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Health Insurance
Personal health insurance for you
Coverage Highlights
Invest in your health and stay protectedCaretaking of senior citizens made smart & easier with innovative features
Missed call number for Respect Senior Care Rider : 9152007550
Cover 09 plans/options with Health Prime Rider
EMI options available
Higher Sum Insured options up to 1 Crore
Covers pre and post-hospitalisation expenses
Multiple sum insured options
Covers extended family including parents, in-laws and siblings
Note
Please read policy wording for detailed terms and conditions
Compare Insurance Plans Made for You
Plans |
![]() Health Guard Silver |
Health Guard Gold |
Health Guard Platinum |
---|---|---|---|
Hospital & Day Care SI | INR 1.5/ 2 Lacs | INR 3 Lacs to INR 50 Lacs | INR 5 Lacs to INR 1 Cr. |
Room Limits | Up to 1% of SI per day and ICU at actuals | Single private AC room for sum insured of SI 3 Lacs to 7.5 Lacs | Actuals for SI 10 Lacs & above | ICU at Actuals | Single private AC room for sum insured of SI 3 Lacs to 7.5 Lacs | Actuals for SI 10 Lacs & above | ICU at Actuals |
Pre- & Post-Hospitalisation | Pre: 60 days & Post: 90 days | Pre: 60 days & Post: 90 days | Pre: 60 days & Post: 90 days |
Organ Donor, AYUSH, Modern Treatments | Up to sum insured | Up to sum insured | Up to sum insured |
Road Ambulance | INR 20,000/policy year | INR 20,000/policy year | INR 20,000/policy year |
Preventive Check-Up | 1% of SI (max up to 2,000) once in 3 years | 1% of SI (max up to 5,000) once in 3 years | 1% of SI (max up to 5,000) once in 2 years |
Maternity & Newborn Care | Not covered | As per limits specified | As per limits specified |
Convalescence Benefit | INR 5,000/policy year | INR 5,000/policy year for sum insured up to INR 5 lacs | INR 7,500/policy year for sum insured of 7.5 lacs and above | INR 5,000/policy year for sum insured up to INR 5 lacs | INR 7,500/policy year for sum insured of 7.5 lacs and above |
Sum Insured Reinstatement | 100% of the base sum insured | 100% of the base sum insured | 100% of the base sum insured |
Wellness Discount | Up to 12.5% wellness discount for healthy habits on renewal | Up to 12.5% wellness discount for healthy habits on renewal | Up to 12.5% wellness discount for healthy habits on renewal |
More Covers | See Policy documents for more details |
Get instant access to policy details with a single click
Track, Manage & Thrive with Your All-In-One Health Companion
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Your Personalised Health Journey Starts Here
Discover a health plan tailored just for you–get insights and achieve your wellness goals
Your Endurance, Seamlessly Connected
Experience integrated health management with us by connecting all aspects of your health in one place
Step-by-Step Guide
How to Buy
0
Visit Bajaj Allianz website
1
Enter personal details
2
Compare health insurance plans
3
Select suitable coverage
4
Check discounts & offers
5
Add optional benefits
6
Proceed to secure payment
7
Receive instant policy confirmation
How to Renew
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Login to the app
1
Enter your current policy details
2
Review and update coverage if required
3
Check for renewal offers
4
Add or remove riders
5
Confirm details and proceed
6
Complete renewal payment online
7
Receive instant confirmation for your policy renewal
How to Claim
0
Notify Bajaj Allianz about the claim using app
1
Submit all the required documents
2
Choose cashless or reimbursement mode for your claim
3
Avail treatment and share required bills
4
Receive claim settlement after approval
How to Port
0
Check eligibility for porting
1
Compare new policy benefits
2
Apply before your current policy expires
3
Provide details of your existing policy
4
Undergo risk assessment by Bajaj Allianz
5
Receive approval from Bajaj Allianz
6
Pay the premium for your new policy
7
Receive policy documents & coverage details
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Excellent Service
Bajaj Allianz provides excellent service with user-friendly platform that is simple to understand. Thanks to the team for serving customers with dedication and ensuring a seamless experience.
Amagond Vittappa Arakeri
Mumbai
27th Jul 2020
Swift Claim Settlement
I am extremely happy and satisfied with my claim settlement, which was approved within just two days—even in these challenging times of COVID-19.
Ashish Jhunjhunwala
Vadodara
27th Jul 2020
Quick Service
The speed at which my insurance copy was delivered during the lockdown was truly commendable. Hats off to the Bajaj Allianz team for their efficiency and commitment!
Sunita M Ahooja
Delhi
3rd Apr 2020
Outstanding Support
Excellent services during COVID-19 for your mediclaim cashless customers. You guys are COVID warriors, helping patients settle claims digitally during these challenging times.
Arun Sekhsaria
Mumbai
27th Jul 2020
Seamless Renewal Experience
I am truly delighted by the cooperation you have extended in facilitating the renewal of my Health Care Supreme Policy. Thank you very much!
Vikram Anil Kumar
Delhi
27th Jul 2020
Quick Claim Settlement
Good claim settlement service even during the lockdown. That’s why I sell Bajaj Allianz Health Policy to as many customers as possible.
Prithbi Singh Miyan
Mumbai
27th Jul 2020
You can check the status of your claim by visiting the Good Health TPA website and logging in with your claim number or policy details. The system provides real-time updates on your claim status.
A Third Party Administrator (TPA) is a service provider appointed by health insurance companies to handle claims processing and ensure smooth communication between policyholders and insurers.
While Good Health TPA offers services to several insurers, it is recommended that you choose Bajaj Allianz General Insurance Company to enjoy comprehensive benefits and seamless claim settlement.
