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Pet Insurance in India

Give Your Pet the Same Care They Give You

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Pet Insurance in India

Pet Insurance

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What’s in it for you?

Surgery Expenses Cover

OPD Cover

Third-party Liability Cover

Long-term Care Cover

Theft/Lost/Straying Cover

Hospitlisation Cover

Terminal Diseases

Mortality Benefit Cover

A pet is a part of the family that requires requisite nurture and care just like humans. And just like any family member, we want to make sure they're protected and taken care of. However unexpected accidents and illnesses can happen, and veterinary bills can quickly add up. That's where pet insurance comes in!

A pet cover is a must considering how expensive it is to maintain the pet’s overall well-being. It offers protection against the expenses that may incur in case of an unforeseen event. Suitable insurance for pets in India will help to continue safeguarding the pets in every possible way.

What is Pet Insurance?

A pet insurance plan offers those ‘PAWS’ the ultimate care against unexpected and expensive medical bills. If you are a pet parent, and look forward to safeguarding your pet against uncertainties, opt for a pet insurance policy.

Who Should Buy Pet Insurance Policy?

If you are a pet parent and look forward to having adequate protection against various expenses in case of an accident or illness.

Multiple pets under the ownership of a single individual will be covered under the pet insurance.

What are the Coverage Options Available Under Pet Insurance in India?

 

Section

Policy Period

Short Term(To be opted for less than a year)

Long Term(To be opted for a maximum of 3 years)

Surgery Expenses Cover

Yes

Yes

Hospitalisation Expenses Coverx

Yes

Yes

Mortality Benefit Cover

Yes

Yes

Terminal Diseases Cover

No

Yes

Long Term Care Cover

No

Yes

OPD Cover

Yes

Yes

Third Party Liability Cover

Yes

Yes

Theft/Lost/Straying Cover

Yes

Yes

Note: For more details, please refer to the product brochure carefully..

Eligibility Criteria to Buy Pet Insurance in India

The pet insurance cover is curated especially for dogs and cats who are a minimum of 90 days old. Pets of indigenous origin, cross-breeds and exotic breeds are covered under the pet insurance policy.

Type

Breed Type

Entry Age

Exit Age

Pet Dog

Small

3 months to 7 years

10 years

Medium

Large

Giant

3 months to 4 years

6 years

Pet Cat

All Breeds

3 months to 7 years

12 years

Note: The insurer may permit a higher entry or exit age other than specified above as per the health condition of the pet. This is subject to special conditions specified in the policy schedule.

Why Bajaj Allianz Pet Insurance Policy?

At Bajaj Allianz General Insurance, we understand that your pet is an integral part of your family. Our extensive care enables us to provide the best of everything to your pet.

  • Wide range of pet insurance coverages at a cost-effective premium
  • Cover available on Individual and Group basis
  • Annual/Short/Long term policy period options
  • Option to use RFID tagging for pet
  • Covers surgery expenses and hospitalization costs for the treatment of the pet
  • Covers failure of vaccinations
  • Covers advertising cost in case of Theft/Straying of the insured pet
  • 30-day survival period in case of terminal diseases cover
  • Provide a reward to the person who assisted in successfully tracing out of lost or stolen pet
  • Covers third-party Liability of the pet owner with um insured options up to INR 15,00,000
  • No mandatory section, you can choose any cover

Benefits of Buying Pet Insurance in India

Our plan has been designed to fit the unique needs of your pet. Unexpected vet bills or pet loss, pet parenting has become easier. There are various benefits of buying insurance for pets in India.

  • Surgery Expenses Anemia
  • Hospitalisation Cover
  • Mortality Benefit
  • Terminal Diseases Cover
  • Long Term Care Cover
  • OPD Cover
  • Third Party Liability Cover
  • Theft/Lost/Straying Cover

Note: For complete information, please refer to the product brochure.

Is There a Cover for Commercial Use of Pets?

Upon payment of additional premium, pet insurance coverage may be extended to cover the pets for business, occupational, or professional uses. However, this will not be available for those pets who are engaged in any hazardous activity/sports or hunting. 

Claim Process of Pet Insurance

Here’s a quick step-by-step guide to make your pet insurance claim process easier and hassle-free:

  1. In case of any adversity concerning that involves your pet, intimate the insurer within 24 hours.
  2. Register your pet insurance claim, drop an email at bagichelp@bajajallianz.co.in, or give us a call on our toll-free number 1800 202 5858.
  3. A customer support executive will reach out and collect all important information to register a pet insurance claim.
  4. The customer should fill out the claim form and email it along with other documents. Alternatively, the customer can also upload the same on the official website or Bajaj Allianz General Insurance mobile application.
  5. In case further information or any other document is required, a representative from the insurer may reach out.
  6. The concerned team evaluates the admissibility of the claim for the insurance of the pet.
  7. If the claim is approved an NEFT form is shared with the customer.
  8. Once the customer provides the updated NEFT form, the payment for pet insurance claims is processed.

