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Motor Insurance
Private Car Insurance Policy
Get Up To 85% Off*
Road trips, commutes, or quick errands—protection that follows you everywhere
Coverage Highlights
Get comprehensive coverage for your car
Premium
Starting from INR 2094*
Cashless Garages
7,200+ network garages for hassle free services
Own Damage Cover
Covers damage to your car due to accidents, fire, theft and natural calamities
Third Party Liability
Unlimited liability for third party bodily injuries and INR 7.5 lacs for third party property damage
Personal Accident Cover
Starting from INR 15 Lacs
No Claim Bonus
Up to 50%
Optional Covers
Wide range of Add Ons
On The Spot Claim Settlement
You can instantly register your car insurance claim from the accident spot and get it settled within minutes through our Caringly Yours App
24x7 Spot Assistance
Get 24x7 roadside assistance, ensuring help is always just a call away, no matter when or where your car breaks down
Inclusions
What’s covered?Loss or Damage to your car and two-wheeler against Natural Calamities
Fire, explosion, self-ignition or lightning, earthquake, flood, typhoon, hurricane, storm, tempest, inundation, cyclone, hailstorm, frost, landslide and rockslide.
Loss or Damage to your car and two-wheeler against Man-made Calamities
Burglary, theft, riot, strike, malicious act, accident by external means, terrorist activity, any damage in transit by road, rail, inland waterway, lift, elevator or air.
Personal Accident Cover
Coverage of Rs.1 Lakh for the individual owner/driver of the vehicle while driving or travelling, mounting or dismounting from the two wheeler. Optional personal accident covers for co-passengers available.
Third Party Legal Liability
Protection against legal liability due to accidental damages resulting in the permanent injury or death of a person, and damage caused to the surrounding property.
Note
Please read policy wordings for detailed inclusions
Exclusions
What’s not covered?Normal wear and tear and general ageing of the vehicle
Depreciation or any consequential loss
Mechanical/ electrical breakdown
Wear and tear of consumables like tyres and tubes unless the vehicle is damaged at the same time
In which case the liability of the company shall be limited to 50% of the cost of replacement
Vehicles being used otherwise than in accordance with limitations as to use
Damage to/ by a person driving any vehicles without a valid license
Damage to/ by a person driving the vehicle under the influence of drugs or liquor.
Loss/ damage due to war, mutiny or nuclear risk
Note
Please read policy wording for detailed exclusions
Additional Covers
What else can you get?24x7 Road Side Assistance
Provides immediate roadside help for emergencies like flat tyres, towing, fuel assistance and more
Consumable Expenses
Coverage for consumables items like grease, lubricants, engine oil, oil filter, brake oil, etc
Zero Depreciation Cover
Every year the value of a car depreciates but with zero depreciation cover, there are no depreciation cuts even when you make a claim, and you get the entire amount in your hands
Pay As You Consume
If you drive less then you can pay less by selecting number of kilometers driven in a year and thus saving on your insurance premium
No Claim Bonus Protector
Protects your No Claim Bonus even if you make a claim ensuring you get discount on your premium
Tyre Safeguard
This add-on cover can be fruitful if your car's tyre or tube gets damaged due to an accident. Tyre secure cover provides coverage for replacement expenses of tyres and tubes of the insured vehicle
Conveyance Benefit
If your car is in the garage for repairs, this cover will pay for money spent on cabs for your daily commute
Engine Protector
Covers financial losses incurred due to damage to your car engine
Return to Invoice (RTI) Cover
Recover invoice value of your car back in case of theft or total loss
Benefits You Deserve
Reliable Customer Support
We have a dedicated call centre and chat support taking care of all your needs
7200+ Cashless garages
Wide network of cashless garages for hassle free service
On the Spot Claim Settlement
Register claim on accident spot and get it settled within minute on our app
At-A-Glance
Compare Insurance Plans Made for You
| Feature |
Third Party Liabilty Cover |
Own Damage Cover |
Comprehensive Cover |
Comprehensive Cover with Add-ons |
|---|---|---|---|---|
| Overview | Covers legal liabilities arising due to body injury or property damage to others due to your car. It is mandatory by law. | Covers expenses arising out of damage to your car. | Full fedged cover comprising of Third Party Liability cover and Own Damage covers | Enhance coverage by opting for various Add-ons over and above the comprehensive cover |
| Policy Period | 1 or 3 years | 1 Year | 1 and 3 years | 1 and 3 years |
| Third Party Liability for Injury, Death & Property Damage | Yes | No | Yes | Yes |
| Accidents & Collisions | No | Yes | Yes | Yes |
| Natural or Man-Made Disasters | No | Yes | Yes | Yes |
| Fire Damage | No | Yes | Yes | Yes |
| Theft | No | Yes | Yes | Yes |
| Compulsory Personal Accident | Yes | Yes | Yes | Yes |
| Add-on: No Claim Bonus | No | No | No | Yes |
| Add-on: Zero Depreciation Cover | No | No | No | Yes |
| Add-on: Lock & Key Replacement | No | No | No | Yes |
| Add-on: 24x7 Roadside Assistance | No | No | No | Yes |
| Add-on: Consumables Cover | No | No | No | Yes |
| Explore more add-ons | No | Up to 27 Add Ons | Up to 27 Add Ons | Up to 27 Add Ons |
Download Policy Document
Get instant access to your policy details with a single click.
Why Insure Your Car with Bajaj Allianz?
