Suggested
Motor Insurance
Road trips, commutes, or quick errands—protection that follows you everywhere
Coverage Highlights
Get comprehensive coverage for your carPremium
Starting from INR 2094*
Cashless Garages
7,200+ network garages for hassle free services
Own Damage Cover
Covers damage to your car due to accidents, fire, theft and natural calamities
Third Party Liability
Unlimited liability for third party bodily injuries and INR 7.5 lacs for third party property damage
Personal Accident Cover
Starting from INR 15 Lacs
No Claim Bonus
Up to 50%
Optional Covers
Wide range of Add Ons
On The Spot Claim Settlement
You can instantly register your car insurance claim from the accident spot and get it settled within minutes through our Caringly Yours App
24x7 Spot Assistance
Get 24x7 roadside assistance, ensuring help is always just a call away, no matter when or where your car breaks down
Inclusions
What’s covered?Third Party Liability for Bodily Injury & Death (Unlimited Cover)
If an accident is caused by your car and you are liable to compensate for any injury or death of others then we will pay the exact amount as by court.
Third Party Liability for Property Damage (up to INR 7.5 lacs)
If an accident is caused by your car and you are liable to compensate for any damage to property of others then we will pay amount upto the SI limit
Accidents
Damages and losses that arise out of accidents and collisions
Natural or Man-Made Disasters
Damages and losses to car by events like floods, cyclones, earthquakes, riots or vandalism
Fire Damage
Damages and losses if your car catches fire or explodes
Theft
Financial losses when your car is stolen
In Transit Damage
If your car is damaged while being transported, this covers the repair costs
Personal Accident
Coverage if your car accident results in death or disability of car owner
Add-On Covers
Multiple Add-Ons which you can buy with your car insurance policy to enhance your coverage
Exclusions
What’s not covered?Intentional Damage
Any damage caused to the car intentionally
Depreciation
Normal wear and tear of the car due to usage and depreciation in value is not covered
Mechanical or Electrical Breakdown
If your car suffers an electrical or mechanical breakdown, the cost of repairs would not be covered
Illegal Activities
Any type of illegal activity such as driving without a license, under the influence of alcohol and/or drugs, or using the car for criminal activity
Geographic Limits
Your insurance policy is only valid within India. If your vehicle meets with an accident outside the country, your claim will be rejected.
War-related Damages
Losses caused by war or nuclear risks are not covered
Overloading the Vehicle
If you exceed the weight or passenger limit specified for your car, leading to an accident.
Unauthorised Vehicle Modifications
If you modify your vehicle(electrical components or other illegal modifications), your policy may become invalid.
Racing or Speed Tests
If you participate in racing, speed tests, or illegal stunts and damage your car, your claim will be denied
Note
Please read policy wording for detailed exclusions
Additional Covers
What else can you get?24x7 Road Side Assistance
Provides immediate roadside help for emergencies like flat tyres, towing, fuel assistance and more
Consumable Expenses
Coverage for consumables items like grease, lubricants, engine oil, oil filter, brake oil, etc
Zero Depreciation Cover
Every year the value of a car depreciates but with zero depreciation cover, there are no depreciation cuts even when you make a claim, and you get the entire amount in your hands
Pay As You Consume
If you drive less then you can pay less by selecting number of kilometers driven in a year and thus saving on your insurance premium
No Claim Bonus Protector
Protects your No Claim Bonus even if you make a claim ensuring you get discount on your premium
Tyre Safeguard
This add-on cover can be fruitful if your car's tyre or tube gets damaged due to an accident. Tyre secure cover provides coverage for replacement expenses of tyres and tubes of the insured vehicle
Conveyance Benefit
If your car is in the garage for repairs, this cover will pay for money spent on cabs for your daily commute
Engine Protector
Covers financial losses incurred due to damage to your car engine
Return to Invoice (RTI) Cover
Recover invoice value of your car back in case of theft or total loss
Owning a Kia Seltos is an exciting experience, but protecting it with the right Kia Seltos car insurance is just as important. Bajaj Allianz General Insurance Company offers a comprehensive range of insurance options tailored to suit the needs of Kia Seltos owners. Whether you’re purchasing a new policy or renewing an existing one, ensuring you have the right insurance for Kia Seltos will keep you covered against unforeseen risks like accidents, theft, or natural calamities. With flexible coverage plans, add-ons, and competitive pricing, Bajaj Allianz General Insurance Company helps safeguard your investment in the Kia Seltos.
