Buy Policy: 1800-209-0144| Service: 1800-209-5858
Service Chat: +91 75072 45858
Thank you for visiting our website.
For any assistance please call on 1800-209-0144
Risks Covered
Prevented Sowing/Planting Risk
Prevented Sowing/Planting Risk
A farmer is eligible for a cover up to 25% of the SI (Sum Insured) on account of prevented sowing/ planting due to deficit rainfall or adverse seasonal conditions. This is applicable for the cases where the farmer had every intention to sow/ plant and had incurred expenditure for the same.
Localized Risk
Localized Risk
Loss/damage resulting from occurrence of identified localized risks of hailstorm, landslide and inundation affecting isolated farms in the notified area.
Standing Crop (Sowing to Harvesting)
Standing Crop (Sowing to Harvesting)
Comprehensive risk insurance is provided to cover yield losses due to non- preventable risks e.g. natural fire and lightning, storm, tempest, cyclone, drought/dry spell, pests and diseases.
Mid-Season Adversity
Mid-Season Adversity
This cover is to provide immediate relief to farmers in case of any widespread calamity or adverse season, wherein the expected yield during the season is likely to be less than 50% of normal yield.
Post-Harvest Losses
Post-Harvest Losses
This coverage is available up to a maximum period of two weeks from harvesting, and is applicable for those crops which are allowed to dry in 'cut and spread' condition in the field after harvesting. The coverage is available against specific perils of cyclone, cyclonic rains and unseasonal rains.
Agriculture is at the heart of India’s economy, so ensuring our farmers' well-being shouldn’t be an afterthought but a core policy. Reap the benefits of comprehensive crop insurance with West Bengal's Bangla Shasya Bima, designed to protect farmers against unforeseen natural calamities, pests, and diseases.
The Bangla Shasya Bima PDF form is your gateway to registering for crop insurance in West Bengal. This ensures that your agricultural ventures are protected against potential risks.
The West Bengal Bangla Shasya Bima Yojana offers various features to support and protect the state's agricultural sector. These features ensure that farmers receive comprehensive and adaptive insurance coverage tailored to the specific needs of their crops and the challenges they face.
This policy protects against various risks, including natural disasters, pest infestations, and crop diseases.
Subsidised by the state, making it affordable for all farmers.
Utilises the latest technology for accurate claim assessments.
Offers options for different crops and seasons, providing tailored protection.
Bangla Shasya Bima is crucial for securing farmers' livelihoods by providing financial stability and support in the event of crop failure, ensuring sustainable agricultural practices.
Understanding the workflow of the Bangla Shasya Bima Yojana helps farmers effectively navigate the insurance process from registration to compensation.
Farmers enrol through the official portal or local agriculture offices.
Subsidised rates with government support.
Automated assessments through weather stations and crop-cutting experiments.
Quick and direct compensation for losses based on clear guidelines.
The Bangla Shasya Bima Scheme is comprehensive, covering various aspects contributing to its effectiveness and reach. These include eligibility criteria, the types of crops covered, and the innovative use of technology.
The scheme is open to all farmers in West Bengal who are actively cultivating the notified crops, including small, medium, and large-scale farmers.
It encompasses a wide range of crops, typically including major Kharif and Rabi crops that are specified and notified annually, adapting to agricultural trends and needs.
Advanced satellite imagery and automated data collection systems are employed to conduct field assessments with high accuracy, helping in precise damage evaluation.
The scheme is operated in close partnership with state and central government agencies, ensuring its broad reach and receiving the necessary support to be effective and efficient. This collaboration also aids in the continuous improvement and adaptation of the scheme to meet evolving agricultural challenges.
Farmers can also track their insurance claims through the Banglar Shasya Bima status check feature, ensuring transparency and accessibility. Moreover, the scheme is linked to other national initiatives like PM Shasya Bima, further strengthening the financial safety net for farmers.
Shasya bima online apply for the Bangla Shasya Bima Yojana is simple, so all eligible farmers can easily access crop insurance. The entire application process can be conducted online, supported by a quick verification system.
Farmers can apply through the dedicated state agricultural portal. The portal guides users through the registration process, clearly explaining all steps.
To support the application, applicants must submit essential documents, including land records and valid ID proof such as Aadhaar or Voter ID.
The provided documents undergo a quick verification process to confirm the authenticity of the land details and the applicant's eligibility. This step is crucial to ensure that only eligible farmers receive the insurance benefits.
The insurance premium calculation plan for Bangla Shasya Bima Yojana is designed to be fair and accessible, considering the specifics of each farmer's land and crop type.
Premiums are calculated based on the land area and crop type.
Automatic application of government subsidies to reduce farmer costs.
Premium calculations also consider historical data and risk assessments for various crops in various regions, ensuring that the premiums are equitable and represent the actual risks.
