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Motor Insurance

Renault Kiger Car Insurance

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Get Up To 85% Off*

Road trips, commutes, or quick errands—protection that follows you everywhere

Coverage Highlights

Get comprehensive coverage for your car
  • Premium

Starting from INR 2094*

  • Cashless Garages

7,200+ network garages for hassle free services

  • Own Damage Cover

Covers damage to your car due to accidents, fire, theft and natural calamities

  • Third Party Liability

Unlimited liability for third party bodily injuries and INR 7.5 lacs for third party property damage

  • Personal Accident Cover

Starting from INR 15 Lacs

  • No Claim Bonus

Up to 50%

  • Optional Covers

Wide range of Add Ons

  • On The Spot Claim Settlement

You can instantly register your car insurance claim from the accident spot and get it settled within minutes through our Caringly Yours App

  • 24x7 Spot Assistance

Get 24x7 roadside assistance, ensuring help is always just a call away, no matter when or where your car breaks down

Inclusions

What’s covered?
  • Third Party Liability for Bodily Injury & Death (Unlimited Cover)

If an accident is caused by your car and you are liable to compensate for any injury or death of others then we will pay the exact amount as by court.

  • Third Party Liability for Property Damage (up to INR 7.5 lacs)

If an accident is caused by your car and you are liable to compensate for any damage to property of others then we will pay amount upto the SI limit

  • Accidents

Damages and losses that arise out of accidents and collisions

  • Natural or Man-Made Disasters

Damages and losses to car by events like floods, cyclones, earthquakes, riots or vandalism

  • Fire Damage

Damages and losses if your car catches fire or explodes

  • Theft

Financial losses when your car is stolen

  • In Transit Damage

If your car is damaged while being transported, this covers the repair costs

  • Personal Accident

Coverage if your car accident results in death or disability of car owner

  • Add-On Covers

Multiple Add-Ons which you can buy with your car insurance policy to enhance your coverage

Exclusions

What’s not covered?
  • Intentional Damage

Any damage caused to the car intentionally

  • Depreciation

Normal wear and tear of the car due to usage and depreciation in value is not covered

  • Mechanical or Electrical Breakdown

If your car suffers an electrical or mechanical breakdown, the cost of repairs would not be covered

  • Illegal Activities

Any type of illegal activity such as driving without a license, under the influence of alcohol and/or drugs, or using the car for criminal activity

  • Geographic Limits

Your insurance policy is only valid within India. If your vehicle meets with an accident outside the country, your claim will be rejected.

  • War-related Damages

Losses caused by war or nuclear risks are not covered

  • Overloading the Vehicle

If you exceed the weight or passenger limit specified for your car, leading to an accident.

  • Unauthorised Vehicle Modifications

If you modify your vehicle(electrical components or other illegal modifications), your policy may become invalid.

  • Racing or Speed Tests

If you participate in racing, speed tests, or illegal stunts and damage your car, your claim will be denied

  • Note

Please read policy wording for detailed exclusions

Additional Covers

What else can you get?
  • 24x7 Road Side Assistance

Provides immediate roadside help for emergencies like flat tyres, towing, fuel assistance and more

  • Consumable Expenses

Coverage for consumables items like grease, lubricants, engine oil, oil filter, brake oil, etc

  • Zero Depreciation Cover

Every year the value of a car depreciates but with zero depreciation cover, there are no depreciation cuts even when you make a claim, and you get the entire amount in your hands

  • Pay As You Consume

If you drive less then you can pay less by selecting number of kilometers driven in a year and thus saving on your insurance premium

  • No Claim Bonus Protector

Protects your No Claim Bonus even if you make a claim ensuring you get discount on your premium

  • Tyre Safeguard

This add-on cover can be fruitful if your car's tyre or tube gets damaged due to an accident. Tyre secure cover provides coverage for replacement expenses of tyres and tubes of the insured vehicle

  • Conveyance Benefit

If your car is in the garage for repairs, this cover will pay for money spent on cabs for your daily commute

  • Engine Protector

Covers financial losses incurred due to damage to your car engine

  • Return to Invoice (RTI) Cover

Recover invoice value of your car back in case of theft or total loss

Renault Kiger Deserves the Best – Insure It Right

Renault Kiger is a compact SUV that combines style, advanced features, and reliable performance, making it a popular choice among drivers. Protecting it is essential, and with Renault Kiger insurance from Bajaj Allianz General Insurance Company, you get reliable coverage against unexpected expenses like accidents, theft, natural disasters, and third-party liabilities. By choosing comprehensive insurance for your Kiger, you get a safety net for both major and minor issues, keeping your investment safe on the road.

