Buy/Renew Hyundai Creta Car Insurance

Hyundai, the South Korean manufacturer, with its operations in India that commenced in 1996 has always been a significant contributor to the Indian automotive scene. From its very first major product launch in 1998, the Hyundai Santro, it revolutionised the Indian car market. Ever since, new models that have rolled out from the manufacturer’s factory have always found love and admiration from Indian auto enthusiasts. One such model that launched back in July 2015 is Hyundai Creta. 

Noteworthy Features of Hyundai Creta

• Hyundai Creta is available in seven variants to choose from based on your budget and feature preference.
• It is a five-seater compact SUV suitable for roads as well as no-roads.
• Three engine variants are available in automatic and manual transmission.
• The vehicle comes with six airbags, electronic stability control (ESC), vehicle stability management (VSM), hill-start assist control (HAC), all-wheel disc brakes and ISOFIX child seat anchors. Its safety net also includes a tyre pressure monitoring system (TPMS), rear parking camera and ABS with EBD.

While these are some of the feature lists for Hyundai Creta, you, as an owner, must have car insurance at the time of its registration. It is one of the mandatory requirements laid down by The Motor Vehicles Act.

With an insurance plan, you can protect yourself from the financial loss that may arise. It can be due to an injury or damage to a third party in the event of an accident. Further, you can also safeguard your finances in case of damages to your car. 

Let’s look at the benefits of buying car insurance online over the traditional offline process:

1.       Comparison of Multiple Policies

When buying four-wheeler insurance for your Hyundai Creta, you can compare and evaluate the benefits of multiple plans at once when you buy online. Offline comparison of multiple plans is tedious. A car insurance calculator is a handy tool that can be used to compare different policies and opt for the one fitting your requirements best. Moreover, a car insurance calculator can be used to compare the prices of policies while weighing the features offered by each insurance company.

2.       No Paperwork

Another advantage with online car insurance is how you do not require to fill out several lengthy forms auto-populated with a few inputs about the policyholder and the vehicle. Registration details of the vehicle, chassis number, engine number, name and address of the policyholder, the type of plan, and the nominee of your policy are some of these details that an insurer may ask for. Alternatively, offline plans will require you to fill in these details repeatedly at different places, making it an arduous task.

3.       Convenience & Instant Policy 

One of the most useful benefits of buying car insurance online is the convenience to buy and renew your policy from anywhere and at any time. You no longer need to reach out to your insurance agent or the insurance company’s branch office; instead, you can do it at your convenience. Moreover, online purchase ensures you receive the policy immediately in your inbox upon completing the payment.

4.       Ease of checking the insurance company’s credibility

With an online plan, it becomes easier to check the insurance company’s credibility. You can look for testimonials by policyholders and even read forums where reviews are posted by buyers of several insurance companies. This way, having genuine feedback about the insurance company becomes easier. 

All vehicle owners must ensure to have a policy in place for legal compliance as well as financial coverage. Car insurance for Hyundai Creta is available in two categories – third-party car insurance and comprehensive car insurance.

Add-ons are optional policy coverage you can purchase with your comprehensive car insurance policy. These covers are not part of the standard comprehensive car coverage, but in addition to the existing cover. Add-ons come in handy to overcome the limitation of coverage of the standard comprehensive car insurance plan.

Here’s a list of add-ons that can be bought:

These add-ons can increase the Honda car insurance price, but they may prove to be worth it in the long run. 

1. Visit the Bajaj Allianz General Insurance Company’s website.
2. Specify the details of your Hyundai Creta’s model, manufacture date, and city of registration.
3. Select a suitable policy based on your requirements.
4. Based on the above selections, your quote for Hyundai Creta insurance price is generated.
5. If you have a comprehensive plan, you can opt for add-on covers and even increase or decrease your policy’s IDV. These factors are also included in calculating the Hyundai Creta car insurance prices.
6. Once you make the payment based on the specifics of your plan, your policy is instantly delivered to your mailbox.

• Visit Bajaj Allianz General Insurance's website and locate the ‘Renew Online’ tab..
• Enter your existing policy details along with your car’s registration number.
• It is essential you review the percentage of the ‘No Claim Bonus’ you are eligible for if you haven’t raised an insurance claim with your comprehensive insurance policy.
• Once you have availed of the NCB benefits, you can review your policy coverage by adding new covers and removing unnecessary add-ons that increase the Hyundai Creta car insurance’s price.
• Once you have reviewed the policy coverage, verify your personal details in case of a change, to avoid filing an endorsement later.
• Submit the above details to get a quote for the Hyundai Creta insurance price.
• Finally, make the payment and receive your policy instantly in your inbox.

• First, inform your insurance company of the damages and register your claim.
• Once your claim is registered, the insurance company issues a unique claim registration number that can be used to track your claim application.
• Now, depending on the type of policy, the process may vary. For cashless plans, you need to take your vehicle to one of the network garages to get it fixed. However, before any repairs are carried out, an insurance surveyor inspects the damage and approves the repair. For reimbursement plans, there is no such condition, and you can get your vehicle fixed from any service garage in the vicinity. Visiting a network garage is not mandatory for repairs.
• For a cashless claim, the service garage will share the necessary details of the repairs with your insurer, whereas for a reimbursement claim, you, the policyholder, need to provide the repair bill to the insurer at the time of filing a claim.
• Depending on the claim that gets sanctioned, the insurer honours the payment, and the balance must be borne by you.