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Motor Insurance

Renault KWID Car Insurance

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Get Up To 85% Off*

Road trips, commutes, or quick errands—protection that follows you everywhere

Coverage Highlights

Get comprehensive coverage for your car
  • Premium

Starting from INR 2094*

  • Cashless Garages

7,200+ network garages for hassle free services

  • Own Damage Cover

Covers damage to your car due to accidents, fire, theft and natural calamities

  • Third Party Liability

Unlimited liability for third party bodily injuries and INR 7.5 lacs for third party property damage

  • Personal Accident Cover

Starting from INR 15 Lacs

  • No Claim Bonus

Up to 50%

  • Optional Covers

Wide range of Add Ons

  • On The Spot Claim Settlement

You can instantly register your car insurance claim from the accident spot and get it settled within minutes through our Caringly Yours App

  • 24x7 Spot Assistance

Get 24x7 roadside assistance, ensuring help is always just a call away, no matter when or where your car breaks down

Inclusions

What’s covered?
  • Third Party Liability for Bodily Injury & Death (Unlimited Cover)

If an accident is caused by your car and you are liable to compensate for any injury or death of others then we will pay the exact amount as by court.

  • Third Party Liability for Property Damage (up to INR 7.5 lacs)

If an accident is caused by your car and you are liable to compensate for any damage to property of others then we will pay amount upto the SI limit

  • Accidents

Damages and losses that arise out of accidents and collisions

  • Natural or Man-Made Disasters

Damages and losses to car by events like floods, cyclones, earthquakes, riots or vandalism

  • Fire Damage

Damages and losses if your car catches fire or explodes

  • Theft

Financial losses when your car is stolen

  • In Transit Damage

If your car is damaged while being transported, this covers the repair costs

  • Personal Accident

Coverage if your car accident results in death or disability of car owner

  • Add-On Covers

Multiple Add-Ons which you can buy with your car insurance policy to enhance your coverage

Exclusions

What’s not covered?
  • Intentional Damage

Any damage caused to the car intentionally

  • Depreciation

Normal wear and tear of the car due to usage and depreciation in value is not covered

  • Mechanical or Electrical Breakdown

If your car suffers an electrical or mechanical breakdown, the cost of repairs would not be covered

  • Illegal Activities

Any type of illegal activity such as driving without a license, under the influence of alcohol and/or drugs, or using the car for criminal activity

  • Geographic Limits

Your insurance policy is only valid within India. If your vehicle meets with an accident outside the country, your claim will be rejected.

  • War-related Damages

Losses caused by war or nuclear risks are not covered

  • Overloading the Vehicle

If you exceed the weight or passenger limit specified for your car, leading to an accident.

  • Unauthorised Vehicle Modifications

If you modify your vehicle(electrical components or other illegal modifications), your policy may become invalid.

  • Racing or Speed Tests

If you participate in racing, speed tests, or illegal stunts and damage your car, your claim will be denied

  • Note

Please read policy wording for detailed exclusions

Additional Covers

What else can you get?
  • 24x7 Road Side Assistance

Provides immediate roadside help for emergencies like flat tyres, towing, fuel assistance and more

  • Consumable Expenses

Coverage for consumables items like grease, lubricants, engine oil, oil filter, brake oil, etc

  • Zero Depreciation Cover

Every year the value of a car depreciates but with zero depreciation cover, there are no depreciation cuts even when you make a claim, and you get the entire amount in your hands

  • Pay As You Consume

If you drive less then you can pay less by selecting number of kilometers driven in a year and thus saving on your insurance premium

  • No Claim Bonus Protector

Protects your No Claim Bonus even if you make a claim ensuring you get discount on your premium

  • Tyre Safeguard

This add-on cover can be fruitful if your car's tyre or tube gets damaged due to an accident. Tyre secure cover provides coverage for replacement expenses of tyres and tubes of the insured vehicle

  • Conveyance Benefit

If your car is in the garage for repairs, this cover will pay for money spent on cabs for your daily commute

  • Engine Protector

Covers financial losses incurred due to damage to your car engine

  • Return to Invoice (RTI) Cover

Recover invoice value of your car back in case of theft or total loss

Protect Your Renault KWID with the Right Coverage 

The Renault KWID is so much more than a car; it’s part of your everyday life and deserves uncompromised protection. With Bajaj Allianz General Insurance Company, you can protect it from unexpected costs like accidents, theft, third-party liabilities, or natural disasters. Enjoy comprehensive coverage that not only protects your car but also ensures peace of mind every time you hit the road.