Benefits You Deserve

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Reliable Customer Support

We have a dedicated call centre and chat support taking care of all your needs

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7200+ Cashless garages

Wide network of cashless garages for hassle free service

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On the Spot Claim Settlement

Register claim on accident spot and get it settled within minute on our app

Benefits of Buying Renault Kiger Car Insurance

Protecting your Renault Kiger with Bajaj Allianz General Insurance ensures you enjoy worry-free drives and complete financial security. Here’s why investing in a Kiger car insurance policy is essential.

Covers Expenses on Own Damage

Whether it’s a minor scratch or major damage from accidents or natural disasters, comprehensive insurance covers repair costs, saving you from hefty expenses.

Third-Party Liabilities

Your Kiger may inadvertently cause damage to third-party property, vehicles, or individuals. Bajaj Allianz General Insurance Company ensures these liabilities are handled, keeping you protected and compliant with the law.

Personal Accident Coverage

Bajaj Allianz General Insurance Company’s Kiger insurance includes personal accident coverage for the owner-driver, compensating for medical costs, permanent disabilities, or fatalities.

Compliance with Legal Mandates

Owning third-party car insurance is mandatory under the Motor Vehicles Act. Bajaj Allianz General Insurance Company ensures your vehicle stays compliant with the law, avoiding fines or penalties.

Extended Benefits with Add-Ons

Add-ons like engine protection, roadside assistance, and zero depreciation make your Kiger’s insurance plan more robust, providing additional security and convenience.

Additional Convenience

Enjoy a seamless experience with digital policy issuance, easy claim processes, and 24/7 support, making your Renault Kiger car insurance hassle-free.

Features of Buying Renault Kiger Car Insurance

When you buy Renault Kiger car insurance from Bajaj Allianz General Insurance Company, you invest in comprehensive protection, unmatched convenience, and total peace of mind.

Cashless Claim Settlement

Enjoy the ease of cashless repairs at a wide network of partner garages across the country.

24x7 Roadside Assistance

From flat tyres to sudden breakdowns, our roadside assistance ensures help is always just a call away.

Zero Depreciation Cover

With zero depreciation cover, you don’t have to worry about the reduction in your car’s value over time.

Personal Baggage Cover

This add-on provides coverage for theft or damage to items like laptops, phones, or other belongings inside the car.

Accident Shield

Accidents can lead to third-party liabilities, including property damage or personal injuries. The accident shield covers these legal and financial obligations.

Lock and Key Replacement Cover

You get reimbursed for the expenses involved in replacing lost or damaged keys or locks.

Driver and Passenger Cover

Protect everyone inside the car with personal accident coverage for the driver and passengers. This ensures financial compensation for injuries, permanent disabilities, or fatalities resulting from accidents.

Engine Protector

This add-on covers damages caused by water ingress, lubricant leaks, or mechanical failures.

Personal Accident Cover

This cover provides compensation for injuries, permanent disabilities, or accidental death.

Motor OTS (On-The-Spot Settlement)

With Motor OTS, you can settle small claims instantly through our easy and efficient system.

Conveyance Benefit

If your Renault Kiger is under repair after an accident, this add-on provides daily cash to cover your transportation expenses.

Types of Car Insurance Plans for Kiger Car

Bajaj Allianz General Insurance Company offers a range of car insurance options for the Renault Kiger, designed to suit your budget and needs.

Comprehensive Car Insurance (Package Policy)

This covers damages to your car caused by accidents, theft, natural disasters, and man-made events such as riots or vandalism. You can add features like engine protection, zero depreciation cover, and roadside assistance.

Third-Party Car Insurance

A basic and mandatory car insurance plan, it covers legal and financial liabilities arising from damage caused by you to another person’s property or vehicle.

Standalone Own Damage Insurance

This plan is perfect for those who already have a third-party liability policy but want additional protection for their own car.

Usage-Based Motor Insurance

We offer kilometre-based slabs, such as 2,500 km, 5,000 km, or 7,500 km, allowing you to save on premiums while enjoying sufficient protection.

