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Motor Insurance
Maruti Suzuki Ertiga Car Insurance
Get Up To 85% Off*
Road trips, commutes, or quick errands—protection that follows you everywhere
Coverage Highlights
Get comprehensive coverage for your car
Premium
Starting from INR 2094*
Cashless Garages
7,200+ network garages for hassle free services
Own Damage Cover
Covers damage to your car due to accidents, fire, theft and natural calamities
Third Party Liability
Unlimited liability for third party bodily injuries and INR 7.5 lacs for third party property damage
Personal Accident Cover
Starting from INR 15 Lacs
No Claim Bonus
Up to 50%
Optional Covers
Wide range of Add Ons
On The Spot Claim Settlement
You can instantly register your car insurance claim from the accident spot and get it settled within minutes through our Caringly Yours App
24x7 Spot Assistance
Get 24x7 roadside assistance, ensuring help is always just a call away, no matter when or where your car breaks down
Inclusions
What’s covered?Third Party Liability for Bodily Injury & Death (Unlimited Cover)
If an accident is caused by your car and you are liable to compensate for any injury or death of others then we will pay the exact amount as by court.
Third Party Liability for Property Damage (up to INR 7.5 lacs)
If an accident is caused by your car and you are liable to compensate for any damage to property of others then we will pay amount upto the SI limit
Accidents
Damages and losses that arise out of accidents and collisions
Natural or Man-Made Disasters
Damages and losses to car by events like floods, cyclones, earthquakes, riots or vandalism
Fire Damage
Damages and losses if your car catches fire or explodes
Theft
Financial losses when your car is stolen
In Transit Damage
If your car is damaged while being transported, this covers the repair costs
Personal Accident
Coverage if your car accident results in death or disability of car owner
Add-On Covers
Multiple Add-Ons which you can buy with your car insurance policy to enhance your coverage
Exclusions
What’s not covered?Intentional Damage
Any damage caused to the car intentionally
Depreciation
Normal wear and tear of the car due to usage and depreciation in value is not covered
Mechanical or Electrical Breakdown
If your car suffers an electrical or mechanical breakdown, the cost of repairs would not be covered
Illegal Activities
Any type of illegal activity such as driving without a license, under the influence of alcohol and/or drugs, or using the car for criminal activity
Geographic Limits
Your insurance policy is only valid within India. If your vehicle meets with an accident outside the country, your claim will be rejected.
War-related Damages
Losses caused by war or nuclear risks are not covered
Overloading the Vehicle
If you exceed the weight or passenger limit specified for your car, leading to an accident.
Unauthorised Vehicle Modifications
If you modify your vehicle(electrical components or other illegal modifications), your policy may become invalid.
Racing or Speed Tests
If you participate in racing, speed tests, or illegal stunts and damage your car, your claim will be denied
Note
Please read policy wording for detailed exclusions
Additional Covers
What else can you get?24x7 Road Side Assistance
Provides immediate roadside help for emergencies like flat tyres, towing, fuel assistance and more
Consumable Expenses
Coverage for consumables items like grease, lubricants, engine oil, oil filter, brake oil, etc
Zero Depreciation Cover
Every year the value of a car depreciates but with zero depreciation cover, there are no depreciation cuts even when you make a claim, and you get the entire amount in your hands
Pay As You Consume
If you drive less then you can pay less by selecting number of kilometers driven in a year and thus saving on your insurance premium
No Claim Bonus Protector
Protects your No Claim Bonus even if you make a claim ensuring you get discount on your premium
Tyre Safeguard
This add-on cover can be fruitful if your car's tyre or tube gets damaged due to an accident. Tyre secure cover provides coverage for replacement expenses of tyres and tubes of the insured vehicle
Conveyance Benefit
If your car is in the garage for repairs, this cover will pay for money spent on cabs for your daily commute
Engine Protector
Covers financial losses incurred due to damage to your car engine
Return to Invoice (RTI) Cover
Recover invoice value of your car back in case of theft or total loss
Maruti Ertiga Car Insurance: Secure Your Family Rides
The Maruti Suzuki Ertiga is a popular choice for families who prioritise comfort and space for long journeys. Whether you already own one or are planning to buy one, securing a reliable Ertiga car insurance price is essential to protect your vehicle from unforeseen risks on the road. With the right policy, you can have peace of mind, knowing that your Ertiga is covered against potential damage, accidents, and third-party liabilities.
