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Motor Insurance

Ford Figo Car Insurance

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Get Up To 85% Off*

Road trips, commutes, or quick errands—protection that follows you everywhere

Coverage Highlights

Get comprehensive coverage for your car
  • Premium

Starting from INR 2094*

  • Cashless Garages

7,200+ network garages for hassle free services

  • Own Damage Cover

Covers damage to your car due to accidents, fire, theft and natural calamities

  • Third Party Liability

Unlimited liability for third party bodily injuries and INR 7.5 lacs for third party property damage

  • Personal Accident Cover

Starting from INR 15 Lacs

  • No Claim Bonus

Up to 50%

  • Optional Covers

Wide range of Add Ons

  • On The Spot Claim Settlement

You can instantly register your car insurance claim from the accident spot and get it settled within minutes through our Caringly Yours App

  • 24x7 Spot Assistance

Get 24x7 roadside assistance, ensuring help is always just a call away, no matter when or where your car breaks down

Inclusions

What’s covered?
  • Third Party Liability for Bodily Injury & Death (Unlimited Cover)

If an accident is caused by your car and you are liable to compensate for any injury or death of others then we will pay the exact amount as by court.

  • Third Party Liability for Property Damage (up to INR 7.5 lacs)

If an accident is caused by your car and you are liable to compensate for any damage to property of others then we will pay amount upto the SI limit

  • Accidents

Damages and losses that arise out of accidents and collisions

  • Natural or Man-Made Disasters

Damages and losses to car by events like floods, cyclones, earthquakes, riots or vandalism

  • Fire Damage

Damages and losses if your car catches fire or explodes

  • Theft

Financial losses when your car is stolen

  • In Transit Damage

If your car is damaged while being transported, this covers the repair costs

  • Personal Accident

Coverage if your car accident results in death or disability of car owner

  • Add-On Covers

Multiple Add-Ons which you can buy with your car insurance policy to enhance your coverage

Exclusions

What’s not covered?
  • Intentional Damage

Any damage caused to the car intentionally

  • Depreciation

Normal wear and tear of the car due to usage and depreciation in value is not covered

  • Mechanical or Electrical Breakdown

If your car suffers an electrical or mechanical breakdown, the cost of repairs would not be covered

  • Illegal Activities

Any type of illegal activity such as driving without a license, under the influence of alcohol and/or drugs, or using the car for criminal activity

  • Geographic Limits

Your insurance policy is only valid within India. If your vehicle meets with an accident outside the country, your claim will be rejected.

  • War-related Damages

Losses caused by war or nuclear risks are not covered

  • Overloading the Vehicle

If you exceed the weight or passenger limit specified for your car, leading to an accident.

  • Unauthorised Vehicle Modifications

If you modify your vehicle(electrical components or other illegal modifications), your policy may become invalid.

  • Racing or Speed Tests

If you participate in racing, speed tests, or illegal stunts and damage your car, your claim will be denied

  • Note

Please read policy wording for detailed exclusions

Additional Covers

What else can you get?
  • 24x7 Road Side Assistance

Provides immediate roadside help for emergencies like flat tyres, towing, fuel assistance and more

  • Consumable Expenses

Coverage for consumables items like grease, lubricants, engine oil, oil filter, brake oil, etc

  • Zero Depreciation Cover

Every year the value of a car depreciates but with zero depreciation cover, there are no depreciation cuts even when you make a claim, and you get the entire amount in your hands

  • Pay As You Consume

If you drive less then you can pay less by selecting number of kilometers driven in a year and thus saving on your insurance premium

  • No Claim Bonus Protector

Protects your No Claim Bonus even if you make a claim ensuring you get discount on your premium

  • Tyre Safeguard

This add-on cover can be fruitful if your car's tyre or tube gets damaged due to an accident. Tyre secure cover provides coverage for replacement expenses of tyres and tubes of the insured vehicle

  • Conveyance Benefit

If your car is in the garage for repairs, this cover will pay for money spent on cabs for your daily commute

  • Engine Protector

Covers financial losses incurred due to damage to your car engine

  • Return to Invoice (RTI) Cover

Recover invoice value of your car back in case of theft or total loss

Secure Your Drive: Ford Figo Insurance Plans

Ford Figo Insurance is an essential investment for any car owner. Whether you have a brand-new model or a reliable older version, protecting your vehicle from unforeseen accidents, theft, or damages is crucial. A well-structured insurance policy not only covers damages but also provides peace of mind on the road.