Get the right coverage for your KWID and stay protected wherever the road takes you.

Benefits You Deserve

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Reliable Customer Support

We have a dedicated call centre and chat support taking care of all your needs

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7200+ Cashless garages

Wide network of cashless garages for hassle free service

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On the Spot Claim Settlement

Register claim on accident spot and get it settled within minute on our app

Benefits of Buying Renault KWID Car Insurance 

Opting for Renault KWID car insurance is a smart and essential step for every KWID owner. It ensures comprehensive protection for your car, safeguards against unexpected financial expenses, and keeps you compliant with the law.

Covers Expenses on Own Damage 

A comprehensive KWID car insurance policy covers repair costs for damages due to accidents, natural calamities, or vandalism, whether minor scratches or major repairs, sparing you from heavy financial burdens.

Third-Party Liabilities 

If you accidentally damage third-party property, vehicles, or individuals, you can take care of these legal and financial responsibilities, and be on the right side of the law while staying protected from unexpected compensation claims.

Personal Accident Coverage 

Our car insurance for KWID includes personal accident coverage for the owner-driver. It compensates for medical expenses, permanent disability, or fatalities arising from accidents.

Compliance with Legal Mandates 

The Motor Vehicles Act mandates every car owner to have at least third-party car insurance. Failing to comply can result in legal penalties or fines.

Extended Benefits with Add-Ons 

Enhance your Renault KWID car insurance with add-ons like zero depreciation cover, engine protector, roadside assistance, and conveyance benefits.

Additional Convenience 

From paperless policy issuance to spot claim settlements and 24/7 roadside assistance, every aspect is designed for your convenience, ensuring quick support when you need it the most.

Features of Buying Renault KWID Car Insurance 

Bajaj Allianz General Insurance Company car insurance plans come with a host of features designed to provide comprehensive protection, convenience, and flexibility.

Cashless Claim Settlement 

Enjoy the convenience of cashless claim settlements at a vast network of garages across India.

24x7 Roadside Assistance 

With 24/7 support, we ensure help is always at hand. Be it a flat tyre, engine trouble, or running out of fuel, our roadside assistance is just a call away.

Zero Depreciation Cover 

With a zero-depreciation add-on, you get the full claim amount for replaced parts without factoring in wear and tear.

Personal Baggage Cover 

Protect your valuables inside the car like your laptop, phone etc. with a personal baggage cover.

Accident Shield 

Our accident shield ensures you meet all legal obligations arising from third-party liabilities.

Lock and Key Replacement Cover 

This add-on reimburses you for the expenses if your keys are lost or need replacing, ensuring such inconveniences don’t disrupt your day.

Driver and Passenger Cover 

Protect everyone on board with personal accident coverage for the driver and passengers.

Engine Protector 

The engine protector add-on covers repairs caused by water ingress, lubricant leakage, or gearbox issues.

Personal Accident Cover 

This cover provides compensation for injuries or fatalities. It’s a must-have for ensuring financial stability during difficult times.

Motor OTS (On-The-Spot Settlement) 

Settle minor claims instantly with our Motor OTS feature. It saves time and provides quick resolutions, letting you get back on the road faster.

Conveyance Benefit 

If your car is in the workshop post-accident, this add-on provides daily cash to cover transportation expenses.

At-A-Glance

Compare Insurance Plans Made for You

Feature
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Third Party Liabilty Cover

Own Damage Cover

Comprehensive Cover

Comprehensive Cover with Add-ons

Overview Covers legal liabilities arising due to body injury or property damage to others due to your car. It is mandatory by law. Covers expenses arising out of damage to your car. Full fedged cover comprising of Third Party Liability cover and Own Damage covers Enhance coverage by opting for various Add-ons over and above the comprehensive cover
Policy Period 1 or 3 years 1 Year 1 and 3 years 1 and 3 years
Third Party Liability for Injury, Death & Property Damage Yes No Yes Yes
Accidents & Collisions No Yes Yes Yes
Natural or Man-Made Disasters No Yes Yes Yes
Fire Damage No Yes Yes Yes
Theft No Yes Yes Yes
Compulsory Personal Accident Yes Yes Yes Yes
Add-on: No Claim Bonus No No No Yes
Add-on: Zero Depreciation Cover No No No Yes
Add-on: Lock & Key Replacement No No No Yes
Add-on: 24x7 Roadside Assistance No No No Yes
Add-on: Consumables Cover No No No Yes
Explore more add-ons No Up to 27 Add Ons Up to 27 Add Ons Up to 27 Add Ons

Types of Renault KWID Car Insurance Plan 

If you want to insure your Renault KWID, Bajaj Allianz General Insurance Company provides a range of car insurance options tailored to your needs and budget.

