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Easy Householder Package Policy

Convenient protection for your home
Easy Householder Package Policy | Bajaj Allianz

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What’s in it for you?

Convenience to choose from 3 customized plans

Affordable premium package

Easy claim settlement process

Easy Householders Package Policy

Stress and worry is a natural consequence when the mind is not at ease. To really feel at home in your new house or residential property, you need more than locks and double doors. Even an alert pet that promptly showers unknown visitors with a volley of barks is no guarantee that your loved ones within your home are safe from a variety of threats. Bajaj Allianz Easy Householders Package Policy is just what you need to keep worries at bay.

Competitive in terms of coverage and affordability, this householder policy offers a range of customised plans to suit every need and budget. Regardless of whether you own or rent your home, it offers you protection from natural and man-made risks, personal accidents or damage to property.

While it’s true that in an emergency, neighbours and friends are often the first to respond and offer emotional help, a householder policy from Bajaj Allianz is the perfect antidote to the financial uncertainty that a crisis involving your home and belongings can bring.

Key Benefits for Home Insurance

In India, buying a house is considered a rite of passage. Statistically, the vast majority of Indians own the homes they live in. It also brings you justifiable pride to finally have a place of your own. However, with the rising instances of theft, riots, loss of belongings and other risks, the house of your dreams has to contend with a number of risks on a day to day basis. If you have a family or other dependents, the risks are often magnified in light of the possibility of accidents or injuries. 

 

These risks cannot be predicted or always prevented. Investing in home insurance  gives you a measure of certainty in the event of an unfortunate incident like burglary. The easy householderpolicy absorbs any financial shockwaves that you might experience and enables you to be a resilient and calm pillar of support for your family and loved ones.

 

Here’s why Bajaj Allianz Easy Householders Package Policy:

  • Convenience to choose from 3 customized plans

    To win at chess against a skilled opponent, you need more than one strategy. As the game progresses, your instincts alone may not be enough to help win, you’d need flexibility and improvisation to match the competition.  With our easy householder policy, you can choose from 3 customized plans offering modular coverage suited to your unique needs.

  • Affordable package premium

    As a discerning buyer, we know you appreciate getting better value for your money, which is why our easy householder policy is specially designed to be cost effective while offering tailored coverage that is just the right fit for your requirements. As the cost of living increases, the cost of protecting your home and its belongings is finally reducing, thanks to our easy householder policy.

  • Combination of requisite covers

    Choosing a buffet over an a la carte meal gives a wider choice of food to eat besides being more exciting. With our easy householder policy, we have taken aim at eliminating redundancy and giving you unmatched flexibility in choosing the best coverage for your needs. This not only reduces the overall cost of buying a home insurance cover but also helps you respond to emergencies in a much more confident manner. 

  • Easy claim settlement process

    When it comes to delivering on our promises, we want to be always on point. By leveraging state of the art technology and modern workflows, the easy householder policy offers you fast claim settlement and 24x7 customer support that keeps you informed every step of the way. No matter the time of day (or night!), you’ll always find a listening ear when you call us with a query. Our advisors lose no time in giving you real time status updates for home insurance claims  and will be more than happy to answer any questions that you may have!

Watch this video to know more about our Easy Householders Package Policy.

To register a claim under our Easy Householder’s Policy, give us a call on our Toll Free Number (1800 209 5858) or drop an email to bagichelp@bajajallianz.co.in

Click here to register your claim online.

 

Here’s a step-by-step process of how your claim will be processed:

 

1.  Once we receive the claim intimation, we will appoint a surveyor who will visit you for assessing the loss

 

2.  Based on his survey, the claim is registered and the claim number will be shared with you for tracking

 

3.   We will share a list of required documents within 48-72 hours of the survey. You will have to submit the same to us within 7-15 working days

 

4.   After the receipt of the documents, the loss adjuster will submit a report to us

 

5.   Once we receive both – the report and your documents, your claim will be processed within 7-10 working days and the payment will be deposited via NEFT

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LET’S SIMPLIFY HOME INSURANCE, SHALL WE?

What is easy house holders package policy?

Whether water logging due to incessant rains or malfunctioning electrical appliances, our easy house holders’ package policy gives you respite from the costs of repair and replacement. This comprehensive package policy is designed to cover various risks and contingencies faced by householders. It provides protection for your household contents, domestic appliances, electronic equipment and domestic travel baggage.

Easy house holders package policy is designed to provide a one-stop solution for protecting the things you value most. 

Can I increase my sum insured?

No, the sum insured on your home insurance policy cannot be increased once the policy is in effect.  This is because Easy House Holders package policy has fixed plans to choose from with preset sum insured amount.