At-A-Glance

Compare Insurance Plans Made for You

Feature
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Third Party Liabilty Cover

Own Damage Cover

Comprehensive Cover

Comprehensive Cover with Add-ons

Overview Covers legal liabilities arising due to body injury or property damage to others due to your car. It is mandatory by law. Covers expenses arising out of damage to your car. Full fedged cover comprising of Third Party Liability cover and Own Damage covers Enhance coverage by opting for various Add-ons over and above the comprehensive cover
Policy Period 1 or 3 years 1 Year 1 and 3 years 1 and 3 years
Third Party Liability for Injury, Death & Property Damage Yes No Yes Yes
Accidents & Collisions No Yes Yes Yes
Natural or Man-Made Disasters No Yes Yes Yes
Fire Damage No Yes Yes Yes
Theft No Yes Yes Yes
Compulsory Personal Accident Yes Yes Yes Yes
Add-on: No Claim Bonus No No No Yes
Add-on: Zero Depreciation Cover No No No Yes
Add-on: Lock & Key Replacement No No No Yes
Add-on: 24x7 Roadside Assistance No No No Yes
Add-on: Consumables Cover No No No Yes
Explore more add-ons No Up to 27 Add Ons Up to 27 Add Ons Up to 27 Add Ons

Specifications of Renault Kiger Car

The Renault Kiger is a bold and stylish compact SUV designed for modern driving. Before insuring your car with Bajaj Allianz General Insurance, explore its specifications to understand its value and features.

Feature

1.0L Energy MT

1.0L Energy AMT

1.0L Turbo

1.0L Turbo CVT

Engine Displacement (cc)

999

999

999

999

No. of Cylinders

3

3

3

3

Max Power (ps@rpm)

72 @ 6250

72 @ 6250

100 @ 5000

100 @ 5000

Max Torque (Nm@rpm)

96 @ 3500

96 @ 3500

160 @ 2800–3600

152 @ 2200–4400

Fuel System

Multi-point fuel injection

Multi-point fuel injection

Multi-point fuel injection

Multi-point fuel injection

Transmission Type

5-speed MT

Easy-R AMT

5-speed MT

X-tronic CVT

Steering Type

Electric Power Steering

Electric Power Steering

Electric Power Steering

Electric Power Steering

Front Suspension

McPherson Strut with lower transverse link

Same as MT

Same as MT

Same as MT

Rear Suspension

Twist beam with coil spring

Same as MT

Same as MT

Same as MT

Front Brakes

Disc

Disc

Disc

Disc

Rear Brakes

Drum

Drum

Drum

Drum

Tyre Size (mm)

195/60

195/60

195/60

195/60

Wheel Rim (cm)

40.64

40.64

40.64

40.64

Overall Length (mm)

3991

3991

3991

3991

Overall Width (mm)

1750

1750

1750

1750

Overall Height (mm)

1605

1605

1605

1605

Front Track (mm)

1536

1536

1536

1536

Rear Track (mm)

1635

1635

1635

1635

Fuel Tank Capacity (L)

40

40

40

40

Ground Clearance (mm)

205

205

205

205

Boot Space (L)

405

405

405

405

Renault Kiger Variants with Car Insurance Price

The Kiger insurance price at Bajaj Allianz General Insurance Company depends on factors such as the model variant and insurance plan chosen. The insurance premium from Bajaj Allianz General Insurance Company will vary based on factors like the car’s ex-showroom price, fuel efficiency, and location.

Let’s take a look at the Renault Kiger variants available online

- 1.0L Energy MT1.0L Energy AMT

- 1.0L Turbo

- 1.0L Turbo CVT

To get an accurate estimate, use an online insurance calculator from Bajaj Allianz General Insurance Company and specify your Kiger’s information.

Step-by-Step Guide

To help you navigate your insurance journey

How To Buy

  • 0

    Download the Caringly Yours app from App stores or click "Get Quote"

  • 1

    Register or log in to your account.

  • 2

    Enter your car details

  • 3

    You will be redirected to the Car Insurance Page.

  • 4

    Ensure to check your No Claim Discount

  • 5

    Choose right Insured Declared Value (IDV) that reflects your car value

  • 6

    Evaluate Covers, Add Ons, Optional Covers and Exclusions

  • 7

    Select a plan from the recommended options, or customize your own plan

  • 8

    Review the premium and other coverage details

  • 9

    Proceed with the payment using your preferred method

  • 10

    Receive confirmation of your purchased policy via email and SMS

How To Renew

  • 0

    Login to the app

  • 1

    Enter your current policy details

  • 2

    Review and update coverage if required

  • 3

    Check for renewal offers

  • 4

    Add or remove riders

  • 5

    Confirm details and proceed

  • 6

    Complete renewal payment online

  • 7

    Receive instant confirmation for your policy renewal

How to Claim

  • 0

    Download our Caringly Yours App on Android or iOS

  • 1

    Register or login to use Motor On the spot claim for a smooth process

  • 2

    Enter your policy and accident details (location, date, time)

