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Motor Insurance
Road trips, commutes, or quick errands—protection that follows you everywhere
Coverage Highlights
Get comprehensive coverage for your carPremium
Starting from INR 2094*
Cashless Garages
7,200+ network garages for hassle free services
Own Damage Cover
Covers damage to your car due to accidents, fire, theft and natural calamities
Third Party Liability
Unlimited liability for third party bodily injuries and INR 7.5 lacs for third party property damage
Personal Accident Cover
Starting from INR 15 Lacs
No Claim Bonus
Up to 50%
Optional Covers
Wide range of Add Ons
On The Spot Claim Settlement
You can instantly register your car insurance claim from the accident spot and get it settled within minutes through our Caringly Yours App
24x7 Spot Assistance
Get 24x7 roadside assistance, ensuring help is always just a call away, no matter when or where your car breaks down
Inclusions
What’s covered?Third Party Liability for Bodily Injury & Death (Unlimited Cover)
If an accident is caused by your car and you are liable to compensate for any injury or death of others then we will pay the exact amount as by court.
Third Party Liability for Property Damage (up to INR 7.5 lacs)
If an accident is caused by your car and you are liable to compensate for any damage to property of others then we will pay amount upto the SI limit
Accidents
Damages and losses that arise out of accidents and collisions
Natural or Man-Made Disasters
Damages and losses to car by events like floods, cyclones, earthquakes, riots or vandalism
Fire Damage
Damages and losses if your car catches fire or explodes
Theft
Financial losses when your car is stolen
In Transit Damage
If your car is damaged while being transported, this covers the repair costs
Personal Accident
Coverage if your car accident results in death or disability of car owner
Add-On Covers
Multiple Add-Ons which you can buy with your car insurance policy to enhance your coverage
Exclusions
What’s not covered?Intentional Damage
Any damage caused to the car intentionally
Depreciation
Normal wear and tear of the car due to usage and depreciation in value is not covered
Mechanical or Electrical Breakdown
If your car suffers an electrical or mechanical breakdown, the cost of repairs would not be covered
Illegal Activities
Any type of illegal activity such as driving without a license, under the influence of alcohol and/or drugs, or using the car for criminal activity
Geographic Limits
Your insurance policy is only valid within India. If your vehicle meets with an accident outside the country, your claim will be rejected.
War-related Damages
Losses caused by war or nuclear risks are not covered
Overloading the Vehicle
If you exceed the weight or passenger limit specified for your car, leading to an accident.
Unauthorised Vehicle Modifications
If you modify your vehicle(electrical components or other illegal modifications), your policy may become invalid.
Racing or Speed Tests
If you participate in racing, speed tests, or illegal stunts and damage your car, your claim will be denied
Note
Please read policy wording for detailed exclusions
Additional Covers
What else can you get?24x7 Road Side Assistance
Provides immediate roadside help for emergencies like flat tyres, towing, fuel assistance and more
Consumable Expenses
Coverage for consumables items like grease, lubricants, engine oil, oil filter, brake oil, etc
Zero Depreciation Cover
Every year the value of a car depreciates but with zero depreciation cover, there are no depreciation cuts even when you make a claim, and you get the entire amount in your hands
Pay As You Consume
If you drive less then you can pay less by selecting number of kilometers driven in a year and thus saving on your insurance premium
No Claim Bonus Protector
Protects your No Claim Bonus even if you make a claim ensuring you get discount on your premium
Tyre Safeguard
This add-on cover can be fruitful if your car's tyre or tube gets damaged due to an accident. Tyre secure cover provides coverage for replacement expenses of tyres and tubes of the insured vehicle
Conveyance Benefit
If your car is in the garage for repairs, this cover will pay for money spent on cabs for your daily commute
Engine Protector
Covers financial losses incurred due to damage to your car engine
Return to Invoice (RTI) Cover
Recover invoice value of your car back in case of theft or total loss
Owning a car like the Maruti Suzuki Ciaz brings pride and convenience, but it also requires proper insurance coverage. Maruti Ciaz car insurance ensures that you are financially protected from unexpected accidents, damages, and third-party liabilities. It is important to select the right policy that covers all potential risks and provides peace of mind on the road. Whether you're looking for a Maruti Ciaz insurance price or renewing your existing policy, buying insurance online for your Maruti Ciaz is a seamless process. With the right policy, you can enjoy your drive without worrying about unforeseen situations.
The Maruti Ciaz car insurance price varies depending on the model, year of manufacture, and engine type. Higher-end models or premium variants might attract a higher premium. To find the best Ciaz insurance for your model, it is advisable to compare plans and choose the one that suits your requirements.
