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:+91 75072 45858
What’s in it for you?
Cashless treatment at 6500+ network hospitals
Tax saving under Sec 80D
Claim settlement in an hour*
In-house health administration team
Health insurance offers us financial support and cover when we need it most. By paying a small premium, we provide good medical care and peace of mind to ourselves and our family.
In India, most health insurance is private health insurance. Unlike in the western countries where public health insurance is popular, in India public health insurance covers a small percentage of the population, who are underprivileged. Most people who can afford it, buy private health insurance plans.
Bajaj Allianz offers a wide range of private medical insurance policies, including individual plans, family floaters, top-up covers and critical illness covers.
With an extensive network of over 6500+ hospitals, Bajaj Allianz’s private health insurance plans offer hassle-free and cashless settlement. Our individual health insurance plans cover hospitalisation, doctor’s consultation, ambulance services and treatment charges.
Two of the popular private medical insurance policies are Individual Health Guard and Family Floater Health Guard from Bajaj Allianz. These private health insurance plans come with a host of features and benefits.
Tailormade for you
Choose a private medical insurance plan with sum insured ranging from Rs. 1.5 lakh to Rs. 50 lakh for 1, 2 or 3 years, with lifelong renewal option. Get cashless facility at over 6500+ empanelled hospitals.
Extended family cover
Get cover not only for your spouse, children and parents but also extended family like in-laws, grand-parents, grand-children and dependent siblings.
Value for money
Enjoy better savings: Get 10% savings when 2 members of a family are covered under the policy. The more the family members who are insured, higher the savings.
- Get long-term policy savings of 4% for 2 years, 8% for 3 years.
- Choose the co-payment option and save 20%.
- Enjoy convalescence benefit of up to Rs. 7500 per year and free health check up every three years.
Hassle-free process
No medical tests up to 45 years* and quick claims settlement through the Bajaj Allianz Insurance Wallet App
Don’t wait for a medical emergency to knock on your door!
Get a QuoteApplies for Individual Health Guard and Family Floater Health Guard
| Zone A | Zone B |
| Delhi / NCR, Mumbai including (Navi Mumbai, Thane and Kalyan), Hyderabad and Secunderabad, Bangalore, Kolkata, Ahmedabad, Vadodara and Surat | Rest of India apart from Zone A cities are classified as Zone B. |
| Policyholders paying Zone A premium rates can avail treatment all over India without any co-payment | Policyholders paying zone B premium rates and availing treatment in Zone A city will have to pay 20% copayment on admissible claim amount. This co–payment will not be applicable for accidental hospitalization. Those residing in Zone B can choose to pay premium for Zone A and avail treatment all over India without any co-payment |
Medical expenses pre and post-hospitalization (60 days prior to hospitalization or 90 days after hospitalization respectively)
Ambulance charges up to Rs. 20000 in a policy year
Day care treatments
Organ donor expenses
Bariatric surgery covered up to the sum insured as mentioned
Ayurvedic and Homeopathic hospitalization
Maternity and new born baby expenses
Daily Cash Benefit for accompanying an insured child (Rs. 500 per day maximum up to 10 days, up to age 12 years)
Pre-existing diseases will be covered after 3-year waiting period
Any illness contracted in the first 30 days after start of policy won’t be covered
Waiting period of 2 years for diseases like hernia, piles, cataract and sinusitis
Waiting period of 3 years for joint replacement, PIVD and bariatric surgery
Treatment for alcohol, drug or other intoxicating or addictive substance abuse is not covered
Set Renewal Reminder
Thank you for your interest. We will send you a reminder when your policy is due for renewal.
Sundar Kumar Mumbai
Easy online buying of health insurance policy with no manual intervention required.
Pooja Mumbai
Bajaj Allianz very informative and helpful representatives.
Nidhi Sura Mumbai
The policy issue was very quick and simple. User friendly interface.
Thank You for Your Interest in Bajaj Allianz Insurance Policy, A Customer Support Executive will call you back shortly to assist you through the Process.
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Disclaimer
I hereby authorize Bajaj Allianz General Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back at a convenient time. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) under either Fully or Partially Blocked category, any call made or SMS sent in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business. Furthermore, I understand that these calls will be recorded & monitored for quality & training purposes, and may be made available to me if required.
Disclaimer
I hereby authorize Bajaj Allianz General Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back at a convenient time. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) under either Fully or Partially Blocked category, any call made or SMS sent in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business. Furthermore, I understand that these calls will be recorded & monitored for quality & training purposes, and may be made available to me if required.
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