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Motor Insurance

Tata Nexon Car Insurance

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Get Up To 85% Off*

Road trips, commutes, or quick errands—protection that follows you everywhere

Coverage Highlights

Get comprehensive coverage for your car
  • Premium

Starting from INR 2094*

  • Cashless Garages

7,200+ network garages for hassle free services

  • Own Damage Cover

Covers damage to your car due to accidents, fire, theft and natural calamities

  • Third Party Liability

Unlimited liability for third party bodily injuries and INR 7.5 lacs for third party property damage

  • Personal Accident Cover

Starting from INR 15 Lacs

  • No Claim Bonus

Up to 50%

  • Optional Covers

Wide range of Add Ons

  • On The Spot Claim Settlement

You can instantly register your car insurance claim from the accident spot and get it settled within minutes through our Caringly Yours App

  • 24x7 Spot Assistance

Get 24x7 roadside assistance, ensuring help is always just a call away, no matter when or where your car breaks down

Inclusions

What’s covered?
  • Third Party Liability for Bodily Injury & Death (Unlimited Cover)

If an accident is caused by your car and you are liable to compensate for any injury or death of others then we will pay the exact amount as by court.

  • Third Party Liability for Property Damage (up to INR 7.5 lacs)

If an accident is caused by your car and you are liable to compensate for any damage to property of others then we will pay amount upto the SI limit

  • Accidents

Damages and losses that arise out of accidents and collisions

  • Natural or Man-Made Disasters

Damages and losses to car by events like floods, cyclones, earthquakes, riots or vandalism

  • Fire Damage

Damages and losses if your car catches fire or explodes

  • Theft

Financial losses when your car is stolen

  • In Transit Damage

If your car is damaged while being transported, this covers the repair costs

  • Personal Accident

Coverage if your car accident results in death or disability of car owner

  • Add-On Covers

Multiple Add-Ons which you can buy with your car insurance policy to enhance your coverage

Exclusions

What’s not covered?
  • Intentional Damage

Any damage caused to the car intentionally

  • Depreciation

Normal wear and tear of the car due to usage and depreciation in value is not covered

  • Mechanical or Electrical Breakdown

If your car suffers an electrical or mechanical breakdown, the cost of repairs would not be covered

  • Illegal Activities

Any type of illegal activity such as driving without a license, under the influence of alcohol and/or drugs, or using the car for criminal activity

  • Geographic Limits

Your insurance policy is only valid within India. If your vehicle meets with an accident outside the country, your claim will be rejected.

  • War-related Damages

Losses caused by war or nuclear risks are not covered

  • Overloading the Vehicle

If you exceed the weight or passenger limit specified for your car, leading to an accident.

  • Unauthorised Vehicle Modifications

If you modify your vehicle(electrical components or other illegal modifications), your policy may become invalid.

  • Racing or Speed Tests

If you participate in racing, speed tests, or illegal stunts and damage your car, your claim will be denied

  • Note

Please read policy wording for detailed exclusions

Additional Covers

What else can you get?
  • 24x7 Road Side Assistance

Provides immediate roadside help for emergencies like flat tyres, towing, fuel assistance and more

  • Consumable Expenses

Coverage for consumables items like grease, lubricants, engine oil, oil filter, brake oil, etc

  • Zero Depreciation Cover

Every year the value of a car depreciates but with zero depreciation cover, there are no depreciation cuts even when you make a claim, and you get the entire amount in your hands

  • Pay As You Consume

If you drive less then you can pay less by selecting number of kilometers driven in a year and thus saving on your insurance premium

  • No Claim Bonus Protector

Protects your No Claim Bonus even if you make a claim ensuring you get discount on your premium

  • Tyre Safeguard

This add-on cover can be fruitful if your car's tyre or tube gets damaged due to an accident. Tyre secure cover provides coverage for replacement expenses of tyres and tubes of the insured vehicle

  • Conveyance Benefit

If your car is in the garage for repairs, this cover will pay for money spent on cabs for your daily commute

  • Engine Protector

Covers financial losses incurred due to damage to your car engine

  • Return to Invoice (RTI) Cover

Recover invoice value of your car back in case of theft or total loss

Insurance Plans for Tata Nexon – Compare, Choose, and Secure

Owning a Tata Nexon comes with the responsibility of ensuring it is properly insured. When it comes to securing your prized vehicle, car insurance for Tata Nexon plays a crucial role in protecting you from unforeseen accidents, damages, or third-party liabilities.

