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Engine Protector

 

What is Engine Protection Cover in Auto Insurance?

An Engine Protector plan covers damage to the engine caused due to leakage of lubricants, damage to the gearbox and water ingression.

Standard comprehensive car insurance may need to be supplemented with additional coverage depending on the area of operation. Therefore, choosing the appropriate add-on insurance (for example, an Engine protection) cover increases protection levels for your prized asset. 

Importance of Engine Protection Cover

Car engines are one of the most expensive and maintenance intensive parts of your car. They can be susceptible to damage in conditions of waterlogging or due to constant overheating. Under such undesirable circumstances, the Engine Protector Add-on Cover can be very beneficial.

 

Common inclusions in Engine Protection Cover

As a dedicated plan meant for car engines, it protects against eventualities such as water ingression, gearbox damage, lubricant leakage etc.

Expenses covered by Engine Protection Cover

It covers the complete replacement or repair of the critical engine parts such as pistons, crankshafts, cylinder head.

Damage caused to the gearbox and shafts are also covered.

It reimburses labour costs/mechanic fees incurred due to the overhauling of gearboxes and other vital engine parts.

Who should buy it?

Engine Protection Add-on Covers are one of the most useful add-ons that you should include in your comprehensive car insurance policy. It would be more helpful for the following groups of people such as:

Professional motor sports teams or commercial fleet owners.

People residing in flood-prone zones.

People having luxury cars for which the cost of repairing a damaged engine would be substantially higher than that of a normal car.

In conclusion, an engine protection cover will safeguard your engine against damages caused due to rainfall and other calamities. However, it is imperative for you to go through its basic features, common inclusions and exclusions thoroughly before deciding to purchase it.

        Click here for more details on Car Insurance Plans

Disclaimer

I hereby authorize Bajaj Allianz General Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back at a convenient time. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) under either Fully or Partially Blocked category, any call made or SMS sent in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business. Furthermore, I understand that these calls will be recorded & monitored for quality & training purposes, and may be made available to me if required.

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