Health Insurance Star Package

This policy protects you and your family in case of a serious accident or any major illness by providing a cashless benefit and medical reimbursement for hospital expenses.

In case you are diagnosed with a critical illness, a lump sum amount will be paid to you. Donor expenses in a transplant surgery that are not covered under a regular health insurance policy can be paid from the amount received under this cover.

In case of your death or permanent total disability, we will continue paying the sum insured towards your children’s education as per your policy.

This policy provides coverage against death, permanent total disability (PTD), permanent partial disability (PPD) and temporary total disability (TTD).

You can renew your Star Package policy for your entire lifetime.

Hospital cash benefit guards you and your family from increased expenses that you may face due to hospitalisation. We provide cash benefits for each day of hospitalisation to ease the burden of such expenses.

You will be covered for losses incurred due to an actual or attempted burglary or a case of house break-in.

This cover protects you against legal liability for bodily injury or damage to a third-party property.

Covers your personal baggage against accidental loss, and destruction and damage while travelling anywhere in India.

This policy covers medical expenses 60 days immediately before and 90 days immediately after hospitalisation.

Covers against life threatening conditions and diseases.

Provides financial cover in case of death, PTD, PPD or TTD caused due to an accident.

Provides children education bonus to up to 2 children in case of death/disability caused due to an accident.

Covers your house items and collectibles against burglary or theft.

Covers loss and damage to your baggage while travelling anywhere in India.

Covers you against legal liability for bodily injury or damage to a third-party property.

Covers medical expenses incurred due to hospitalisation.

Pre-existing diseases and related complications.

Hospitalisation within 30 days from policy issuance.

Treatments arising from or traceable to pregnancy and childbirth including caesarean section.

Surgery and dental treatments are not covered, except in case of an accident and requiring hospitalisation.

Medical expenses due to natural calamities like avalanches, earthquakes, volcanic eruptions and more.

Accidents due to drunk driving.

A waiting period of 4 years will be applicable for pre-existing diseases.

Diseases such as a hernia, piles, sinusitis, and cataract shall be covered after a waiting period of 2 years.

Avail income tax benefit under Section 80D of the Income Tax Act.*

Avail sectional and long-term discounts. I. Section discounts: a) 10% discount applicable if 4 or 5 sections are opted. b) 15% discount applicable if 6 to 8 sections are opted. II. Long-term policy discount: a) 10% discount is applicable if policy is opted for 2 years. b) 15% discount is applicable if policy is opted for 3 years.

Our in-house claim settlement team ensures a quick, smooth and easy claim settlement process. Also, we offer cashless claim settlement at more than 18,400+ network hospitals* across India. This comes in handy in case of hospitalisation or treatment wherein we take care of paying the bills directly to the network hospital and you can focus on recovering and getting back on your feet.