Whether it's a comprehensive car plan or a third-party cover, a solid car insurance policy ensures peace of mind and financial protection.

Here, explore the various aspects of Tata Nexon car insurance, the benefits, coverage options, exclusions, and how to get the best Nexon car insurance price for your vehicle. With Bajaj Allianz General Insurance Company, you can enjoy a seamless process, a wide array of plans, and complete transparency while securing your Nexon car insurance.

Benefits You Deserve

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Reliable Customer Support

We have a dedicated call centre and chat support taking care of all your needs

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7200+ Cashless garages

Wide network of cashless garages for hassle free service

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On the Spot Claim Settlement

Register claim on accident spot and get it settled within minute on our app

Benefits of Buying Tata Nexon Car Insurance

There are several advantages to having insurance for Tata Nexon:

Comprehensive Protection

Covers a wide range of incidents, including accidents, theft, and natural disasters.

No Claim Bonus (NCB)

Get discounts on your premium for claim-free years.

Customisable Add-ons

You can enhance your Nexon insurance cost by opting for add-ons like zero depreciation, engine protection, and personal accident covers.

On-The-Spot Claims

With Bajaj Allianz General Insurance Company’s advanced tech platform, you can settle claims up to INR 30,000 on the spot.

Paperless Process

Buy or renew your Tata Nexon insurance online with minimal paperwork.

At-A-Glance

Compare Insurance Plans Made for You

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Third Party Liabilty Cover

Own Damage Cover

Comprehensive Car Cover

Comprehensive Cover with Add-ons

Overview Covers legal liabilities arising due to body injury or property damage to others due to your car. It is mandatory by law. Covers expenses arising out of damage to your car. Full fedged cover comprising of Third Party Liability cover and Own Damage covers Enhance coverage by opting for various Add-ons over and above the comprehensive cover
Policy Period 1 or 3 years 1 Year 1 and 3 years 1 and 3 years
Third Party Liability for Injury, Death & Property Damage Yes No Yes Yes
Accidents & Collisions No Yes Yes Yes
Natural or Man-Made Disasters No Yes Yes Yes
Fire Damage No Yes Yes Yes
Theft No Yes Yes Yes
Compulsory Personal Accident Yes Yes Yes Yes
Add-on: No Claim Bonus No No No Yes
Add-on: Zero Depreciation Cover No No No Yes
Add-on: Lock & Key Replacement No No No Yes
Add-on: 24x7 Roadside Assistance No No No Yes
Add-on: Consumables Cover No No No Yes
Explore more add-ons No Up to 27 Add Ons Up to 27 Add Ons Up to 27 Add Ons

Features of Buying Tata Nexon Car Insurance

The Nexon insurance comes with several features designed to protect your car:

Zero Depreciation Cover

Ensures you get full claim amounts without considering depreciation on parts.

24/7 Roadside Assistance

Assistance with breakdowns or emergencies, anywhere and anytime.

Cashless Claim Settlements

With over 7,200 network garages, you can get your car repaired without paying upfront with Bajaj Allianz General Insurance Company.

Engine Protection

Covers damage to your Tata Nexon’s engine due to water ingress or lubricating oil leaks.

Personal Accident Cover

Provides financial support for injuries or death of the driver and passengers in case of an accident.

Types of Insurance Cover

When choosing Tata Nexon car insurance, you have several options:

Third-Party Insurance: Mandatory by law, this covers damage caused to other vehicles or property.

Comprehensive Insurance: This policy covers both third-party liabilities and own damages due to accidents, theft, or natural disasters.

