Suggested
Home Insurance
Safeguard Your Memories, Insure Your Home
Coverage Highlights
Get comprehensive coverage for your homeAll Risk Coverage
Get comprehensive protection against wide range of risks like accidental fire, lightning, flood, storm, earthquake, accidental damage, theft, burglary and more, except named exclusions
Worldwide Coverage
Option to secure your valuables, jewellery, laptops, mobiles, cameras & other portable equipments anywhere in the world
Waiver Of Condition Of Average
Under many policies if you under-declare sum insured, then there is a pro-rata deduction from claim payable. However, under this policy proportional deduction will not be applied
No Content Declaration
You need not declare list of contents if the content sum insured is above INR 5 Lacs
Long-Term Cover
Policy can be issued for a period upto 5 years
Restoration Of Sum Insured
If the sum insured is exhausted due to a claim, it will be restored for subsequent claims within the policy year
Multiple Plans
You can select plans that are best suited for your needs
Easy Claim Process
Streamlined and hassle-free claims process to ensure quick settlements
24x7 Customer Support
Round-the-clock assistance to address any queries or emergencies promptly
Note
* Indicative annual premium for 1 lakh sum insured
Key Inclusions
What's covered?Fire and Allied perils
Covers loss or damage caused due to fire, lightning, cyclones, floods and many more
Breakdown of domestic appliances
Covers the repair or replacement costs arising from unexpected mechanical or electrical breakdown of domestic appliances
Burglary and Theft
Covers for the loss or damage to the premises and contents caused by actual /attempted burglary or theft
Key Exclusions
What's not covered?Consequential loss of any kind or description
Whether on the sports field or off, losses are a part of life. Indirect or consequential losses, such as the stoppage of rental income due to damage sustained by the insured property, is not covered under the easy householder policy.
Loss or damage caused by depreciation or wear and tear
Hours, days, months and years, the hands of time govern all things. If your home or its contents suffer damage due to age, we are unable to cover such losses.
Damage to contents of a consumable nature
Consumables such as medicines, food, fuel, cooking gas etc. are not covered under the terms of the policy.
Loss or damage to mobile phones or similar communication devices
Mobile phones and other communication devices being personal use devices are not covered under theeasy householder policy.
Loss of or damage to valuables, jewellery or precious items
Gold and other valuables are perhaps safest in a bank vault. They are not covered under our householder policy.
Other exclusions as listed in the policy wordings
For details on our terms and conditions of coverage, read the policy wordings carefully before investing. For more information, please refer to the brochure in the tools section above.
Optional Covers
What else can you get?Key And Lock Replacement Cover
Covers cost for replacing locks and keys of your home and vehicles if they are lost or stolen
ATM Withdrawal Robbery Cover
Provides financial protection if you are robbed after withdrawing cash from an ATM
Lost Wallet Cover
Replacement costs for lost or stolen wallet as well as personal papers and payment cards that were in the wallet
Dog Insurance Cover
Insures against death from accidents or diseases of your pet dog covered under the policy
Public Liability Cover
Offers protection against legal liability for accidental bodily injury or property damage to third parties
Employee's Compensation Cover
Covers legal liability towards employees for injury, illness or death arising out of employment duties
Temporary Resettlement Cover
Covers expenses for temporary accommodation if your home is uninhabitable following a loss
Loss Of Rent Cover
Compensates for lost rental income if your insured property becomes uninhabitable following a loss
Compare Insurance Plans Made for You
Plans Offered |
Gold Plan I |
Diamond Plan I |
Platinum Plan I |
Gold Plan II |
Diamond Plan II |
Platinum Plan II |
---|---|---|---|---|---|---|
Suitable For | Flats/Independent Buildings/Bungalows | Flats/Independent Buildings/Bungalows | Flats | Flats/Independent Buildings/Bungalows | Flats/Independent Buildings/Bungalows | Flats |
Home Building Cover | Market Value Basis: Cost of replacement or repairs to restore to original condition after adjusting for depreciation | Reinstatement Value Basis: Cost of replacement or repairs to restore to original condition without depreciation | Agreed Value Basis: Mutually determined value while buying the policy | Market Value Basis: Cost of replacement or repairs to restore to original condition after adjusting for depreciation | Reinstatement Value Basis: Cost of replacement or repairs to restore to original condition without any depreciation | Agreed Value Basis: Mutually determined value while buying the policy |
Home Content Cover | New for old basis: Cost of replacement with a new item of the same kind without depreciation | New for old basis: Cost of replacement with a new item of the same kind without depreciation | New for old basis: Cost of replacement with a new item of the same kind without depreciation | Indemnity Basis: Cost of replacement with item of the same kind after adjusting for depreciation | Indemnity Basis: Cost of replacement with item of the same kind after adjusting for depreciation | Indemnity Basis: Cost of replacement with item of the same kind after adjusting for depreciation |
Portable Equipments Cover | New for old basis for items upto specified age, else indemnity | New for old basis for items upto specified age, else indemnity | New for old basis for items upto specified age, else indemnity | Indemnity basis | Indemnity basis | Indemnity basis |
Jewellery And Valuables, Curios, Art And Paintings | Optional Cover | Optional Cover | Optional Cover | Optional Cover | Optional Cover | Optional Cover |
Rent For Alternate Accomodation And Brokerage | Not Covered | Covered up to specified limits | Not Covered | Covered up to specified limits | Covered up to specified limits | Covered up to specified limits |
Emergency Purchases Up To INR 20,000 | Not Covered | Covered | Covered | Not Covered | Covered | Covered |
Get instant access to your policy details with a single click.
