Motor Insurance

Mahindra Scorpio Car Insurance

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Get Up To 85% Off*

Road trips, commutes, or quick errands—protection that follows you everywhere

Coverage Highlights

Get comprehensive coverage for your car

Premium

Starting from INR 2094*

Cashless Garages

7,200+ network garages for hassle free services

Own Damage Cover

Covers damage to your car due to accidents, fire, theft and natural calamities

Third Party Liability

Unlimited liability for third party bodily injuries and INR 7.5 lacs for third party property damage

Personal Accident Cover

Starting from INR 15 Lacs

No Claim Bonus

Up to 50%

Optional Covers

Wide range of Add Ons

On The Spot Claim Settlement

You can instantly register your car insurance claim from the accident spot and get it settled within minutes through our Caringly Yours App

24x7 Spot Assistance

Get 24x7 roadside assistance, ensuring help is always just a call away, no matter when or where your car breaks down

Inclusions

What’s covered?

Third Party Liability for Bodily Injury & Death (Unlimited Cover)

If an accident is caused by your car and you are liable to compensate for any injury or death of others then we will pay the exact amount as by court.

Third Party Liability for Property Damage (up to INR 7.5 lacs)

If an accident is caused by your car and you are liable to compensate for any damage to property of others then we will pay amount upto the SI limit

Accidents

Damages and losses that arise out of accidents and collisions

Natural or Man-Made Disasters

Damages and losses to car by events like floods, cyclones, earthquakes, riots or vandalism

Fire Damage

Damages and losses if your car catches fire or explodes

Theft

Financial losses when your car is stolen

In Transit Damage

If your car is damaged while being transported, this covers the repair costs

Personal Accident

Coverage if your car accident results in death or disability of car owner

Add-On Covers

Multiple Add-Ons which you can buy with your car insurance policy to enhance your coverage

Exclusions

What’s not covered?

Intentional Damage

Any damage caused to the car intentionally

Depreciation

Normal wear and tear of the car due to usage and depreciation in value is not covered

Mechanical or Electrical Breakdown

If your car suffers an electrical or mechanical breakdown, the cost of repairs would not be covered

Illegal Activities

Any type of illegal activity such as driving without a license, under the influence of alcohol and/or drugs, or using the car for criminal activity

Geographic Limits

Your insurance policy is only valid within India. If your vehicle meets with an accident outside the country, your claim will be rejected.

War-related Damages

Losses caused by war or nuclear risks are not covered

Overloading the Vehicle

If you exceed the weight or passenger limit specified for your car, leading to an accident.

Unauthorised Vehicle Modifications

If you modify your vehicle(electrical components or other illegal modifications), your policy may become invalid.

Racing or Speed Tests

If you participate in racing, speed tests, or illegal stunts and damage your car, your claim will be denied

Note

Please read policy wording for detailed exclusions

Additional Covers

What else can you get?

24x7 Road Side Assistance

Provides immediate roadside help for emergencies like flat tyres, towing, fuel assistance and more

Consumable Expenses

Coverage for consumables items like grease, lubricants, engine oil, oil filter, brake oil, etc

Zero Depreciation Cover

Every year the value of a car depreciates but with zero depreciation cover, there are no depreciation cuts even when you make a claim, and you get the entire amount in your hands

Pay As You Consume

If you drive less then you can pay less by selecting number of kilometers driven in a year and thus saving on your insurance premium

No Claim Bonus Protector

Protects your No Claim Bonus even if you make a claim ensuring you get discount on your premium

Tyre Safeguard

This add-on cover can be fruitful if your car's tyre or tube gets damaged due to an accident. Tyre secure cover provides coverage for replacement expenses of tyres and tubes of the insured vehicle

Conveyance Benefit

If your car is in the garage for repairs, this cover will pay for money spent on cabs for your daily commute

Engine Protector

Covers financial losses incurred due to damage to your car engine

Return to Invoice (RTI) Cover

Recover invoice value of your car back in case of theft or total loss

Mahindra Scorpio Insurance: Coverage, Cost & More

Owning a Mahindra Scorpio is an exciting experience, but protecting your investment is crucial.

Mahindra Scorpio car insurance offers comprehensive coverage to protect your vehicle from accidents, theft, and natural disasters.