You can easily track your claim status by logging into the Good Health TPA portal using your claim number or policy details. The portal offers real-time updates and notifications about your claim.
The hospital list is available on the Good Health TPA website under the 'Network Hospitals' section. You can search by location or speciality to find empanelled hospitals offering cashless services.
A TPA should not be used when an insurer has in-house claims management or for specialised policies requiring expert knowledge. Direct communication can simplify processes and improve claim-handling efficiency.
Yes, TPAs are beneficial as they streamline the claims process, making it faster and more convenient for policyholders to receive health insurance benefits.
The success rate of a TPA typically exceeds 90%, but it can vary based on the insurer and policy type. Higher success rates indicate efficient claim processing and management.
TPA administration is often restricted after three hours to ensure timely claim reporting. Delays can complicate investigations and increase the risk of fraud or inaccuracies in medical records.
Yes, having a TPA makes the claims process simpler and more efficient, offering transparency and faster access to your insurance benefits.
Medical insurance provides financial protection against unexpected medical expenses, ensuring access to quality healthcare without depleting your savings.
You can add your spouse, children, parents, and other dependents as per the policy terms, ensuring comprehensive family coverage.
Online comparison helps you find the best plan that suits your needs and budget, offering a clear understanding of coverage and benefits.
Delaying premiums can result in policy lapse, losing coverage benefits and financial protection, and may lead to difficulties in renewing the policy.
Request a physical copy from the insurer or take a printout of the digital policy document received via email.
Claims should be made within the stipulated time as per the policy terms to avoid rejection and ensure timely processing.
Pre-existing conditions are medical conditions you had before buying your Individual Health Insurance plan. Coverage for these might require waiting periods or exclusions. Be transparent about your health history.
Insurers cover hospital bills through reimbursement (you pay upfront and get reimbursed later) or cashless hospitalisation (insurer settles bills directly with network hospitals).
Individual Health Insurance premiums often qualify for tax deductions under Section 80D of the Income Tax Act (India).
Personal medical insurance offers financial protection against unexpected medical expenses due to illness, accidents, or hospitalisation. It provides peace of mind and safeguards your savings.
Don’t stress the small things in life! The easiest and quickest way to renew your life insurance policy is by doing it online. Topping up your health cover gives you freedom from worrying about heavy medical expenses.
We know that reading through the ponderous terms and conditions section of a health insurance policy isn’t always easy. So, here is the quick answer. Your renewal premium is calculated based on your age and coverage. As always, you can put the power of compounding to good use by investing in health insurance as early as possible.
Yes, of course. Life can get really busy and even things as important as renewing your health insurance plan can get side-lined. With Bajaj Allianz, we turn back the clock to give a grace period where you can renew your expired policy. For 30 days from the expiry date, you can still renew your health cover with ease. Now, you can run the race at yo
Absolutely! All you have to do to renew your health insurance is click or tap a few times! You can definitely renew health insurance policies online and also buy new policy for your family & friends click here to know more.
Yes, as per IRDAI regulations, insurance portability between providers is allowed. This also includes transfer of benefits like Cumulative Bonus and credits relating to waiting period for pre-existing diseases.
Download Caringly Yours App!
A Third-Party Administrator (TPA) is an organisation that partners with insurance companies to manage and streamline health insurance services for policyholders. TPAs handle essential functions such as claims processing, cashless hospitalisations, pre-authorisation, and assistance during medical emergencies, ensuring that policyholders have access to prompt healthcare and a smooth claims experience.
Good Health TPA stands out in this role, offering specialised support to help policyholders navigate their health insurance benefits with ease. With a strong network of hospitals and healthcare providers, Good Health TPA ensures seamless access to quality care, making the process simpler and more efficient for both insurers and customers. By focusing on transparent service and customer satisfaction, Good Health TPA provides dependable support, allowing policyholders to prioritise their well-being.
Selecting a TPA is an important decision, as it can greatly affect your experience with health insurance claims. Good Health TPA offers several advantages that make it a preferred choice for many policyholders:
Choosing Good Health TPA brings with it a range of advantages, particularly when it comes to managing good health insurance. Some of the benefits include:
Good Health TPA makes it easy for policyholders to check their claim status, ensuring transparency throughout the process. You can track the status of your good health insurance claim using the following steps:
To file a successful claim, make sure you have the following documents:
Filing a claim with Good Health TPA is straightforward, ensuring policyholders can access their benefits without unnecessary delays. Here’s a breakdown of the claim process:
Notify Good Health TPA about your hospitalisation or planned treatment. This can be done via phone, email, or through their website.
For cashless treatment, submit a pre-authorisation form to the hospital’s insurance desk. The hospital will forward it to Good Health TPA for approval.
Once the TPA reviews your pre-authorisation form and supporting documents, they will approve the claim and inform the hospital. You can then proceed with the treatment without any upfront payments.
For reimbursement claims, gather all necessary documents, such as hospital bills, discharge summaries, and test reports, and submit them to Good Health TPA.
The TPA will verify the documents and process your claim. You will be notified of the approval or rejection, along with the reasons, if applicable.
Once the claim is approved, the payment is either made directly to the hospital in the case of cashless treatment or reimbursed to the policyholder in case of a reimbursement claim.
Good Health TPA partners with a wide range of hospitals across the country to provide cashless treatment options to policyholders. Accessing the list of network hospitals is easy:
For customer assistance with Good Health TPA, you can contact their support team at 1860-425-3232. They also offer a separate toll-free number specifically for senior citizens at 1800-102-9919. They offer a dedicated customer care number to assist policyholders with any queries or concerns related to their health insurance claims. You can reach their customer support team 24/7 via phone or email to resolve your issues or get updates on your claim.