Suggested
Health Blog
04 Nov 2024
173 Viewed
Contents
A medical emergency is a situation where you remember your health insurance investments. During these challenging times, a health insurance policy acts as a ‘friend in need, helping you keep your savings intact. But hospitalisation isn't the only situation when a health insurance cover comes to the rescue. The real treatment begins before a patient is even admitted to the hospital and continues even after discharge. Thus, it is essential to buy a policy that not just covers the actual treatment but also the pre-treatment and post-treatment expenses. Continue reading to know more about why you should invest in such a policy.
A pre-hospitalisation cover in health insurance refers to the coverage where the insurance company compensates for the medical expenses before the actual treatment is sought, while the post-hospitalisation cover is for the continued medical expenses even after discharge from the hospital. Traditionally, health insurance policies are focused on reimbursing treatment costs. But as medical inflation is rising, the cost of diagnosis and other pre-treatment expenses, along with the after-treatment procedures, have become so high that they could burn through your savings. Thus, seeking a health insurance policy that not only provides coverage for medical treatment but also covers these other costs before and after such a treatment is important. * Standard T&C Apply
Whether you’re opting for individual or family health insurance, opting for pre-treatment and post-treatment coverage in your insurance plan can help in the following ways:
The pre-treatment and post-treatment cover help reduce the financial burden, compensating for the various costs that you might incur. Some treatments may require a patient to undergo expensive tests, whereas a few others may need medical support even after the discharge. *
Pre-hospitalisation and post-hospitalisation cover help the patient focus on the recovery instead of having to worry about the cost of medical expenses. *
Opting for a policy that provides insurance cover for medical expenses before and after the treatment helps to be prepared for medical emergencies that come unannounced. In these unpredictable situations, accumulating adequate finances can be difficult, and thus, pre-treatment and post-treatment coverage is useful. *
An insurance policy that provides a financial shield for the treatment, as well as before and after it, ensures your investments remain protected. You need not liquidate them to fund the cost of medical expenses that precede or succeed any of the treatments. Thus, it helps build on your retirement corpus and ensures that adequate medical coverage is available when required. * * Standard T&C Apply
A pre-treatment and post-treatment feature in your health insurance plan is usually beneficial for elderly individuals since they need prolonged medical care. Thus, you should pay special attention to look for the policy inclusion when buying health insurance for senior citizens. * Standard T&C Apply Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms and conditions, please read sales brochure/policy wording carefully before concluding a sale.
50 Viewed
5 mins read
08 Nov 2024
113 Viewed
5 mins read
07 Nov 2024
341 Viewed
5 mins read
17 Apr 2025
33 Viewed
5 mins read
17 Apr 2025
What makes our insurance unique
With Motor On-The-Spot, Health Direct Click, etc we provide fast claim process , Our sales toll free number:1800-209-0144