Comprehensive Car Insurance (Package Policy) 

Comprehensive car insurance includes third-party liability as well as damage to your own vehicle. Damages from accidents, theft, natural disasters, or manmade calamities such as riots or vandalism are also covered under this comprehensive policy

Third-Party Car Insurance 

A third-party car insurance plan is mandatory by law and covers legal liabilities arising from damages caused to a third party’s property, vehicle, or life. This is the most basic and cost-effective plan.

Standalone Own Damage Insurance 

This plan is suitable for those whose third-party liability policy already exists and who desire an additional coverage policy over damage to their vehicle. Bajaj Allianz General Insurance Company lets you independently get this policy if you possess an active third-party insurance policy with any issuer.

Usage-Based Motor Insurance 

If you don’t use your KWID often, this policy can help you save on premiums. Choose from kilometre slabs like 2,500 km, 5,000 km, or 7,500 km and enjoy affordable protection.

Specifications of Renault KWID Car 

The Renault KWID is a stylish and fuel-efficient compact hatchback with an SUV-inspired design and is meant for urban driving. Here are the specifications:

Specification

Details

Engine Options

1.0L Petrol with Manual Transmission (MT) and Easy-R AMT for driving convenience.

Safety Features

Dual airbags, ABS with EBD, Hill Start Assist (AMT), Traction Control, Rear Parking Sensors, Tyre Pressure Monitoring.

Technology & Comfort

20.32 cm Touchscreen MediaNAV with Android Auto™ and Apple CarPlay™, LED Digital Cluster, Steering-Mounted Audio Controls.

Ground Clearance

184 mm high ground clearance for smooth navigation on rough roads.

Customisation Options

Dual-tone body colours, roof rails, and alloy wheels for enhanced aesthetics.

Interior Space

Comfortable seating for 5 passengers; foldable rear seats with up to 620L boot space.

Driving Assistance

Reverse Parking Camera with Guidelines, Speed Sensing Door Lock, Traffic Assistance Mode (AMT).

Mileage

Efficient mileage of up to 22.3 kmpl, depending on variant and transmission.

Renault KWID Variants with Car Insurance Price 

The KWID car insurance price will vary depending on your chosen variant and the level of coverage. There are several variants in the KWID, including the KWID RXE, RXL, and Climber, for which the insurance premium may be different depending on factors such as the model, age, and location of your car.

Comparing KWID car insurance prices across variants can help you choose the best coverage for your needs.

Variant

Price (INR)

KWID 1.0 RXE

INR 4.70 Lakh

KWID RXL Opt Night Edition

INR 5.00 Lakh

KWID 1.0 RXL Opt

INR 5.00 Lakh

KWID 1.0 RXL Opt AMT

INR 5.45 Lakh

KWID 1.0 RXT

INR 5.50 Lakh

KWID CLIMBER

INR 5.88 Lakh

KWID 1.0 RXT AMT

INR 5.95 Lakh

KWID CLIMBER DT

INR 6.00 Lakh

KWID CLIMBER AMT

INR 6.33 Lakh

KWID CLIMBER DT AMT

INR 6.45 Lakh

Step-by-Step Guide

To help you navigate your insurance journey

How To Buy

  • 0

    Download the Caringly Yours app from App stores or click "Get Quote"

  • 1

    Register or log in to your account.

  • 2

    Enter your car details

  • 3

    You will be redirected to the Car Insurance Page.

  • 4

    Ensure to check your No Claim Discount

  • 5

    Choose right Insured Declared Value (IDV) that reflects your car value

  • 6

    Evaluate Covers, Add Ons, Optional Covers and Exclusions

  • 7

    Select a plan from the recommended options, or customize your own plan

  • 8

    Review the premium and other coverage details

  • 9

    Proceed with the payment using your preferred method

  • 10

    Receive confirmation of your purchased policy via email and SMS

How To Renew

  • 0

    Login to the app

  • 1

    Enter your current policy details

  • 2

    Review and update coverage if required

  • 3

    Check for renewal offers

  • 4

    Add or remove riders

  • 5

    Confirm details and proceed

  • 6

    Complete renewal payment online

  • 7

    Receive instant confirmation for your policy renewal

How to Claim

  • 0

    Download our Caringly Yours App on Android or iOS

  • 1

    Register or login to use Motor On the spot claim for a smooth process

  • 2

    Enter your policy and accident details (location, date, time)