If you want to ensure that your family travels together and in leisure wherever they go, the Maruti Suzuki Ertiga is one of the most appropriate cars for you. The 7-seater car was launched by the company in India in 2012, and has since, been a popular option in the market.
Bajaj Allianz General Insurance Company offers a wide range of insurance solutions to ensure your Ertiga is always protected. From buying a new policy to renewing an existing one, it provides a hassle-free process, whether you're a first-time buyer or renewing your policy.
Maruti Ertiga Car Insurance Price
Understanding the Ertiga insurance price is crucial before purchasing a policy. The table below outlines various factors that can affect your Ertiga car insurance price:
Factor | Impact on Price |
Vehicle's Age | Older vehicles may have lower premiums due to depreciation. |
Location | Urban areas typically attract higher premiums due to risk factors. |
Driving History | A clean record can help reduce your Ertiga insurance cost. |
Add-on Covers | Including add-ons like engine protection increases the price. |
No Claim Bonus (NCB) | You can earn discounts if no claims were made in the past year. |
Always use an insurance premium calculator to check your Ertiga insurance cost accurately.
Features Of Maruti Suzuki Ertiga
The Maruti Suzuki Ertiga is a 5-door hatchback that is available in India. Some of its key features include:
Here are a few add-ons that you may be offered:
● Flexi-seating with recliner seats in the back
● Connected car technology with Suzuki connect
● Quad airbags
● Roof-mounted AC in the second row
● Plush dual-tone interiors
● Sculpted dashboard with metallic teakwood finish
The Maruti Suzuki Ertiga features a K-series engine as well as projector headlamps. The car can be suitable for a long or short-distance travel, with family and friends.
Benefits You Deserve
Reliable Customer Support
We have a dedicated call centre and chat support taking care of all your needs
7200+ Cashless garages
Wide network of cashless garages for hassle free service
On the Spot Claim Settlement
Register claim on accident spot and get it settled within minute on our app
Benefits of Buying Maruti Suzuki Ertiga Car Insurance Online
In India, all cars that are driven on the road are mandated to have at least third-party car insurance coverage. However, opting for a comprehensive car insurance policy may provide you with added security by offering various types of coverage.
Let us explore some of the benefits of buying four-wheeler insurance online online for your Maruti Suzuki Ertiga:
Quick and easy access
By buying car insurance online, you can easily and quickly access your policy. The process of purchasing car insurance online is straightforward. You can calculate your Maruti Suzuki Ertiga’s insurance price with the aid of an online calculator. Once this is done, you can initiate the purchasing process and complete it in a few clicks, provided you have all the necessary documents. After purchasing your policy, you will have immediate access to your policy document.
Convenience
Whether you choose a third-party car insurance or a comprehensive policy, purchasing insurance online can be hassle-free. Moreover, you can start and finish the purchase process from anywhere with an internet connection, without having to visit the insurance provider's office. Being able to renew four-wheeler insurance policies online can be convenient, especially since these policies require regular renewal.
Easy renewal
Regardless of whether you have a third-party or comprehensive car insurance policy, your vehicle's policy requires regular renewals. Renewing your policy online can simplify the process since it needs to be repeated frequently.
Specifications of Maruti Ertiga
The Maruti Suzuki Ertiga is known for its versatility and comfort. It features a spacious 7-seater layout, a powerful K-series engine, and an elegant interior design. Whether driving long distances or navigating city traffic, the Ertiga is designed for smooth handling and an enjoyable driving experience.
