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Motor Insurance

Volkswagen Car Insurance

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Get Up To 85% Off*

Road trips, commutes, or quick errands—protection that follows you everywhere

Coverage Highlights

Get comprehensive coverage for your car
  • Premium

Starting from INR 2094*

  • Cashless Garages

7,200+ network garages for hassle free services

  • Own Damage Cover

Covers damage to your car due to accidents, fire, theft and natural calamities

  • Third Party Liability

Unlimited liability for third party bodily injuries and INR 7.5 lacs for third party property damage

  • Personal Accident Cover

Starting from INR 15 Lacs

  • No Claim Bonus

Up to 50%

  • Optional Covers

Wide range of Add Ons

  • On The Spot Claim Settlement

You can instantly register your car insurance claim from the accident spot and get it settled within minutes through our Caringly Yours App

  • 24x7 Spot Assistance

Get 24x7 roadside assistance, ensuring help is always just a call away, no matter when or where your car breaks down

Inclusions

What’s covered?
  • Third Party Liability for Bodily Injury & Death (Unlimited Cover)

If an accident is caused by your car and you are liable to compensate for any injury or death of others then we will pay the exact amount as by court.

  • Third Party Liability for Property Damage (up to INR 7.5 lacs)

If an accident is caused by your car and you are liable to compensate for any damage to property of others then we will pay amount upto the SI limit

  • Accidents

Damages and losses that arise out of accidents and collisions

  • Natural or Man-Made Disasters

Damages and losses to car by events like floods, cyclones, earthquakes, riots or vandalism

  • Fire Damage

Damages and losses if your car catches fire or explodes

  • Theft

Financial losses when your car is stolen

  • In Transit Damage

If your car is damaged while being transported, this covers the repair costs

  • Personal Accident

Coverage if your car accident results in death or disability of car owner

  • Add-On Covers

Multiple Add-Ons which you can buy with your car insurance policy to enhance your coverage

Exclusions

What’s not covered?
  • Intentional Damage

Any damage caused to the car intentionally

  • Depreciation

Normal wear and tear of the car due to usage and depreciation in value is not covered

  • Mechanical or Electrical Breakdown

If your car suffers an electrical or mechanical breakdown, the cost of repairs would not be covered

  • Illegal Activities

Any type of illegal activity such as driving without a license, under the influence of alcohol and/or drugs, or using the car for criminal activity

  • Geographic Limits

Your insurance policy is only valid within India. If your vehicle meets with an accident outside the country, your claim will be rejected.

  • War-related Damages

Losses caused by war or nuclear risks are not covered

  • Overloading the Vehicle

If you exceed the weight or passenger limit specified for your car, leading to an accident.

  • Unauthorised Vehicle Modifications

If you modify your vehicle(electrical components or other illegal modifications), your policy may become invalid.

  • Racing or Speed Tests

If you participate in racing, speed tests, or illegal stunts and damage your car, your claim will be denied

  • Note

Please read policy wording for detailed exclusions

Additional Covers

What else can you get?
  • 24x7 Road Side Assistance

Provides immediate roadside help for emergencies like flat tyres, towing, fuel assistance and more

  • Consumable Expenses

Coverage for consumables items like grease, lubricants, engine oil, oil filter, brake oil, etc

  • Zero Depreciation Cover

Every year the value of a car depreciates but with zero depreciation cover, there are no depreciation cuts even when you make a claim, and you get the entire amount in your hands

  • Pay As You Consume

If you drive less then you can pay less by selecting number of kilometers driven in a year and thus saving on your insurance premium

  • No Claim Bonus Protector

Protects your No Claim Bonus even if you make a claim ensuring you get discount on your premium

  • Tyre Safeguard

This add-on cover can be fruitful if your car's tyre or tube gets damaged due to an accident. Tyre secure cover provides coverage for replacement expenses of tyres and tubes of the insured vehicle

  • Conveyance Benefit

If your car is in the garage for repairs, this cover will pay for money spent on cabs for your daily commute

  • Engine Protector

Covers financial losses incurred due to damage to your car engine

  • Return to Invoice (RTI) Cover

Recover invoice value of your car back in case of theft or total loss

Protect Your Volkswagen with Reliable Car Insurance

Volkswagen cars are known for their style, comfort, and premium features. However, owning a Volkswagen also comes with the responsibility of protecting it from unforeseen incidents such as accidents, theft, or natural disasters. Volkswagen car insurance offers peace of mind by providing financial protection against such risks. Whether you own a Polo, Vento, or Tiguan, having Volkswagen motor insurance ensures that you are not burdened with hefty repair costs or legal liabilities in case of accidents.

