• search-icon
  • hamburger-icon

सुझाव

वाणिज्यिक बीमा

प्रॉपर्टी का बीमा

PropertyInsurance
कोटेशन लें

मुख्य विशेषताएं

Shield Your Business With Robust Property Coverage

Coverage Highlights

Get comprehensive coverage for your business

  • कम्प्रीहेंसिव कवरेज

Covers businesses against fire, explosion, and natural calamities for damage to buildings, property, stock, contents, fittings, fixtures, and plant machinery

  • Financial Protection for Enterprises

Empowering enterprises with financial protection against unexpected troubles

  • Wide Range of Options

Multiple policy options to choose from as per your unique business needs

Types of Property Insurance Policies

Choose the policy best suited for your unique requirements

  • भारत सूक्ष्म उद्यम सुरक्षा

Suitable for MSME's with risk value upto INR 5 crs per location

  • भारत लघु उद्यम सुरक्षा

Suitable for MSME's with risk value from INR 5 crs upto INR 50 crs per location

  • Standard Fire & Special Perils Poliicy

Named Peril Policy suitable for all types of risk having sum insured above INR 50 crs

  • इंडस्ट्रियल ऑल रिस्क

All Risk cover suitable for industrial risks having sum insured above INR 50 crs

  • Many more

Property miscellaneous policies such as Burglary & Theft, Money etc. which compliments the above policies

Icon 3

Offices

Shops

Shops

Icon 5

Industrial Units

Offices

#ForwardKaroCare

Protect your Property, Safeguard your Assets

Tailored protection for your business needs—because each business is unique!

Offices

Offices

Shield your office assets with customized coverage and swift claims
Shops

Shops

Secure your shop with personalized coverage
Industrial Units

Industrial Units

Protect your industrial unit with custom coverage

प्रॉपर्टी का बीमा

COMPREHENSIVE COVERAGE FOR YOU

स्टैंडर्ड फायर एंड स्पेशल पेरिल्स पॉलिसी

  • Cover against Fire & Allied Perils
  • Structure & Content Covered
  • Protection for every risk
अधिक जानें

भारत लघु उद्यम सुरक्षा

  • Suitable for MSMEs
  • Standardized coverage
  • Risks from INR 5 crs to INR 50 crs
अधिक जानें

BestSeller

भारत सूक्ष्म उद्यम सुरक्षा

  • Suitable for MSMEs
  • Standardized coverage
  • Risks upto INR 5 crs
अधिक जानें

Affordable Property Insurance for Everyone

इंडस्ट्रियल ऑल रिस्क

All Risk Cover suited for Industrial Risks

IndustrialAllRisk

More Property Policies

Other Property Insurance Policies

MorePropertyPolicies

Why Bajaj Allianz?

सभी सूची देख ली गई हैं
Featurecard

कम्प्रीहेंसिव कवरेज

Protects against fire, flood and many other risks in one policy

कस्टमाइज़ेबल प्लान

Tailor-made solutions to suit different business needs
FeatureCard

Fast & Hassle-Free Claims

Efficient claim settlement with minimal documentation

Risk Mitigation Services

Expert guidance on loss prevention and business continuity

24/7 कस्टमर केयर

Round-the-clock assistance for policyholders

पॉलिसी डॉक्यूमेंट डाउनलोड करें

Get instant access to your policy details with a single click.

brochure

ब्रोशर
-

पॉलिसी की शब्दावली
-

प्रपोजल फॉर्म
-

Claims Form
-

कस्टमर इन्फॉर्मेशन
Download all

Trusted Risk Advisor

Mobile Self Risk Assessment

PRIME Inspection app helps to evaluate quality of your property (Shop, Office, Plant or Others) having SI upto INR 50 crs. It is simple to navigate having multiple Q & A designed for client

Instant Generation of Risk Report

It helps Provide Risk Recommendations, Risk Quality Rating (RQR), Peer Comparison & GAP Analysis for the client

अपनी यात्रा शुरू करें

अक्सर साथ खरीदे गये

सभी सूची देख ली गई हैं

Group Mediclaim Insurance

  • Secure your Employee's Health & Wellness
  • Hassle Free Cashless Setllements

सामूहिक व्यक्तिगत दुर्घटना बीमा

  • Secure Peace of Mind for your employees
  • Financial support for employees against accidental injuries, disabilities and death