Buying insurance for your Maruti Ciaz is not just a legal obligation but also a financial safeguard. The Maruti Ciaz insurance policy helps cover expenses in case of accidents, natural calamities, theft, or damage. Given the rising number of vehicles on the road, having insurance ensures you are protected from third-party liabilities. Additionally, comprehensive Maruti Ciaz car insurance provides coverage for both third-party and own-damage risks, making it a must-have for every car owner.
When purchasing a Ciaz car insurance, you get access to a host of features that offer extensive protection for your vehicle. These features include:
● Comprehensive Coverage : Protects against theft, fire, and damage due to natural or man-made calamities.
● Third-Party Liability : Covers damages to third parties in case of an accident.
● Personal Accident Cover : Provides financial protection in case of injury or death of the owner-driver.
Add-ons : Options such as zero depreciation cover, engine protection, and roadside assistance can be added to enhance your Ciaz insurance. Each of these features ensures that you are well-prepared for any unexpected situation.
Purchasing Maruti Suzuki Ciaz insurance provides multiple benefits:
● Peace of Mind : Knowing that your vehicle is insured against unforeseen damages offers peace of mind.
● Financial Security : In case of an accident, theft, or damage, the insurance company bears the repair or replacement cost, reducing the financial burden on the owner.
● No Claim Bonus (NCB) : If no claims are made during the policy period, you can accumulate NCB discounts for subsequent renewals, lowering your Ciaz car insurance price.
● Add-on Covers : Additional covers ensure comprehensive protection against a wide range of risks.
Compare Insurance Plans Made for You
Feature |
Third Party Liabilty Cover |
Own Damage Cover |
Comprehensive Car Cover |
Comprehensive Cover with Add-ons |
---|---|---|---|---|
Overview | Covers legal liabilities arising due to body injury or property damage to others due to your car. It is mandatory by law. | Covers expenses arising out of damage to your car. | Full fedged cover comprising of Third Party Liability cover and Own Damage covers | Enhance coverage by opting for various Add-ons over and above the comprehensive cover |
Policy Period | 1 or 3 years | 1 Year | 1 and 3 years | 1 and 3 years |
Third Party Liability for Injury, Death & Property Damage | Yes | No | Yes | Yes |
Accidents & Collisions | No | Yes | Yes | Yes |
Natural or Man-Made Disasters | No | Yes | Yes | Yes |
Fire Damage | No | Yes | Yes | Yes |
Theft | No | Yes | Yes | Yes |
Compulsory Personal Accident | Yes | Yes | Yes | Yes |
Add-on: No Claim Bonus | No | No | No | Yes |
Add-on: Zero Depreciation Cover | No | No | No | Yes |
Add-on: Lock & Key Replacement | No | No | No | Yes |
Add-on: 24x7 Roadside Assistance | No | No | No | Yes |
Add-on: Consumables Cover | No | No | No | Yes |
Explore more add-ons | No | Up to 27 Add Ons | Up to 27 Add Ons | Up to 27 Add Ons |
To calculate the Maruti Ciaz insurance price, you can use the premium calculator available on insurance portals. This tool helps you determine the premium by inputting details like your car model, year of manufacture, and geographic location. The calculator instantly provides the Maruti Ciaz insurance price, allowing you to make an informed decision before purchasing the policy.
The Ciaz insurance policy covers a wide range of specifications, including:
● Insured Declared Value (IDV) : The maximum sum assured under the policy.
● No Claim Bonus (NCB) : The discount is applicable for claim-free years.
● Deductibles : The amount you agree to pay out of pocket during a claim.
These factors influence the overall Ciaz insurance price and the coverage offered.
Choosing the right Maruti Suzuki Ciaz insurance requires careful consideration of several factors:
● Coverage : Ensure that your policy covers both Third-Party Liabilities and own-damage protection.
● Add-Ons : Select add-ons based on your specific needs, such as Zero Depreciation or Engine Protection.
● Insured Declared Value (IDV) : A higher IDV ensures a higher claim amount but also increases the premium. Balance your needs and budget accordingly.
● No Claim Bonus (NCB) : Look for policies offering NCB benefits to lower future premiums.
● Claim Process : Choose Bajaj Allianz General Insurance Company with a simple and efficient claim process to ensure quick settlements in case of accidents.
Considering these points ensures that you select the most suitable Maruti Ciaz car insurance.
Opting for Maruti Ciaz car insurance offers several advantages:
● Comprehensive Protection : Ensures your vehicle is covered against a wide range of risks.
