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Motor Insurance
Road trips, commutes, or quick errands—protection that follows you everywhere
Coverage Highlights
Get comprehensive coverage for your carPremium
Starting from INR 2094*
Cashless Garages
7,200+ network garages for hassle free services
Own Damage Cover
Covers damage to your car due to accidents, fire, theft and natural calamities
Third Party Liability
Unlimited liability for third party bodily injuries and INR 7.5 lacs for third party property damage
Personal Accident Cover
Starting from INR 15 Lacs
No Claim Bonus
Up to 50%
Optional Covers
Wide range of Add Ons
On The Spot Claim Settlement
You can instantly register your car insurance claim from the accident spot and get it settled within minutes through our Caringly Yours App
24x7 Spot Assistance
Get 24x7 roadside assistance, ensuring help is always just a call away, no matter when or where your car breaks down
Inclusions
What’s covered?Third Party Liability for Bodily Injury & Death (Unlimited Cover)
If an accident is caused by your car and you are liable to compensate for any injury or death of others then we will pay the exact amount as by court.
Third Party Liability for Property Damage (up to INR 7.5 lacs)
If an accident is caused by your car and you are liable to compensate for any damage to property of others then we will pay amount upto the SI limit
Accidents
Damages and losses that arise out of accidents and collisions
Natural or Man-Made Disasters
Damages and losses to car by events like floods, cyclones, earthquakes, riots or vandalism
Fire Damage
Damages and losses if your car catches fire or explodes
Theft
Financial losses when your car is stolen
In Transit Damage
If your car is damaged while being transported, this covers the repair costs
Personal Accident
Coverage if your car accident results in death or disability of car owner
Add-On Covers
Multiple Add-Ons which you can buy with your car insurance policy to enhance your coverage
Exclusions
What’s not covered?Intentional Damage
Any damage caused to the car intentionally
Depreciation
Normal wear and tear of the car due to usage and depreciation in value is not covered
Mechanical or Electrical Breakdown
If your car suffers an electrical or mechanical breakdown, the cost of repairs would not be covered
Illegal Activities
Any type of illegal activity such as driving without a license, under the influence of alcohol and/or drugs, or using the car for criminal activity
Geographic Limits
Your insurance policy is only valid within India. If your vehicle meets with an accident outside the country, your claim will be rejected.
War-related Damages
Losses caused by war or nuclear risks are not covered
Overloading the Vehicle
If you exceed the weight or passenger limit specified for your car, leading to an accident.
Unauthorised Vehicle Modifications
If you modify your vehicle(electrical components or other illegal modifications), your policy may become invalid.
Racing or Speed Tests
If you participate in racing, speed tests, or illegal stunts and damage your car, your claim will be denied
Note
Please read policy wording for detailed exclusions
Additional Covers
What else can you get?24x7 Road Side Assistance
Provides immediate roadside help for emergencies like flat tyres, towing, fuel assistance and more
Consumable Expenses
Coverage for consumables items like grease, lubricants, engine oil, oil filter, brake oil, etc
Zero Depreciation Cover
Every year the value of a car depreciates but with zero depreciation cover, there are no depreciation cuts even when you make a claim, and you get the entire amount in your hands
Pay As You Consume
If you drive less then you can pay less by selecting number of kilometers driven in a year and thus saving on your insurance premium
No Claim Bonus Protector
Protects your No Claim Bonus even if you make a claim ensuring you get discount on your premium
Tyre Safeguard
This add-on cover can be fruitful if your car's tyre or tube gets damaged due to an accident. Tyre secure cover provides coverage for replacement expenses of tyres and tubes of the insured vehicle
Conveyance Benefit
If your car is in the garage for repairs, this cover will pay for money spent on cabs for your daily commute
Engine Protector
Covers financial losses incurred due to damage to your car engine
Return to Invoice (RTI) Cover
Recover invoice value of your car back in case of theft or total loss
Purchasing a Mercedes-Benz is a significant investment, and ensuring that this luxury vehicle is well-protected is essential. One of the best ways to protect your car is by opting for Mercedes Benz car insurance, which not only covers damages but also provides peace of mind when unforeseen events occur. Bajaj Allianz General Insurance Company offers comprehensive plans tailored for high-end vehicles like a Mercedes-Benz, ensuring that your car receives the best protection.
The insurance on a Mercedes Benz goes beyond the basic coverage and takes into account the specific needs of a luxury vehicle, ensuring both third-party liability and own damage protection. The policy provides financial assistance in the event of accidents, theft, natural disasters, and more, safeguarding your prized possession.
There are several advantages to buying Benz insurance for your luxury car. These benefits not only provide financial security but also ensure that you receive top-notch service in times of need.