Tata Nexon Variants with Insurance Premium Price

When buying insurance for Tata Nexon, it’s important to note that the insurance cost for Tata Nexon depends on the variant of the car. Popular options include the Nexon Smart Opt, priced at INR 8 Lakh, the Nexon Smart at INR 8.15 Lakh, and the Nexon Smart Plus at INR 8.70 Lakh. The Nexon Smart CNG variant is available at INR 8.99 Lakh. Factors like the engine capacity, model year, and whether the vehicle is new or pre-owned will influence the insurance cost of Tata Nexon. Typically, the Tata Nexon new car insurance price is higher for new vehicles, while older models may come with a reduced premium.

Calculate Your Tata Nexon Car Insurance Price

Calculating the Tata Nexon car insurance price is simple and can be done using online calculators. You’ll need to enter details like your car’s registration number, make, model, variant, and your location. The calculator will instantly provide the Tata Nexon yearly insurance cost and help you choose the best plan for your needs.

Download Policy Document

Get instant access to your policy details with a single click.

Why Choose Bajaj Allianz for Tata Nexon Car Insurance

Bajaj Allianz General Insurance Company offers several compelling reasons to choose them for your Nexon car insurance:

Wide Network of Garages

Access over 7,200 network garages for cashless repairs.

On-The-Spot Settlement

With the Caringly Yours app, you can settle claims up to INR 30,000 instantly.

High Claim Settlement Ratio

With a 98% claim settlement ratio, Bajaj Allianz General Insurance Company ensures your claims are processed efficiently.

Customisable Plans

Whether you need a Tata Nexon 2nd-year insurance price or want to add specific covers, Bajaj Allianz General Insurance Company provides flexible options.

Seamless Online Process

You can buy, renew, and file claims online without any paperwork.

Importance of Nexon Car Insurance Policy

A Nexon car insurance policy is vital for several reasons:

Legal Requirement

Driving without insurance is illegal in India.

Financial Protection

Covers repair and replacement costs in case of damage.

Third-Party Liability

Protects you from legal action if your car causes damage to someone else's property or person.

Peace of Mind

Knowing that you have Tata Nexon bumper-to-bumper insurance ensures you can drive without worrying about the financial repercussions of accidents or damages.

Expand Your Coverage Today!

Named Driver Cover

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Exclusive Savings: Special discounts for named drivers.

Extended Coverage: Protects any car driven by you.

24x7 Spot Assistance

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Immediate Help: Round-the-clock roadside assistance.

Towing, fuel delivery, tyre repair and many more.

Eco Repairs

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Sustainable Solutions: Repairs using refurbished parts.

Cost-effective repairs with no depreciation on parts.

Ultimate car protection with the option of 22 covers

Towing, pick up and drop, fuel service, flat tyre and more.

Pay As You Consume

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Smart Savings: Pay less based on miles driven

Carry forward unconsumed kilometers to the next plan.

Motor & Health Companion

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Drive Confidently with Bajaj Allianz

Experience seamless vehicle management with the Bajaj Allianz Drive Smart App, featuring on-road assistance, fuel efficiency stats, driving alerts, and more

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Track, Manage & Thrive with Your All-In-One Health Companion

Discover a health plan tailored just for you–get insights and achieve your wellness goals

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Take Charge of Your Health & Earn Rewards–Start Today!

Be proactive about your health–set goals, track progress, and get discounts!

Step-by-Step Guide

To help you navigate your insurance journey

How To Buy

  • 0

    Download the Caringly Yours app from App stores or click "Get Quote"

  • 1

    Register or log in to your account.

  • 2

    Enter your car details

  • 3

    You will be redirected to the Car Insurance Page.

  • 4

    Ensure to check your No Claim Discount

  • 5

    Choose right Insured Declared Value (IDV) that reflects your car value

  • 6

    Evaluate Covers, Add Ons, Optional Covers and Exclusions

  • 7

    Select a plan from the recommended options, or customize your own plan

  • 8

    Review the premium and other coverage details

  • 9

    Proceed with the payment using your preferred method

  • 10

    Receive confirmation of your purchased policy via email and SMS

How To Renew

  • 0

    Login to the app

  • 1

    Enter your current policy details

  • 2

    Review and update coverage if required

  • 3

    Check for renewal offers

  • 4

    Add or remove riders

  • 5

    Confirm details and proceed

  • 6

    Complete renewal payment online

  • 7

    Receive instant confirmation for your policy renewal

How to Claim

  • 0

    Download our Caringly Yours App on Android or iOS

  • 1

    Register or login to use Motor On the spot claim for a smooth process

  • 2

    Enter your policy and accident details (location, date, time)

