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Motor Insurance

Mahindra Thar Insurance

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Get Up To 85% Off*

Road trips, commutes, or quick errands—protection that follows you everywhere

Coverage Highlights

Get comprehensive coverage for your car
  • Premium

Starting from INR 2094*

  • Cashless Garages

7,200+ network garages for hassle free services

  • Own Damage Cover

Covers damage to your car due to accidents, fire, theft and natural calamities

  • Third Party Liability

Unlimited liability for third party bodily injuries and INR 7.5 lacs for third party property damage

  • Personal Accident Cover

Starting from INR 15 Lacs

  • No Claim Bonus

Up to 50%

  • Optional Covers

Wide range of Add Ons

  • On The Spot Claim Settlement

You can instantly register your car insurance claim from the accident spot and get it settled within minutes through our Caringly Yours App

  • 24x7 Spot Assistance

Get 24x7 roadside assistance, ensuring help is always just a call away, no matter when or where your car breaks down

Inclusions

What’s covered?
  • Third Party Liability for Bodily Injury & Death (Unlimited Cover)

If an accident is caused by your car and you are liable to compensate for any injury or death of others then we will pay the exact amount as by court.

  • Third Party Liability for Property Damage (up to INR 7.5 lacs)

If an accident is caused by your car and you are liable to compensate for any damage to property of others then we will pay amount upto the SI limit

  • Accidents

Damages and losses that arise out of accidents and collisions

  • Natural or Man-Made Disasters

Damages and losses to car by events like floods, cyclones, earthquakes, riots or vandalism

  • Fire Damage

Damages and losses if your car catches fire or explodes

  • Theft

Financial losses when your car is stolen

  • In Transit Damage

If your car is damaged while being transported, this covers the repair costs

  • Personal Accident

Coverage if your car accident results in death or disability of car owner

  • Add-On Covers

Multiple Add-Ons which you can buy with your car insurance policy to enhance your coverage

Exclusions

What’s not covered?
  • Intentional Damage

Any damage caused to the car intentionally

  • Depreciation

Normal wear and tear of the car due to usage and depreciation in value is not covered

  • Mechanical or Electrical Breakdown

If your car suffers an electrical or mechanical breakdown, the cost of repairs would not be covered

  • Illegal Activities

Any type of illegal activity such as driving without a license, under the influence of alcohol and/or drugs, or using the car for criminal activity

  • Geographic Limits

Your insurance policy is only valid within India. If your vehicle meets with an accident outside the country, your claim will be rejected.

  • War-related Damages

Losses caused by war or nuclear risks are not covered

  • Overloading the Vehicle

If you exceed the weight or passenger limit specified for your car, leading to an accident.

  • Unauthorised Vehicle Modifications

If you modify your vehicle(electrical components or other illegal modifications), your policy may become invalid.

  • Racing or Speed Tests

If you participate in racing, speed tests, or illegal stunts and damage your car, your claim will be denied

  • Note

Please read policy wording for detailed exclusions

Additional Covers

What else can you get?
  • 24x7 Road Side Assistance

Provides immediate roadside help for emergencies like flat tyres, towing, fuel assistance and more

  • Consumable Expenses

Coverage for consumables items like grease, lubricants, engine oil, oil filter, brake oil, etc

  • Zero Depreciation Cover

Every year the value of a car depreciates but with zero depreciation cover, there are no depreciation cuts even when you make a claim, and you get the entire amount in your hands

  • Pay As You Consume

If you drive less then you can pay less by selecting number of kilometers driven in a year and thus saving on your insurance premium

  • No Claim Bonus Protector

Protects your No Claim Bonus even if you make a claim ensuring you get discount on your premium

  • Tyre Safeguard

This add-on cover can be fruitful if your car's tyre or tube gets damaged due to an accident. Tyre secure cover provides coverage for replacement expenses of tyres and tubes of the insured vehicle

  • Conveyance Benefit

If your car is in the garage for repairs, this cover will pay for money spent on cabs for your daily commute

  • Engine Protector

Covers financial losses incurred due to damage to your car engine

  • Return to Invoice (RTI) Cover

Recover invoice value of your car back in case of theft or total loss

Protect Your Mahindra Thar with the Right Insurance Plan

Purchasing or renewing your Mahindra Thar insurance is crucial for safeguarding your investment in one of the most rugged and adventurous vehicles on the road. With its off-road capabilities and powerful design, the Mahindra Thar requires a robust insurance policy that covers both the vehicle and third-party liabilities. Whether you are looking for Mahindra Thar third-party insurance price or comprehensive coverage, Bajaj Allianz General Insurance Company provides a range of options tailored to your needs.