Purchasing Kia Seltos car insurance offers numerous benefits:
In the event of an accident, natural disaster, or theft, your Kia Seltos insurance policy will cover repair or replacement costs.
Knowing that your vehicle is protected allows you to drive without the constant worry of unforeseen incidents.
Having valid Kia Seltos insurance ensures that you comply with Indian law, avoiding fines or penalties.
Bajaj Allianz General Insurance Company offers a wide range of add-ons, including engine protector and key and lock replacement.
When you purchase Kia Seltos insurance, you gain access to several attractive features:
With over 7200+ network garages, Bajaj Allianz General Insurance Company offers a Cashless claim settlement process, ensuring your car gets repaired without you having to pay upfront.
This feature helps in case of breakdowns or emergencies, providing prompt assistance anytime, anywhere.
Opting for this add-on ensures that you don’t have to bear the depreciation costs during a claim, saving you money on repairs.
Bajaj Allianz General Insurance Company’s “Caringly Yours” app allows for on-the-spot claim disbursement of up to INR 30,000.
Compare Insurance Plans Made for You
Feature |
Third Party Liabilty Cover |
Own Damage Cover |
Comprehensive Car Cover |
Comprehensive Cover with Add-ons |
---|---|---|---|---|
Overview | Covers legal liabilities arising due to body injury or property damage to others due to your car. It is mandatory by law. | Covers expenses arising out of damage to your car. | Full fedged cover comprising of Third Party Liability cover and Own Damage covers | Enhance coverage by opting for various Add-ons over and above the comprehensive cover |
Policy Period | 1 or 3 years | 1 Year | 1 and 3 years | 1 and 3 years |
Third Party Liability for Injury, Death & Property Damage | Yes | No | Yes | Yes |
Accidents & Collisions | No | Yes | Yes | Yes |
Natural or Man-Made Disasters | No | Yes | Yes | Yes |
Fire Damage | No | Yes | Yes | Yes |
Theft | No | Yes | Yes | Yes |
Compulsory Personal Accident | Yes | Yes | Yes | Yes |
Add-on: No Claim Bonus | No | No | No | Yes |
Add-on: Zero Depreciation Cover | No | No | No | Yes |
Add-on: Lock & Key Replacement | No | No | No | Yes |
Add-on: 24x7 Roadside Assistance | No | No | No | Yes |
Add-on: Consumables Cover | No | No | No | Yes |
Explore more add-ons | No | Up to 27 Add Ons | Up to 27 Add Ons | Up to 27 Add Ons |
Drive Confidently with Bajaj Allianz
Experience seamless vehicle management with the Bajaj Allianz Drive Smart App, featuring on-road assistance, fuel efficiency stats, driving alerts, and more
Track, Manage & Thrive with Your All-In-One Health Companion
Discover a health plan tailored just for you–get insights and achieve your wellness goals
Take Charge of Your Health & Earn Rewards–Start Today!
Be proactive about your health–set goals, track progress, and get discounts!
When selecting insurance for Kia Seltos, it’s essential to understand the different types of car insurance covers available:
This is the most basic and mandatory insurance that covers damages to third-party property and individuals.
This type of policy offers extensive coverage, including protection against theft, accidents, and natural calamities. It also covers Third-party liabilities.
Choosing the right type of Kia Seltos insurance policy depends on your driving habits and budget.
The Kia Seltos is a premium SUV, and owning it means taking responsibility for its protection. With rising traffic accidents and unpredictable weather conditions, having Kia Seltos insurance is crucial. Not only does it protect you from financial burdens, but it also ensures that you comply with the mandatory insurance requirements. By purchasing Comprehensive insurance for Kia Seltos, you can drive worry-free, knowing that both third-party liabilities and your car’s damage will be covered.
The insurance cost for the Kia Seltos can vary depending on the model variant, engine capacity, and specifications. For example, the insurance for the Seltos HTE may differ from that of the Seltos HTK Plus or the diesel variants. Factors like the engine type, safety features, and additional options such as six airbags, electronic stability control, and reversing camera also influence the premium. The exact insurance cost will depend on the coverage options and add-ons selected for the specific variant.
The Kia Seltos insurance cost can be easily calculated using Bajaj Allianz General Insurance Company’s Car insurance premium calculator. By inputting your car’s details, such as its registration number and model, you can receive an accurate estimate of your Kia Seltos insurance premium in just a few clicks.