Farmers have multiple options for paying their premiums, including through the agricultural portal, direct bank transfers, or local cooperative banks, which provide flexibility and ease of access.
Visit the official portal to monitor the status of your Bangla Shasya Bima application. Enter your unique application ID to view current updates.
You can check your Bangla Shasya Bima coverage details on the official portal. Log in with your credentials to access and review your insurance coverage specifics.
Upon registering for Bangla Shasya Bima, farmers receive a unique user ID. Use this ID to log into the official portal, ensuring your account's security with robust password protocols.
After your Bangla Shasya Bima insurance application is approved, you can download your insurance certificate directly from the official portal, ensuring you have proof of insurance when needed.
Please contact our dedicated support team for detailed assistance or inquiries related to insurance enrollment and claims. You can reach us at the local agricultural offices or the Bangla Shasya Bima portal. You can also call our toll-free helpline at 18002095959 or email us at bagichelp@bajajallianz.co.in for prompt support with any questions or issues regarding the Bangla Shasya Bima scheme.
In addition to schemes like Bangla Shasya Bima, farmers can explore private insurance options for comprehensive coverage. Bajaj Allianz General Insurance Company offers specialised agricultural insurance policies that provide protection against natural calamities, pests, and diseases. These policies are designed to safeguard the financial interests of farmers, complementing government schemes by offering additional layers of security, ensuring farmers are covered throughout their agricultural cycle. The integration of modern technology and easy claim processes further enhances the efficiency of these insurance offerings, making them a viable option for farmers seeking broader coverage.
Bangla Shasya Bima is a state-backed insurance program in West Bengal designed to provide comprehensive protection for farmers against risks such as natural disasters, pests, and diseases. It aims to stabilise farmers' incomes and ensure their continuity in farming by offering timely financial support in the event of crop damage.
All registered farmers in West Bengal cultivating notified crops are eligible for Bangla Shasya Bima. This includes small, marginal, and large farmers whose crop data are uploaded to the dedicated State Crop Insurance Portal, ensuring a structured approach to policy coverage.
Bangla Shasya Bima covers a variety of seasonal crops that the government notifies explicitly each year. These typically include major Kharif and Rabi crops, ensuring the scheme is relevant and beneficial to the state's diverse agricultural practices.
Farmers can enrol in the Bangla Shasya Bima scheme by visiting local agricultural offices or using the state agriculture portal online. The process requires farmers to submit relevant documentation and ensures that all eligible farmers have efficient access to insurance coverage.
Bangla Shasya Bima offers significant benefits, including financial compensation for crop losses due to insured perils, support for stabilising farming activities, and assurance of continuity in agricultural production. It also helps mitigate the financial instability that arises from crop failures.
Premiums for Bangla Shasya Bima are calculated based on the type of crop, area under cultivation, and risk factors associated with specific crops. The government subsidises a part of the premium to make the insurance affordable for all categories of farmers.
The coverage period for Bangla Shasya Bima aligns with the agricultural seasons—Kharif and Rabi—ensuring that the insurance protection is in effect during the critical growing and harvesting periods for various crops.
To file a claim under Bangla Shasya Bima, farmers should report the loss immediately to the nearest agricultural office or through the online portal, submit the required documentation, and follow the guided procedures for claim assessment and compensation.
The documents required to file a claim under Bangla Shasya Bima include proof of crop damage, such as field inspection reports, data from crop-cutting experiments, and land ownership documents to validate the claim.
Farmers can check the status of their Bangla Shasya Bima claim online through the scheme's portal using their unique claim ID or by contacting their local agricultural office for updates.
Exclusions under the Bangla Shasya Bima policy include damages from war, nuclear risks, malicious damage by the insured, and losses from events not explicitly covered in the policy, such as unnotified perils or intentional destruction of crops.
The claim amount in Bangla Shasya Bima is determined based on the extent of loss assessed, the insured value of the crop, and the conditions specified in the policy schedule. This ensures that compensation is accurately aligned with the damage incurred.
In the event of a crop loss under Bangla Shasya Bima, farmers should immediately notify their insurance provider, document the damage thoroughly, submit the necessary claim forms and supporting documents, and follow up regularly to ensure the claim is processed.
Yes, farmers can update their crop details after enrolling in Bangla Shasya Bima by accessing their profile on the online portal or by visiting their local agricultural office. This allows for adjustments to their coverage based on actual cultivation.
More information or assistance regarding Bangla Shasya Bima is available on the official scheme portal or through local agricultural offices. These resources provide comprehensive support and guidance to ensure farmers can maximise the scheme's benefits.
Disclaimer
I hereby authorize Bajaj Allianz General Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back at a convenient time. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) under either Fully or Partially Blocked category, any call made or SMS sent in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business. Furthermore, I understand that these calls will be recorded & monitored for quality & training purposes, and may be made available to me if required.
Please enter valid quote reference ID