Download Pet Insurance Policy documents

Set Renewal Reminder

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Thank you for your interest. We will send you a reminder when your policy is due for renewal.

Documents to be Submitted While Buying Insurance for Pets in India

If you are planning to secure your furry friend from the uncertainties of life, here’s a quick rundown of the documents required to buy pet insurance coverage:

  • Duly filled pet insurance proposal form
  • Diagnostics test result in case the customer chooses PIN cover. This will be effective from the succeeding day
  • Description/details about the unique pet and that help to identify the pet
  • A self-declaration on timely vaccination of the insured pet
  • If the sum insured above the maximum price is as per the pricing matrix opted by the insured, a purchase proof is required
  • If the customer has selected the pet of pedigree lineage, a pedigree certificate is required
 

Note: Basis the type of pet covered, the insurer may relax specific documentation requirements. The list may vary from insurer to insurer.

Tips to Keep Your Pet Healthy and Happy

Your pet requires only care and love from you. As a responsible pet parent, follow these handy tips to keep your pet healthy and happy:
Regular Grooming

Regular Grooming

Pet enjoy grooming, doing it regularly implies that their coat is in good condition.

Timely Vaccination

Timely Vaccination

Take your pet for yearly annual health checkups. It ensures that the pet remains up to date with vaccinations, wormer and flea treatments.

Get it Neutered

Get it Neutered

Get your pet neutered or spayed. The surgery needs to be carried out by a veterinary only. For female cats, it’s better to be done before they reach four months.

Know the Breed

Know the Breed

Different pet breeds have their health and behavior issues, some breeds have exaggerated physical features which may reduce the quality of life. While there are breeds prone to inherited diseases/disorders. Consult a veterinary if you are unsure about anything.

Buy Pet Insurance

Buy Pet Insurance

Do not miss out on buying suitable pet insurance. Read more

Do not miss out on buying suitable pet insurance. Dog parents have pet insurance for dogs similarly to stay away from financial surprises buy pet insurance. Before buying a plan, you may also compare pet insurance quotes.

With Bajaj Allianz Pet Insurance, give your pet companion the care they deserve. From injuries and illness to preventive care, choose the insurance as per the pet's needs.

What are you waiting for, we know you love your pet, and it's time to include your ‘Furry’ friend in the circle of ‘Pur-tection’!

For the ultimate care for your furry friends, insure them with our pet insurance policy.

Thank You for Your Interest in Bajaj Allianz Insurance Policy, A Customer Support Executive will call you back shortly to assist you through the Process.

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Disclaimer

I hereby authorize Bajaj Allianz General Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back at a convenient time. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) under either Fully or Partially Blocked category, any call made or SMS sent in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business. Furthermore, I understand that these calls will be recorded & monitored for quality & training purposes, and may be made available to me if required.

LET’S SIMPLIFY

Let’s begin with some quick answers to the most common queries about pet insurance

What is pet insurance?

Pet insurance offers a cover so that your pet avails the best medical care while protecting your finances from veterinary bills.

Why is pet insurance important?

A pet insurance is a must for every pet owner to maintain the pet’s overall well-being. With suitable pet insurance coverage, your pet can avail medical care and secure you against unexpected veterinary bills.

What factors affect the pet insurance premium in India?

Various factors determine pet insurance in India. Some of it includes breed, size of the breed, age and policy tenure.

Can the pet be used for any commercial purpose?

The pet can be insured for commercial purposes. However not for hunting, sports activities, breeding, or any hazardous activities.

What is the cost of buying pet insurance?

The pet insurance premium is dependent on several factors such as policy term, breed, age of the pet, etc. Comparing the average cost of medical bills for the pet and the premium paid to purchase a pet insurance it is only wiser to opt for the latter as it is cost-effective.

What are the costs of a veterinary visit in India?

The veterinary costs for your pet may vary as per the services that are taken. Considering the medical expenses, the bills sometimes may be on the higher side. In case of any emergency that requires immediate hospitalisation or surgery, having pet insurance for litten is proven to be more beneficial.

Is there any cover offered for a third party liability with pet insurance?

It covers the third-party liability of the pet owner with a sum insured option that goes up to Rs.15,00,000. Not all pet insurance companies may offer this benefit. Hence, it is suggested to check with the insurer for the same. Moreover, there is a waiting period applicable on any claim arising due to an accident.

*T&C apply

Does Pet insurance cover vaccination cost?

Our pet insurance offers a cover for the failure of vaccinations. This may vary from insurer to insurer. Before you opt for a pet health insurance, ensure to read the coverage benefits properly to avoid confusion in the future.

Written By : Bajaj Allianz - Updated:  31st Oct 2023

Disclaimer

I hereby authorize Bajaj Allianz General Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back at a convenient time. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) under either Fully or Partially Blocked category, any call made or SMS sent in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business. Furthermore, I understand that these calls will be recorded & monitored for quality & training purposes, and may be made available to me if required.

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