The Kia Seltos is available in multiple variants, featuring both petrol and diesel engines. It comes equipped with advanced safety features like ABS, driver and passenger airbags, and automatic climate control. Powered by a 1.5L petrol engine with 157.81 bhp and 253 Nm of torque, the Seltos offers a spacious 433-litre boot and seats 5 passengers. These specifications, along with its modern technology and luxurious interior, can influence the Kia Seltos insurance cost depending on the variant and coverage options selected.
Step-by-Step Guide
How To Buy
0
Download the Caringly Yours app from App stores or click "Get Quote"
1
Register or log in to your account.
2
Enter your car details
3
You will be redirected to the Car Insurance Page.
4
Ensure to check your No Claim Discount
5
Choose right Insured Declared Value (IDV) that reflects your car value
6
Evaluate Covers, Add Ons, Optional Covers and Exclusions
7
Select a plan from the recommended options, or customize your own plan
8
Review the premium and other coverage details
9
Proceed with the payment using your preferred method
10
Receive confirmation of your purchased policy via email and SMS
How To Renew
0
Login to the app
1
Enter your current policy details
2
Review and update coverage if required
3
Check for renewal offers
4
Add or remove riders
5
Confirm details and proceed
6
Complete renewal payment online
7
Receive instant confirmation for your policy renewal
How to Claim
0
Download our Caringly Yours App on Android or iOS
1
Register or login to use Motor On the spot claim for a smooth process
2
Enter your policy and accident details (location, date, time)
3
Save and click Register to file your claim
4
Receive an SMS with your claim registration number
5
Fill in the digital claim form and submit NEFT details
6
Upload photos of damaged parts as instructed
7
Upload your RC and driving license
8
Receive an SMS with the proposed claim amount
9
Use the SMS link to agree/disagree with the claim amount
10
Agree to receive the amount in your bank account
11
Track your claim status using the Insurance Wallet App
Know More
0
For any further queries, please reach out to us
1
Phone +91 020 66026666
2
Fax +91 020 66026667
Choosing the right Kia Seltos insurance policy involves several considerations:
Decide if you need basic Third-party insurance or comprehensive coverage. Comprehensive insurance is ideal for high-value vehicles like the Kia Seltos.
Consider which add-ons would be beneficial, such as engine protection or zero depreciation.
A high claim settlement ratio, like Bajaj Allianz General Insurance Company’s 98%, ensures that your claims will be processed smoothly.
Read the policy document carefully to understand inclusions, exclusions, and deductibles.
Higher Insured Declared Value (IDV) leads to a higher Kia Seltos insurance amount. Make sure to strike a balance between the premium you pay and the coverage you get.
Choosing Kia Seltos insurance from a trusted provider like Bajaj Allianz General Insurance Company offers numerous advantages:
Bajaj Allianz General Insurance Company provides flexible options to match your budget and coverage requirements.
With a 98% claim settlement ratio, Bajaj Allianz General Insurance Company ensures smooth and timely claim processing.
With the OTS feature, you can settle claims instantly using the app.
Tailor your policy with add-ons such as roadside assistance and engine protection.
Bajaj Allianz General Insurance Company is a leader in the insurance industry, offering top-notch Kia Seltos insurance with several key benefits:
Get competitive Kia Seltos insurance cost without compromising on coverage.
With over 7200+ network garages, Bajaj Allianz General Insurance Company ensures hassle-free repairs and settlements.
The Caringly Yours app allows you to manage your policy, renew it, or raise claims, all with a few clicks.
The OTS feature allows for claim disbursement within minutes, making the claims process fast and efficient.
Whether it’s Roadside assistance or claim queries, Bajaj Allianz General Insurance Company is available round the clock to provide you with the help you need.
The Kia Seltos is a premium SUV, and owning it means taking responsibility for its protection. With rising traffic accidents and unpredictable weather conditions, having Kia Seltos insurance is crucial. Not only does it protect you from financial burdens, but it also ensures that you comply with the mandatory insurance requirements. By purchasing Comprehensive insurance for Kia Seltos, you can drive worry-free, knowing that both third-party liabilities and your car’s damage will be covered.
Prompt Assistance
Thank you so much, Bajaj Allianz, for your quick and responsive action towards my claim process. I am shocked that my claim amount has been credited so quickly.
Vikram Singh
Delhi
21st May 2021
Claim Support
Super fast claim settlement! I initiated a claim for my car windscreen, which was broken due to a tree fall today, and it was settled within one hour. I appreciate the efforts of Omkar.