Insurance benefits and rewards
Earn points for health activities and get benefits as premium discounts & policy upgrades. Improve your health to reduce claims & maximize benefits.
Complete health assessment and data integration
Start with a detailed health evaluation and sync your medical records & wearables for real-time data on activity, sleep & vital metrics.
Insurance benefits and rewards
Earn points for health activities and get benefits as premium discounts & policy upgrades. Improve your health to reduce claims & maximize benefits
Complete health assessment and data integration
Start with a detailed health evaluation and sync your medical records & wearables for real-time data on activity, sleep & vital metrics.
Step-by-Step Guide
How to Buy
0
Visit Bajaj Allianz website
1
Enter personal details
2
Compare home insurance plans
3
Select suitable coverage
4
Check discounts & offers
5
Add optional benefits
6
Proceed to secure payment
7
Receive instant policy confirmation
How to Renew
0
Login to the app
1
Enter your current policy details
2
Review and update coverage if required
3
Check for renewal offers
4
Add or remove riders
5
Confirm details and proceed
6
Complete renewal payment online
7
Receive instant confirmation for your policy renewal
How to Claim
0
Notify Bajaj Allianz about the claim using app
1
Submit all the required documents
2
Choose cashless or reimbursement mode for your claim
3
Avail treatment and share required bills
4
Receive claim settlement after approval
How to Port
0
Check eligibility for porting
1
Compare new policy benefits
2
Apply before your current policy expires
3
Provide details of your existing policy
4
Undergo risk assessment by Bajaj Allianz
5
Receive approval from Bajaj Allianz
6
Pay the premium for your new policy
7
Receive policy documents & coverage details
Diverse more policies for different needs
Critical Illness Insurance
Health Claim by Direct Click
Personal Accident policy
Global Personal Guard Policy
Claim Motor On The Spot
Two-Wheeler Long Term Policy
24x7 Roadside/Spot assistance
Caringly Yours (Motor Insurance)
Travel Insurance Claim
Cashless Claim
24x7 Missed Facility
Filing a Travel Insurance Claim
My Home–All Risk Policy
Home Insurance Claim process
Home Insurance Simplified
Home Insurance Cover
Simple Process
Straightforward online travel insurance quote and price. Easy to pay and buy
Madanmohan Govindarajulu
Chennai
11th Apr 2019
Convenient
Very user-friendly and convenient. Appreciate the Bajaj Allianz team a lot.
Payal Nayak
Pune
15th Mar 2019
Affordable
Very nice service with an affordable premium for travel insurance.
Kinjal Boghara
Mumbai
5th Mar 2019
User Friendly
Quick, easy, and user-friendly process to buy travel insurance.
Abhijeet Doiphode
Pune
6th Feb 2019
Customer Support
Very prompt and professional service. I am pleased with the customer service team at Bajaj Allianz.
Ushaben Pipalia
Ahmedabad
31st Jan 2019
Quick Assistance
I am highly impressed by the efficiency of the Bajaj Allianz call centre executive who helped me with my travel insurance.
Paromik Bhattacharyya
Kolkata
25th Dec 2018
Download Caringly Yours App!
Stress and worry is a natural consequence when the mind is not at ease. To really feel at home in your new house or residential property, you need more than locks and double doors. Even an alert pet that promptly showers unknown visitors with a volley of barks is no guarantee that your loved ones within your home are safe from a variety of threats. Bajaj Allianz Easy Householders Package Policy is just what you need to keep worries at bay.
Competitive in terms of coverage and affordability, this householder policy offers a range of customised plans to suit every need and budget. Regardless of whether you own or rent your home, it offers you protection from natural and man-made risks, personal accidents or damage to property.
