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Health insurance has become a necessity for everyone with the extensive risk of lifestyle diseases that precede medical expenses. We cannot escape illnesses and unforeseen accidents, however, we can always be prepared to face them. A regular health insurance policy provides you coverage against diseases, hospitalisation, accidental death, injuries and more.
We, at Bajaj Allianz General Insurance, always like to offer more when it comes to health insurance. Hence, our Tax Gain Plan not only safeguards your finances from medical bills but also helps you save money with its tax saving benefits.
Tax Gain Plan allows you to save tax and also avail OPD, hospitalisation benefits and more. It is a family floater health insurance policy that covers all expenses related to medical treatment and hospitalisation. With this policy, you can protect yourself and your family from hospital bills and also manage your tax efficiently.
Tax Gain Plan offers healthcare and tax-saving benefits with the following features:
Extensive cover
This floater policy that covers hospitalisation and OPD expenses.
Entry age
Any person, up to the age of 75 years, can be covered under the Tax Gain policy.
Personalised for senior citizens
You can opt for a separate plan for senior citizens covering both OPD and hospitalisation expenses.
Health check-up
Avail health check-up benefit at the end of every 4 claim-free years.
Pre and post hospitalisation cover
This policy covers pre and post hospitalisation expenses up to 30 days and 60 days respectively.
Cashless facility
Access to over 18,400+ network hospitals* across India for a cashless facility.
Waiver of co-payment
You can opt for co-payment waiver. Co-payment is a voluntary amount (%) that you can opt to pay from the overall mediclaim while the rest of it is taken care of by us.
Ambulance cover
This policy provides ambulance cover in case of an emergency.
No restrictions of waiting period
This floater policy covers you from hospitalisation and OPD expenses.
Consumable expenses
The cost of spectacles, dental procedures, dentures and crutches are covered under this policy.
Bajaj Allianz General Insurance has introduced an app-based claim submission process known as Health Claim by Direct Click.
This facility allows you to register and submit claim documents through the app itself for claims up to Rs 20,000.
What you need to do:
Cashless facility at network hospitals is available 24x7 throughout the year without any interruption in service. The list of hospitals where cashless settlement can be availed is a dynamic list and is liable to change without notice. You must check the hospital list before getting admitted to the hospital. The updated list is available on our website and with our call center. Bajaj Allianz Health Card along with a government ID proof is mandatory at the time of availing cashless facility.
When you are opting for cashless claims, the process can be summarised as follows:
Important points to note:
The cost of the above services have to be borne by you and paid directly to the hospital before discharge.
Reimbursement of pre/post hospitalisation expenses:
Relevant medical expenses incurred before admission and after discharge from the hospital will be reimbursed as per the policy. Prescriptions and bills/receipts of such services should be submitted to Bajaj Allianz along with the duty signed claim form.
Documents required for reimbursement claim
Documents to be submitted for outpatient treatment claims
All original claim documents need to be submitted to the following address:
Health Administration Team
Bajaj Allianz House, Airport Road, Yerawada, Pune-411006.
Mention your Policy Number, Health Card Number and Mobile Number clearly on the face of the envelope.
Note: Keep a photocopy of the documents and courier reference number for your records.
Bajaj Allianz Tax Gain Plan is a health insurance plan that covers you against medical expenses and also provides tax saving benefits. This policy provides healthcare coverage to individuals, families and senior citizens.
My happiness and satisfaction regarding my claim settlement which was approved within 2 days...
Speed with which insurance copy was delivered in times of lockdown. Hats off to the Bajaj Allianz team
I would like to thank the team of Bajajallianz Vadodara, Specifically Mr. Hardik Makwana and Mr. Ashish...
Optimise your health and wealth
Unique cover for OPD treatment with no wating period.
Our in-house claim settlement team ensures a quick, smooth and easy claim settlement process. Read more
Hassle-free claim settlement
Our in-house claim settlement team ensures a quick, smooth and easy claim settlement process. Also, we offer cashless claim settlement at more than 18,400+ network hospitals* across India. This comes in handy in case of hospitalisation or treatment wherein we take care of paying the bills directly to the network hospital and you can focus on recovering and getting back on your feet.
This policy offers sum insured options for self, family and senior citizens.