Benefits You Deserve

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Reliable Customer Support

We have a dedicated call centre and chat support taking care of all your needs

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7200+ Cashless garages

Wide network of cashless garages for hassle free service

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On the Spot Claim Settlement

Register claim on accident spot and get it settled within minute on our app

Benefits of Buying Mahindra Thar Insurance

There are numerous advantages to buying Mahindra Thar insurance:

● Financial Security: Protect yourself from unexpected repair costs due to accidents or other damage.

● Legal Compliance: Avoid penalties and legal trouble by adhering to the Motor Vehicles Act.

● Peace of Mind: Knowing that your Thar is covered against a wide range of risks, including theft and natural disasters.

● No Claim Bonus (NCB): Enjoy discounts on your premiums for every claim-free year, which can significantly reduce your Mahindra Thar insurance cost.

Features of Buying Mahindra Thar Insurance

When you purchase insurance of Thar through Bajaj Allianz General Insurance Company, you unlock a wide range of features:

● Cashless Claims: Access to over 7,200+ network garages across India for hassle-free cashless claim settlements.

● On-The-Spot Settlement: Bajaj Allianz General Insurance Company offers the convenience of on-the-spot claim settlement through the Caringly Yours app.

● Add-On Covers: Customise your policy with essential add-ons like zero depreciation, engine protection, and more.

● 24/7 Roadside Assistance: Assistance available across the country to ensure you never get stranded.

● High Claim Settlement Ratio: A 98% claim settlement ratio assures you of timely and reliable support in case of any unfortunate event.

At-A-Glance

Compare Insurance Plans Made for You

Feature
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Third Party Liabilty Cover

Own Damage Cover

Comprehensive Car Cover

Comprehensive Cover with Add-ons

Overview Covers legal liabilities arising due to body injury or property damage to others due to your car. It is mandatory by law. Covers expenses arising out of damage to your car. Full fedged cover comprising of Third Party Liability cover and Own Damage covers Enhance coverage by opting for various Add-ons over and above the comprehensive cover
Policy Period 1 or 3 years 1 Year 1 and 3 years 1 and 3 years
Third Party Liability for Injury, Death & Property Damage Yes No Yes Yes
Accidents & Collisions No Yes Yes Yes
Natural or Man-Made Disasters No Yes Yes Yes
Fire Damage No Yes Yes Yes
Theft No Yes Yes Yes
Compulsory Personal Accident Yes Yes Yes Yes
Add-on: No Claim Bonus No No No Yes
Add-on: Zero Depreciation Cover No No No Yes
Add-on: Lock & Key Replacement No No No Yes
Add-on: 24x7 Roadside Assistance No No No Yes
Add-on: Consumables Cover No No No Yes
Explore more add-ons No Up to 27 Add Ons Up to 27 Add Ons Up to 27 Add Ons

Types of Mahindra Thar Insurance Plans

When buying Mahindra Thar insurance, you have several plan options:

Third-Party Liability Insurance

This is the minimum required by law. It covers any damage to third-party property or injury to a third-party individual caused by your vehicle. The Mahindra Thar third party insurance price is relatively lower, making it a cost-effective option for legal compliance.

Comprehensive Car Insurance

A comprehensive car insurance policy provides coverage not just for third-party liabilities but also for damages to your own vehicle. This is highly recommended for a vehicle like the Thar, as it offers protection against accidents, theft, fire, and natural calamities. This type of plan will have a higher Thar insurance price per year but provides much more coverage.

Mahindra Thar Variants with Car Insurance Price 

The insurance cost for Mahindra Thar varies based on the specific variant you choose. For instance, the Thar AX Opt Hard Top Diesel RWD will have a different insurance premium compared to the Thar LX Hard Top AT RWD. Higher-end models like the Thar AX Opt Convert Top Diesel will also have a higher insurance cost. Factors such as vehicle age, location, engine capacity, and coverage options influence the Mahindra Thar insurance price. To find the best deals, you can use the premium calculator on Bajaj Allianz General Insurance Company's official website.

Specifications of Mahindra Thar Car 

The Mahindra Thar is an off-road vehicle powered by a 2.2-litre diesel engine producing 130.07 bhp and 300 Nm of torque. It offers a 9 kmpl city mileage and comes with a 4-cylinder configuration. Thar features an automatic transmission and a 57-litre fuel tank, making it ideal for long off-road adventures. With a ground clearance of 226 mm and essential features like ABS, driver and passenger airbags, power steering, and alloy wheels, the Thar delivers excellent performance on rugged terrain while ensuring safety and comfort for up to four passengers.

Step-by-Step Guide

To help you navigate your insurance journey

How To Buy

  • 0

    Download the Caringly Yours app from App stores or click "Get Quote"

  • 1

    Register or log in to your account.

  • 2

    Enter your car details

  • 3

    You will be redirected to the Car Insurance Page.