Types of Car Insurance available for Maruti Suzuki Ertiga
Two options to buy car insurance for your Maruti Suzuki Ertiga car are available to you:
● Ertiga Third-party Liability Coverage
● Ertiga Comprehensive Insurance Coverage
Out of the two, comprehensive coverage is likely to provide you with greater coverage. You can check your comprehensive policy's details to see what it offers. Keep in mind that comprehensive plans can be slightly more expensive than third-party coverage, so make sure to check Ertiga insurance prices using a car insurance calculator.
At-A-Glance
Compare Insurance Plans Made for You
| Feature |
Third Party Liabilty Cover |
Own Damage Cover |
Comprehensive Cover |
Comprehensive Cover with Add-ons |
|---|---|---|---|---|
| Overview | Covers legal liabilities arising due to body injury or property damage to others due to your car. It is mandatory by law. | Covers expenses arising out of damage to your car. | Full fedged cover comprising of Third Party Liability cover and Own Damage covers | Enhance coverage by opting for various Add-ons over and above the comprehensive cover |
| Policy Period | 1 or 3 years | 1 Year | 1 and 3 years | 1 and 3 years |
| Third Party Liability for Injury, Death & Property Damage | Yes | No | Yes | Yes |
| Accidents & Collisions | No | Yes | Yes | Yes |
| Natural or Man-Made Disasters | No | Yes | Yes | Yes |
| Fire Damage | No | Yes | Yes | Yes |
| Theft | No | Yes | Yes | Yes |
| Compulsory Personal Accident | Yes | Yes | Yes | Yes |
| Add-on: No Claim Bonus | No | No | No | Yes |
| Add-on: Zero Depreciation Cover | No | No | No | Yes |
| Add-on: Lock & Key Replacement | No | No | No | Yes |
| Add-on: 24x7 Roadside Assistance | No | No | No | Yes |
| Add-on: Consumables Cover | No | No | No | Yes |
| Explore more add-ons | No | Up to 27 Add Ons | Up to 27 Add Ons | Up to 27 Add Ons |
Maruti Ertiga Car Insurance Premium Calculator
To determine your Ertiga insurance price, using an online car insurance premium calculator is highly recommended. A calculator allows you to input specific details like your car model, location, and required coverage to get a personalised quote. By adjusting factors such as add-ons, you can control the Ertiga car insurance price to suit your budget. Bajaj Allianz General Insurance Company offers a user-friendly premium calculator to simplify this process.
Step-by-Step Guide
To help you navigate your insurance journey
How To Buy
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0
Download the Caringly Yours app from App stores or click "Get Quote"
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1
Register or log in to your account.
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2
Enter your car details
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3
You will be redirected to the Car Insurance Page.
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4
Ensure to check your No Claim Discount
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5
Choose right Insured Declared Value (IDV) that reflects your car value
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6
Evaluate Covers, Add Ons, Optional Covers and Exclusions
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7
Select a plan from the recommended options, or customize your own plan
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8
Review the premium and other coverage details
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9
Proceed with the payment using your preferred method
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10
Receive confirmation of your purchased policy via email and SMS
How To Renew
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Login to the app
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1
Enter your current policy details
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2
Review and update coverage if required
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3
Check for renewal offers
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4
Add or remove riders
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5
Confirm details and proceed
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6
Complete renewal payment online
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7
Receive instant confirmation for your policy renewal
How to Claim
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0
Download our Caringly Yours App on Android or iOS
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1
Register or login to use Motor On the spot claim for a smooth process
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2
Enter your policy and accident details (location, date, time)
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3
Save and click Register to file your claim
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4
Receive an SMS with your claim registration number
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5
Fill in the digital claim form and submit NEFT details
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6
Upload photos of damaged parts as instructed
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7
Upload your RC and driving license
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8
Receive an SMS with the proposed claim amount
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9
Use the SMS link to agree/disagree with the claim amount
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10
Agree to receive the amount in your bank account
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11
Track your claim status using the Insurance Wallet App
Know More
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For any further queries, please reach out to us
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1
Phone +91 020 66026666
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2
Fax +91 020 66026667
Registration Charges for the Ertiga
Apart from insurance, you will also need to pay registration charges when purchasing your Ertiga. Registration fees vary based on the state and include additional charges such as road tax, which depends on your car's engine capacity. For the Maruti Suzuki Ertiga, expect these charges to range between 8% to 12% of the ex-showroom price, depending on your state.
