Health Insurance Benefits

A health insurance policy is an investment that can take care of your finances in critical situations like medical emergencies. Health insurance policies, offered by Bajaj Allianz General Insurance have the following features:

• Coverage for pre & post hospitalization charges
• Coverage for in-hospital expenses, room rent and boarding expenses
• Coverage for doctor's consultation & ambulance charges
• Coverage for alternative treatments, such as Ayurveda, homeopathy and yoga
• Maternity and new born baby expenses cover

Besides these, here are the numerous benefits of having a health insurance policy, which can give you the required peace of mind during critical times like a health-related emergency.

• Health CDC benefit, which allows our policyholders to register a claim through our app - Insurance Wallet
• Cashless health insurance claims facility available at 6000 + network hospitals
• 24/7 call assistance for claims settlement
• In-house Health Administration Team (HAT) for faster and more efficient claim settlement
• The process to buy and renew health insurance policy is online, which can save a lot of time and the troubles of substantial paperwork
• 10% cumulative bonus benefit for each claim free year up to 100%
• Daily Cash Benefit for accompanying an insured child
• Organ donor expenses covered up to the sum insured
• Expenses covered for complex procedures such as Bariatric surgery
• Effective and quick resolution of customer queries by health insurance experts
• Tax exemption benefit up to INR 100,000 with deductions under sec 80D of the Income Tax Act

While these are some important benefits that come with a health insurance policy, you can also maximize benefits from your health insurance policy further. We recommend that you opt for a health insurance plan that can provide you with comprehensive coverage and fulfil all your requirements. You can also enhance the coverage of the base cover of your policy by opting for top up health insurance such as our Extra Care Plus policy.