Benefits You Deserve

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Reliable Customer Support

We have a dedicated call centre and chat support taking care of all your needs

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7200+ Cashless garages

Wide network of cashless garages for hassle free service

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On the Spot Claim Settlement

Register claim on accident spot and get it settled within minute on our app

Benefits of Buying Volkswagen Car Insurance

Financial Protection

The most obvious benefit of Volkswagen insurance is financial protection. From accidents to natural disasters, insurance covers a wide range of unforeseen events.

No Claim Bonus (NCB)

By maintaining a claim-free year, you can accumulate NCB, which will reduce your insurance premium during Volkswagen insurance renewal.

Add-ons for Extended Coverage

With Volkswagen auto insurance, you can opt for add-ons like engine protection, return to invoice, and key replacement to further secure your vehicle.

Hassle-Free Claims Process

Volkswagen motor insurance provider - Bajaj Allianz General Insurance Company - offers a quick and easy claim settlement process, ensuring minimal downtime for your vehicle.

Legal Compliance

Having valid car insurance ensures that you are compliant with the Motor Vehicles Act, avoiding fines and penalties.

Features of Buying Volkswagen Car Insurance

Comprehensive Coverage: Volkswagen car insurance provides comprehensive coverage, including damages to your vehicle and third-party liabilities.

Cashless Claim Facility: Bajaj Allianz General Insurance Company offers a cashless claim settlement at network garages, reducing the hassle of paying upfront for repairs.

Zero Depreciation Cover: With this feature, you can ensure that you receive the full value of repairs without any deductions for depreciation, particularly useful for new cars.

24/7 Roadside Assistance: This feature ensures that you are never left stranded due to a breakdown or accident.

Personal Accident Cover: This includes coverage for personal injury or death due to a car accident.

Volkswagen Car Models with Insurance Price

Volkswagen offers a range of models in India, each with its unique insurance premium depending on factors like the car's engine capacity, market value, and model year. For example, the insurance cost for a Polo hatchback may differ from that of a Vento sedan or a premium SUV like the Tiguan. To get accurate pricing for Volkswagen insurance renewal, you can use an online calculator, which will provide you with a quote based on your car’s specifics.

Calculate Volkswagen Insurance Price

You can easily calculate your Volkswagen car insurance premium online using an insurance calculator. You will need to input details like the car's registration number, model, year of purchase, and geographical location. This will give you an instant quote based on the current market value of your car and the chosen coverage options.

How to Choose the Right Volkswagen Car Insurance

Choosing the right Volkswagen insurance depends on several factors:

Coverage Needs

If you drive frequently or live in a high-risk area, opting for comprehensive coverage with add-ons like zero depreciation and engine protection is advisable.

Budget

While comprehensive policies offer extensive coverage, they come at a higher premium. Assess your budget and choose the coverage that best fits your financial capacity.

Claim Settlement Ratio

Always check the insurer’s claim settlement ratio. A high ratio like Bajaj Allianz General Insurance Company indicates a smooth and reliable claims process.

Network Garages

Ensure that your insurer has a wide network of garages for cashless claim settlements. This can save you time and money during repairs.

Add-ons

Depending on your specific needs, you can opt for add-ons like key replacement cover, personal accident cover for passengers, and roadside assistance to enhance your policy.