Why Insure Your Car with Bajaj Allianz?
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- Customised plans that grow with you
- Proactive coverage for future milestones
- Expert advice tailored to your profile
What Our Customers Say
Prompt Assistance
Thank you so much, Bajaj Allianz, for your quick and responsive action towards my claim process. I am shocked that my claim amount has been credited so quickly.
Vikram Singh
Delhi
21st May 2021
Claim Support
Super fast claim settlement! I initiated a claim for my car windscreen, which was broken due to a tree fall today, and it was settled within one hour. I appreciate the efforts of Omkar.
Deepak Bhanushali
Mumbai
18th May 2021
Quick Assistance
Thank you for helping me with just one tweet. You guys are really awesome. This is the fourth year I am continuing with you for car insurance. Keep it up!
Naveen Tyagi
Delhi
1st May 2021
Claim Support
I really appreciate the way I was treated concerning my claim. The customer service was both professional and friendly, which enhanced my confidence in Bajaj Allianz.
Pramod Chand Lakra
Jaipur
27th Jul 2020
Reliable Service
The vehicle was used by our Zonal Manager. We appreciate your timely and prompt action in getting the vehicle ready for use within a short span of time.
Siba Prasad Mohanty
Pune
26th Jul 2020
Diverse Options
A range of options to choose from." Being a perfectionist, I prefer the best of everything. I wanted my car insurance policy to be airtight as well.
Rahul
Lucknow
26th Jul 2020
FAQ's
What is the difference between third-party liability and comprehensive car insurance?
Third-party liability insurance covers damages or injuries to third parties caused by your vehicle, while comprehensive insurance covers damages or injuries to your vehicle as well as third parties.
What factors affect the cost of car insurance?
The age and make of the vehicle, the driving record of the policyholder, the location of the vehicle, and the coverage options selected are some factors that affect the cost of car insurance.
Can I purchase car insurance online?
Yes, most insurance providers offer the option to purchase car insurance online through their website or mobile app.
Can I transfer my car insurance to another vehicle?
Yes, you can transfer your car insurance policy to another vehicle by contacting your insurance provider and providing the necessary documents.
What should I do if I have an accident and need to make a claim?
You should inform your insurance provider immediately and provide them with all necessary details, including the location of the accident, names and contact information of involved parties, and any relevant photographs or documents.
How can I find the best car insurance plan for Maruti Ertiga?
To find the best plan, compare different insurers online. Look for a balance between premium, coverage, and claim settlement ratio. Bajaj Allianz General Insurance Company provides competitive policies with extensive coverage options.
Can I buy any add-on covers with my third-party car insurance?
No, add-on covers like engine protection and zero depreciation can only be included with comprehensive policies, not third-party insurance.
What are the documents required to renew car insurance?
To renew your Ertiga's insurance, you need your previous insurance policy details, vehicle registration certificate (RC), and a valid driving license.
Should I buy a personal accident cover with Maruti Ertiga's comprehensive policy?
Yes, purchasing a personal accident cover ensures additional financial protection in case of injury or death during an accident, which is a highly recommended option for safety.
What are the benefits of renewing my Maruti Suzuki Ertiga car insurance early?
Renewing early helps you avoid a coverage gap, ensuring continuous protection for your vehicle. It also allows you to retain benefits like No Claim Bonus (NCB).
What types of coverage are available for Maruti Suzuki Ertiga car insurance?