Whether you're purchasing a new Scorpio or renewing your existing policy, it's essential to find the right car insurance plan that fits your needs and budget.

Here’s a guide on how to buy Mahindra Scorpio car insurance and understand its pricing, features, benefits, and more.

Benefits You Deserve

Reliable Customer Support

We have a dedicated call centre and chat support taking care of all your needs

7200+ Cashless garages

Wide network of cashless garages for hassle free service

On the Spot Claim Settlement

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Benefits of Buying Mahindra Scorpio Car Insurance

Here are some benefits of purchasing Mahindra Scorpio car insurance:

- Financial Protection: Covers damages to your vehicle, third-party liabilities, and personal accidents.

- No Claims Bonus: If you don’t file any claims, you can receive a discount on the Scorpio insurance cost per year during renewal.

- Customisable Plans: Tailor your policy with add-ons like consumable cover, return to invoice, and zero depreciation to minimise out-of-pocket expenses.

- 24/7 Assistance: Services such as roadside assistance ensure you're never stranded, whether due to an accident or breakdown.

Features of Buying Mahindra Scorpio Car Insurance

When purchasing Mahindra Scorpio car insurance, you can enjoy several key features:

Cashless Claim Settlement

With access to over 7,200 network garages with Bajaj Allianz General Insurance Company, you can get repairs done without worrying about upfront payments.

Add-On Covers

Options like zero depreciation, engine protector, and personal accident cover can enhance your policy.

Flexible Plans

Whether you opt for a Scorpio 1 year insurance price or a Scorpio third-party insurance price, you can choose plans based on your needs.

Digital Processes

You can buy Mahindra Scorpio car insurance online with ease, ensuring a seamless experience from quote to claim.

Types of Car Insurance Plans for a Scorpio Car

There are two primary types of car insurance available for a Mahindra Scorpio:

Third-Party Insurance

Covers damages caused to other vehicles, property, or people. The Scorpio third-party car insurance price is typically lower but offers limited protection.

Comprehensive Insurance

This includes third-party liability and protection for your own vehicle against accidents, theft, and natural disasters. The Scorpio first-party insurance price is higher but provides full coverage.

Mahindra Scorpio Car Insurance Price

The insurance price of Scorpio varies depending on factors such as the vehicle’s age, model, geographical location, and chosen coverage.

For a new Scorpio insurance price, expect to pay higher premiums due to its value, while older models like the Scorpio Classic insurance price are more affordable.

Additionally, the type of insurance plan you select—third-party or comprehensive—affects the overall Mahindra Scorpio insurance price.

Calculate Your Mahindra Scorpio Insurance Price

To calculate the Mahindra Scorpio insurance price, you need to consider factors such as the car’s age, engine capacity, and location.

Use an online calculator to estimate the premium by providing details like the vehicle registration number, model, and previous insurance information.

This will give you a breakdown of the Scorpio car insurance price and help you make an informed decision.

Step-by-Step Guide

To help you navigate your insurance journey

How To Buy

0

Download the Caringly Yours app from App stores or click "Get Quote"
1

Register or log in to your account.
2

Enter your car details
3

You will be redirected to the Car Insurance Page.
4

Ensure to check your No Claim Discount
5

Choose right Insured Declared Value (IDV) that reflects your car value
6

Evaluate Covers, Add Ons, Optional Covers and Exclusions
7

Select a plan from the recommended options, or customize your own plan
8

Review the premium and other coverage details
9

Proceed with the payment using your preferred method
10

Receive confirmation of your purchased policy via email and SMS

Buy Now

How To Renew

0

Login to the app
1

Enter your current policy details
2

Review and update coverage if required
3

Check for renewal offers
4

Add or remove riders
5

Confirm details and proceed
6

Complete renewal payment online
7

Receive instant confirmation for your policy renewal

Renew Now

How to Claim

0

Download our Caringly Yours App on Android or iOS
1

Register or login to use Motor On the spot claim for a smooth process
2

Enter your policy and accident details (location, date, time)
3

Save and click Register to file your claim
4

Receive an SMS with your claim registration number
5

Fill in the digital claim form and submit NEFT details
6

Upload photos of damaged parts as instructed
7

Upload your RC and driving license
8

Receive an SMS with the proposed claim amount
9

Use the SMS link to agree/disagree with the claim amount
10

Agree to receive the amount in your bank account
11

Track your claim status using the Insurance Wallet App

Claim Now

Know More

0

For any further queries, please reach out to us
1

Phone +91 020 66026666
2

Fax +91 020 66026667

How to Choose the Right Mahindra Scorpio Car Insurance Policy

Choosing the right Mahindra Scorpio car insurance requires careful consideration of your needs and budget. Here’s a guide to help you decide:

Assess Your Needs

If you drive frequently or in high-risk areas, a comprehensive car insurance plan is advisable. For minimal coverage, a third-party plan may suffice.