  • 4

    Ensure to check your No Claim Discount

  • 5

    Choose right Insured Declared Value (IDV) that reflects your car value

  • 6

    Evaluate Covers, Add Ons, Optional Covers and Exclusions

  • 7

    Select a plan from the recommended options, or customize your own plan

  • 8

    Review the premium and other coverage details

  • 9

    Proceed with the payment using your preferred method

  • 10

    Receive confirmation of your purchased policy via email and SMS

How To Renew

  • 0

    Login to the app

  • 1

    Enter your current policy details

  • 2

    Review and update coverage if required

  • 3

    Check for renewal offers

  • 4

    Add or remove riders

  • 5

    Confirm details and proceed

  • 6

    Complete renewal payment online

  • 7

    Receive instant confirmation for your policy renewal

How to Claim

  • 0

    Download our Caringly Yours App on Android or iOS

  • 1

    Register or login to use Motor On the spot claim for a smooth process

  • 2

    Enter your policy and accident details (location, date, time)

  • 3

    Save and click Register to file your claim

  • 4

    Receive an SMS with your claim registration number

  • 5

    Fill in the digital claim form and submit NEFT details

  • 6

    Upload photos of damaged parts as instructed

  • 7

    Upload your RC and driving license

  • 8

    Receive an SMS with the proposed claim amount

  • 9

    Use the SMS link to agree/disagree with the claim amount

  • 10

    Agree to receive the amount in your bank account

  • 11

    Track your claim status using the Insurance Wallet App

Know More

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    For any further queries, please reach out to us

  • 1

    Phone +91 020 66026666

  • 2

    Fax +91 020 66026667

How to Choose the Right Mahindra Thar Car Insurance Policy

Choosing the right Mahindra Thar insurance policy involves considering several factors:

Coverage

Decide whether you need third-party insurance, comprehensive insurance, or standalone own-damage insurance.

Add-Ons

Consider essential add-ons like zero depreciation, engine protection, and roadside assistance based on your driving habits and the risks you face.

Insured Declared Value (IDV)

The IDV is the maximum amount the insurer will pay in case of total loss. A higher IDV means higher premiums but better coverage.

Network Garages

Ensure the insurer has a wide network of cashless garages for easy claim settlements.

Claim Settlement Ratio

Opt for an insurer with a high claim settlement ratio to ensure your claims are processed without hassle.

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Why Choose Bajaj Allianz for Mahindra Thar Car Insurance

Bajaj Allianz General Insurance Company is a top choice for Mahindra Thar insurance because of several reasons:

● Comprehensive Coverage: Offering both third-party and comprehensive insurance with options for various add-ons.

● Cashless Claims: With over 7,200+ network garages, Bajaj Allianz General Insurance Company provides seamless cashless claim services.

● High Claim Settlement Ratio: A 98% claim settlement ratio ensures that your claims are handled efficiently and quickly.

● Quick Policy Issuance: Get your policy issued in minutes with Bajaj Allianz General Insurance Company’s online portal.

● No Claim Bonus: Enjoy discounts on premiums for claim-free years.

● 24/7 Support: Round-the-clock support ensures that you’re never left stranded.

● OTS Claims: On-the-spot claim settlement for damages up to INR 30,000 ensures quick financial relief.

Importance of Buying Car Insurance for Mahindra Thar

Owning a Mahindra Thar is an experience of power, adventure, and off-road thrill, but it also comes with the responsibility of protecting your assets. Mahindra Thar Insurance provides financial security in case of accidents, natural disasters, theft, or any unforeseen damage. It also covers third-party liabilities, which are mandatory under Indian law. Driving without insurance can result in hefty fines and legal consequences. Hence, insuring your Thar is not just a legal obligation but also a wise financial decision.

What Our Customers Say

Prompt Assistance

Thank you so much, Bajaj Allianz, for your quick and responsive action towards my claim process. I am shocked that my claim amount has been credited so quickly.

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Vikram Singh

Delhi

4.6

21st May 2021

Claim Support

Super fast claim settlement! I initiated a claim for my car windscreen, which was broken due to a tree fall today, and it was settled within one hour. I appreciate the efforts of Omkar.

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Deepak Bhanushali

Mumbai

4.5

18th May 2021

Quick Assistance

Thank you for helping me with just one tweet. You guys are really awesome. This is the fourth year I am continuing with you for car insurance. Keep it up!

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Naveen Tyagi

Delhi

5.0

1st May 2021

Claim Support

I really appreciate the way I was treated concerning my claim. The customer service was both professional and friendly, which enhanced my confidence in Bajaj Allianz. 

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Pramod Chand Lakra

Jaipur

5.0

27th Jul 2020

Reliable Service

The vehicle was used by our Zonal Manager. We appreciate your timely and prompt action in getting the vehicle ready for use within a short span of time.