  • 3

    Save and click Register to file your claim

  • 4

    Receive an SMS with your claim registration number

  • 5

    Fill in the digital claim form and submit NEFT details

  • 6

    Upload photos of damaged parts as instructed

  • 7

    Upload your RC and driving license

  • 8

    Receive an SMS with the proposed claim amount

  • 9

    Use the SMS link to agree/disagree with the claim amount

  • 10

    Agree to receive the amount in your bank account

  • 11

    Track your claim status using the Insurance Wallet App

Know More

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    For any further queries, please reach out to us

  • 1

    Phone +91 020 66026666

  • 2

    Fax +91 020 66026667

How to Choose the Right Tata Nexon Car Insurance

Choosing the right Nexon insurance price involves considering several factors:

Coverage

Opt for comprehensive coverage that includes both own damage and third-party liabilities.

Add-Ons

Consider add-ons like zero depreciation, engine protection, and personal accident cover to enhance your policy.

Network Garages

Ensure the insurer has a wide network of cashless garages for hassle-free repairs.

Customer Service

Choose an insurer like Bajaj Allianz General Insurance Company with a strong reputation for customer service and quick claim settlements.

No Claim Bonus

If you have not made any claims in the past year, opt for an insurer offering a substantial NCB discount.

Importance of Buying Car Insurance for Tata Nexon Model

The insurance of Tata Nexon is not only a legal requirement but also a financial safety net. A small accident or damage can result in hefty repair costs. Having a reliable Tata Nexon car insurance plan can save you from these unforeseen expenses. Furthermore, a comprehensive Nexon car insurance covers everything from theft, fire, and natural disasters to third-party liabilities.

Choosing a plan that offers bumper-to-bumper insurance for Tata Nexon is essential for protecting your car without worrying about depreciation costs. Additionally, having the right insurance ensures that you adhere to legal requirements, as driving without insurance can result in penalties. The Tata Nexon insurance renewal ensures continued coverage, so you’re never exposed to risks.

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What Our Customers Say

Prompt Assistance

Thank you so much, Bajaj Allianz, for your quick and responsive action towards my claim process. I am shocked that my claim amount has been credited so quickly.

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Vikram Singh

Delhi

4.6

21st May 2021

Claim Support

Super fast claim settlement! I initiated a claim for my car windscreen, which was broken due to a tree fall today, and it was settled within one hour. I appreciate the efforts of Omkar.

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Deepak Bhanushali

Mumbai

4.5

18th May 2021

Quick Assistance

Thank you for helping me with just one tweet. You guys are really awesome. This is the fourth year I am continuing with you for car insurance. Keep it up!

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Naveen Tyagi

Delhi

5.0

1st May 2021

Claim Support

I really appreciate the way I was treated concerning my claim. The customer service was both professional and friendly, which enhanced my confidence in Bajaj Allianz. 

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Pramod Chand Lakra

Jaipur

5.0

27th Jul 2020

Reliable Service

The vehicle was used by our Zonal Manager. We appreciate your timely and prompt action in getting the vehicle ready for use within a short span of time.

SibaPrasadMohanty

Siba Prasad Mohanty

Pune

5.0

26th Jul 2020

Diverse Options

A range of options to choose from." Being a perfectionist, I prefer the best of everything. I wanted my car insurance policy to be airtight as well. 

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Rahul

Lucknow

5.0

26th Jul 2020

FAQ's

Can I purchase add-on covers with a third-party car insurance plan?

No, add-on covers are only available with comprehensive car insurance plans.

Can I file a claim for minor damages to my Tata Nexon?

Yes, you can file a claim for minor damages under comprehensive insurance.

Does my car insurance cover flood damage to my Tata Nexon?

Yes, comprehensive car insurance covers flood damage.

What documents are needed to renew my Tata Nexon car insurance?

You will need your previous policy document, car registration details, and payment information.