Protects you from the high costs of repairs and replacements.
Earn discounts on premiums for claim-free years.
Tailor your policy with additional coverage based on your needs.
Easily renew your policy online without any paperwork.
Bajaj Allianz General Insurance Company has a high claim settlement ratio, ensuring that your claims are processed efficiently.
Purchasing Mercedes Benz insurance offers a range of features that are specifically tailored for high-end vehicles. These features ensure that your car is protected not only from the usual risks but also from the specific needs that a luxury car demands. Some key features include:
● Comprehensive Coverage: Covers third-party liabilities and damage to your own vehicle.
● Zero Depreciation Add-On: Reduces the out-of-pocket expenses in case of an accident.
● 24/7 Roadside Assistance: Helps in case of a breakdown or emergency on the road.
● Cashless Claims: Available across a wide network of garages for hassle-free claim settlements.
● Engine Protection: Covers damages to the engine, one of the most expensive parts of a car.
● Personal Accident Cover: Ensures that both the driver and passengers are financially protected in case of injury or death.
Compare Insurance Plans Made for You
Feature |
Third Party Liabilty Cover |
Own Damage Cover |
Comprehensive Car Cover |
Comprehensive Cover with Add-ons |
---|---|---|---|---|
Overview | Covers legal liabilities arising due to body injury or property damage to others due to your car. It is mandatory by law. | Covers expenses arising out of damage to your car. | Full fedged cover comprising of Third Party Liability cover and Own Damage covers | Enhance coverage by opting for various Add-ons over and above the comprehensive cover |
Policy Period | 1 or 3 years | 1 Year | 1 and 3 years | 1 and 3 years |
Third Party Liability for Injury, Death & Property Damage | Yes | No | Yes | Yes |
Accidents & Collisions | No | Yes | Yes | Yes |
Natural or Man-Made Disasters | No | Yes | Yes | Yes |
Fire Damage | No | Yes | Yes | Yes |
Theft | No | Yes | Yes | Yes |
Compulsory Personal Accident | Yes | Yes | Yes | Yes |
Add-on: No Claim Bonus | No | No | No | Yes |
Add-on: Zero Depreciation Cover | No | No | No | Yes |
Add-on: Lock & Key Replacement | No | No | No | Yes |
Add-on: 24x7 Roadside Assistance | No | No | No | Yes |
Add-on: Consumables Cover | No | No | No | Yes |
Explore more add-ons | No | Up to 27 Add Ons | Up to 27 Add Ons | Up to 27 Add Ons |
When it comes to insurance on a Mercedes Benz, there are generally two main types of policies available:
Third-party car insurance is the most basic form of insurance mandated by law for all vehicles in India. It covers damages caused by your vehicle to another person or property. This type of Benz car insurance does not cover damage to your own vehicle but ensures that you are financially protected from liabilities toward third parties in case of an accident.
A comprehensive policy for Mercedes Benz car insurance covers both third-party liabilities and damages to your own car. It includes coverage for accidents, theft, fire, natural disasters, and vandalism. Additionally, you can include add-ons like zero depreciation cover, engine protection, and consumables coverage to enhance your policy. This type of Mercedes Benz auto insurance ensures that your luxury car is protected from a wide range of risks.
Get instant access to your policy details with a single click.
To file a claim under Mercedes car insurance, you need the following documents:
● Policy document
● Driver’s license
● Registration certificate of the car
● FIR (if applicable)
Mercedes-Benz offers a wide range of models with varying prices, ensuring options for different buyers. For instance, the Mercedes-Benz A-Class Limousine starts at INR 46.05 Lakh, while the GLA SUV is priced between INR 51.75 Lakh and INR 58.15 Lakh. The luxurious S-Class starts at INR 1.77 Crore.
The Mercedes car insurance price depends on factors like the model, car’s age, and location. Higher-end models like the Maybach GLS at INR 3.35 Crore will have higher insurance costs, influencing the overall Benz car insurance price for each model.
While the Mercedes insurance cost can be high, there are ways to reduce your premium:
● Opt for a Higher Voluntary Deductible: By agreeing to pay a higher deductible, you can reduce the overall premium.
● Avoid Small Claims: Preserve your No Claim Bonus by not making small claims.
● Install Anti-Theft Devices: Installing ARAI-approved anti-theft devices can help lower your premium.
● Bundle Policies: Combine your Mercedes Benz insurance with other policies like health or home insurance to receive discounts.
Selecting the right Mercedes Benz auto insurance policy is crucial to ensure comprehensive coverage for your car. Here’s how to choose the best policy:
● Assess Coverage Needs: Determine whether a third-party or comprehensive policy suits your needs. For luxury cars, a comprehensive policy is recommended.