Compare Prices

Use an online calculator to compare the insurance price of Scorpio. Keep an eye on the Mahindra Scorpio insurance price list to ensure you're getting the best deal.

Consider Add-Ons

Opt for add-ons like zero depreciation, engine protector, and consumable cover if you want enhanced protection.

No Claims Bonus

Check the no claims bonus eligibility, which can reduce your Scorpio insurance per year if you have a claim-free record.

Insurer's Reputation

Choose a reputable provider like Bajaj Allianz General Insurance Company, which offers a 98% claim settlement ratio, ensuring you receive timely payouts.

Why Insure Your Car with Bajaj Allianz?

Buy Now

Affordable Premium

Wide range of plans that suit your pocket

Tailored Plans

Customise the coverage as per your needs

7200+ Cashless Garages

Network of garages for hassel-free repairs

Quick Claim Settlement

Easy claim settlement process

Easy Renewal

Continued coverage for your vehicle

24x7 Assistance

Round the clock dedicated support team

Why Choose Bajaj Allianz for Mahindra Scorpio Car Insurance

Here’s why Bajaj Allianz General Insurance Company is an excellent choice for Mahindra Scorpio car insurance:

Quick Processing

You can buy, renew, and file claims online in minutes. The Scorpio insurance cost per year is competitive, and Bajaj Allianz General Insurance Company ensures transparency in the process.

High Claim Settlement Ratio

With a 98% claim settlement ratio, you can be confident that your claims will be handled swiftly and fairly.

Cashless Garages

Bajaj Allianz General Insurance Company provides access to over 7,200 network garages, ensuring cashless claim settlement.

Innovative Add-Ons

From zero depreciation to engine protection, you can customise your plan to include valuable add-ons.

24/7 Assistance

Whether it’s roadside help or claim support, Bajaj Allianz General Insurance Company offers round-the-clock services for your convenience.

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Create a Profile With Us to Unlock New Benefits

Customised plans that grow with you
Proactive coverage for future milestones
Expert advice tailored to your profile

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Awards and Accolades

Awards

Bajaj Allianz General Insurance won IBEX award

Bajaj Allianz wins Product Innovator of the Year

Bajaj Allianz earns top honours for customer excel

Bajaj Allianz won best usage of data analytics

What Our Customers Say

Prompt Assistance

Thank you so much, Bajaj Allianz, for your quick and responsive action towards my claim process. I am shocked that my claim amount has been credited so quickly.

Vikram Singh

Delhi

4.6

21st May 2021

Claim Support

Super fast claim settlement! I initiated a claim for my car windscreen, which was broken due to a tree fall today, and it was settled within one hour. I appreciate the efforts of Omkar.

Deepak Bhanushali

Mumbai

4.5

18th May 2021

Quick Assistance

Thank you for helping me with just one tweet. You guys are really awesome. This is the fourth year I am continuing with you for car insurance. Keep it up!

Naveen Tyagi

Delhi

5.0

1st May 2021

Claim Support

I really appreciate the way I was treated concerning my claim. The customer service was both professional and friendly, which enhanced my confidence in Bajaj Allianz.

Pramod Chand Lakra

Jaipur

5.0

27th Jul 2020

Reliable Service

The vehicle was used by our Zonal Manager. We appreciate your timely and prompt action in getting the vehicle ready for use within a short span of time.

Siba Prasad Mohanty

Pune

5.0

26th Jul 2020

Diverse Options

A range of options to choose from." Being a perfectionist, I prefer the best of everything. I wanted my car insurance policy to be airtight as well.

Rahul

Lucknow

5.0

26th Jul 2020

FAQ's

Is it necessary to carry my insurance policy while driving my vehicle?

Yes, you must carry a digital or physical copy of your Mahindra Scorpio insurance while driving.