Marine Open Policy

  • One policy, multiple shipments, zero hassle
  • Ensure seamless transit coverage all year round with one policy—no hassles, no interruptions

कमर्शियल जनरल लायबिलिटी

  • Shields against liability due to third party bodily injury & property damage
  • Pays defense costs and fees

चरण-दर-चरण गाइड

To help you navigate your insurance journey

कैसे खरीदें

  • 0

    Visit the Bajaj Allianz General Insurance website

  • 1

    Fill in the lead generation form with accurate details

  • 2

    Get quote, make payment and receive the policy documents

अभी खरीदें

रिन्यू कैसे करें

  • 0

    Contact the Policy Issuing Office

  • 1

    Review expiring policy and share necessary details

  • 2

    Receive renewal quote

  • 3

    Make renewal payment

  • 4

    Receive the renewed policy documents via email

अभी रिन्यू करें

क्लेम कैसे करें

  • 0

    Contact us through our customer service touchpoints

  • 1

    Submit the claim form along with the necessary documents

  • 2

    Provide details of the incident and any supporting evidence

  • 3

    Cooperate with the claims investigation process

  • 4

    Receive the claim settlement as per the policy terms

क्लेम करें

अधिक जानें

  • 0

    For any further queries, please reach out to us

  • 1

    Toll Free : For Sales :1800-209-0144

  • 2

    Email ID: bagichelp@bajajallianz.co.in

हमसे संपर्क करें

क्विक लिंक

Instant help for your diverse needs

alt

ABHA

First Aid Term Translator

Local Emergency Number

Medical Facilities

Drive Smart

मोटर क्लेम असिस्टेंस

रोडसाइड सहायता

पॉलिसी रिन्यू करें

मेरी पॉलिसी

My E-Card

उपकरण

alt

नज़दीकी ब्रांच खोजें
alt

अस्पताल खोजी

वेलनेस

Carefit
alt

Workshop Locator

इंश्योरेंस समझो

en
अ
सभी सूची देख ली गई हैं
KAJNN

गंभीर बीमारी के लिए बीमा

KAJNN

Health Claim by Direct Click

KAJNN

पर्सनल एक्सीडेंट पॉलिसी

KAJNN

ग्लोबल पर्सनल गार्ड पॉलिसी

Claim Motor On The Spot

Two-Wheeler Long Term Policy

24x7 रोडसाइड/स्पॉट सहायता

Caringly Yours (Motor Insurance)

ट्रैवल इंश्योरेंस क्लेम

कैशलेस क्लेम

24x7 Missed Facility

ट्रैवल इंश्योरेंस क्लेम फाइल करना

My Home–All Risk Policy

होम इंश्योरेंस क्लेम प्रोसेस

होम इंश्योरेंस आसान किया गया

होम इंश्योरेंस कवर

Explore our articles

सभी सूची देख ली गई हैं
ClaimProcess

A Deep Dive into Personal Property Insurance

  • प्रॉपर्टी इंश्योरेंस क्या है?
  •  Why should you buy personal property insurance?
  • Why should you purchase personal property insurance?
ClaimProcess

Beyond Basic Coverage: Exploring Special Protection Options in Commercial Property Insurance

  • Understanding commercial property insurance coverage
  • Comprehensive protection beyond fire and theft
  • Add-on covers for enhanced business security
ClaimProcess

The Role of Add-Ons in Property Insurance

  • Understanding additional coverage options
  • Fire, flood, and theft protection add-ons
  • When should you opt for extra coverage?
ClaimProcess

Flexi commercial property guard – everything you need to know

  • Understanding flexi commercial property guard
  • Key benefits for your business assets
  • How to file a claim under flexi commercial property guard
Download_App

Create a Profile With Us to Unlock New Benefits

  • Customised plans that grow with you
  • Proactive coverage for future milestones
  • Expert advice tailored to your profile
ऐप डाउनलोड करें

