enter your policy and accident details (location, date, time)
3
Save and click Register to file your claim
4
Receive an SMS with your claim registration number
5
Fill in the digital claim form and submit NEFT details
6
Upload photos of damaged parts as instructed
7
Upload your RC and driving license
8
Receive an SMS with the proposed claim amount
9
Use the SMS link to agree/disagree with the claim amount
10
Agree to receive the amount in your bank account
11
Track your claim status using the Insurance Wallet App
Know More
0
For any further queries, please reach out to us
1
Phone +91 020 66026666
2
Fax +91 020 66026667
● Visit the Bajaj Allianz General Insurance Company’s website.
● Specify the details of your Hyundai Creta’s model, manufacture date, and city of registration.
● Select a suitable policy based on your requirements.
● Based on the above selections, your quote for Hyundai Creta insurance price is generated.
● If you have a comprehensive plan, you can opt for add-on covers and even increase or decrease your policy’s IDV. These factors are also included in calculating the Hyundai Creta car insurance prices.
● Once you make the payment based on the specifics of your plan, your policy is instantly delivered to your mailbox.
● Visit Bajaj Allianz General Insurance's website and locate the ‘Renew Online’ tab..
● Enter your existing policy details along with your car’s registration number.
● It is essential you review the percentage of the ‘No Claim Bonus’ you are eligible for if you haven’t raised an insurance claim with your comprehensive insurance policy.
● Once you have availed of the NCB benefits, you can review your policy coverage by adding new covers and removing unnecessary add-ons that increase the Hyundai Creta car insurance’s price.
● Once you have reviewed the policy coverage, verify your personal details in case of a change, to avoid filing an endorsement later.
● Submit the above details to get a quote for the Hyundai Creta insurance price.
● Finally, make the payment and receive your policy instantly in your inbox.
● First, inform your insurance company of the damages and register your claim.
● Once your claim is registered, the insurance company issues a unique claim registration number that can be used to track your claim application.
● Now, depending on the type of policy, the process may vary. For cashless plans, you need to take your vehicle to one of the network garages to get it fixed. However, before any repairs are carried out, an insurance surveyor inspects the damage and approves the repair. For reimbursement plans, there is no such condition, and you can get your vehicle fixed from any service garage in the vicinity. Visiting a network garage is not mandatory for repairs.
● For a cashless claim, the service garage will share the necessary details of the repairs with your insurer, whereas for a reimbursement claim, you, the policyholder, need to provide the repair bill to the insurer at the time of filing a claim.
● Depending on the claim that gets sanctioned, the insurer honours the payment, and the balance must be borne by you.
Prompt Assistance
Thank you so much, Bajaj Allianz, for your quick and responsive action towards my claim process. I am shocked that my claim amount has been credited so quickly.
Vikram Singh
Delhi
21st May 2021
Claim Support
Super fast claim settlement! I initiated a claim for my car windscreen, which was broken due to a tree fall today, and it was settled within one hour. I appreciate the efforts of Omkar.
Deepak Bhanushali
Mumbai
18th May 2021
Quick Assistance
Thank you for helping me with just one tweet. You guys are really awesome. This is the fourth year I am continuing with you for car insurance. Keep it up!
Naveen Tyagi
Delhi
1st May 2021
Claim Support
I really appreciate the way I was treated concerning my claim. The customer service was both professional and friendly, which enhanced my confidence in Bajaj Allianz.
Pramod Chand Lakra
Jaipur
27th Jul 2020
Reliable Service
The vehicle was used by our Zonal Manager. We appreciate your timely and prompt action in getting the vehicle ready for use within a short span of time.
Siba Prasad Mohanty
Pune
26th Jul 2020
Diverse Options
A range of options to choose from." Being a perfectionist, I prefer the best of everything. I wanted my car insurance policy to be airtight as well.