For Ford Figo, a popular car in India, having comprehensive car insurance ensures that you are financially protected against third-party liabilities and own-damage expenses. Additionally, knowing the right Ford Figo insurance price and opting for the right cover is key to maximising benefits.

Benefits You Deserve

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Reliable Customer Support

We have a dedicated call centre and chat support taking care of all your needs

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7200+ Cashless garages

Wide network of cashless garages for hassle free service

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On the Spot Claim Settlement

Register claim on accident spot and get it settled within minute on our app

Benefits of Buying Ford Figo Insurance 

Purchasing Ford Figo car insurance offers a wide range of benefits that safeguard you and your vehicle in times of need. Some of the main benefits include:

Financial Protection

Cover for damages caused by accidents, theft, or natural disasters, reducing the financial burden of repairs.

Legal Compliance

In India, third-party insurance is mandatory. With a Ford Figo third party insurance price, you meet legal requirements and avoid penalties.

Peace of Mind

Knowing that you are protected in the event of an accident allows you to drive stress-free.

Coverage for Personal Injury

Bajaj Allianz General Insurance Company offers personal accident coverage for the owner and driver, offering compensation in the event of injury or death.

At-A-Glance

Compare Insurance Plans Made for You

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Third Party Liabilty Cover

Own Damage Cover

Comprehensive Cover

Comprehensive Cover with Add-ons

Overview Covers legal liabilities arising due to body injury or property damage to others due to your car. It is mandatory by law. Covers expenses arising out of damage to your car. Full fedged cover comprising of Third Party Liability cover and Own Damage covers Enhance coverage by opting for various Add-ons over and above the comprehensive cover
Policy Period 1 or 3 years 1 Year 1 and 3 years 1 and 3 years
Third Party Liability for Injury, Death & Property Damage Yes No Yes Yes
Accidents & Collisions No Yes Yes Yes
Natural or Man-Made Disasters No Yes Yes Yes
Fire Damage No Yes Yes Yes
Theft No Yes Yes Yes
Compulsory Personal Accident Yes Yes Yes Yes
Add-on: No Claim Bonus No No No Yes
Add-on: Zero Depreciation Cover No No No Yes
Add-on: Lock & Key Replacement No No No Yes
Add-on: 24x7 Roadside Assistance No No No Yes
Add-on: Consumables Cover No No No Yes
Explore more add-ons No Up to 27 Add Ons Up to 27 Add Ons Up to 27 Add Ons

Importance of Buying Car Insurance for Ford Figo Model

Buying insurance for your Ford Figo is essential to ensure that both your vehicle and financial stability are protected. The roads are unpredictable, and accidents or unforeseen incidents can happen at any time. A comprehensive Ford Figo car insurance policy will help you recover from potential damages, whether caused by natural disasters or accidents. Moreover, third-party insurance is legally mandated in India, making it necessary for every car owner. Without insurance, you would be responsible for paying for third-party damages, which could result in significant financial loss.

 

Features of Buying Ford Figo Insurance

When you buy Ford Figo car insurance, you gain access to a variety of features designed to protect your car and finances. Some of the key features include:

Third-Party Liability Coverage H3

This covers damages caused to another person’s vehicle or property.

Own Damage Coverage

Protects against the costs of repairing your vehicle if it's damaged in an accident or a natural calamity.

Cashless Claims H3

Get your car repaired without any upfront payment at network garages.

No Claim Bonus (NCB)

Rewards for not making any claims during the policy term, resulting in lower premiums in the future.

