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Social Media Liability Under Cyber Insurance

Social media liability – what coverage does it offer?

With the rise in Internet users in India, there has been a significant rise in hacking, cyber-attacks, etc. As per a report by ICUBE, Internet users in India will reach 627 million in 2019. The youth today spends a lot of time on social media. Although social media can provide immense knowledge, prolonged use has some major risks. Social media has unlocked the doors to various data and privacy threats.

To cover your digital footprints when using social media, cyber insurance is highly recommended. Social media liability, a feature of cyber insurance covers you in case any identity theft or other illegal activities occur on your social media accounts.

Benefits of Cyber Insurance-

With Cyber Insurance, the liability of a data hack or phishing attack does not fall on your shoulders. Here’s what Cyber Insurance can do for you:

Covers financial costs- If you are a victim of a cyberattack, then the insurance provider will cover all the legal expenses of prosecuting the perpetrator.

Covers counseling costs- Cyberattacks can lead to hypertension, stress and other medical situations. If you are insured and going through such condition then your insurance company will look after all the expenses incurred on the services of a psychiatrist, psychologist or counsellor.

Additional coverage from various internet-based risks- When you have cyber insurance, you are safe from various risks such as Identity theft, IT theft loss, malware attack, social media liability, phishing, email spoofing, cyber extortion, cyberstalking, media liability, data breach by a third party etc.

By following basic cyber safety rules such as routinely changing passwords, using only secure Wi-Fi networks and scanning downloads for viruses, a cyber insurance policy can also help you fight organized online crime and protect yourself from its dangerous implications.

Explore more Cyber Insurance Features

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