Two main types of coverage are available: third-party liability, which covers damages to third parties, and comprehensive insurance, which covers both third-party liabilities and own damage.
Can I transfer my existing motor insurance policy to the new owner?
Yes, you can easily transfer your vehicle's insurance to the new owner. The usual procedure for transferring vehicle insurance policy between two owners requires the new owner of the vehicle to submit an application form to the insurance provider within about 14 days of the registration transfer.
What risks are covered under an insurance policy for a vehicle?
The coverage for vehicle insurance can vary depending on the type of policy chosen. For instance, under third party insurance, you get coverage for third party liability, third party property damage, personal accident cover, etc. Similarly, comprehensive insurance covers own damage vehicle, theft, natural/manmade calamaties etc.
Why should I buy comprehensive vehicle insurance policy?
Investing in a comprehensive motor insurance is beneficial because it provides extensive coverage for your vehicle. There are certain add-ons for comprehensive motor insurance that can be added to give your vehicle an extra protection like damages for an accident, theft, natural disasters, damage to third party etc. as derived by the policy terms.
What is a Third-Party Liability Cover?
Third-Party Liability covers the legal liability one has to pay to the third party to whom damage is being caused. While opting for vehicle insurance, one has to choose between a comprehensive plan, which provides coverage for the policyholder and the third party, and a third-party policy, which provides coverage only for the third party.
Differenciate Third-Party Liability and Comprehensive Motor Insurance?
"Third-Party Liability: Covers damages you cause to another person or their property. It's mandatory by law. Comprehensive: Covers third-party liability plus damages to your own vehicle due to accidents, theft, natural disasters, etc. as per the policy terms"
Will my no claims bonus be transferred if I renew my motor insurance?
You may be able to transfer your no claims bonus when renewing your policy with us, but this depends on various factors. While renewing, you may be able to get new and better no claims bonus options and discounts.
What is premium reduction process if no claim aquired previously?
Certainly, the no claim bonus feature in vehicle insurance can reduce the premium by a certain percentage each year if no claims are made. This feature has proven beneficial for long-term insurance policies with the same company.
What should be my first action to initiate a claim?
Use our app, Caringly Yours, to initiate your insurance claim with an easy and hands-free experience.
How do I register my claim?
Ideally, claims are supposed to be registered on the same day that damage occurs to the insured vehicle. It is highly appreciated to provide an immediate update to your vehicle insurance company. Please complete the claim application through our Caringly Yours app to claim your insurance in just a few easy steps.
What is a "deductible" or "compulsory excess" in motor insurance?
It's the amount you have to pay out of pocket before your insurance coverage kicks in. A higher deductible usually means a lower premium.
Why does my vehicle insurance premium change during renewal?
Vehicle insurance premiums can change at renewal due to several factors, including depreciation, add-on covers, the type of model of your vehicle, and additional accessories. Consequently, the premium may increase or decrease each year.
How 'no claim bonus' is calculated at the time of renewal?
No claim bonus is calculated at renewal based on the consecutive years the insured has not filed a claim. The discount percentage usually increases each year, following the policy terms.
What is break-in insurance? What should I do in case of break-in?
The time gap between the policy expiration and the renewal of the policy is known as the break-in period. Your policy will remain inactive during this period. In case of a break-in, you are advised to renew your policy as soon as possible. You can complete the procedure online easily and your policy gets instantly activated.
When is vehicle inspection mandatory in motor insurance?
Usually, vehicle inspection occurs when purchasing a new vehicle insurance policy or during renewal process. Additionally, an inspection may be required when you file a claim for any damages, there is a change in the policy type, new accessories or equipment are added to the vehicle, or there is a change in ownership.
Can I change my motor insurance provider at renewal?
Yes, you can switch providers at renewal. Compare quotes and coverage options to find the best deal.
Why juggle policies when one app can do it all?
Download Caringly your's app!
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With Motor On-The-Spot, Health Direct Click, etc we provide fast claim process , Our sales toll free number:1800-209-0144