At-A-Glance

Compare Insurance Plans Made for You

Feature
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Third Party Liabilty Cover

Own Damage Cover

Comprehensive Car Cover

Comprehensive Cover with Add-ons

Overview Covers legal liabilities arising due to body injury or property damage to others due to your car. It is mandatory by law. Covers expenses arising out of damage to your car. Full fedged cover comprising of Third Party Liability cover and Own Damage covers Enhance coverage by opting for various Add-ons over and above the comprehensive cover
Policy Period 1 or 3 years 1 Year 1 and 3 years 1 and 3 years
Third Party Liability for Injury, Death & Property Damage Yes No Yes Yes
Accidents & Collisions No Yes Yes Yes
Natural or Man-Made Disasters No Yes Yes Yes
Fire Damage No Yes Yes Yes
Theft No Yes Yes Yes
Compulsory Personal Accident Yes Yes Yes Yes
Add-on: No Claim Bonus No No No Yes
Add-on: Zero Depreciation Cover No No No Yes
Add-on: Lock & Key Replacement No No No Yes
Add-on: 24x7 Roadside Assistance No No No Yes
Add-on: Consumables Cover No No No Yes
Explore more add-ons No Up to 27 Add Ons Up to 27 Add Ons Up to 27 Add Ons

How to Buy Volkswagen Car Insurance Online

Buying Volkswagen insurance online is a quick and hassle-free process. Simply visit the Bajaj Allianz General Insurance Company website, provide your vehicle details like registration number and model, select the coverage and add-ons you need, and make the payment. Your policy will be issued instantly and sent to your registered email.

Reasons to Choose Volkswagen Insurance

Comprehensive Coverage: Get full protection against accidental damages, theft, and third-party liabilities.

Customisation: You can customize your policy with various add-ons based on your needs.

Convenience: Insurance insurance offers a simple online buying and renewal process, making it convenient to manage your policy.

Affordable Premiums: With features like No Claim Bonus and voluntary deductibles, you can reduce your premium amount.

Download Policy Document

Get instant access to your policy details with a single click.

Expand Your Coverage Today!

Named Driver Cover

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Exclusive Savings: Special discounts for named drivers.

Extended Coverage: Protects any car driven by you.

24x7 Spot Assistance

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Immediate Help: Round-the-clock roadside assistance.

Towing, fuel delivery, tyre repair and many more.

Eco Repairs

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Sustainable Solutions: Repairs using refurbished parts.

Cost-effective repairs with no depreciation on parts.

Ultimate car protection with the option of 22 covers

Towing, pick up and drop, fuel service, flat tyre and more.

Pay As You Consume

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Smart Savings: Pay less based on miles driven

Carry forward unconsumed kilometers to the next plan.

Motor & Health Companion

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Drive Confidently with Bajaj Allianz

Experience seamless vehicle management with the Bajaj Allianz Drive Smart App, featuring on-road assistance, fuel efficiency stats, driving alerts, and more

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Track, Manage & Thrive with Your All-In-One Health Companion

Discover a health plan tailored just for you–get insights and achieve your wellness goals

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Be proactive about your health–set goals, track progress, and get discounts!

Step-by-Step Guide

To help you navigate your insurance journey

How To Buy

  • 0

    Download the Caringly Yours app from App stores or click "Get Quote"

  • 1

    Register or log in to your account.

  • 2

    Enter your car details

  • 3

    You will be redirected to the Car Insurance Page.

  • 4

    Ensure to check your No Claim Discount

  • 5

    Choose right Insured Declared Value (IDV) that reflects your car value

  • 6

    Evaluate Covers, Add Ons, Optional Covers and Exclusions

  • 7

    Select a plan from the recommended options, or customize your own plan

  • 8

    Review the premium and other coverage details

  • 9

    Proceed with the payment using your preferred method

  • 10

    Receive confirmation of your purchased policy via email and SMS

How To Renew

  • 0

    Login to the app

  • 1

    Enter your current policy details

  • 2

    Review and update coverage if required

  • 3

    Check for renewal offers

  • 4

    Add or remove riders

  • 5

    Confirm details and proceed

  • 6

    Complete renewal payment online

  • 7

    Receive instant confirmation for your policy renewal

How to Claim

  • 0

    Download our Caringly Yours App on Android or iOS

  • 1

    Register or login to use Motor On the spot claim for a smooth process

  • 2

    Enter your policy and accident details (location, date, time)