Do car customisations affect the cost of my insurance premium?

Yes, car modifications can increase the premium as they may increase the risk of damage.

How much time does it take to renew car insurance?

Renewing your Mahindra Scorpio car insurance takes a few minutes online through Bajaj Allianz General Insurance Company's portal.

My Mahindra Scorpio insurance policy expired 15 days ago. What should

You might need to undergo a car inspection before your Scorpio insurance is renewed, and the no-claims bonus might be affected.

I often drive with family members. Is the Personal Accident Cover for

Yes, adding personal accident cover for passengers ensures financial protection for your loved ones in case of an accident.

Can I transfer my existing motor insurance policy to the new owner?

Yes, you can easily transfer your vehicle's insurance to the new owner. The usual procedure for transferring vehicle insurance policy between two owners requires the new owner of the vehicle to submit an application form to the insurance provider within about 14 days of the registration transfer.

What risks are covered under an insurance policy for a vehicle?

The coverage for vehicle insurance can vary depending on the type of policy chosen. For instance, under third party insurance, you get coverage for third party liability, third party property damage, personal accident cover, etc. Similarly, comprehensive insurance covers own damage vehicle, theft, natural/manmade calamaties etc.

Why should I buy comprehensive vehicle insurance policy?

Investing in a comprehensive motor insurance is beneficial because it provides extensive coverage for your vehicle. There are certain add-ons for comprehensive motor insurance that can be added to give your vehicle an extra protection like damages for an accident, theft, natural disasters, damage to third party etc. as derived by the policy terms.

What is a Third-Party Liability Cover?

Third-Party Liability covers the legal liability one has to pay to the third party to whom damage is being caused. While opting for vehicle insurance, one has to choose between a comprehensive plan, which provides coverage for the policyholder and the third party, and a third-party policy, which provides coverage only for the third party.

Differenciate Third-Party Liability and Comprehensive Motor Insurance?

"Third-Party Liability: Covers damages you cause to another person or their property. It's mandatory by law. Comprehensive: Covers third-party liability plus damages to your own vehicle due to accidents, theft, natural disasters, etc. as per the policy terms"

Will my no claims bonus be transferred if I renew my motor insurance?

You may be able to transfer your no claims bonus when renewing your policy with us, but this depends on various factors. While renewing, you may be able to get new and better no claims bonus options and discounts.

What is premium reduction process if no claim aquired previously?

Certainly, the no claim bonus feature in vehicle insurance can reduce the premium by a certain percentage each year if no claims are made. This feature has proven beneficial for long-term insurance policies with the same company.

What should be my first action to initiate a claim?

Use our app, Caringly Yours, to initiate your insurance claim with an easy and hands-free experience.

How do I register my claim?

Ideally, claims are supposed to be registered on the same day that damage occurs to the insured vehicle. It is highly appreciated to provide an immediate update to your vehicle insurance company. Please complete the claim application through our Caringly Yours app to claim your insurance in just a few easy steps.

What is a "deductible" or "compulsory excess" in motor insurance?

It's the amount you have to pay out of pocket before your insurance coverage kicks in. A higher deductible usually means a lower premium.

Why does my vehicle insurance premium change during renewal?

Vehicle insurance premiums can change at renewal due to several factors, including depreciation, add-on covers, the type of model of your vehicle, and additional accessories. Consequently, the premium may increase or decrease each year.

How 'no claim bonus' is calculated at the time of renewal?

No claim bonus is calculated at renewal based on the consecutive years the insured has not filed a claim. The discount percentage usually increases each year, following the policy terms.

What is break-in insurance? What should I do in case of break-in?

The time gap between the policy expiration and the renewal of the policy is known as the break-in period. Your policy will remain inactive during this period. In case of a break-in, you are advised to renew your policy as soon as possible. You can complete the procedure online easily and your policy gets instantly activated.

When is vehicle inspection mandatory in motor insurance?

Usually, vehicle inspection occurs when purchasing a new vehicle insurance policy or during renewal process. Additionally, an inspection may be required when you file a claim for any damages, there is a change in the policy type, new accessories or equipment are added to the vehicle, or there is a change in ownership.

Can I change my motor insurance provider at renewal?

Yes, you can switch providers at renewal. Compare quotes and coverage options to find the best deal.

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