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Crop Insurance

Bangla Shasya Bima: Comprehensive Crop Insurance

HealthGuard

Key Features

risks of hailstorm, landslide and inundation affecting isolated farms in the notified area.
  • Standing Crop (Sowing to Harvesting)

cover yield losses due to non- preventable risks e.g. natural fire and lightning, storm, tempest, cyclone, drought/dry spell, pests and diseases.

  • Mid-Season Adversity

This cover is to provide immediate relief to farmers in case of any widespread calamity or adverse season, wherein the expected yield during the season is likely to be less than 50% of normal yield.

  • Post-Harvest Losses

This coverage is available up to a maximum period of two weeks from harvesting, and is applicable for those crops which are allowed to dry in 'cut and spread' condition in the field after harvesting. The coverage is available against specific perils of cyclone, cyclonic rains and unseasonal rains.

  • Prevented Sowing/Planting Risk

A farmer is eligible for a cover up to 25% of the SI (Sum Insured) on account of prevented sowing/ planting due to deficit rainfall or adverse seasonal conditions. This is applicable for the cases where the farmer had every intention to sow/ plant and had incurred expenditure for the same.

  • Localized Risk

Loss/damage resulting from occurrence of identified localized risks of hailstorm, landslide and inundation affecting isolated farms in the notified area.

West Bengal Bangla Shasya Bima

Agriculture is at the heart of India’s economy, so ensuring our farmers' well-being shouldn’t be an afterthought but a core policy. Reap the benefits of comprehensive crop insurance with West Bengal's Bangla Shasya Bima, designed to protect farmers against unforeseen natural calamities, pests, and diseases.

 

What is Bangla Shasya Bima PDF Form?

The Bangla Shasya Bima PDF form is your gateway to registering for crop insurance in West Bengal. This ensures that your agricultural ventures are protected against potential risks.

 

Features of West Bengal Bangla Shasya Bima Yojana

The West Bengal Bangla Shasya Bima Yojana offers various features to support and protect the state's agricultural sector. These features ensure that farmers receive comprehensive and adaptive insurance coverage tailored to the specific needs of their crops and the challenges they face.

  • Comprehensive Coverage :

    This policy protects against various risks, including natural disasters, pest infestations, and crop diseases.

  • Government Supported :

    Subsidised by the state, making it affordable for all farmers.

  • Automated Weather Stations :

    Utilises the latest technology for accurate claim assessments.

  • Flexible Coverage :

    Offers options for different crops and seasons, providing tailored protection.

     

Why It's Important:

Bangla Shasya Bima is crucial for securing farmers' livelihoods by providing financial stability and support in the event of crop failure, ensuring sustainable agricultural practices.

 

How Bangla Shasya Bima Yojana Works?

Understanding the workflow of the Bangla Shasya Bima Yojana helps farmers effectively navigate the insurance process from registration to compensation.

  • Registration :

    Farmers enrol through the official portal or local agriculture offices.

  • Premium Payment :

    Subsidised rates with government support.

  • Claim Process :

    Automated assessments through weather stations and crop-cutting experiments.

  • Compensation :

    Quick and direct compensation for losses based on clear guidelines.

     

Some Important Details About Bangla Shasya Bima Scheme

The Bangla Shasya Bima Scheme is comprehensive, covering various aspects contributing to its effectiveness and reach. These include eligibility criteria, the types of crops covered, and the innovative use of technology.

  • Eligibility :

    The scheme is open to all farmers in West Bengal who are actively cultivating the notified crops, including small, medium, and large-scale farmers.

  • Crops Covered :

    It encompasses a wide range of crops, typically including major Kharif and Rabi crops that are specified and notified annually, adapting to agricultural trends and needs.

  • Technology Integration :

    Advanced satellite imagery and automated data collection systems are employed to conduct field assessments with high accuracy, helping in precise damage evaluation.

  • Government Collaboration :

    The scheme is operated in close partnership with state and central government agencies, ensuring its broad reach and receiving the necessary support to be effective and efficient. This collaboration also aids in the continuous improvement and adaptation of the scheme to meet evolving agricultural challenges.

Farmers can also track their insurance claims through the Banglar Shasya Bima status check feature, ensuring transparency and accessibility. Moreover, the scheme is linked to other national initiatives like PM Shasya Bima, further strengthening the financial safety net for farmers.

 

Application Procedure Of Bangla Shasya Bima Yojana

Shasya bima online apply for the Bangla Shasya Bima Yojana is simple, so all eligible farmers can easily access crop insurance. The entire application process can be conducted online, supported by a quick verification system.

  • Online Application :

    Farmers can apply through the dedicated state agricultural portal. The portal guides users through the registration process, clearly explaining all steps.

  • Documentation :

    To support the application, applicants must submit essential documents, including land records and valid ID proof such as Aadhaar or Voter ID.

  • Verification :

    The provided documents undergo a quick verification process to confirm the authenticity of the land details and the applicant's eligibility. This step is crucial to ensure that only eligible farmers receive the insurance benefits.

     

Insurance Calculate Bangla Shasya Bima Yojana

The insurance premium calculation plan for Bangla Shasya Bima Yojana is designed to be fair and accessible, considering the specifics of each farmer's land and crop type.

  • Based on Crop Area:

    Premiums are calculated based on the land area and crop type.

  • Subsidy Application :

    Automatic application of government subsidies to reduce farmer costs.

  • Risk Assessment :

    Premium calculations also consider historical data and risk assessments for various crops in various regions, ensuring that the premiums are equitable and represent the actual risks.

  • Payment Flexibility :

    Farmers have multiple options for paying their premiums, including through the agricultural portal, direct bank transfers, or local cooperative banks, which provide flexibility and ease of access.

     

Application Status Of Bangla Shasya Bima Yojana

Visit the official portal to monitor the status of your Bangla Shasya Bima application. Enter your unique application ID to view current updates.

 

Procedure To Check Insurance Coverage

You can check your Bangla Shasya Bima coverage details on the official portal. Log in with your credentials to access and review your insurance coverage specifics.

 

Procedure To Login On The Portal

Upon registering for Bangla Shasya Bima, farmers receive a unique user ID. Use this ID to log into the official portal, ensuring your account's security with robust password protocols.

 

Download the Certificate Of Insurance

After your Bangla Shasya Bima insurance application is approved, you can download your insurance certificate directly from the official portal, ensuring you have proof of insurance when needed.

 

Contact Details

Please contact our dedicated support team for detailed assistance or inquiries related to insurance enrollment and claims. You can reach us at the local agricultural offices or the Bangla Shasya Bima portal. You can also call our toll-free helpline at 18002095959 or email us at bagichelp@bajajallianz.co.in for prompt support with any questions or issues regarding the Bangla Shasya Bima scheme.

In addition to schemes like Bangla Shasya Bima, farmers can explore private insurance options for comprehensive coverage. Bajaj Allianz General Insurance Company offers specialised agricultural insurance policies that provide protection against natural calamities, pests, and diseases. These policies are designed to safeguard the financial interests of farmers, complementing government schemes by offering additional layers of security, ensuring farmers are covered throughout their agricultural cycle. The integration of modern technology and easy claim processes further enhances the efficiency of these insurance offerings, making them a viable option for farmers seeking broader coverage.