Suggested
Motor Insurance
Road trips, commutes, or quick errands—protection that follows you everywhere
Coverage Highlights
Get comprehensive coverage for your carPremium
Starting from INR 2094*
Cashless Garages
7,200+ network garages for hassle free services
Own Damage Cover
Covers damage to your car due to accidents, fire, theft and natural calamities
Third Party Liability
Unlimited liability for third party bodily injuries and INR 7.5 lacs for third party property damage
Personal Accident Cover
Starting from INR 15 Lacs
No Claim Bonus
Up to 50%
Optional Covers
Wide range of Add Ons
On The Spot Claim Settlement
You can instantly register your car insurance claim from the accident spot and get it settled within minutes through our Caringly Yours App
24x7 Spot Assistance
Get 24x7 roadside assistance, ensuring help is always just a call away, no matter when or where your car breaks down
Inclusions
What’s covered?Third Party Liability for Bodily Injury & Death (Unlimited Cover)
If an accident is caused by your car and you are liable to compensate for any injury or death of others then we will pay the exact amount as by court.
Third Party Liability for Property Damage (up to INR 7.5 lacs)
If an accident is caused by your car and you are liable to compensate for any damage to property of others then we will pay amount upto the SI limit
Accidents
Damages and losses that arise out of accidents and collisions
Natural or Man-Made Disasters
Damages and losses to car by events like floods, cyclones, earthquakes, riots or vandalism
Fire Damage
Damages and losses if your car catches fire or explodes
Theft
Financial losses when your car is stolen
In Transit Damage
If your car is damaged while being transported, this covers the repair costs
Personal Accident
Coverage if your car accident results in death or disability of car owner
Add-On Covers
Multiple Add-Ons which you can buy with your car insurance policy to enhance your coverage
Exclusions
What’s not covered?Intentional Damage
Any damage caused to the car intentionally
Depreciation
Normal wear and tear of the car due to usage and depreciation in value is not covered
Mechanical or Electrical Breakdown
If your car suffers an electrical or mechanical breakdown, the cost of repairs would not be covered
Illegal Activities
Any type of illegal activity such as driving without a license, under the influence of alcohol and/or drugs, or using the car for criminal activity
Geographic Limits
Your insurance policy is only valid within India. If your vehicle meets with an accident outside the country, your claim will be rejected.
War-related Damages
Losses caused by war or nuclear risks are not covered
Overloading the Vehicle
If you exceed the weight or passenger limit specified for your car, leading to an accident.
Unauthorised Vehicle Modifications
If you modify your vehicle(electrical components or other illegal modifications), your policy may become invalid.
Racing or Speed Tests
If you participate in racing, speed tests, or illegal stunts and damage your car, your claim will be denied
Note
Please read policy wording for detailed exclusions
Additional Covers
What else can you get?24x7 Road Side Assistance
Provides immediate roadside help for emergencies like flat tyres, towing, fuel assistance and more
Consumable Expenses
Coverage for consumables items like grease, lubricants, engine oil, oil filter, brake oil, etc
Zero Depreciation Cover
Every year the value of a car depreciates but with zero depreciation cover, there are no depreciation cuts even when you make a claim, and you get the entire amount in your hands
Pay As You Consume
If you drive less then you can pay less by selecting number of kilometers driven in a year and thus saving on your insurance premium
No Claim Bonus Protector
Protects your No Claim Bonus even if you make a claim ensuring you get discount on your premium
Tyre Safeguard
This add-on cover can be fruitful if your car's tyre or tube gets damaged due to an accident. Tyre secure cover provides coverage for replacement expenses of tyres and tubes of the insured vehicle
Conveyance Benefit
If your car is in the garage for repairs, this cover will pay for money spent on cabs for your daily commute
Engine Protector
Covers financial losses incurred due to damage to your car engine
Return to Invoice (RTI) Cover
Recover invoice value of your car back in case of theft or total loss
The Renault KWID is so much more than a car; it’s part of your everyday life and deserves uncompromised protection. With Bajaj Allianz General Insurance Company, you can protect it from unexpected costs like accidents, theft, third-party liabilities, or natural disasters. Enjoy comprehensive coverage that not only protects your car but also ensures peace of mind every time you hit the road.
Get the right coverage for your KWID and stay protected wherever the road takes you.
Opting for Renault KWID car insurance is a smart and essential step for every KWID owner. It ensures comprehensive protection for your car, safeguards against unexpected financial expenses, and keeps you compliant with the law.
A comprehensive KWID car insurance policy covers repair costs for damages due to accidents, natural calamities, or vandalism, whether minor scratches or major repairs, sparing you from heavy financial burdens.
If you accidentally damage third-party property, vehicles, or individuals, you can take care of these legal and financial responsibilities, and be on the right side of the law while staying protected from unexpected compensation claims.
Our car insurance for KWID includes personal accident coverage for the owner-driver. It compensates for medical expenses, permanent disability, or fatalities arising from accidents.
The Motor Vehicles Act mandates every car owner to have at least third-party car insurance. Failing to comply can result in legal penalties or fines.
