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Customer Health Queries – Claiming multiple health insurance policies at the same time

Yet another video from our Common Customer Queries series regarding Bajaj Allianz Health Insurance. Most of the people have a query about buying two health insurance policy at the same time, so the query is ‘Can we claim two health insurance policies at the same time? If yes, how?’ 

The answer to this query is, Yes, if the insured has coverage under two health insurance policies then he has a right to choose from which insurance policy he wants to claim. Now if the claim amount is higher than the sum insured, then the insured can claim the balance amount from second insurance policy. So it is important to note this point while buying two different health insurance policy. 

If you have one health insurance policy and looking to buy another one, opt for Bajaj Allianz Extra Care Health Insurance Plan. This is not only a top-up plan but can also be bought as a standalone policy. Extra care plus will kick in once you have exhausted the basic health insurance cover. Extra care plus policy pays the hospitalization expenses incurred above the aggregate deductible opted for you. 

Disclaimer

I hereby authorize Bajaj Allianz General Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back at a convenient time. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) under either Fully or Partially Blocked category, any call made or SMS sent in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business. Furthermore, I understand that these calls will be recorded & monitored for quality & training purposes, and may be made available to me if required.

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