हमें क्यों चुनें

पुरस्कार
Featurecard

Bajaj Allianz General Insurance won IBEX award
FeatureCard

Bajaj Allianz wins Product Innovator of the Year
FeatureCard

Bajaj Allianz earns top honours for customer excel

Bajaj Allianz won best usage of data analytics

हमारे ग्राहक क्या कहते हैं

Smooth Buying Process

The online policy purchase was quick and seamless. I could easily compare multiple options and choose the best one for my needs. The entire process was hassle-free, and I received my policy instantly.

alt

Laksh Gupta

नई दिल्ली

4.6

15th Jan 2025

Exceptional Customer Support

The customer support team was extremely helpful and guided me through every step. They promptly answered my queries and ensured a smooth experience. I am happy with the service.

alt

Jaya Dhawan

महाराष्ट्र

5.0

8th Feb 2025

Instant Policy Issuance

I was amazed at how fast I got my policy. The process was very user-friendly, and within minutes of completing the payment, I received my documents. Highly recommended!

alt

Manish Garg

उत्तर प्रदेश

4.8

22nd Dec 2024

Hassle-Free Claims Process

The claim process was smooth and efficient. The team handled everything professionally, making sure I didn’t face any difficulties. It was truly a hassle-free experience.

alt

Meera Rishi

पश्चिम बंगाल

4.7

3rd Feb 2025

Best Value for Money

The policy offers great coverage at an affordable premium. The features are well-designed, and I feel secure knowing I made the right choice. Great service overall.

alt

Sujal Sharma

नई दिल्ली

4.9

10th Jan 2025

सामान्य प्रश्न

What does property insurance cover?
This policy covers losses due to fire, lightning, explosion, and implosion. It also includes coverage for damage caused by riots, strikes, malicious acts, storms, floods, and earthquakes. Business owners can ensure financial security against property damage and can add extra coverage for additional perils as required.

How is the sum insured determined for property insurance?
The sum insured is calculated based on the rebuilding cost of the property, current market value, and the value of contents. An accurate assessment ensures that, in the event of a claim, the insurer provides sufficient funds to repair or replace damaged property, preventing underinsurance and minimizing financial risk during recovery.

What add-on covers are available for property insurance?
Yes, the policy can be enhanced with add-ons such as debris removal, professional fees, spontaneous combustion, cold storage deterioration, spoilage material damage, and more.

How does property insurance handle natural disasters?
Property insurance typically includes coverage for natural disasters such as floods, earthquakes, storms, and lightning. Some policies may require additional endorsements or premiums for full disaster coverage. This protection enables homeowners and businesses to recover quickly by covering repair or replacement costs after severe weather events.

What is the claims process for property insurance?
When damage occurs, promptly notify the insurer and file a claim with necessary documentation, including photos, repair estimates, and incident reports. An assessor reviews the claim, and once approved, the insurer issues compensation for repairs or rebuilding. This efficient process helps property owners regain financial stability with minimal delay.

What perils are typically covered under property insurance?
Property insurance generally covers losses due to fire, lightning, explosion, implosion, riots, strikes, malicious acts, storms, floods and earthquakes. Additional coverage for other perils can often be added as needed.

Does property insurance cover the loss of rent?
Yes, loss of rent can be covered as an add-on. If the insured property becomes uninhabitable due to a covered peril, the policy may compensate for lost rental income, providing financial stability during property restoration.

Are stocks and inventory covered under property insurance?
Yes, stocks and inventory stored within insured premises are typically covered against fire-related damages. Additional coverage can be opted to protect against theft or spoilage due to perils like floods or storms.

What types of property can be insured under property insurance?
Property insurance can cover various types of properties, including residential homes, commercial buildings, industrial facilities, and rental properties. Each type of property may have specific coverage options tailored to its unique risks.

Does property insurance cover natural disasters?
Yes, property insurance typically covers natural disasters such as earthquakes, floods, and storms. However, coverage for certain natural disasters may need to be added as an addition to the standard policy.

What is the claim process for property insurance?
In case of a loss, notify the insurer immediately and provide details of the damage. Submit supporting documents like incident reports and any other required document. A surveyor will assess the loss, and once approved, the claim will be settled as per policy terms.