Enhance your Renault KWID car insurance with add-ons like zero depreciation cover, engine protector, roadside assistance, and conveyance benefits.
From paperless policy issuance to spot claim settlements and 24/7 roadside assistance, every aspect is designed for your convenience, ensuring quick support when you need it the most.
Bajaj Allianz General Insurance Company car insurance plans come with a host of features designed to provide comprehensive protection, convenience, and flexibility.
Enjoy the convenience of cashless claim settlements at a vast network of garages across India.
With 24/7 support, we ensure help is always at hand. Be it a flat tyre, engine trouble, or running out of fuel, our roadside assistance is just a call away.
With a zero-depreciation add-on, you get the full claim amount for replaced parts without factoring in wear and tear.
Protect your valuables inside the car like your laptop, phone etc. with a personal baggage cover.
Our accident shield ensures you meet all legal obligations arising from third-party liabilities.
This add-on reimburses you for the expenses if your keys are lost or need replacing, ensuring such inconveniences don’t disrupt your day.
Protect everyone on board with personal accident coverage for the driver and passengers.
The engine protector add-on covers repairs caused by water ingress, lubricant leakage, or gearbox issues.
This cover provides compensation for injuries or fatalities. It’s a must-have for ensuring financial stability during difficult times.
Settle minor claims instantly with our Motor OTS feature. It saves time and provides quick resolutions, letting you get back on the road faster.
If your car is in the workshop post-accident, this add-on provides daily cash to cover transportation expenses.
Compare Insurance Plans Made for You
Feature |
Third Party Liabilty Cover |
Own Damage Cover |
Comprehensive Cover |
Comprehensive Cover with Add-ons |
---|---|---|---|---|
Overview | Covers legal liabilities arising due to body injury or property damage to others due to your car. It is mandatory by law. | Covers expenses arising out of damage to your car. | Full fedged cover comprising of Third Party Liability cover and Own Damage covers | Enhance coverage by opting for various Add-ons over and above the comprehensive cover |
Policy Period | 1 or 3 years | 1 Year | 1 and 3 years | 1 and 3 years |
Third Party Liability for Injury, Death & Property Damage | Yes | No | Yes | Yes |
Accidents & Collisions | No | Yes | Yes | Yes |
Natural or Man-Made Disasters | No | Yes | Yes | Yes |
Fire Damage | No | Yes | Yes | Yes |
Theft | No | Yes | Yes | Yes |
Compulsory Personal Accident | Yes | Yes | Yes | Yes |
Add-on: No Claim Bonus | No | No | No | Yes |
Add-on: Zero Depreciation Cover | No | No | No | Yes |
Add-on: Lock & Key Replacement | No | No | No | Yes |
Add-on: 24x7 Roadside Assistance | No | No | No | Yes |
Add-on: Consumables Cover | No | No | No | Yes |
Explore more add-ons | No | Up to 27 Add Ons | Up to 27 Add Ons | Up to 27 Add Ons |
If you want to insure your Renault KWID, Bajaj Allianz General Insurance Company provides a range of car insurance options tailored to your needs and budget.
Comprehensive car insurance includes third-party liability as well as damage to your own vehicle. Damages from accidents, theft, natural disasters, or manmade calamities such as riots or vandalism are also covered under this comprehensive policy
A third-party car insurance plan is mandatory by law and covers legal liabilities arising from damages caused to a third party’s property, vehicle, or life. This is the most basic and cost-effective plan.
This plan is suitable for those whose third-party liability policy already exists and who desire an additional coverage policy over damage to their vehicle. Bajaj Allianz General Insurance Company lets you independently get this policy if you possess an active third-party insurance policy with any issuer.
If you don’t use your KWID often, this policy can help you save on premiums. Choose from kilometre slabs like 2,500 km, 5,000 km, or 7,500 km and enjoy affordable protection.
The Renault KWID is a stylish and fuel-efficient compact hatchback with an SUV-inspired design and is meant for urban driving. Here are the specifications:
Specification | Details |
Engine Options | 1.0L Petrol with Manual Transmission (MT) and Easy-R AMT for driving convenience. |
Safety Features | Dual airbags, ABS with EBD, Hill Start Assist (AMT), Traction Control, Rear Parking Sensors, Tyre Pressure Monitoring. |
Technology & Comfort | 20.32 cm Touchscreen MediaNAV with Android Auto™ and Apple CarPlay™, LED Digital Cluster, Steering-Mounted Audio Controls. |
Ground Clearance | 184 mm high ground clearance for smooth navigation on rough roads. |
Customisation Options | Dual-tone body colours, roof rails, and alloy wheels for enhanced aesthetics. |
Interior Space | Comfortable seating for 5 passengers; foldable rear seats with up to 620L boot space. |
Driving Assistance | Reverse Parking Camera with Guidelines, Speed Sensing Door Lock, Traffic Assistance Mode (AMT). |
Mileage | Efficient mileage of up to 22.3 kmpl, depending on variant and transmission. |
The KWID car insurance price will vary depending on your chosen variant and the level of coverage. There are several variants in the KWID, including the KWID RXE, RXL, and Climber, for which the insurance premium may be different depending on factors such as the model, age, and location of your car.