● Consider Add-Ons: Evaluate the add-ons that can be beneficial, such as engine protection or Zero depreciation cover.
● Check Claim Settlement Ratio: Opt for Bajaj Allianz General Insurance Company for a high claim settlement ratio.
● Compare Prices: Use online tools to compare the Mercedes Benz insurance policy prices.
● Look for No Claim Bonus: Choose Bajaj Allianz General Insurance Company to get a significant No Claim Bonus to reduce premiums.
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Bajaj Allianz General Insurance Company is a leader in the insurance industry, offering exceptional benefits for Mercedes Benz car insurance:
● Cashless Services: Available at over 7,200 network garages for easy repairs.
● Fast Claim Settlement: Bajaj Allianz General Insurance Company is known for its quick claim processing and high claim settlement ratio.
● Digital Services: With the Caringly Yours app, you can manage your Mercedes insurance on the go, making it incredibly convenient.
● No Claim Bonus Transfer: Enjoy up to 50% NCB transfer, reducing your premiums for consecutive claim-free years.
● 24/7 Assistance: Whether it's a breakdown or an accident, Bajaj Allianz General Insurance Company offers round-the-clock assistance to ensure that you are never stranded.
● Customisable Policies: Tailor your Mercedes insurance cost policy with add-ons like zero depreciation, engine protection, and more to suit your specific needs.
Step-by-Step Guide
How To Buy
0
Download the Caringly Yours app from App stores or click "Get Quote"
1
Register or log in to your account.
2
Enter your car details
3
You will be redirected to the Car Insurance Page.
4
Ensure to check your No Claim Discount
5
Choose right Insured Declared Value (IDV) that reflects your car value
6
Evaluate Covers, Add Ons, Optional Covers and Exclusions
7
Select a plan from the recommended options, or customize your own plan
8
Review the premium and other coverage details
9
Proceed with the payment using your preferred method
10
Receive confirmation of your purchased policy via email and SMS
How To Renew
0
Login to the app
1
Enter your current policy details
2
Review and update coverage if required
3
Check for renewal offers
4
Add or remove riders
5
Confirm details and proceed
6
Complete renewal payment online
7
Receive instant confirmation for your policy renewal
How to Claim
0
Download our Caringly Yours App on Android or iOS
1
Register or login to use Motor On the spot claim for a smooth process
2
Enter your policy and accident details (location, date, time)
3
Save and click Register to file your claim
4
Receive an SMS with your claim registration number
5
Fill in the digital claim form and submit NEFT details
6
Upload photos of damaged parts as instructed
7
Upload your RC and driving license
8
Receive an SMS with the proposed claim amount
9
Use the SMS link to agree/disagree with the claim amount
10
Agree to receive the amount in your bank account
11
Track your claim status using the Insurance Wallet App
Know More
0
For any further queries, please reach out to us
1
Phone +91 020 66026666
2
Fax +91 020 66026667
Purchasing car insurance online is easy and convenient. Follow these simple steps:
● Visit the official website of Bajaj Allianz General Insurance Company.
● Enter your car details, such as make, model, and registration number.
● Choose your preferred policy and add-ons.
● Get an instant Mercedes insurance price quote.
● Make the payment and download your policy document.
Renewing your Mercedes insurance online is a quick and seamless process:
● Log into the Bajaj Allianz General Insurance Company website.
● Enter your policy details and registration number.
● Review and make changes to your policy if required.
● Pay the renewal premium.
● Receive your renewed policy instantly via email.
Filing a claim under your Mercedes Benz insurance cost policy involves the following steps:
● Inform Bajaj Allianz General Insurance Company immediately after the accident.
● Provide the necessary documents such as your policy number and details of the incident.
● Get your vehicle inspected by the insurance provider.
● Choose between cashless claims at network garages or reimbursement claims.
Diverse more policies for different needs
Critical Illness Insurance
Health Claim by Direct Click
Personal Accident policy
Global Personal Guard Policy
Claim Motor On The Spot
Two-Wheeler Long Term Policy
24x7 Roadside/Spot assistance
Caringly Yours (Motor Insurance)
Travel Insurance Claim
Cashless Claim
24x7 Missed Facility
Filing a Travel Insurance Claim
My Home–All Risk Policy
Home Insurance Claim process
Home Insurance Simplified
Home Insurance Cover
Prompt Assistance
Thank you so much, Bajaj Allianz, for your quick and responsive action towards my claim process. I am shocked that my claim amount has been credited so quickly.
Vikram Singh
Delhi
21st May 2021
Claim Support
Super fast claim settlement! I initiated a claim for my car windscreen, which was broken due to a tree fall today, and it was settled within one hour. I appreciate the efforts of Omkar.