Add-On Covers

You can enhance your policy with add-ons like zero depreciation, engine protection, and roadside assistance, providing comprehensive protection.

 

Ford Figo Specifications

The Ford Figo is a compact hatchback with efficient fuel consumption and a comfortable design. It comes equipped with:

●      Engine capacity : 1.2L Petrol or 1.5L Diesel

●      Transmission options : Manual and Automatic

●      Mileage : 20.4 km/l (petrol), 25.5 km/l (diesel)

●      Seating capacity : 5 passengers

●      Safety features : Airbags, ABS, EBD

These specifications make it a popular choice for car buyers in India.

 

Ford Figo Car Models with Insurance Price

The Ford Figo insurance price can vary depending on the model and the type of coverage chosen. For instance, if you own a Ford Figo 2012 insurance price for a comprehensive policy might differ from a newer model. Typically, the price for Ford Figo car insurance is influenced by factors such as the car’s age, location, and engine capacity. For a Ford Figo third-party insurance price, the costs will be comparatively lower as it covers only third-party liabilities.

 

Ford Figo Insurance Premium Calculator

To estimate your Ford Figo insurance price, an online premium calculator is an easy and efficient tool. Simply input details such as the car’s make, model, and year, along with the desired coverage type. This will provide an accurate premium quote based on your preferences and requirements.

 

How to Choose the Right Ford Figo Insurance

When choosing the right Ford Figo car insurance, consider factors such as coverage type, add-on options, and the premium amount. For comprehensive protection, opt for a policy that includes own-damage cover and third-party liability. Additionally, add-ons like zero depreciation and engine protection can further safeguard your vehicle. Always use an insurance calculator to get the Ford Figo insurance price based on your needs. Keep in mind factors such as the car’s age, usage, and location, as these will affect your premium.

Download Policy Document

Get instant access to your policy details with a single click.

Why Choose Bajaj Allianz for Ford Figo Insurance

Choosing the right insurer is crucial for maximising your policy’s benefits. Bajaj Allianz General Insurance Company offers a range of advantages for Ford Figo car insurance, including:

Cashless Services

Available at thousands of network garages.

On-the-Spot Claims

With the digital claims process, you can get your claim approved within minutes.

Wide Coverage Options

From basic third-party insurance to comprehensive packages with add-ons like zero depreciation, engine protection, and more.

High Claim Settlement Ratio

A robust claim settlement process ensures you get financial assistance when you need it most.

User-Friendly Platforms

You can buy, renew, and claim insurance online through the website or app, making the process seamless and convenient.

Expand Your Coverage Today!

Named Driver Cover

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Exclusive Savings: Special discounts for named drivers.

Extended Coverage: Protects any car driven by you.

24x7 Spot Assistance

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Immediate Help: Round-the-clock roadside assistance.

Towing, fuel delivery, tyre repair and many more.

Eco Repairs

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Sustainable Solutions: Repairs using refurbished parts.

Cost-effective repairs with no depreciation on parts.

Ultimate car protection with the option of 22 covers

Towing, pick up and drop, fuel service, flat tyre and more.

Pay As You Consume

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Smart Savings: Pay less based on miles driven

Carry forward unconsumed kilometers to the next plan.

Step-by-Step Guide

To help you navigate your insurance journey

How To Buy

  • 0

    Download the Caringly Yours app from App stores or click "Get Quote"

  • 1

    Register or log in to your account.

  • 2

    Enter your car details

  • 3

    You will be redirected to the Car Insurance Page.