Comparing KWID car insurance prices across variants can help you choose the best coverage for your needs.
Variant | Price (INR) |
KWID 1.0 RXE | INR 4.70 Lakh |
KWID RXL Opt Night Edition | INR 5.00 Lakh |
KWID 1.0 RXL Opt | INR 5.00 Lakh |
KWID 1.0 RXL Opt AMT | INR 5.45 Lakh |
KWID 1.0 RXT | INR 5.50 Lakh |
KWID CLIMBER | INR 5.88 Lakh |
KWID 1.0 RXT AMT | INR 5.95 Lakh |
KWID CLIMBER DT | INR 6.00 Lakh |
KWID CLIMBER AMT | INR 6.33 Lakh |
KWID CLIMBER DT AMT | INR 6.45 Lakh |
Step-by-Step Guide
How To Buy
0
Download the Caringly Yours app from App stores or click "Get Quote"
1
Register or log in to your account.
2
Enter your car details
3
You will be redirected to the Car Insurance Page.
4
Ensure to check your No Claim Discount
5
Choose right Insured Declared Value (IDV) that reflects your car value
6
Evaluate Covers, Add Ons, Optional Covers and Exclusions
7
Select a plan from the recommended options, or customize your own plan
8
Review the premium and other coverage details
9
Proceed with the payment using your preferred method
10
Receive confirmation of your purchased policy via email and SMS
How To Renew
0
Login to the app
1
Enter your current policy details
2
Review and update coverage if required
3
Check for renewal offers
4
Add or remove riders
5
Confirm details and proceed
6
Complete renewal payment online
7
Receive instant confirmation for your policy renewal
How to Claim
0
Download our Caringly Yours App on Android or iOS
1
Register or login to use Motor On the spot claim for a smooth process
2
Enter your policy and accident details (location, date, time)
3
Save and click Register to file your claim
4
Receive an SMS with your claim registration number
5
Fill in the digital claim form and submit NEFT details
6
Upload photos of damaged parts as instructed
7
Upload your RC and driving license
8
Receive an SMS with the proposed claim amount
9
Use the SMS link to agree/disagree with the claim amount
10
Agree to receive the amount in your bank account
11
Track your claim status using the Insurance Wallet App
Know More
0
For any further queries, please reach out to us
1
Phone +91 020 66026666
2
Fax +91 020 66026667
To estimate your Renault KWID insurance price, try using our online insurance calculator. This tool makes it easy to get a personalised premium quote within minutes.
Simply enter essential details, such as your KWID’s variant, age, and the city where it’s registered.
You can also choose additional covers, like zero depreciation or roadside assistance, to see how they impact the KWID car insurance price.
The calculator will quickly generate a premium estimate tailored to your choices.
Choosing the right insurance for Renault KWID involves assessing your needs and understanding the available options to ensure you have comprehensive protection. Here’s a breakdown of key factors to consider:
First, decide if you only require basic third-party coverage, which covers damage to others but not to your own vehicle, or if a comprehensive plan is more suitable. Comprehensive insurance covers third-party liabilities along with damages to your own KWID from events like accidents, theft, or natural disasters.
The KWID insurance cost depends on your chosen coverage and add-ons. Make sure that the premium fits your budget without compromising essential protection.
Add-ons like zero depreciation (which covers full costs without factoring in depreciation) and roadside assistance can be valuable. These extras enhance protection and provide financial security for incidents such as breakdowns or part replacements.
Choose an insurer with efficient claims processing and a high claim settlement ratio. This will provide smooth claim handling when you need it most.
A vast network of cashless garages allows you to get repairs without upfront payments, making it convenient if you face an unexpected repair need.
Reading reviews from current or past policyholders provides insights into the insurer’s service quality, claim process, and overall reliability, helping you make a well-informed decision.
Prompt Assistance
Thank you so much, Bajaj Allianz, for your quick and responsive action towards my claim process. I am shocked that my claim amount has been credited so quickly.
Vikram Singh
Delhi
21st May 2021
Claim Support
Super fast claim settlement! I initiated a claim for my car windscreen, which was broken due to a tree fall today, and it was settled within one hour. I appreciate the efforts of Omkar.
Deepak Bhanushali
Mumbai
18th May 2021
Quick Assistance
Thank you for helping me with just one tweet. You guys are really awesome. This is the fourth year I am continuing with you for car insurance. Keep it up!
Naveen Tyagi
Delhi
1st May 2021
Claim Support
I really appreciate the way I was treated concerning my claim. The customer service was both professional and friendly, which enhanced my confidence in Bajaj Allianz.
Pramod Chand Lakra
Jaipur
27th Jul 2020
Reliable Service
The vehicle was used by our Zonal Manager. We appreciate your timely and prompt action in getting the vehicle ready for use within a short span of time.
Siba Prasad Mohanty
Pune
26th Jul 2020
Diverse Options
A range of options to choose from." Being a perfectionist, I prefer the best of everything. I wanted my car insurance policy to be airtight as well.
Rahul
Lucknow
26th Jul 2020
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