How long does it take to settle a property insurance claim?
The time to settle a claim can vary depending on the complexity of the claim and the documentation provided. Generally, it can take anywhere from a few weeks to several months.

What should I do if my claim is denied?
If your claim is denied, review the denial letter to understand the reasons. You can appeal the decision by providing additional evidence or documentation to support your claim.

Can I claim for temporary accommodation costs?
Yes, many property insurance policies include coverage for additional living expenses if the insured property becomes uninhabitable due to a covered peril, This can cover temporary accommodation costs.

What is a deductible in property insurance claims?
A deductible is the amount you are responsible for paying out of pocket before the insurance coverage kicks in. It is usually specified in the policy and can affect the premium amount.

How often should I renew my property insurance policy?
Property insurance policies are typically renewed annually. It's important to review your coverage and make any necessary adjustments at each renewal.

Can I switch insurers at the time of renewal?
You can’t switch insurers at the time of renewal, but you can opt for a different insurance policy with a new insurer if you feel it’s necessary.

What happens if I miss the renewal date?
If you miss the renewal date, your coverage may lapse, leaving your property uninsured. Some insurers offer a grace period, but it's best to renew on time to avoid any gaps in coverage.

Can I make changes to my policy at renewal?
Yes, you can make changes to your policy at renewal. This includes adjusting coverage limits, adding or removing coverage, and updating any information about the insured property.

Will my premium change at renewal?
Premiums can change at renewal based on various factors, including changes in coverage, claims history, and any updates to the insured property. It's important to review the renewal terms carefully.
PromoBanner

Why juggle policies when one app can do it all?

Download Caringly your's app!

bajaj allianz

हमें यहां फॉलो करें

अस्वीकरण

    • भले ही मेरा टेलीफोन/मोबाइल एनडीएनसी के साथ रजिस्टर्ड है और या अवांछित टेलिकॉल्स संबंधी भारतीय दूरसंचार नियामक प्राधिकरण [ट्राई] के प्रतिबंध/दिशानिर्देशों के बावजूद, क्योंकि मैंने वेबसाइट का उपयोग किया और बजाज आलियांज़ जनरल इंश्योरेंस कंपनी लिमिटेड (बैजिक) के प्रॉडक्ट/सर्विसेज़ संबंधी पूछताछ/सत्यापन और या मुझे कॉल करने के लिए अनुरोध करने के बीच, मैंने साइट को बीच में छोड़ा, इससे यह माना जाएगा कि मैंने स्पष्ट रूप से बैजिक को अधिकृत किया है और या मैंने इसके द्वारा बैजिक को मुझे कॉल करने या बैजिक के विभिन्न इंश्योरेंस प्रॉडक्ट और सर्विसेज़ की आग्रह और खरीदारी के लिए मुझे मैसेज भेजने के लिए अधिकृत किया है. इस संबंध में मुझे बैजिक से कथित किसी अवांछित कॉल के बारे में कोई शिकायत नहीं होगी या न ही ट्राई से शिकायत होगी, क्योंकि बैजिक द्वारा मुझे किसी भी कथित अवांछित कॉल के बारे में बताया गया है.

    • इस वेबसाइट पर इस्तेमाल की गई फोटो और फोटो में मौजूद मॉडल्स केवल सांकेतिक उद्देश्यों के लिए हैं और किसी के व्यक्तिगत विचारों या सोच को प्रकट नहीं करते हैं.
    • टैक्स लाभ, टैक्स कानूनों में बदलाव के अधीन हैं.
    • नकली फोन कॉल्स से सावधान रहें: आईआरडीएआई इंश्योरेंस पॉलिसी बेचने, बोनस की घोषणा करने या प्रीमियम के इन्वेस्टमेंट जैसी ऐक्टिविटीज़ में शामिल नहीं है. इस तरह के फोन कॉल प्राप्त करने पर कृपया पुलिस के पास शिकायत दर्ज करें.

और देखें

© Copyright 2025 Bajaj Allianz - All Rights Reserved

What makes our insurance unique

With Motor On-The-Spot, Health Direct Click, etc we provide fast claim process , Our sales toll free number:1800-209-0144