What are the major exclusions under this policy?

Though Bajaj Allianz offers comprehensive coverage, there are certain risks that do not come under its purview. Consequential loss of any kind or description, loss or damage caused by depreciation or wear and tear, damage to contents of consumable nature, loss or damage to mobile phones or similar communication devices, loss or damage to valuables, jewellery or precious items are not covered. For the full list of exclusions, view the policy wordings.

What are the plans available under this policy?

We offer three unique plans that insure you against major risks, with a fixed sum insured.

Our happy customers!

ANISA BANSAL

Bajaj Allianz your customer service agent was courteous, guided me throughout the transaction and quick in responding.

MAHESH

Home insurance online process was simple and easy. Bajaj Allianz keep up the good work.

KALYANA BALAJ

Insurance Wallet App service is very user friendly and hassle free process.

HOME INSURANCE FOR YOU

Buying a home is a lot like scaling a summit. Arranging the finances and performing the paperwork before finally taking possession of your new home can be a fairly long drawn process. Considering the amount of financial investment and equity you would have put in while buying a house, a householder policy makes a lot of sense. For a nominal premium, it provides your home and family with peace of mind and continuity in case of calamities like theft, riots, fire, floods, earthquakes etc.

Being an immovable asset, you may take a number of physical measures to protect your home and its contents from damage. From a security point of view, you may opt for CCTV, video door phones, intercom systems, etc. to ensure better surveillance around your home and its immediate vicinity. You may even ask friendly neighbours to keep an eye on suspicious persons in the spirit of mutual cooperation.

However, while these measures can contribute to improving vigilance and promoting security around the neighbourhood, they are by no means fool proof. Worse, they offer no protection from the financial losses and resulting turmoil that one can experience should the unthinkable occur. Bajaj Allianz’ proven householder policy helps you cover the gap in terms of minimizing the financial impact and ensuring a smooth transition from chaos to normalcy in case of natural or man-made calamities.

Simple, effective and affordable-our easy householder policy is the ace of spades that can turn a tragedy into a learning experience.

Just a couple of clicks to secure your home!

All you need to know about this policy

IMPORTANT POINTS TO NOTE BEFORE BUYING Easy Householders Package Policy

  • Inclusions
  • Exclusions

Fire and Allied perils

Covers loss or damage caused due to fire, lightning, cyclones, floods and many more

Breakdown of domestic appliances

Covers the repair or replacement costs arising from unexpected mechanical or electrical breakdown of domestic appliances

Burglary and Theft

Covers for the loss or damage to the premises and contents caused by actual /attempted burglary or theft

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Consequential loss of any kind or description

Whether on the sports field or off, losses are a part of life. Indirect or consequential losses, such as the stoppage of rental income due to damage sustained by the insured property, is not covered under the easy householder policy.

Loss or damage caused by depreciation or wear and tear

Hours, days, months and years, the hands of time govern all things. If your home or its contents suffer damage due to age, we are unable to cover such losses.

Damage to contents of a consumable nature

Consumables such as medicines, food, fuel, cooking gas etc. are not covered under the terms of the policy.

Loss or damage to mobile phones or similar communication devices

Mobile phones and other communication devices being personal use devices are not covered under theeasy householder policy.

Loss of or damage to valuables, jewellery or precious items

Gold and other valuables are perhaps safest in a bank vault. They are not covered under our householder policy.

Other exclusions as listed in the policy wordings

For details on our terms and conditions of coverage, read the policy wordings carefully before investing.

For more information, please refer to the brochure in the tools section above.

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Customer Stories

NISHANT KUMAR
NISHANT KUMAR

Easy and hassle free, convenient way to buy home insurance online.

RAVI PUTREVU
RAVI PUTREVU

Very professional, fast and simple claim process of home insurance!

PRAKHAR GUPTA
PRAKHAR GUPTA

I had a word with Bajaj Allianz executive and he explained me everything about the Home insurance which is appreciated.

Thank You for Your Interest in Bajaj Allianz Insurance Policy, A Customer Support Excecutive will call you back shortly to assist you through the Process.

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I hereby authorize Bajaj Allianz General Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back at a convenient time. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) under either Fully or Partially Blocked category, any call made or SMS sent in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business. Furthermore, I understand that these calls will be recorded & monitored for quality & training purposes, and may be made available to me if required.

Disclaimer

I hereby authorize Bajaj Allianz General Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back at a convenient time. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) under either Fully or Partially Blocked category, any call made or SMS sent in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business. Furthermore, I understand that these calls will be recorded & monitored for quality & training purposes, and may be made available to me if required.

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