  • 4

    Ensure to check your No Claim Discount

  • 5

    Choose right Insured Declared Value (IDV) that reflects your car value

  • 6

    Evaluate Covers, Add Ons, Optional Covers and Exclusions

  • 7

    Select a plan from the recommended options, or customize your own plan

  • 8

    Review the premium and other coverage details

  • 9

    Proceed with the payment using your preferred method

  • 10

    Receive confirmation of your purchased policy via email and SMS

How To Renew

  • 0

    Login to the app

  • 1

    Enter your current policy details

  • 2

    Review and update coverage if required

  • 3

    Check for renewal offers

  • 4

    Add or remove riders

  • 5

    Confirm details and proceed

  • 6

    Complete renewal payment online

  • 7

    Receive instant confirmation for your policy renewal

How to Claim

  • 0

    Download our Caringly Yours App on Android or iOS

  • 1

    Register or login to use Motor On the spot claim for a smooth process

  • 2

    Enter your policy and accident details (location, date, time)

  • 3

    Save and click Register to file your claim

  • 4

    Receive an SMS with your claim registration number

  • 5

    Fill in the digital claim form and submit NEFT details

  • 6

    Upload photos of damaged parts as instructed

  • 7

    Upload your RC and driving license

  • 8

    Receive an SMS with the proposed claim amount

  • 9

    Use the SMS link to agree/disagree with the claim amount

  • 10

    Agree to receive the amount in your bank account

  • 11

    Track your claim status using the Insurance Wallet App

Know More

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    For any further queries, please reach out to us

  • 1

    Toll Free : For Sales :1800-209-0144

  • 2

    Email ID: bagichelp@bajajallianz.co.in

Reasons to Choose Ford Figo Insurance

Here are some reasons why you should opt for Ford Figo car insurance:

Comprehensive Coverage

It offers protection against a wide range of risks, from accidents to theft.

Affordable Premiums 

With a variety of plans available, you can choose a policy that fits your budget.

Convenient Claims Process

Bajaj Allianz General Insurance Company provides a seamless and quick claims process, allowing you to get your car repaired without hassle.

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What Our Customers Say

Prompt Assistance

Thank you so much, Bajaj Allianz, for your quick and responsive action towards my claim process. I am shocked that my claim amount has been credited so quickly.

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Vikram Singh

Delhi

4.6

21st May 2021

Claim Support

Super fast claim settlement! I initiated a claim for my car windscreen, which was broken due to a tree fall today, and it was settled within one hour. I appreciate the efforts of Omkar.

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Deepak Bhanushali

Mumbai

4.5

18th May 2021

Quick Assistance

Thank you for helping me with just one tweet. You guys are really awesome. This is the fourth year I am continuing with you for car insurance. Keep it up!

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Naveen Tyagi

Delhi

5.0

1st May 2021

Claim Support

I really appreciate the way I was treated concerning my claim. The customer service was both professional and friendly, which enhanced my confidence in Bajaj Allianz. 

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Pramod Chand Lakra

Jaipur

5.0

27th Jul 2020

Reliable Service

The vehicle was used by our Zonal Manager. We appreciate your timely and prompt action in getting the vehicle ready for use within a short span of time.

SibaPrasadMohanty

Siba Prasad Mohanty

Pune

5.0

26th Jul 2020

Diverse Options

A range of options to choose from." Being a perfectionist, I prefer the best of everything. I wanted my car insurance policy to be airtight as well. 

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Rahul

Lucknow

5.0

26th Jul 2020

FAQ's

How can I lower the insurance premium for my Ford Figo?

You can lower the premium by opting for voluntary deductibles, accumulating No Claim Bonus (NCB), and selecting only essential add-ons.

What factors influence the insurance price for my Ford Figo?

Factors like the car’s age, model, geographical location, and engine capacity affect the insurance premium.

What documents are required to make an insurance claim for my Ford Figo?

You’ll need your policy documents, driver’s license, vehicle registration certificate, and a claim form to raise an insurance claim.

What is Zero Depreciation Cover in car insurance for my Ford Figo?

Zero Depreciation Cover ensures that you get the full value of parts replaced without any depreciation deductions during a claim.

How is the Insured Declared Value (IDV) calculated for my Ford Figo car insurance?

IDV is calculated based on the car’s current market value minus depreciation. This determines the maximum sum assured under the policy.

What is a No Claim Bonus (NCB) and how does it affect my premium?

NCB is a discount provided by the insurer for not making any claims during the policy term. It can reduce your Alto car insurance price by up to 50%, making it a cost-effective option.

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