  • 3

    Save and click Register to file your claim

  • 4

    Receive an SMS with your claim registration number

  • 5

    Fill in the digital claim form and submit NEFT details

  • 6

    Upload photos of damaged parts as instructed

  • 7

    Upload your RC and driving license

  • 8

    Receive an SMS with the proposed claim amount

  • 9

    Use the SMS link to agree/disagree with the claim amount

  • 10

    Agree to receive the amount in your bank account

  • 11

    Track your claim status using the Insurance Wallet App

Know More

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    For any further queries, please reach out to us

  • 1

    Phone +91 020 66026666

  • 2

    Fax +91 020 66026667

Why Choose Bajaj Allianz for Volkswagen Car Insurance

Bajaj Allianz General Insurance Company offers reliable and comprehensive coverage for your Volkswagen. With a claim settlement ratio of 98%, 24/7 roadside assistance, and a wide network of cashless garages, you can ensure your car is in safe hands. Whether it’s comprehensive coverage, quick claim settlements, or customisable add-ons, Bajaj Allianz General Insurance Company provides it all under one roof. The online buying and renewal process is seamless, making it easy for Volkswagen owners to manage their insurance policies. With a range of additional covers like zero depreciation, engine protection, and key replacement, Bajaj Allianz General Insurance Company ensures that your car remains protected against all potential risks.

 

Importance of Buying Car Insurance for Volkswagen Models

Having Volkswagen insurance is not only a legal requirement in India but also crucial for safeguarding your car from financial losses. Roads are unpredictable, and whether it’s a minor scratch or a major accident, car repair costs can be overwhelming. By purchasing Volkswagen motor insurance, you ensure that your car is protected from damages caused by accidents, theft, or natural calamities.

Additionally, the policy offers third-party liability coverage, which is mandatory under Indian law, protecting you from any legal liabilities arising from damage to third-party property or individuals.

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24x7 Roadside/Spot assistance

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Cashless Claim

24x7 Missed Facility

Filing a Travel Insurance Claim

My Home–All Risk Policy

Home Insurance Claim process

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What Our Customers Say

Prompt Assistance

Thank you so much, Bajaj Allianz, for your quick and responsive action towards my claim process. I am shocked that my claim amount has been credited so quickly.

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Vikram Singh

Delhi

4.6

21st May 2021

Claim Support

Super fast claim settlement! I initiated a claim for my car windscreen, which was broken due to a tree fall today, and it was settled within one hour. I appreciate the efforts of Omkar.

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Deepak Bhanushali

Mumbai

4.5

18th May 2021

Quick Assistance

Thank you for helping me with just one tweet. You guys are really awesome. This is the fourth year I am continuing with you for car insurance. Keep it up!

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Naveen Tyagi

Delhi

5.0

1st May 2021

Claim Support

I really appreciate the way I was treated concerning my claim. The customer service was both professional and friendly, which enhanced my confidence in Bajaj Allianz. 

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Pramod Chand Lakra

Jaipur

5.0

27th Jul 2020

Reliable Service

The vehicle was used by our Zonal Manager. We appreciate your timely and prompt action in getting the vehicle ready for use within a short span of time.

SibaPrasadMohanty

Siba Prasad Mohanty

Pune

5.0

26th Jul 2020

Diverse Options

A range of options to choose from." Being a perfectionist, I prefer the best of everything. I wanted my car insurance policy to be airtight as well. 

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Rahul

Lucknow

5.0

26th Jul 2020

FAQ's

Is comprehensive insurance necessary for my Volkswagen?

Comprehensive insurance is not mandatory, but it is highly recommended as it offers protection against a wide range of risks, including theft, natural disasters, and damages to your vehicle.

How can I get a quote for Volkswagen car insurance?

You can get a quote by visiting the Bajaj Allianz General Insurance Company website and entering your car’s details, such as registration number, make, and model.

What factors affect the cost of Volkswagen car insurance?

Factors like the car’s age, model, location, and the type of coverage chosen affect the cost of Volkswagen car insurance.

How can I lower my Volkswagen car insurance premium?

You can lower your premium by opting for higher deductibles, maintaining a claim-free record, and choosing only essential add-ons.

What does third-party insurance cover for my Volkswagen?

Third-party insurance covers damages to third-party property and injuries or death caused by an accident involving your car.