Deepak Bhanushali
Mumbai
18th May 2021
Quick Assistance
Thank you for helping me with just one tweet. You guys are really awesome. This is the fourth year I am continuing with you for car insurance. Keep it up!
Naveen Tyagi
Delhi
1st May 2021
Claim Support
I really appreciate the way I was treated concerning my claim. The customer service was both professional and friendly, which enhanced my confidence in Bajaj Allianz.
Pramod Chand Lakra
Jaipur
27th Jul 2020
Reliable Service
The vehicle was used by our Zonal Manager. We appreciate your timely and prompt action in getting the vehicle ready for use within a short span of time.
Siba Prasad Mohanty
Pune
26th Jul 2020
Diverse Options
A range of options to choose from." Being a perfectionist, I prefer the best of everything. I wanted my car insurance policy to be airtight as well.
Rahul
Lucknow
26th Jul 2020
IDV is the current market value of your car and is the maximum sum payable by the insurer in case of theft or total loss.
Yes, you can renew your policy even after expiration, but it’s better to renew before the policy lapses to avoid penalties.
Yes, you can opt for a 1-year policy or go for a long-term plan based on your preference.
You can buy Kia Seltos insurance directly from the Bajaj Allianz General Insurance Company website or mobile app.
Factors such as the car’s age, engine capacity, location, and coverage options affect the Kia Seltos insurance premium.
Renew it immediately to avoid legal and financial complications.
Compare multiple policies online, assess your coverage needs, and choose a provider with a high claim settlement ratio like Bajaj Allianz General Insurance Company.
Yes, you can easily transfer your vehicle's insurance to the new owner. The usual procedure for transferring vehicle insurance policy between two owners requires the new owner of the vehicle to submit an application form to the insurance provider within about 14 days of the registration transfer.
The coverage for vehicle insurance can vary depending on the type of policy chosen. For instance, under third party insurance, you get coverage for third party liability, third party property damage, personal accident cover, etc. Similarly, comprehensive insurance covers own damage vehicle, theft, natural/manmade calamaties etc.
Investing in a comprehensive motor insurance is beneficial because it provides extensive coverage for your vehicle. There are certain add-ons for comprehensive motor insurance that can be added to give your vehicle an extra protection like damages for an accident, theft, natural disasters, damage to third party etc. as derived by the policy terms.
Third-Party Liability covers the legal liability one has to pay to the third party to whom damage is being caused. While opting for vehicle insurance, one has to choose between a comprehensive plan, which provides coverage for the policyholder and the third party, and a third-party policy, which provides coverage only for the third party.
"Third-Party Liability: Covers damages you cause to another person or their property. It's mandatory by law. Comprehensive: Covers third-party liability plus damages to your own vehicle due to accidents, theft, natural disasters, etc. as per the policy terms"
You may be able to transfer your no claims bonus when renewing your policy with us, but this depends on various factors. While renewing, you may be able to get new and better no claims bonus options and discounts.
Certainly, the no claim bonus feature in vehicle insurance can reduce the premium by a certain percentage each year if no claims are made. This feature has proven beneficial for long-term insurance policies with the same company.
Use our app, Caringly Yours, to initiate your insurance claim with an easy and hands-free experience.
Ideally, claims are supposed to be registered on the same day that damage occurs to the insured vehicle. It is highly appreciated to provide an immediate update to your vehicle insurance company. Please complete the claim application through our Caringly Yours app to claim your insurance in just a few easy steps.
It's the amount you have to pay out of pocket before your insurance coverage kicks in. A higher deductible usually means a lower premium.
Vehicle insurance premiums can change at renewal due to several factors, including depreciation, add-on covers, the type of model of your vehicle, and additional accessories. Consequently, the premium may increase or decrease each year.
No claim bonus is calculated at renewal based on the consecutive years the insured has not filed a claim. The discount percentage usually increases each year, following the policy terms.
The time gap between the policy expiration and the renewal of the policy is known as the break-in period. Your policy will remain inactive during this period. In case of a break-in, you are advised to renew your policy as soon as possible. You can complete the procedure online easily and your policy gets instantly activated.
Usually, vehicle inspection occurs when purchasing a new vehicle insurance policy or during renewal process. Additionally, an inspection may be required when you file a claim for any damages, there is a change in the policy type, new accessories or equipment are added to the vehicle, or there is a change in ownership.
Yes, you can switch providers at renewal. Compare quotes and coverage options to find the best deal.
Download Caringly your's app!