Deepak Bhanushali
Mumbai
18th May 2021
Quick Assistance
Thank you for helping me with just one tweet. You guys are really awesome. This is the fourth year I am continuing with you for car insurance. Keep it up!
Naveen Tyagi
Delhi
1st May 2021
Claim Support
I really appreciate the way I was treated concerning my claim. The customer service was both professional and friendly, which enhanced my confidence in Bajaj Allianz.
Pramod Chand Lakra
Jaipur
27th Jul 2020
Reliable Service
The vehicle was used by our Zonal Manager. We appreciate your timely and prompt action in getting the vehicle ready for use within a short span of time.
Siba Prasad Mohanty
Pune
26th Jul 2020
Diverse Options
A range of options to choose from." Being a perfectionist, I prefer the best of everything. I wanted my car insurance policy to be airtight as well.
Rahul
Lucknow
26th Jul 2020
The Mercedes Benz insurance cost depends on factors like the model, variant, age of the car, and location. On average, the premium can range from INR 20,000 to INR 50,000 annually.
Recommended add-ons include zero depreciation cover, engine protection, and roadside assistance to ensure full coverage for your luxury car.
Yes, it is mandatory by law to have at least third-party insurance on a Mercedes Benz in India.
Yes, you can add zero depreciation cover to your Mercedes insurance policy to reduce out-of-pocket expenses.
Yes, you can easily transfer your vehicle's insurance to the new owner. The usual procedure for transferring vehicle insurance policy between two owners requires the new owner of the vehicle to submit an application form to the insurance provider within about 14 days of the registration transfer.
The coverage for vehicle insurance can vary depending on the type of policy chosen. For instance, under third party insurance, you get coverage for third party liability, third party property damage, personal accident cover, etc. Similarly, comprehensive insurance covers own damage vehicle, theft, natural/manmade calamaties etc.
Investing in a comprehensive motor insurance is beneficial because it provides extensive coverage for your vehicle. There are certain add-ons for comprehensive motor insurance that can be added to give your vehicle an extra protection like damages for an accident, theft, natural disasters, damage to third party etc. as derived by the policy terms.
Third-Party Liability covers the legal liability one has to pay to the third party to whom damage is being caused. While opting for vehicle insurance, one has to choose between a comprehensive plan, which provides coverage for the policyholder and the third party, and a third-party policy, which provides coverage only for the third party.
"Third-Party Liability: Covers damages you cause to another person or their property. It's mandatory by law. Comprehensive: Covers third-party liability plus damages to your own vehicle due to accidents, theft, natural disasters, etc. as per the policy terms"
You can purchase Mercedes Auto insurance online through the Bajaj Allianz General Insurance Company website for a seamless and hassle-free experience.
You may be able to transfer your no claims bonus when renewing your policy with us, but this depends on various factors. While renewing, you may be able to get new and better no claims bonus options and discounts.
Certainly, the no claim bonus feature in vehicle insurance can reduce the premium by a certain percentage each year if no claims are made. This feature has proven beneficial for long-term insurance policies with the same company.
Use our app, Caringly Yours, to initiate your insurance claim with an easy and hands-free experience.
Ideally, claims are supposed to be registered on the same day that damage occurs to the insured vehicle. It is highly appreciated to provide an immediate update to your vehicle insurance company. Please complete the claim application through our Caringly Yours app to claim your insurance in just a few easy steps.
It's the amount you have to pay out of pocket before your insurance coverage kicks in. A higher deductible usually means a lower premium.
Bajaj Allianz General Insurance Company offers a high claim settlement ratio, making it the best option for Mercedes Benz auto insurance.
Vehicle insurance premiums can change at renewal due to several factors, including depreciation, add-on covers, the type of model of your vehicle, and additional accessories. Consequently, the premium may increase or decrease each year.
No claim bonus is calculated at renewal based on the consecutive years the insured has not filed a claim. The discount percentage usually increases each year, following the policy terms.
The time gap between the policy expiration and the renewal of the policy is known as the break-in period. Your policy will remain inactive during this period. In case of a break-in, you are advised to renew your policy as soon as possible. You can complete the procedure online easily and your policy gets instantly activated.
Usually, vehicle inspection occurs when purchasing a new vehicle insurance policy or during renewal process. Additionally, an inspection may be required when you file a claim for any damages, there is a change in the policy type, new accessories or equipment are added to the vehicle, or there is a change in ownership.
Yes, you can switch providers at renewal. Compare quotes and coverage options to find the best deal.
It takes just a few minutes to renew Mercedes Benz insurance online through Bajaj Allianz General Insurance Company’s website or mobile app.
Download Caringly your's app!