Can I transfer my existing car insurance to a new Volkswagen?

Yes, you can transfer your existing insurance to your new Volkswagen. Ensure that you inform your insurer about the new vehicle.

What should I do if I want to cancel my Volkswagen car insurance policy?

To cancel your policy, contact your insurance provider, submit a written request, and follow the cancellation process outlined by the insurer.

How does a claim affect my Volkswagen car insurance premium?

Raising a claim can increase your premium, as you may lose your No Claim Bonus, which rewards claim-free years with discounts on premiums.

Can I transfer my existing motor insurance policy to the new owner?

Yes, you can easily transfer your vehicle's insurance to the new owner. The usual procedure for transferring vehicle insurance policy between two owners requires the new owner of the vehicle to submit an application form to the insurance provider within about 14 days of the registration transfer.

What risks are covered under an insurance policy for a vehicle?

The coverage for vehicle insurance can vary depending on the type of policy chosen. For instance, under third party insurance, you get coverage for third party liability, third party property damage, personal accident cover, etc. Similarly, comprehensive insurance covers own damage vehicle, theft, natural/manmade calamaties etc.

Why should I buy comprehensive vehicle insurance policy?

Investing in a comprehensive motor insurance is beneficial because it provides extensive coverage for your vehicle. There are certain add-ons for comprehensive motor insurance that can be added to give your vehicle an extra protection like damages for an accident, theft, natural disasters, damage to third party etc. as derived by the policy terms.

What is a Third-Party Liability Cover?

Third-Party Liability covers the legal liability one has to pay to the third party to whom damage is being caused. While opting for vehicle insurance, one has to choose between a comprehensive plan, which provides coverage for the policyholder and the third party, and a third-party policy, which provides coverage only for the third party.

Differenciate Third-Party Liability and Comprehensive Motor Insurance?

"Third-Party Liability: Covers damages you cause to another person or their property. It's mandatory by law. Comprehensive: Covers third-party liability plus damages to your own vehicle due to accidents, theft, natural disasters, etc. as per the policy terms"

Will my no claims bonus be transferred if I renew my motor insurance?

You may be able to transfer your no claims bonus when renewing your policy with us, but this depends on various factors. While renewing, you may be able to get new and better no claims bonus options and discounts.

What is premium reduction process if no claim aquired previously?

Certainly, the no claim bonus feature in vehicle insurance can reduce the premium by a certain percentage each year if no claims are made. This feature has proven beneficial for long-term insurance policies with the same company.

What should be my first action to initiate a claim?

Use our app, Caringly Yours, to initiate your insurance claim with an easy and hands-free experience.

How do I register my claim?

Ideally, claims are supposed to be registered on the same day that damage occurs to the insured vehicle. It is highly appreciated to provide an immediate update to your vehicle insurance company. Please complete the claim application through our Caringly Yours app to claim your insurance in just a few easy steps.

What is a "deductible" or "compulsory excess" in motor insurance?

It's the amount you have to pay out of pocket before your insurance coverage kicks in. A higher deductible usually means a lower premium.

Why does my vehicle insurance premium change during renewal?

Vehicle insurance premiums can change at renewal due to several factors, including depreciation, add-on covers, the type of model of your vehicle, and additional accessories. Consequently, the premium may increase or decrease each year.

How 'no claim bonus' is calculated at the time of renewal?

No claim bonus is calculated at renewal based on the consecutive years the insured has not filed a claim. The discount percentage usually increases each year, following the policy terms.

What is break-in insurance? What should I do in case of break-in?

The time gap between the policy expiration and the renewal of the policy is known as the break-in period. Your policy will remain inactive during this period. In case of a break-in, you are advised to renew your policy as soon as possible. You can complete the procedure online easily and your policy gets instantly activated.

When is vehicle inspection mandatory in motor insurance?

Usually, vehicle inspection occurs when purchasing a new vehicle insurance policy or during renewal process. Additionally, an inspection may be required when you file a claim for any damages, there is a change in the policy type, new accessories or equipment are added to the vehicle, or there is a change in ownership.

Can I change my motor insurance provider at renewal?

Yes, you can switch providers at renewal. Compare quotes and coverage options to find the best deal.

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