Find Bike Insurance Policy Number With Registration Details

The Insurance Regulatory and Development Authority of India (IRDAI) is the apex body that governs the insurance sector in India. It is not restricted to life but also includes non-life or the general insurance segments. Among this, the two-wheeler insurance segment is fast growing with increasing preference for two-wheelers among the people. Moreover, the Motor Vehicles Act of 1988 makes it mandatory for all vehicles registered in the country to have an insurance policy. Thus, the requirement for two-wheeler insurance is increasing rapidly. With the advent of the internet age, it has become easier to purchase bike insurance policy online. It has made the entire process hassle-free and convenient. Whether you are buying a third-party or comprehensive plan, the registration number & bike insurance policy number are essential.

What is a Registration Number?

The registration number is a unique number allotted by the Regional Transport Office (RTO). This number is unique to each vehicle and serves in the identification of the vehicle and all its records. You need to register every new vehicle within 30 days of its purchase. The registration number has a predefined format where alphabets and numbers are used in combination. XX YY XX YYYY is the format where ‘X’ indicates letters and ‘Y’ indicates numbers. The first two letters are the state code, i.e. where the vehicle is registered. Next two digits indicate the district code or code of the registering RTO. It is followed by the unique character series of the RTO. The last four numbers are the vehicle’s unique number. Using this combination of letters and numbers, your vehicle’s unique identity is formed, which is stored in the RTO’s records. No two vehicles can have the same registration number. While the combination of the first six characters and numbers can be the same, the last four digits give your vehicle its unique identity. Using this registration number, you can track various vehicle-related information, including your bike insurance policy number.

How to Check Bike Insurance Details by Registration Number?

Accessing your bike insurance details using just the registration number has become remarkably simple. The registration number is a unique identifier for your vehicle, allowing insurers to retrieve relevant information quickly. Here’s how you can find two wheeler insurance details using the registration number:

Visit the official website of Bajaj Allianz:

Head to your insurance provider's official website. Most insurance companies offer an online portal where you can check the status of your policy using your bike's registration number.

Contact Customer Care:

If you need more information than the website provides, contact Bajaj Allianz’s customer care team. They can assist you in retrieving the necessary details regarding your two wheeler insurance policy number search.

Utilise the Insurance Information Bureau (IIB) Portal:

The Insurance Regulatory and Development Authority (IRDAI) provides an online repository called the Insurance Information Bureau (IIB). You can access policy details through this platform by entering your bike's registration number.

Try VAHAN e-Services:

If other methods fail, explore VAHAN e-services. Input your bike's registration number on the official website to retrieve relevant insurance information.

Why Should you Perform a Bike Insurance Check by Bike Registration Number?

Performing a two wheeler insurance search by registration number simplifies policy management and ensures swift access to crucial information when needed. Below are the reasons why you should perform a two wheeler insurance number search:

Ease of Renewal:

Your bike's registration number allows hassle-free renewal of your insurance policy.

Loss Prevention:

In case of misplaced policy documents, the registration number helps retrieve policy details swiftly.

Duplicate Policy Retrieval:

Enables easy procurement of a duplicate policy copy if the original is lost.

Convenient Online Purchase:

This is necessary for both online and offline purchases of bike insurance, making the process more convenient.

Legal Compliance:

Essential for fulfilling legal requirements mandated by the Motor Vehicles Act 1988.

Unique Identification:

Facilitates unique identification of your vehicle, aiding in various administrative processes.

What are the Steps to Download a Bike Insurance Policy using your Vehicle Registration Number?

Following are the steps to download the Bajaj Allianz Bike Insurance Policy by vehicle registration number: 1. Visit Bajaj Allianz's official website and the 'Customer Care' or 'Policy Download' section. 2. Accurate your vehicle registration number and other required policy details. 3. Authenticate your identity through an OTP sent to your registered mobile number. 4. Once verified, access your policy documents and download the PDF copy for your records. 5. Save the downloaded policy securely on your device and consider keeping a backup.

How is the Registration Number useful in Buying Bike Insurance Online?

Apart from the identification of your bike, the registration number is necessary for the following situations. At the time of purchasing bike insurance: Whether you buy two wheeler insurance online or offline, you need a registration number. All vehicle insurance policies mention the registration number of the vehicle. It indicates the coverage of the insurance policy limited and restricted to the particular vehicle with a unique registration number. At the time of renewal of bike insurance policy: During two wheeler insurance renewal, you have the option to either change your insurer or continue with the same insurance company. Irrespective of the selection, you need to furnish your vehicle’s registration number to the insurer. It will help the insurance company pull up any existing records for your vehicle, if any. In case of loss of bike insurance policy number: Insurance policy these days are provided in electronic format or even physical format. In case you misplace your policy document and do not remember the bike insurance policy number, you can approach your insurance company. Any active insurance policies can be looked up using your vehicle’s registration number. This information can be searched on your insurer’s website or even the regulator. The Ministry of Road Transport & Highways has introduced applications that have complete details like chassis number, pollution certificate details, date of purchase and even the bike insurance policy number. These are some of the ways where your registration number can be useful for searching various databases for information. Not only is it convenient but also hassle-free to look for any vehicle-related details using a single unique alphanumeric number. So in case you lose your policy document, do not worry, you can apply for a duplicate copy using nothing but the registration details.

FAQs

1. What is a bike insurance policy number? 

A two wheeler policy number is a unique alphanumeric identifier assigned to an individual's insurance policy. It serves as a reference for the policyholder and the insurer to track and manage insurance-related details and claims.

2. How do you find bike insurance details by registration number? 

Accessing the insurer's website or regulatory platforms using the vehicle's registration number can provide bike insurance details. Simply input the registration number to retrieve policy information, including the policy number and coverage details.

3. How do you get an insurance policy number by registration number? 

To obtain an insurance policy using the registration number, visit the insurer's website or regulatory portals. Input the registration details, and the system will retrieve the associated policy number and other relevant information.

4. How do I download insurance copies by registration number? 

Downloading insurance copies using the registration number involves accessing the insurer's website or regulatory platforms. Input the registration details to retrieve the policy documents and download them for record-keeping.

5. How to download a bike insurance policy without a policy number? 

To download a bike insurance policy without a policy number, utilise the registration number on the insurer's website or regulatory portals. The system will retrieve the associated policy, allowing for download without needing the policy number.

6. Can I obtain my bike insurance policy number by contacting my insurance provider directly? 

Contacting the insurance provider directly can help obtain a bike insurance policy number. Provide the registration details to the insurer's customer service, who can assist in retrieving the policy number and related information.

7. What should I do if I've lost my bike insurance policy number and can't access registration details?

If you've lost your bike insurance policy number and lack access to registration details, it's advisable to contact your insurance provider. Provide any available information, such as vehicle details, to facilitate retrieval of the policy number.

8. Is the bike insurance policy number the same as the registration number?

No, the bike insurance policy number is distinct from the registration number. While the registration number identifies the vehicle, the policy number is specific to the insurance coverage associated with that vehicle.

9. Can I use my bike insurance policy number for official documentation or claims? 

Yes, the bike insurance policy number serves various official purposes, including documentation and claims. It often works as a reference for policyholders to access coverage details, initiate claims, and fulfil all the legal requirements associated with vehicle insurance.     *Standard T&C Apply * Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.