● Convenience : Buying and renewing policies online saves time and effort.
● Customisable Options : You can choose from a variety of add-ons to tailor the policy to your needs.
● NCB Benefits : Lower your premium with No Claim Bonus discounts.
With these benefits, you can drive your Maruti Ciaz with confidence, knowing that you're protected on all fronts.
Get instant access to your policy details with a single click.
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Step-by-Step Guide
How To Buy
0
Download the Caringly Yours app from App stores or click "Get Quote"
1
Register or log in to your account.
2
Enter your car details
3
You will be redirected to the Car Insurance Page.
4
Ensure to check your No Claim Discount
5
Choose right Insured Declared Value (IDV) that reflects your car value
6
Evaluate Covers, Add Ons, Optional Covers and Exclusions
7
Select a plan from the recommended options, or customize your own plan
8
Review the premium and other coverage details
9
Proceed with the payment using your preferred method
10
Receive confirmation of your purchased policy via email and SMS
How To Renew
0
Login to the app
1
Enter your current policy details
2
Review and update coverage if required
3
Check for renewal offers
4
Add or remove riders
5
Confirm details and proceed
6
Complete renewal payment online
7
Receive instant confirmation for your policy renewal
How to Claim
0
Download our Caringly Yours App on Android or iOS
1
Register or login to use Motor On the spot claim for a smooth process
2
Enter your policy and accident details (location, date, time)
3
Save and click Register to file your claim
4
Receive an SMS with your claim registration number
5
Fill in the digital claim form and submit NEFT details
6
Upload photos of damaged parts as instructed
7
Upload your RC and driving license
8
Receive an SMS with the proposed claim amount
9
Use the SMS link to agree/disagree with the claim amount
10
Agree to receive the amount in your bank account
11
Track your claim status using the Insurance Wallet App
Know More
0
For any further queries, please reach out to us
1
Phone +91 020 66026666
2
Fax +91 020 66026667
Buying Maruti Ciaz insurance online is a simple process:
● Visit the Bajaj Allianz General Insurance Company website.
● Enter your car details, including registration number, model, and variant.
● Choose the coverage and add-ons you need.
● Review the Maruti Ciaz car insurance price and proceed to payment. The policy will be issued instantly, providing you with immediate coverage.
Renewing Maruti Ciaz insurance online is a quick and easy process:
● Visit the Bajaj Allianz General Insurance Company website and go to the renewal section.
● Enter your existing policy details and car registration number.
● Select the plan and add-ons for renewal.
● Make the payment and receive the renewed policy instantly.
Raising a claim under Ciaz insurance is simple:
● Inform Bajaj Allianz General Insurance Company immediately after the incident.
● Fill out the claim form and submit the necessary documents.
● Get your vehicle inspected by a surveyor.
● Upon verification, Bajaj Allianz General Insurance Company will approve and settle your claim, either as a Cashless Claim or through reimbursement.
When making a claim under Maruti Ciaz car insurance, ensure you have the following documents:
● Copy of the insurance policy.
● Vehicle registration details.
● Valid driving license.
● FIR (if applicable).
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24x7 Missed Facility
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Home Insurance Cover
Bajaj Allianz General Insurance Company offers a seamless experience when it comes to insuring your Maruti Ciaz. With a high claim settlement ratio, efficient online processes, and a wide network of cashless garages, Bajaj Allianz General Insurance Company provides reliable support. Here’s why you should choose it:
● Comprehensive Coverage : Protects against third-party liabilities, own-damage, and natural calamities.
● Add-ons for Enhanced Protection : From zero depreciation to engine protection, you can opt for various add-ons to suit your needs.
● No Claim Bonus : Benefit from up to 50% NCB on premium renewals if you haven't made any claims during the policy period.
● Digital Claims Process : With a simple and digital claims process, you can settle your claims in as little as a few minutes.
● 24/7 Roadside Assistance : Support is available anytime, ensuring you're never stranded in case of a breakdown.
Prompt Assistance
Thank you so much, Bajaj Allianz, for your quick and responsive action towards my claim process. I am shocked that my claim amount has been credited so quickly.
Vikram Singh
Delhi
21st May 2021
Claim Support
Super fast claim settlement! I initiated a claim for my car windscreen, which was broken due to a tree fall today, and it was settled within one hour. I appreciate the efforts of Omkar.
Deepak Bhanushali
Mumbai
18th May 2021
Quick Assistance
Thank you for helping me with just one tweet. You guys are really awesome. This is the fourth year I am continuing with you for car insurance. Keep it up!
