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Bajaj Allianz Motor Insurance

Get your wheels on the road without worry.
Your vehicle takes you places, and a lot goes into buying it, so we understand how precious it is to you. While you may have also bought accessories to make it more comfortable and aesthetic, what truly makes it complete is a motor insurance policy.

It’s one of the most important documents for your vehicle, as it’s mandatory in India and protects you against legal issues and financial loss. Let us help protect what you care about. Our package policies will financially guard you and your vehicle against physical damage, bodily injury/death and cover against third-party liability.

Like millions of vehicle owners across India, you can trust us with your ride. Let us take care of major claims that can otherwise be very expensive, and retain your freedom to invest towards other goals.

Words not backed by actions mean nothing, we know. Ours, however, are backed by advanced claims servicing capability and a fast settlement record.  Secure your smiles per mile and peace of mind by protecting your vehicle with Bajaj Allianz motor insurance. Our commitment to excellent service has won us the Best General Insurance Company Award at the Sixth World Quality Congress 2018.

Car insurance or Two wheeler - Long Term Insurance by Bajaj Allianz provides unmatched care and protection for your motoring experience.

Insure Your Wheels, Enjoy the drive carefree

Four wheeler

Financial losses can convert your car from a precious asset to a burdening liability, which we help prevent with our Comprehensive Car Insurance.

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Two wheeler

We admire your adventurous spirit and protect your two-wheeler by covering you against liabilities that may arise from an accident.

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Third-Party / Liability Only - Motor

If you aren’t yet ready for a full-blown insurance cover, we understand. Our liability only/third party insurance is the bare minimum cover and also mandatory in India.

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Commercial vehicle

Damages to a commercial vehicle can have a significant impact on your company’s profits. We help you deliver without any worry.

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Insurance that’s like a warm embrace

  • Motor On the Spot claim settlement in 20 minutes flat!
  • Package policies that protect against physical damage, personal harm and third party liability
  • Advanced claims servicing capability and fast settlement record
  • Unmatched care and protection for your motoring experience

POWER-PACKED MOTOR INSURANCE, AT YOUR FINGERTIPS

We are one step ahead when it comes to giving you hassle-free and straightforward motor insurance. Give us one minute to tell you how:

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KEY FEATURES & BENEFITS OF MOTOR INSURANCE

Your convenience and peace of mind is our priority

  • We offer instant online policy insurance and renewal because we will never make you do something in person that you can do in a few clicks.
  • With cashless claims at 4000+ network garages, you choose where your car gets looked after. If cashless facility is not available at your preferred garage, you can choose to get your claim reimbursed.
  • You can transfer your existing No Claim Bonus from any insurance provider, ranging from 20-50 %.
  • We believe in transparent and constant communication, offering instant claims assistance and SMS updates on your motor claim status.
  • Avail our 24x7 telephonic services for claims support and other assistance, even on holidays, because we’re here for you round the clock.
  • Life is complicated, but our motor insurance policy aims to make it simple. We provide you a complete suite of add-ons, 24x7 spot assistance coverage, hassle-free inspection and a high service standard.

Customer Stories

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Pankaj Kapur Bengaluru

With the backing of Bajaj Allianz’s motor insurance, I know my car is in safe hands.

Innovations for you

Innovation for you drive smart

Motor On The Spot (Motor OTS)

Motor Insurance claim settlement service which empowers you to file claims upto Rs.30,000/-.

let's simplify motor insurance

What is Motor/Vehicle Insurance?

Motor/Vehicle Insurance is an insurance policy that financially safeguards your vehicle against physical damage and you against bodily injury/death and third-party liability. It ensures your peace of mind every time you hit the road.

Why should I buy Motor Insurance?

Motor Insurance is important to have because it prevents you from a situation where you have to bear major expenses. It helps you stay on track with your budget and goals, as the expenses in case of a mishap are covered by the insurance claim.

Additionally, it also protects you from landing into legal troubles as third-party insurance is a statutory requirement in India.

What are the eligibility criteria to avail Motor Insurance?

Our Motor Insurance covers:

Damage to Your Vehicle

Whether it’s due to natural or man-made calamities, we’ve got your back and cover any loss or damage caused to your vehicle or its accessories.

Third-Party Legal Liability

We know and respect that you’re a conscientious person. Hence, our policy covers your legal liability to pay compensation for death or injury claims from third parties.

Personal Accident Cover

Your vehicle’s safety doesn’t mean much if your safety is not looked after. Hence, we provide a compulsory Personal Accident cover of up to Rs 15 lakh for the owner-driver of the vehicle for a premium of Rs 750. What’s more, you can also opt for additional coverage for your co-passengers as well.

What are the Motor Insurance policy exclusions?

We believe in complete transparency and here’s what the policy won’t cover.

  • Wear and tear and depreciation
  • Mechanical or electrical breakdown
  • A voluntary excess, if opted
  • Driving without a valid driving license
  • The vehicle being driven by a person under the influence of alcohol or drugs at the time of the loss
  • Damage to your personal property
  • Protection of your legal liability towards your paid driver
  • Any other exclusions as per the policy wordings

How to file Motor Insurance claims?

First things first, call our toll-free number 1800-209-5858 or visit us online to register your claim. Thereafter, take your vehicle to the garage, in case of an accident, by availing our towing facility and round the clock road assistance services.

The final step is survey and claim settlement. With our Motor On-The-Spot Service, you can self-survey and register your claims up to Rs 20,000 in a quick and hassle-free way with the help of our mobile app, Insurance Wallet..

What is No Claim Bonus and how does it benefit me?

We believe that good habits should be rewarded and No Claim Bonus is our way of rewarding you for being a good driver. It is our gift to you if you make no claim in the policy year and its benefit is accumulated over time.

Having No Claim Bonus can get you a discount ranging from 20-50% on the Own Damage Premium.

What if I have to make changes / endorsement in the policy?

If you want to make changes to your policy, endorsement is the way to go. It’s written evidence of an agreed change to the policy. It can be issued at the time of issuing the policy for providing additional benefits or cover.

To make an endorsement later, for example to record a change of address, you can simply contact us.

How can I reduce the insurance premium for my vehicle?

If you maintain a claim-free record, you can avail No Claim Bonus that can get you a discount of up to 50% on Own Damage Premium.

Another way to reduce your premium is to opt for voluntary excess where you pay a certain amount for each claim.

Thank You for Your Interest in Bajaj Allianz Insurance Policy, A Customer Support Excecutive will call you back shortly to assist you through the Process.

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Disclaimer

I hereby authorize Bajaj Allianz General Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back at a convenient time. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) under either Fully or Partially Blocked category, any call made or SMS sent in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business. Furthermore, I understand that these calls will be recorded & monitored for quality & training purposes, and may be made available to me if required.

Disclaimer

I hereby authorize Bajaj Allianz General Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back at a convenient time. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) under either Fully or Partially Blocked category, any call made or SMS sent in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business. Furthermore, I understand that these calls will be recorded & monitored for quality & training purposes, and may be made available to me if required.

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