While it’s true that in an emergency, neighbours and friends are often the first to respond and offer emotional help, a householder policy from Bajaj Allianz is the perfect antidote to the financial uncertainty that a crisis involving your home and belongings can bring.
In India, buying a house is considered a rite of passage. Statistically, the vast majority of Indians own the homes they live in. It also brings you justifiable pride to finally have a place of your own. However, with the rising instances of theft, riots, loss of belongings and other risks, the house of your dreams has to contend with a number of risks on a day to day basis. If you have a family or other dependents, the risks are often magnified in light of the possibility of accidents or injuries.
These risks cannot be predicted or always prevented. Investing in home insurance gives you a measure of certainty in the event of an unfortunate incident like burglary. The easy householderpolicy absorbs any financial shockwaves that you might experience and enables you to be a resilient and calm pillar of support for your family and loved ones.
Here’s why Bajaj Allianz Easy Householders Package Policy:
Convenience to choose from 3 customized plans : To win at chess against a skilled opponent, you need more than one strategy. As the game progresses, your instincts alone may not be enough to help win, you’d need flexibility and improvisation to match the competition. With our easy householder policy, you can choose from 3 customized plans offering modular coverage suited to your unique needs.
Affordable package premium : As a discerning buyer, we know you appreciate getting better value for your money, which is why our easy householder policy is specially designed to be cost effective while offering tailored coverage that is just the right fit for your requirements. As the cost of living increases, the cost of protecting your home and its belongings is finally reducing, thanks to our easy householder policy.
Combination of requisite covers: Choosing a buffet over an a la carte meal gives a wider choice of food to eat besides being more exciting. With our easy householder policy, we have taken aim at eliminating redundancy and giving you unmatched flexibility in choosing the best coverage for your needs. This not only reduces the overall cost of buying a home insurance cover but also helps you respond to emergencies in a much more confident manner.
Easy claim settlement process: When it comes to delivering on our promises, we want to be always on point. By leveraging state of the art technology and modern workflows, the easy householder policy offers you fast claim settlement and 24x7 customer support that keeps you informed every step of the way. No matter the time of day (or night!), you’ll always find a listening ear when you call us with a query. Our advisors lose no time in giving you real time status updates for home insurance claims and will be more than happy to answer any questions that you may have!
Buying a home is a lot like scaling a summit. Arranging the finances and performing the paperwork before finally taking possession of your new home can be a fairly long drawn process. Considering the amount of financial investment and equity you would have put in while buying a house, a householder policy makes a lot of sense. For a nominal premium, it provides your home and family with peace of mind and continuity in case of calamities like theft, riots, fire, floods, earthquakes etc.
Being an immovable asset, you may take a number of physical measures to protect your home and its contents from damage. From a security point of view, you may opt for CCTV, video door phones, intercom systems, etc. to ensure better surveillance around your home and its immediate vicinity. You may even ask friendly neighbours to keep an eye on suspicious persons in the spirit of mutual cooperation.
However, while these measures can contribute to improving vigilance and promoting security around the neighbourhood, they are by no means fool proof. Worse, they offer no protection from the financial losses and resulting turmoil that one can experience should the unthinkable occur. Bajaj Allianz’ proven householder policy helps you cover the gap in terms of minimizing the financial impact and ensuring a smooth transition from chaos to normalcy in case of natural or man-made calamities.
Simple, effective and affordable-our easy householder policy is the ace of spades that can turn a tragedy into a learning experience.
Buying a home is a lot like scaling a summit. Arranging the finances and performing the paperwork before finally taking possession of your new home can be a fairly long drawn process. Considering the amount of financial investment and equity you would have put in while buying a house, a householder policy makes a lot of sense. For a nominal premium, it provides your home and family with peace of mind and continuity in case of calamities like theft, riots, fire, floods, earthquakes etc.
Being an immovable asset, you may take a number of physical measures to protect your home and its contents from damage. From a security point of view, you may opt for CCTV, video door phones, intercom systems, etc. to ensure better surveillance around your home and its immediate vicinity. You may even ask friendly neighbours to keep an eye on suspicious persons in the spirit of mutual cooperation.
However, while these measures can contribute to improving vigilance and promoting security around the neighbourhood, they are by no means fool proof. Worse, they offer no protection from the financial losses and resulting turmoil that one can experience should the unthinkable occur. Bajaj Allianz’ proven householder policy helps you cover the gap in terms of minimizing the financial impact and ensuring a smooth transition from chaos to normalcy in case of natural or man-made calamities.
Simple, effective and affordable-our easy householder policy is the ace of spades that can turn a tragedy into a learning experience.