Naveen Tyagi
Delhi
1st May 2021
Claim Support
I really appreciate the way I was treated concerning my claim. The customer service was both professional and friendly, which enhanced my confidence in Bajaj Allianz.
Pramod Chand Lakra
Jaipur
27th Jul 2020
Reliable Service
The vehicle was used by our Zonal Manager. We appreciate your timely and prompt action in getting the vehicle ready for use within a short span of time.
Siba Prasad Mohanty
Pune
26th Jul 2020
Diverse Options
A range of options to choose from." Being a perfectionist, I prefer the best of everything. I wanted my car insurance policy to be airtight as well.
Rahul
Lucknow
26th Jul 2020
You can opt for third-party insurance and comprehensive insurance for your Ciaz car.
Yes, according to Indian law, it is mandatory to have at least third-party insurance for your vehicle.
Yes, if your insurance has expired, an inspection of your car might be required before issuing a new policy.
Yes, online insurance policies are valid and recognised by the law, offering the same protection as offline policies.
Yes, you can transfer your No Claim Bonus (NCB) from your old car to your new Ciaz when you purchase the insurance for your new vehicle, ensuring you retain the benefits.
Yes, if the previous owner had accumulated an NCB, it is transferable when you purchase the car, and the insurance policy is transferred to your name.
You will need your car’s registration number, the previous policy details, and your personal identification documents for a seamless renewal.
You can lower the Ciaz insurance price by opting for higher deductibles, taking advantage of the No Claim Bonus, and selecting only essential add-ons.
Yes, the Maruti Suzuki Ciaz is known for its spacious interiors, fuel efficiency, and stylish design, making it a great choice for both city and highway driving.
Yes, you can easily transfer your vehicle's insurance to the new owner. The usual procedure for transferring vehicle insurance policy between two owners requires the new owner of the vehicle to submit an application form to the insurance provider within about 14 days of the registration transfer.
The coverage for vehicle insurance can vary depending on the type of policy chosen. For instance, under third party insurance, you get coverage for third party liability, third party property damage, personal accident cover, etc. Similarly, comprehensive insurance covers own damage vehicle, theft, natural/manmade calamaties etc.
Investing in a comprehensive motor insurance is beneficial because it provides extensive coverage for your vehicle. There are certain add-ons for comprehensive motor insurance that can be added to give your vehicle an extra protection like damages for an accident, theft, natural disasters, damage to third party etc. as derived by the policy terms.
Third-Party Liability covers the legal liability one has to pay to the third party to whom damage is being caused. While opting for vehicle insurance, one has to choose between a comprehensive plan, which provides coverage for the policyholder and the third party, and a third-party policy, which provides coverage only for the third party.
"Third-Party Liability: Covers damages you cause to another person or their property. It's mandatory by law. Comprehensive: Covers third-party liability plus damages to your own vehicle due to accidents, theft, natural disasters, etc. as per the policy terms"
You may be able to transfer your no claims bonus when renewing your policy with us, but this depends on various factors. While renewing, you may be able to get new and better no claims bonus options and discounts.
Certainly, the no claim bonus feature in vehicle insurance can reduce the premium by a certain percentage each year if no claims are made. This feature has proven beneficial for long-term insurance policies with the same company.
Use our app, Caringly Yours, to initiate your insurance claim with an easy and hands-free experience.
Ideally, claims are supposed to be registered on the same day that damage occurs to the insured vehicle. It is highly appreciated to provide an immediate update to your vehicle insurance company. Please complete the claim application through our Caringly Yours app to claim your insurance in just a few easy steps.
It's the amount you have to pay out of pocket before your insurance coverage kicks in. A higher deductible usually means a lower premium.
Vehicle insurance premiums can change at renewal due to several factors, including depreciation, add-on covers, the type of model of your vehicle, and additional accessories. Consequently, the premium may increase or decrease each year.
No claim bonus is calculated at renewal based on the consecutive years the insured has not filed a claim. The discount percentage usually increases each year, following the policy terms.
The time gap between the policy expiration and the renewal of the policy is known as the break-in period. Your policy will remain inactive during this period. In case of a break-in, you are advised to renew your policy as soon as possible. You can complete the procedure online easily and your policy gets instantly activated.
Usually, vehicle inspection occurs when purchasing a new vehicle insurance policy or during renewal process. Additionally, an inspection may be required when you file a claim for any damages, there is a change in the policy type, new accessories or equipment are added to the vehicle, or there is a change in ownership.
Yes, you can switch providers at renewal. Compare quotes and coverage options to find the best deal.
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