What factors influence the premium for a Tata Nexon car insurance plan?

Factors include the car’s model, age, location, and add-ons chosen.

How can I file a car insurance claim for my Tata Nexon after an accident?

You can file a claim by informing your insurer, filling out the claim form, and submitting the necessary documents.

What should I do if my Tata Nexon car insurance claim is rejected?

If your claim is rejected, you can appeal the decision by providing additional evidence or consulting the insurer’s grievance department.

Can I transfer my existing motor insurance policy to the new owner?

Yes, you can easily transfer your vehicle's insurance to the new owner. The usual procedure for transferring vehicle insurance policy between two owners requires the new owner of the vehicle to submit an application form to the insurance provider within about 14 days of the registration transfer.

What risks are covered under an insurance policy for a vehicle?

The coverage for vehicle insurance can vary depending on the type of policy chosen. For instance, under third party insurance, you get coverage for third party liability, third party property damage, personal accident cover, etc. Similarly, comprehensive insurance covers own damage vehicle, theft, natural/manmade calamaties etc.

Why should I buy comprehensive vehicle insurance policy?

Investing in a comprehensive motor insurance is beneficial because it provides extensive coverage for your vehicle. There are certain add-ons for comprehensive motor insurance that can be added to give your vehicle an extra protection like damages for an accident, theft, natural disasters, damage to third party etc. as derived by the policy terms.

What is a Third-Party Liability Cover?

Third-Party Liability covers the legal liability one has to pay to the third party to whom damage is being caused. While opting for vehicle insurance, one has to choose between a comprehensive plan, which provides coverage for the policyholder and the third party, and a third-party policy, which provides coverage only for the third party.

Differenciate Third-Party Liability and Comprehensive Motor Insurance?

"Third-Party Liability: Covers damages you cause to another person or their property. It's mandatory by law. Comprehensive: Covers third-party liability plus damages to your own vehicle due to accidents, theft, natural disasters, etc. as per the policy terms"

Will my no claims bonus be transferred if I renew my motor insurance?

You may be able to transfer your no claims bonus when renewing your policy with us, but this depends on various factors. While renewing, you may be able to get new and better no claims bonus options and discounts.

What is premium reduction process if no claim aquired previously?

Certainly, the no claim bonus feature in vehicle insurance can reduce the premium by a certain percentage each year if no claims are made. This feature has proven beneficial for long-term insurance policies with the same company.

What should be my first action to initiate a claim?

Use our app, Caringly Yours, to initiate your insurance claim with an easy and hands-free experience.

How do I register my claim?

Ideally, claims are supposed to be registered on the same day that damage occurs to the insured vehicle. It is highly appreciated to provide an immediate update to your vehicle insurance company. Please complete the claim application through our Caringly Yours app to claim your insurance in just a few easy steps.

What is a "deductible" or "compulsory excess" in motor insurance?

It's the amount you have to pay out of pocket before your insurance coverage kicks in. A higher deductible usually means a lower premium.

Why does my vehicle insurance premium change during renewal?

Vehicle insurance premiums can change at renewal due to several factors, including depreciation, add-on covers, the type of model of your vehicle, and additional accessories. Consequently, the premium may increase or decrease each year.

How 'no claim bonus' is calculated at the time of renewal?

No claim bonus is calculated at renewal based on the consecutive years the insured has not filed a claim. The discount percentage usually increases each year, following the policy terms.

What is break-in insurance? What should I do in case of break-in?

The time gap between the policy expiration and the renewal of the policy is known as the break-in period. Your policy will remain inactive during this period. In case of a break-in, you are advised to renew your policy as soon as possible. You can complete the procedure online easily and your policy gets instantly activated.

When is vehicle inspection mandatory in motor insurance?

Usually, vehicle inspection occurs when purchasing a new vehicle insurance policy or during renewal process. Additionally, an inspection may be required when you file a claim for any damages, there is a change in the policy type, new accessories or equipment are added to the vehicle, or there is a change in ownership.

Can I change my motor insurance provider at renewal?

Yes, you can switch providers at renewal. Compare quotes and coverage options to find the best deal.

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