In India, owning a car comes with a set of responsibilities. According to the Motor Vehicles Act, 1988, having third-party car insurance is a compulsion for all the car owners and this can be done easily by availing car insurance online
. The law has been formulated for the safety of individuals while driving on the road.
Every driver must possess specific documents while driving a car in India. Failure to own the relevant documents will result in heavy penalties. Here’s a closer look at the appropriate list of paperwork required by every car owner in India:
- Driving license
A driving license is a crucial document every car owner must own. For instance, if an individual owns either a four-wheeler, he must have a driving license. When an individual applies for a license, they initially receives a learner’s license. However, a permanent license can be obtained after clearing the driving test. A car owner must carry the driving license with them at all times while driving.
- Car insurance policy
Every car owner must insure his/her vehicle. Although third-party insurance is mandatory, one can also opt for comprehensive coverage. With comprehensive motor insurance, a policyholder can cover the self-damage as well as third-party damage after a collision. Once you protect your vehicle with an insurance policy, carry the insurance certificate whenever you hit the roads. You can insure your vehicle within minutes by purchasing comprehensive as well as third party car insurance online
- Registration certificate (RC)
When an individual purchases a vehicle, they must compulsorily register the car. The document obtained on the registration of the vehicle is known as the RC certificate. A driver can apply for the registration certificate at the Regional Transport Certificate (RTO). However, one has to register his/her vehicle within seven days of the purchase. Once the registration certificate is issued, he/she can carry the document in his/her car at all times.
- Pollution Under Control (PUC) Certificate
The certificated acquired on passing the emission test is called as the PUC certificate. The PUC tests are usually conducted at petrol pumps. The prime aim of obtaining the PUC Certificate is to ensure that the car meets the pollution control norms. Every car owner must have the PUC certificate and produce it whenever and wherever required. Failure to carry the PUC certificate might result in a hefty fine.
- Required permits
Certain vehicles needed for commercial purposes require special permits. The most commonly asked document for specific vehicles is a fitness certificate. Ideally, the fitness certificate is needed to check to see whether the car is fit to operate on public roads or not.
To sum up, every driver must keep all the relevant documents handy. In case he/she is pulled over by a cop, an individual can produce the documents for verification. Moreover, buy car insurance immediately after the car purchase. Bajaj Allianz General Insurance offers all the policyholders with extensive coverage along with add-ons during car insurance online purchase. Additionally, its 24x7 road assistance ensures your safety while driving on the public roads in India.