SibaPrasadMohanty

Siba Prasad Mohanty

Pune

5.0

26th Jul 2020

Diverse Options

A range of options to choose from." Being a perfectionist, I prefer the best of everything. I wanted my car insurance policy to be airtight as well. 

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Rahul

Lucknow

5.0

26th Jul 2020

FAQ's

What are the most recommended add-on covers for Mahindra Thar?

The most recommended add-ons include zero depreciation, engine protection, and roadside assistance.

What documents are needed to renew Mahindra Thar car insurance?

You’ll need your previous policy details, car registration number, and personal identification for renewal.

What documents do I need to submit when filing a claim for my Mahindra

Submit a copy of your policy, registration certificate, driving license, and claim form.

How can I get the best insurance rate for my Mahindra Thar?

You can get the best rate by comparing policies online, maintaining a claim-free history, and opting for add-ons like voluntary excess.

How can I avail of cashless claims with my Mahindra Thar insurance?

Take your car to any network garage authorised by Bajaj Allianz General Insurance Company and let the insurer handle the payment directly.

Can I transfer my existing motor insurance policy to the new owner?

Yes, you can easily transfer your vehicle's insurance to the new owner. The usual procedure for transferring vehicle insurance policy between two owners requires the new owner of the vehicle to submit an application form to the insurance provider within about 14 days of the registration transfer.

What risks are covered under an insurance policy for a vehicle?

The coverage for vehicle insurance can vary depending on the type of policy chosen. For instance, under third party insurance, you get coverage for third party liability, third party property damage, personal accident cover, etc. Similarly, comprehensive insurance covers own damage vehicle, theft, natural/manmade calamaties etc.

Why should I buy comprehensive vehicle insurance policy?

Investing in a comprehensive motor insurance is beneficial because it provides extensive coverage for your vehicle. There are certain add-ons for comprehensive motor insurance that can be added to give your vehicle an extra protection like damages for an accident, theft, natural disasters, damage to third party etc. as derived by the policy terms.

What is a Third-Party Liability Cover?

Third-Party Liability covers the legal liability one has to pay to the third party to whom damage is being caused. While opting for vehicle insurance, one has to choose between a comprehensive plan, which provides coverage for the policyholder and the third party, and a third-party policy, which provides coverage only for the third party.

Differenciate Third-Party Liability and Comprehensive Motor Insurance?

"Third-Party Liability: Covers damages you cause to another person or their property. It's mandatory by law. Comprehensive: Covers third-party liability plus damages to your own vehicle due to accidents, theft, natural disasters, etc. as per the policy terms"

Will my no claims bonus be transferred if I renew my motor insurance?

You may be able to transfer your no claims bonus when renewing your policy with us, but this depends on various factors. While renewing, you may be able to get new and better no claims bonus options and discounts.

What is premium reduction process if no claim aquired previously?

Certainly, the no claim bonus feature in vehicle insurance can reduce the premium by a certain percentage each year if no claims are made. This feature has proven beneficial for long-term insurance policies with the same company.

What should be my first action to initiate a claim?

Use our app, Caringly Yours, to initiate your insurance claim with an easy and hands-free experience.

How do I register my claim?

Ideally, claims are supposed to be registered on the same day that damage occurs to the insured vehicle. It is highly appreciated to provide an immediate update to your vehicle insurance company. Please complete the claim application through our Caringly Yours app to claim your insurance in just a few easy steps.

What is a "deductible" or "compulsory excess" in motor insurance?

It's the amount you have to pay out of pocket before your insurance coverage kicks in. A higher deductible usually means a lower premium.

Why does my vehicle insurance premium change during renewal?

Vehicle insurance premiums can change at renewal due to several factors, including depreciation, add-on covers, the type of model of your vehicle, and additional accessories. Consequently, the premium may increase or decrease each year.

How 'no claim bonus' is calculated at the time of renewal?

No claim bonus is calculated at renewal based on the consecutive years the insured has not filed a claim. The discount percentage usually increases each year, following the policy terms.

What is break-in insurance? What should I do in case of break-in?

The time gap between the policy expiration and the renewal of the policy is known as the break-in period. Your policy will remain inactive during this period. In case of a break-in, you are advised to renew your policy as soon as possible. You can complete the procedure online easily and your policy gets instantly activated.

When is vehicle inspection mandatory in motor insurance?

Usually, vehicle inspection occurs when purchasing a new vehicle insurance policy or during renewal process. Additionally, an inspection may be required when you file a claim for any damages, there is a change in the policy type, new accessories or equipment are added to the vehicle, or there is a change in ownership.

Can I change my motor insurance provider at renewal?

Yes, you can switch providers at renewal. Compare quotes and coverage options to find the best deal.
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