  • 3

    Save and click Register to file your claim

  • 4

    Receive an SMS with your claim registration number

  • 5

    Fill in the digital claim form and submit NEFT details

  • 6

    Upload photos of damaged parts as instructed

  • 7

    Upload your RC and driving license

  • 8

    Receive an SMS with the proposed claim amount

  • 9

    Use the SMS link to agree/disagree with the claim amount

  • 10

    Agree to receive the amount in your bank account

  • 11

    Track your claim status using the Insurance Wallet App

Know More

  • 0

    For any further queries, please reach out to us

  • 1

    Phone +91 020 66026666

  • 2

    Fax +91 020 66026667

Renault Kiger Car Insurance Premium Calculator

Finding the right Renault Kiger car insurance price is simple with the Bajaj Allianz General Insurance Company premium calculator. This tool helps you get a personalised quote in just a few clicks.

- Enter details like your Kiger’s variant, age, and registration city.

- Select additional covers like zero depreciation or roadside assistance to see how they impact the premium.

- Get an instant estimate tailored to your needs and budget.

- Make informed decisions with ease and choose the coverage that’s perfect for you!

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How to Choose the Right Renault Kiger Car Insurance?

Choosing the right Renault Kiger car insurance requires careful consideration of your coverage needs, budget, and driving conditions. Here’s a simple guide to help you select the best policy:

Identify Your Coverage Needs

Decide whether basic third-party insurance is all that you need or if you’d benefit from comprehensive coverage, which also protects against your own damages.

Calculate the Premium

Consider the Renault Kiger insurance price and make sure it aligns with your budget. Use an online premium calculator to get a detailed quote, and remember that No Claim Bonus (NCB) can reduce premiums on renewal after claim-free years.

Select Relevant Add-Ons

Add-ons like zero depreciation, engine protection, and roadside assistance can be very important, depending on your driving environment.

Check the Claim Process

Choose an insurer known for efficient claims processing. A smooth, hassle-free claims process is essential to avoid delays and unexpected costs during repairs.

Consider Network Garages

Insurers with a broad network of cashless garages simplify repairs, allowing you to handle damages without having to spend money from your own pocket

Read Customer Feedback

Customer reviews provide insights into an insurer’s reliability, claim handling, and customer support, helping you make an informed choice.

FAQs

What documents are required to purchase car insurance?

To purchase a car insurance policy, you typically need to provide your vehicle's registration certificate, your driving license, proof of identity and address. Some insurers may also require additional documents like a previous insurance policy if you're renewing your policy with them.

Can I add multiple drivers to my car insurance policy?

Yes, you can add multiple drivers to your car insurance policy; however, coverage for additional drivers may vary based on the insurance provider. You will need to provide the necessary details of each driver, such as their name, age, and driving history. This may affect your premium depending on the risk profile of the additional drivers.

How do I update my vehicle details on my car insurance policy?

To update your vehicle details on your car insurance policy, such as a change in registration number or modifications to the vehicle, you need to inform your insurance provider. This can usually be done online through the insurer's website or mobile app, or by contacting their customer service.

What is a car insurance policy endorsement?

An insurance policy endorsement is a modification or addition to your existing car insurance policy. It can include changes like adding a new driver, updating your address, or including additional coverage options. Endorsements ensure that your policy accurately reflects your current needs and circumstances.

What is a car policy lapse and how can I avoid it?

A policy lapse occurs when your car insurance policy expires due to non-renewal. To avoid a lapse, ensure you renew your policy before the expiration date. Most insurers send reminders via email or SMS. You can also set up automatic renewals or mark the renewal date on your calendar to stay alert.

What should I do if I lose my car insurance policy document?

In case of document loss, contact your insurance provider immediately. Most insurers offer the option to download a duplicate copy from their website or mobile app. You may also request a physical copy to be mailed to you.

Can I transfer my existing car insurance policy to the new owner?

Yes, you can easily transfer your vehicle's insurance to the new owner. The usual procedure for transferring vehicle insurance policy between two owners requires the new owner of the vehicle to submit an application form to the insurance provider within about 14 days of the registration transfer.

What risks are covered under an insurance policy for a vehicle?

The coverage for vehicle insurance can vary depending on the type of policy chosen. For instance, under third party insurance, you get coverage for third party liability, third party property damage, personal accident cover, etc. Similarly, comprehensive insurance covers own damage vehicle, theft, natural/manmade calamaties etc.