  • 3

    Save and click Register to file your claim

  • 4

    Receive an SMS with your claim registration number

  • 5

    Fill in the digital claim form and submit NEFT details

  • 6

    Upload photos of damaged parts as instructed

  • 7

    Upload your RC and driving license

  • 8

    Receive an SMS with the proposed claim amount

  • 9

    Use the SMS link to agree/disagree with the claim amount

  • 10

    Agree to receive the amount in your bank account

  • 11

    Track your claim status using the Insurance Wallet App

Know More

  • 0

    For any further queries, please reach out to us

  • 1

    Phone +91 020 66026666

  • 2

    Fax +91 020 66026667

Calculate Your Renault KWID Car Insurance Price 

To estimate your Renault KWID insurance price, try using our online insurance calculator. This tool makes it easy to get a personalised premium quote within minutes.

Simply enter essential details, such as your KWID’s variant, age, and the city where it’s registered.

You can also choose additional covers, like zero depreciation or roadside assistance, to see how they impact the KWID car insurance price.

The calculator will quickly generate a premium estimate tailored to your choices.

How to Choose the Right Renault KWID Car Insurance 

Choosing the right insurance for Renault KWID involves assessing your needs and understanding the available options to ensure you have comprehensive protection. Here’s a breakdown of key factors to consider:

Finalise Coverage Needs 

First, decide if you only require basic third-party coverage, which covers damage to others but not to your own vehicle, or if a comprehensive plan is more suitable. Comprehensive insurance covers third-party liabilities along with damages to your own KWID from events like accidents, theft, or natural disasters.

Evaluate Costs 

The KWID insurance cost depends on your chosen coverage and add-ons. Make sure that the premium fits your budget without compromising essential protection.

Consider Add-Ons 

Add-ons like zero depreciation (which covers full costs without factoring in depreciation) and roadside assistance can be valuable. These extras enhance protection and provide financial security for incidents such as breakdowns or part replacements.

Check the Claim Process 

Choose an insurer with efficient claims processing and a high claim settlement ratio. This will provide smooth claim handling when you need it most.

Verify Cashless Garage Network 

A vast network of cashless garages allows you to get repairs without upfront payments, making it convenient if you face an unexpected repair need.

Review Customer Feedback 

Reading reviews from current or past policyholders provides insights into the insurer’s service quality, claim process, and overall reliability, helping you make a well-informed decision.

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What Our Customers Say

Prompt Assistance

Thank you so much, Bajaj Allianz, for your quick and responsive action towards my claim process. I am shocked that my claim amount has been credited so quickly.

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Vikram Singh

Delhi

4.6

21st May 2021

Claim Support

Super fast claim settlement! I initiated a claim for my car windscreen, which was broken due to a tree fall today, and it was settled within one hour. I appreciate the efforts of Omkar.

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Deepak Bhanushali

Mumbai

4.5

18th May 2021

Quick Assistance

Thank you for helping me with just one tweet. You guys are really awesome. This is the fourth year I am continuing with you for car insurance. Keep it up!

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Naveen Tyagi

Delhi

5.0

1st May 2021

Claim Support

I really appreciate the way I was treated concerning my claim. The customer service was both professional and friendly, which enhanced my confidence in Bajaj Allianz. 

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Pramod Chand Lakra

Jaipur

5.0

27th Jul 2020

Reliable Service

The vehicle was used by our Zonal Manager. We appreciate your timely and prompt action in getting the vehicle ready for use within a short span of time.

SibaPrasadMohanty

Siba Prasad Mohanty

Pune

5.0

26th Jul 2020

Diverse Options

A range of options to choose from." Being a perfectionist, I prefer the best of everything. I wanted my car insurance policy to be airtight as well. 

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Rahul

Lucknow

5.0

26th Jul 2020

FAQ's

How much does it cost to insure a Mercedes-Benz car?

The Mercedes Benz insurance cost depends on factors like the model, variant, age of the car, and location. On average, the premium can range from INR 20,000 to INR 50,000 annually.

How much time does it take to renew Mercedes-Benz car insurance?

It takes just a few minutes to renew Mercedes Benz insurance online through Bajaj Allianz General Insurance Company’s website or mobile app.

What are the recommended add-ons for Mercedes-Benz car insurance?