Our Tax Gain Plan offers affordable premium rates to suit your needs. Select from the various options as shown below: Read more
Low premium
Our Tax Gain Plan offers affordable premium rates to suit your needs. Select from the various options as shown below:
Flat Rremium Rs 4,999 * |
18-25 years |
26-40 years |
41-45 years |
46-55 years |
Hospitalisation cover - Floater Sum Insured Rs 1 lakh |
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|
|
|
OPD Benefits Self (in Rs) |
3,100 |
2,900 |
2,500 |
1,600 |
PLAN-B Tax Gain 9,999 |
|
|
|
|
Flat Premium Rs 9,999 * |
18-25 years |
26-40 years |
41-45 years |
46-55 years |
Hospitalisation cover - Floater Sum Insured Rs 2 lakh |
|
|
|
|
OPD Benefits Self (in Rs) |
6,500 |
6,000 |
5,000 |
3,000 |
OPD Benefits Self + Spouse (in Rs) |
5,200 |
4,800 |
3,500 |
1,000 |
PLAN-C Tax Gain Rs 14,999 1 ) C- 1 |
|
|
|
|
Flat Premium Rs 14,999 * |
18-25 years |
26-40 years |
41-45 years |
46-55 years |
Hospitalisation cover - Floater Sum Insured Rs 2 lakh |
|
|
|
|
OPD Benefits Self (in Rs) |
9,500 |
9,000 |
8,500 |
7,500 |
OPD benefits Self + Spouse (in Rs) |
9,000 |
8,500 |
7,000 |
4,500 |
2 ) C-2 |
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|
|
|
Flat premium Rs 14,999 * |
18-25 years |
26-40 years |
41-45 years |
46-55 years |
Hospitalization cover - Floater Sum Insured Rs 3 lakh |
|
|
|
|
OPD Benefits Self (in Rs) |
9,000 |
8,500 |
7,500 |
6,000 |
OPD Benefits Self + Spouse (in Rs) |
8,000 |
7,500 |
5,500 |
2,500 |
PLAN- D-FOR SENIOR CITIZENS - Tax Gain Rs 19,999 |
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|
|
|
Flat Premium Rs 19,999* |
56-60 years |
61-65 years |
65-70 years |
71-75 years |
Hospitalization cover-Floater Sum Insured Rs 1 lakh |
|
|
|
|
OPD Benefits – Self (in Rs) |
13,000 |
12,500 |
12,000 |
11,000 |
OPD Benefits- Self + Spouse (in Rs) |
11,000 |
10000 |
9,500 |
8,000 |
Avail income tax benefit under Section 80D of the Income Tax Act.* Read more
Tax saving
Avail income tax benefit under Section 80D of the Income Tax Act.*
*On opting for Tax Gain Plan for yourself, your spouse, children and parents, you can avail Rs 25,000 per annum as a deduction against your taxes (provided you are not over 60 years). If you pay a premium for your parents who are senior citizens (age 60 or above), the maximum health insurance benefit for tax purposes is capped at Rs 50,000. As a taxpayer, you may, therefore, maximise tax benefit under Section 80D up to a total of Rs 75,000, if you are below 60 years of age and your parents are senior citizens. If you are above the age of 60 years and are paying a medical insurance premium for your parents, the maximum tax benefit under Section 80D is, then, Rs 1 lakh.
Set Renewal Reminder
Thank you for your interest. We will send you a reminder when your policy is due for renewal.
(Based on 3,912 reviews & ratings)
Satish Chand Katoch
Hassle Free through web with all option we can review while taking policy.
Ashish Mukherjee
Easiest for anyone, no hassle, no confusion. Great work. Good luck.
Mrinalini Menon
Very well designed and customer friendly
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I hereby authorize Bajaj Allianz General Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back at a convenient time. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) under either Fully or Partially Blocked category, any call made or SMS sent in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business. Furthermore, I understand that these calls will be recorded & monitored for quality & training purposes, and may be made available to me if required.
Disclaimer
I hereby authorize Bajaj Allianz General Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back at a convenient time. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) under either Fully or Partially Blocked category, any call made or SMS sent in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business. Furthermore, I understand that these calls will be recorded & monitored for quality & training purposes, and may be made available to me if required.
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