Rahul
Lucknow
26th Jul 2020
Buying four-wheeler insurance is simple and straightforward in today’s day and age. You have two options – buying it online from the convenience of your home or opting for the traditional mode by visiting the branch office of the insurer or scheduling an appointment with your insurance agent.
It is mandatory to insure your four-wheeler as per the regulations laid down by the Motor Vehicles Act of 1988. Not only it is a legal requirement, but also helps in providing a financial safeguard for third-party liabilities and damages to your car by way of accidents, theft, natural calamities and man-made events.
The first-time offence of driving a car without insurance attracts a fine of ₹2000 and/or imprisonment of up to three months. For repeated offences, the fine increases to ₹4000 and/or imprisonment of up to three months.
Hyundai Creta insurance prices vary based on the model, coverage type, features, and other additional variants, including the engine.
Comprehensive car insurance provides coverage for theft, damage, and accidents and also provides coverage for third-party liabilities.
One year is the basic length of Creta's car insurance policy, which covers every cost, from coverage to legal compliance.
Roadside assistance is an add-on cover available for comprehensive car insurance. It supports owners during car breakdowns or other emergencies.
Yes, you can easily transfer your vehicle's insurance to the new owner. The usual procedure for transferring vehicle insurance policy between two owners requires the new owner of the vehicle to submit an application form to the insurance provider within about 14 days of the registration transfer.
The coverage for vehicle insurance can vary depending on the type of policy chosen. For instance, under third party insurance, you get coverage for third party liability, third party property damage, personal accident cover, etc. Similarly, comprehensive insurance covers own damage vehicle, theft, natural/manmade calamaties etc.
Investing in a comprehensive motor insurance is beneficial because it provides extensive coverage for your vehicle. There are certain add-ons for comprehensive motor insurance that can be added to give your vehicle an extra protection like damages for an accident, theft, natural disasters, damage to third party etc. as derived by the policy terms.
Third-Party Liability covers the legal liability one has to pay to the third party to whom damage is being caused. While opting for vehicle insurance, one has to choose between a comprehensive plan, which provides coverage for the policyholder and the third party, and a third-party policy, which provides coverage only for the third party.
"Third-Party Liability: Covers damages you cause to another person or their property. It's mandatory by law. Comprehensive: Covers third-party liability plus damages to your own vehicle due to accidents, theft, natural disasters, etc. as per the policy terms"
You may be able to transfer your no claims bonus when renewing your policy with us, but this depends on various factors. While renewing, you may be able to get new and better no claims bonus options and discounts.
Certainly, the no claim bonus feature in vehicle insurance can reduce the premium by a certain percentage each year if no claims are made. This feature has proven beneficial for long-term insurance policies with the same company.
Use our app, Caringly Yours, to initiate your insurance claim with an easy and hands-free experience.
Ideally, claims are supposed to be registered on the same day that damage occurs to the insured vehicle. It is highly appreciated to provide an immediate update to your vehicle insurance company. Please complete the claim application through our Caringly Yours app to claim your insurance in just a few easy steps.
It's the amount you have to pay out of pocket before your insurance coverage kicks in. A higher deductible usually means a lower premium.
Vehicle insurance premiums can change at renewal due to several factors, including depreciation, add-on covers, the type of model of your vehicle, and additional accessories. Consequently, the premium may increase or decrease each year.
No claim bonus is calculated at renewal based on the consecutive years the insured has not filed a claim. The discount percentage usually increases each year, following the policy terms.
The time gap between the policy expiration and the renewal of the policy is known as the break-in period. Your policy will remain inactive during this period. In case of a break-in, you are advised to renew your policy as soon as possible. You can complete the procedure online easily and your policy gets instantly activated.
Usually, vehicle inspection occurs when purchasing a new vehicle insurance policy or during renewal process. Additionally, an inspection may be required when you file a claim for any damages, there is a change in the policy type, new accessories or equipment are added to the vehicle, or there is a change in ownership.
Yes, you can switch providers at renewal. Compare quotes and coverage options to find the best deal.
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