Recommended add-ons include zero depreciation cover, engine protection, and roadside assistance to ensure full coverage for your luxury car.

Where can I buy insurance for my Mercedes-Benz car?

You can purchase Mercedes Auto insurance online through the Bajaj Allianz General Insurance Company website for a seamless and hassle-free experience.

Which insurance provider has the best claim settlement ratio for Merce

Bajaj Allianz General Insurance Company offers a high claim settlement ratio, making it the best option for Mercedes Benz auto insurance.

Is car insurance mandatory for Mercedes-Benz vehicles?

Yes, it is mandatory by law to have at least third-party insurance on a Mercedes Benz in India.

Can I add zero depreciation cover to my Mercedes-Benz car insurance po

Yes, you can add zero depreciation cover to your Mercedes insurance policy to reduce out-of-pocket expenses.

Can I transfer my existing motor insurance policy to the new owner?

Yes, you can easily transfer your vehicle's insurance to the new owner. The usual procedure for transferring vehicle insurance policy between two owners requires the new owner of the vehicle to submit an application form to the insurance provider within about 14 days of the registration transfer.

What risks are covered under an insurance policy for a vehicle?

The coverage for vehicle insurance can vary depending on the type of policy chosen. For instance, under third party insurance, you get coverage for third party liability, third party property damage, personal accident cover, etc. Similarly, comprehensive insurance covers own damage vehicle, theft, natural/manmade calamaties etc.

Why should I buy comprehensive vehicle insurance policy?

Investing in a comprehensive motor insurance is beneficial because it provides extensive coverage for your vehicle. There are certain add-ons for comprehensive motor insurance that can be added to give your vehicle an extra protection like damages for an accident, theft, natural disasters, damage to third party etc. as derived by the policy terms.

What is a Third-Party Liability Cover?

Third-Party Liability covers the legal liability one has to pay to the third party to whom damage is being caused. While opting for vehicle insurance, one has to choose between a comprehensive plan, which provides coverage for the policyholder and the third party, and a third-party policy, which provides coverage only for the third party.

Differenciate Third-Party Liability and Comprehensive Motor Insurance?

"Third-Party Liability: Covers damages you cause to another person or their property. It's mandatory by law. Comprehensive: Covers third-party liability plus damages to your own vehicle due to accidents, theft, natural disasters, etc. as per the policy terms"

Will my no claims bonus be transferred if I renew my motor insurance?

You may be able to transfer your no claims bonus when renewing your policy with us, but this depends on various factors. While renewing, you may be able to get new and better no claims bonus options and discounts.

What is premium reduction process if no claim aquired previously?

Certainly, the no claim bonus feature in vehicle insurance can reduce the premium by a certain percentage each year if no claims are made. This feature has proven beneficial for long-term insurance policies with the same company.

What should be my first action to initiate a claim?

Use our app, Caringly Yours, to initiate your insurance claim with an easy and hands-free experience.

How do I register my claim?

Ideally, claims are supposed to be registered on the same day that damage occurs to the insured vehicle. It is highly appreciated to provide an immediate update to your vehicle insurance company. Please complete the claim application through our Caringly Yours app to claim your insurance in just a few easy steps.

What is a "deductible" or "compulsory excess" in motor insurance?

It's the amount you have to pay out of pocket before your insurance coverage kicks in. A higher deductible usually means a lower premium.

Why does my vehicle insurance premium change during renewal?

Vehicle insurance premiums can change at renewal due to several factors, including depreciation, add-on covers, the type of model of your vehicle, and additional accessories. Consequently, the premium may increase or decrease each year.

How 'no claim bonus' is calculated at the time of renewal?

No claim bonus is calculated at renewal based on the consecutive years the insured has not filed a claim. The discount percentage usually increases each year, following the policy terms.

What is break-in insurance? What should I do in case of break-in?

The time gap between the policy expiration and the renewal of the policy is known as the break-in period. Your policy will remain inactive during this period. In case of a break-in, you are advised to renew your policy as soon as possible. You can complete the procedure online easily and your policy gets instantly activated.

When is vehicle inspection mandatory in motor insurance?

Usually, vehicle inspection occurs when purchasing a new vehicle insurance policy or during renewal process. Additionally, an inspection may be required when you file a claim for any damages, there is a change in the policy type, new accessories or equipment are added to the vehicle, or there is a change in ownership.

Can I change my motor insurance provider at renewal?

Yes, you can switch providers at renewal. Compare quotes and coverage options to find the best deal.
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