Buy Now
Motor & Health Companion
Drive Confidently with Bajaj Allianz
Experience seamless vehicle management with the Bajaj Allianz Drive Smart App, featuring on-road assistance, fuel efficiency stats, driving alerts, and more
Track, Manage & Thrive with Your All-In-One Health Companion
Discover a health plan tailored just for you–get insights and achieve your wellness goals
Take Charge of Your Health & Earn Rewards–Start Today!
Be proactive about your health–set goals, track progress, and get discounts!
Frequently Bought Together
View All
Step-by-Step Guide
To help you navigate your insurance journey
How To Buy
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0
Download the Caringly Yours app from App stores or click "Get Quote"
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1
Register or log in to your account.
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2
Enter your car details
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3
You will be redirected to the Car Insurance Page.
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4
Ensure to check your No Claim Discount
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5
Choose right Insured Declared Value (IDV) that reflects your car value
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6
Evaluate Covers, Add Ons, Optional Covers and Exclusions
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7
Select a plan from the recommended options, or customize your own plan
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8
Review the premium and other coverage details
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9
Proceed with the payment using your preferred method
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10
Receive confirmation of your purchased policy via email and SMS
How To Renew
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0
Login to the app
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1
Enter your current policy details
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2
Review and update coverage if required
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3
Check for renewal offers
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4
Add or remove riders
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5
Confirm details and proceed
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6
Complete renewal payment online
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7
Receive instant confirmation for your policy renewal
How to Claim
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0
Download our Caringly Yours App on Android or iOS
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1
Register or login to use Motor On the spot claim for a smooth process
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2
Enter your policy and accident details (location, date, time)
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3
Save and click Register to file your claim
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4
Receive an SMS with your claim registration number
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5
Fill in the digital claim form and submit NEFT details
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6
Upload photos of damaged parts as instructed
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7
Upload your RC and driving license
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8
Receive an SMS with the proposed claim amount
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9
Use the SMS link to agree/disagree with the claim amount
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10
Agree to receive the amount in your bank account
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11
Track your claim status using the Insurance Wallet App
Know More
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0
For any further queries, please reach out to us
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1
Phone +91 020 66026666
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2
Fax +91 020 66026667
Quick Links
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Home Insurance Simplified
Home Insurance Cover
Smart Reads, Right Coverage
View All
Create a Profile With Us to Unlock New Benefits
- Customised plans that grow with you
- Proactive coverage for future milestones
- Expert advice tailored to your profile
What Our Customers Say
Very good portal with all information on few clicks are available.
Ajay Talekar
Mumbai
21st May 2021
Nice easy to understand Website. Website works properly with no hiccups and transactions processes while buying Motor vehicle insurance.
Nilesh Kunte
Mumbai
18th May 2021
I have got a fantastic deal and guidance from Bajaj Allianz and purchased car policy online. thank you
Bhushan Kawatkar
1st May 2021
FAQ's
What is Car Insurance Policy?
What is a third party risk policy?
Should I make small claims?
How can I reduce the insurance premium for my car?
What if I have to make changes or endorsement in the policy?
Can I transfer my existing motor insurance policy to the new owner?
What risks are covered under an insurance policy for a vehicle?
Why should I buy comprehensive vehicle insurance policy?
What is a Third-Party Liability Cover?
Differenciate Third-Party Liability and Comprehensive Motor Insurance?
Will my no claims bonus be transferred if I renew my motor insurance?
What is premium reduction process if no claim aquired previously?
What should be my first action to initiate a claim?
How do I register my claim?
What is a "deductible" or "compulsory excess" in motor insurance?
Why does my vehicle insurance premium change during renewal?
How 'no claim bonus' is calculated at the time of renewal?
What is break-in insurance? What should I do in case of break-in?
When is vehicle inspection mandatory in motor insurance?
Can I change my motor insurance provider at renewal?
Why juggle policies when one app can do it all?
Download Caringly your's app!
Private Car Insurance from Bajaj Allianz
You rely on your vehicle for complete freedom of movement. Private car insurance sustains your freedom by compensating your major claims which can otherwise be very expensive. You love taking long drives and commuting to office with the radio on. Your vehicle is one of your most important possessions. Give it the care and protection it deserves with Bajaj Allianz motor insurance.
Private car insurance or two-wheeler insurance by Bajaj Allianz provides unmatched care and protection for your motoring experience.Private car insurance is one of the things you need against expensive costs like a breakage or third party claims.Private car insurance is an important thing to consider even before buying a car.
Note: For assistance with buying private car insurance or two-wheeler insurance online, please call us at 1800-209-0144(Toll Free).
Your private car insurance policy should contain cashless settlement in preferred workshops along with 24x7 claims support.Also look for hassle-free claim settlement experience and procedures before getting private car insurance.
Toll Free: 1800-102-5858 Chargeable: 020-30305858
Key Benefits of Motor Insurance with Us
- Instant online policy issuance and renewal in easy steps.
- Cashless claims at over 1500 preferred garages. 75% on account payment when cashless facility is not available.
- To locate a Bajaj Allianz's Preferred Garage nearest to you call us at: 1800-209-0144 (Toll Free).
- Transfer your existing No Claim Bonus from any insurance provider ranging from 20% - 50%.
- Instant claims assistance and SMS updates on your motor claim status through our 24x7 call-centers.
- Towing facility in an event of a breakdown/accident 24x7 service by phone or online-even on holidays.
- Bajaj Allianz preferred workshops give you access to hassle-free inspection, high service standards and cashless settlement of claims in event of an accident/breakdown
What makes our insurance unique
With Motor On-The-Spot, Health Direct Click, etc we provide fast claim process , Our sales toll free number:1800-209-0144