Why should I buy comprehensive vehicle insurance policy?

Investing in a comprehensive car insurance is beneficial because it provides extensive coverage for your vehicle. There are certain add-ons for comprehensive car insurance that can be added to give your vehicle an extra protection like damages for an accident, theft, natural disasters, damage to third party etc. as derived by the policy terms.

What is a Third-Party Liability Cover?

Third-Party Liability covers the legal liability one has to pay to the third party to whom damage is being caused. While opting for vehicle insurance, one has to choose between a comprehensive plan, which provides coverage for the policyholder and the third party, and a third-party policy, which provides coverage only for the third party.

Differenciate Third-Party Liability and Comprehensive car Insurance?

"Third-Party Liability: Covers damages you cause to another person or their property. It's mandatory by law. Comprehensive: Covers third-party liability plus damages to your own vehicle due to accidents, theft, natural disasters, etc. as per the policy terms"

Will my no claims bonus be transferred if I renew my car insurance?

You may be able to transfer your no claims bonus when renewing your policy with us, but this depends on various factors. While renewing, you may be able to get new and better no claims bonus options and discounts.

What is premium reduction process if no claim aquired previously?

Certainly, the no claim bonus feature in vehicle insurance can reduce the premium by a certain percentage each year if no claims are made. This feature has proven beneficial for long-term insurance policies with the same company.

What should be my first action to initiate a claim?

Use our app, Caringly Yours, to initiate your insurance claim with an easy and hands-free experience.

How do I register my claim?

Ideally, claims are supposed to be registered on the same day that damage occurs to the insured vehicle. It is highly appreciated to provide an immediate update to your vehicle insurance company. Please complete the claim application through our Caringly Yours app to claim your insurance in just a few easy steps.

What is a "deductible" or "compulsory excess" in car insurance?

It's the amount you have to pay out of pocket before your insurance coverage kicks in. A higher deductible usually means a lower premium.

Why does my vehicle insurance premium change during renewal?

Vehicle insurance premiums can change at renewal due to several factors, including depreciation, add-on covers, the type of model of your vehicle, and additional accessories. Consequently, the premium may increase or decrease each year.

How 'no claim bonus' is calculated at the time of renewal?

No claim bonus is calculated at renewal based on the consecutive years the insured has not filed a claim. The discount percentage usually increases each year, following the policy terms.

What is break-in insurance? What should I do in case of break-in?

The time gap between the policy expiration and the renewal of the policy is known as the break-in period. Your policy will remain inactive during this period. In case of a break-in, you are advised to renew your policy as soon as possible. You can complete the procedure online easily and your policy gets instantly activated.

When is vehicle inspection mandatory in car insurance?

Usually, vehicle inspection occurs when purchasing a new vehicle insurance policy or during renewal process. Additionally, an inspection may be required when you file a claim for any damages, there is a change in the policy type, new accessories or equipment are added to the vehicle, or there is a change in ownership.

Can I change my car insurance provider at renewal?

Yes, you can switch providers at renewal. Compare quotes and coverage options to find the best deal.

What Our Customers Say

Prompt Assistance

Thank you so much, Bajaj Allianz, for your quick and responsive action towards my claim process. I am shocked that my claim amount has been credited so quickly.

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Vikram Singh

Delhi

4.6

21st May 2021

Claim Support

Super fast claim settlement! I initiated a claim for my car windscreen, which was broken due to a tree fall today, and it was settled within one hour. I appreciate the efforts of Omkar.

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Deepak Bhanushali

Mumbai

4.5

18th May 2021

Quick Assistance

Thank you for helping me with just one tweet. You guys are really awesome. This is the fourth year I am continuing with you for car insurance. Keep it up!

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Naveen Tyagi

Delhi

5.0

1st May 2021

Claim Support

I really appreciate the way I was treated concerning my claim. The customer service was both professional and friendly, which enhanced my confidence in Bajaj Allianz. 

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Pramod Chand Lakra

Jaipur

5.0

27th Jul 2020

Reliable Service

The vehicle was used by our Zonal Manager. We appreciate your timely and prompt action in getting the vehicle ready for use within a short span of time.

SibaPrasadMohanty

Siba Prasad Mohanty

Pune

5.0

26th Jul 2020

Diverse Options

A range of options to choose from." Being a perfectionist, I prefer the best of everything. I wanted my car insurance policy to be airtight as well. 

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Rahul

Lucknow

5.0

26th Jul 2020

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