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A dog is not just a furry animal residing in your home - it is a member of your family. If you have a dog, it is likely that you are emotionally attached to it and want to ensure its health and well-being for the long term. A pet insurance policy by Bajaj Allianz General Insurance can allow you to do that.
If you need to become more familiar with the concept of dog insurance and what it entails, let us explain.
Essentially, a pet insurance plan provides financial support if your dog suffers from an unfortunate event covered by the policy, such as a medical issue, diagnosis of a disease, theft, or even its passing away due to an illness. Opting for Pet Insurance for dogs can help ensure your dog receives timely and effective care during emergencies and other scenarios.*
Claims are subject to terms and conditions set forth under pet insurance policy.
Let’s explore this in detail.
Benefits of Pet Insurance for Dogs - Coverage and More
When you opt for a pet insurance plan from Bajaj Allianz General Insurance, here are some covers you can benefit from:
1. Coverage for surgery expenses*
Dogs love to play, hop around, and explore new places. While this is important for their overall growth and well-being, it can also put them at risk for accidents that can lead to surgery. Veterinarian expenses for the same can be quite hefty.
A pet insurance plan can be of help here. In case of an accident or illness leading to surgery by a vet at their clinic or a hospital, the insurance policy can pay a certain amount to take care of it. What’s more, pre-surgery and post-surgery expenses will also be covered for a specified number of days, as per policy wordings.
Additionally, this coverage also extends to the treatment in case of a fracture, even though it may not require surgery.
Claims are subject to terms and conditions set forth under pet insurance policy.
2. Hospitalisation expenses cover*
An accidental injury or illness may not always lead to surgery. Oftentimes, it can lead to the pet being hospitalised as well. In this equally unpleasant scenario too, your Pet insurance plan can provide financial support that may ensure your furry friend’s recovery happens at the earliest.
Claims are subject to terms and conditions set forth under pet insurance policy.
3. Terminal care coverage*
It would be a heart-breaking moment for any pet owner if their pet is diagnosed with a terminal illness. However, it would be even more heart-breaking if one did not have enough funds to ensure their dog’s treatment.
With pet insurance, you can receive a lump-sum amount that would enable you to secure treatment for the pet’s terminal illness, as per the policy wordings. This coverage is applicable to multiple major diseases, such as cancer (all types), chronic kidney failure, coagulation disorders, cardiac dysfunctions, canine distemper, and leptospirosis.
Claims are subject to terms and conditions set forth under pet insurance policy.
4. Long-term care coverage*
Just like humans have diseases that require long-term care, so do our furry friends. And just like humans need financial support to take care of those diseases, so do dogs. With pet insurance for dogs, one can get a lump-sum amount when their pet is diagnosed with a disease requiring long-term care, as specified in the policy.
Some of the diseases covered include epilepsy, pancreatitis, diabetes, thyroid dysfunction, and so on, as specified in the policy wordings.
Claims are subject to terms and conditions set forth under pet insurance policy.
5. Coverage for Out-Patient Department or OPD expenses*
Under pet insurance plans, you get indemnified for the expenses incurred by you for the treatment of the pet at a veterinarian clinic. The coverage applies to treatment for multiple diseases, such as meningitis, hepatitis/ liver dysfunction, pneumonia, peritonitis, vestibular disorder, and more, to the extent specified in the policy wordings.
Claims are subject to terms and conditions set forth under pet insurance policy.
6. Theft/loss/straying coverage*
In case of the unfortunate absence of your pet due to theft/loss/straying and no recovery being made even after 45 days, the policy can provide pre-decided compensation to you. The plan can also bear the cost of advertising and reward in your recovery efforts, as noted in the policy.
Claims are subject to terms and conditions set forth under pet insurance policy.
Some Important Points to Note about Pet Insurance Covers
The following points will help you get a more comprehensive understanding of pet insurance:
1. Each pet cover mentioned above, and any additional covers available under the policy’s scope, will have a sum insured sub-limit. In case of a claim under the particular pet cover, the sum insured sub-limit you may have opted for, shall apply.
2. All pet covers are subject to conditions and exclusions specified in the policy.
3. Pet insurance coverage for dogs can differ as per the breed and age of the dog being insured. So, it is ideal to carry out research regarding the pet insurance plan before going ahead to ensure the right coverage for your pet.
Opting for insurance for pets in India can be an effective way of showing your beloved furry friend that you care and ensuring a happier, healthier life for them.
*Standard T&C apply.
Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.
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